The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 261 1,470 SH   SOLE   0 0 1,470
AMAZON COM INC COM 023135106 1,020 306 SH   SOLE   0 0 306
AMPLIFY ETF TR CWP ENHANCED DIV 032108409 2,197 57,518 SH   SOLE   0 0 57,518
AMPLIFY ETF TR BLACKSWAN TECH 032108755 360 14,500 SH   SOLE   0 0 14,500
APELLIS PHARMACEUTICALS INC COM 03753U106 238 5,040 SH   SOLE   0 0 5,040
APPLE INC COM 037833100 591 3,329 SH   SOLE   0 0 3,329
ARK ETF TR FINTECH INNOVA 00214Q708 661 16,177 SH   SOLE   0 0 16,177
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 750 2,510 SH   SOLE   0 0 2,510
BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101 380 23,950 SH   SOLE   0 0 23,950
BNY MELLON STRATEGIC MUN BD COM 09662E109 705 84,432 SH   SOLE   0 0 84,432
BNY MELLON STRATEGIC MUNS IN COM 05588W108 548 64,753 SH   SOLE   0 0 64,753
BOEING CO COM 097023105 678 3,368 SH   SOLE   0 0 3,368
COLUMBIA FINL INC COM 197641103 417 20,000 SH   SOLE   0 0 20,000
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 3,543 71,350 SH   SOLE   0 0 71,350
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 10,562 357,190 SH   SOLE   0 0 357,190
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 3,325 66,491 SH   SOLE   0 0 66,491
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,726 63,067 SH   SOLE   0 0 63,067
DOUBLELINE INCOME SOLUTIONS COM 258622109 883 54,789 SH   SOLE   0 0 54,789
DOW INC COM 260557103 227 4,008 SH   SOLE   0 0 4,008
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 1,632 12,052 SH   SOLE   0 0 12,052
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855 637 31,225 SH   SOLE   0 0 31,225
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 1,367 26,398 SH   SOLE   0 0 26,398
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 394 1,743 SH   SOLE   0 0 1,743
GLOBAL X FDS CYBRSCURTY ETF 37954Y384 305 9,602 SH   SOLE   0 0 9,602
GOLDMAN SACHS GROUP INC COM 38141G104 423 1,106 SH   SOLE   0 0 1,106
INTEL CORP COM 458140100 573 11,126 SH   SOLE   0 0 11,126
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 259 1,590 SH   SOLE   0 0 1,590
INVESCO QQQ TR UNIT SER 1 46090E103 756 1,899 SH   SOLE   0 0 1,899
ISHARES TR 10-20 YR TRS ETF 464288653 1,112 7,496 SH   SOLE   0 0 7,496
ISHARES TR CORE TOTAL USD 46434V613 4,508 85,165 SH   SOLE   0 0 85,165
ISHARES TR ESG AWR MSCI USA 46435G425 13,906 128,876 SH   SOLE   0 0 128,876
ISHARES TR FALN ANGLS USD 46435G474 2,160 72,069 SH   SOLE   0 0 72,069
ISHARES TR GLOBAL FINLS ETF 464287333 1,596 19,932 SH   SOLE   0 0 19,932
ISHARES TR MBS ETF 464288588 950 8,844 SH   SOLE   0 0 8,844
ISHARES TR MSCI USA MIN VOL 46429B697 1,255 15,516 SH   SOLE   0 0 15,516
ISHARES TR MSCI USA VALUE 46432F388 2,518 22,998 SH   SOLE   0 0 22,998
ISHARES TR US TREAS BD ETF 46429B267 5,708 213,924 SH   SOLE   0 0 213,924
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,504 14,201 SH   SOLE   0 0 14,201
ISHARES TR U.S. TECH ETF 464287721 354 3,086 SH   SOLE   0 0 3,086
ISHARES TR S&P 500 VAL ETF 464287408 464 2,963 SH   SOLE   0 0 2,963
ISHARES TR EAFE GRWTH ETF 464288885 669 6,062 SH   SOLE   0 0 6,062
ISHARES TR EAFE VALUE ETF 464288877 675 13,405 SH   SOLE   0 0 13,405
ISHARES TR MSCI USA QLT FCT 46432F339 612 4,202 SH   SOLE   0 0 4,202
ISHARES TR CORE S&P500 ETF 464287200 4,640 9,727 SH   SOLE   0 0 9,727
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 746 24,166 SH   SOLE   0 0 24,166
KAYNE ANDERSON ENERGY INFRST COM 486606106 392 50,284 SH   SOLE   0 0 50,284
KKR REAL ESTATE FIN TR INC COM 48251K100 375 18,000 SH   SOLE   0 0 18,000
LISTED FD TR ROUNDHILL BALL 53656F417 483 31,816 SH   SOLE   0 0 31,816
MERCK & CO INC COM 58933Y105 282 3,686 SH   SOLE   0 0 3,686
MICROSOFT CORP COM 594918104 277 825 SH   SOLE   0 0 825
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102 612 39,765 SH   SOLE   0 0 39,765
PIMCO ETF TR MUNI INCOME OPP 72201R635 330 6,605 SH   SOLE   0 0 6,605
PROSHARES TR S&P 500 DV ARIST 74348A467 794 8,085 SH   SOLE   0 0 8,085
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,650 25,879 SH   SOLE   0 0 25,879
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,312 9,314 SH   SOLE   0 0 9,314
SHERWIN WILLIAMS CO COM 824348106 249 706 SH   SOLE   0 0 706
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 747 1,443 SH   SOLE   0 0 1,443
SPDR SER TR PORTFOLIO S&P500 78464A854 14,658 262,546 SH   SOLE   0 0 262,546
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 520 64,781 SH   SOLE   0 0 64,781
TELLURIAN INC NEW COM 87968A104 43 13,926 SH   SOLE   0 0 13,926
VANECK ETF TRUST GOLD MINERS ETF 92189F106 227 7,100 SH   SOLE   0 0 7,100
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 1,577 5,108 SH   SOLE   0 0 5,108
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 592 1,356 SH   SOLE   0 0 1,356
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 574 3,341 SH   SOLE   0 0 3,341
VANGUARD WORLD FDS ENERGY ETF 92204A306 1,575 20,299 SH   SOLE   0 0 20,299
VANGUARD WORLD FDS INF TECH ETF 92204A702 348 759 SH   SOLE   0 0 759
WISDOMTREE TR EM EX ST-OWNED 97717X578 325 8,827 SH   SOLE   0 0 8,827