The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   4,214 24,569 SH   SOLE   0 0 24,569
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   282 931 SH   SOLE   0 0 931
ALPHABET INC CAP STK CL A 02079K305   1,717 9,426 SH   SOLE   0 0 9,426
ALPHABET INC CAP STK CL C 02079K107   582 3,171 SH   SOLE   0 0 3,171
AT&T INC COM 00206R102   407 21,284 SH   SOLE   0 0 21,284
AXON ENTERPRISE INC COM 05464C101   333 1,132 SH   SOLE   0 0 1,132
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   27,559 587,119 SH   SOLE   0 0 587,119
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   295 4,968 SH   SOLE   0 0 4,968
BRISTOL-MYERS SQUIBB CO COM 110122108   509 12,254 SH   SOLE   0 0 12,254
BRISTOL-MYERS SQUIBB CO COM 110122108   509 12,254 SH   SOLE   0 0 12,254
BROADCOM INC COM 11135F101   4,881 3,040 SH   SOLE   0 0 3,040
BROWN FORMAN CORP CL B 115637209   724 16,773 SH   SOLE   0 0 16,773
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   326 3,696 SH   SOLE   0 0 3,696
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201   338 4,945 SH   SOLE   0 0 4,945
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   8,425 255,306 SH   SOLE   0 0 255,306
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   1,152 35,016 SH   SOLE   0 0 35,016
CARDINAL HEALTH INC COM 14149Y108   1,481 15,061 SH   SOLE   0 0 15,061
CATERPILLAR INC COM 149123101   543 1,629 SH   SOLE   0 0 1,629
CHEVRON CORP NEW COM 166764100   3,388 21,660 SH   SOLE   0 0 21,660
CHEVRON CORP NEW COM 166764100   3,388 21,660 SH   SOLE   0 0 21,660
CHUBB LIMITED COM H1467J104   2,601 10,195 SH   SOLE   0 0 10,195
CINCINNATI FINL CORP COM 172062101   1,780 15,069 SH   SOLE   0 0 15,069
CINTAS CORP COM 172908105   4,090 5,841 SH   SOLE   0 0 5,841
CISCO SYS INC COM 17275R102   771 16,230 SH   SOLE   0 0 16,230
CITIGROUP INC COM NEW 172967424   1,218 19,193 SH   SOLE   0 0 19,193
CITIGROUP INC COM NEW 172967424   1,218 19,193 SH   SOLE   0 0 19,193
CLOROX CO DEL COM 189054109   537 3,935 SH   SOLE   0 0 3,935
CME GROUP INC COM 12572Q105   1,109 5,639 SH   SOLE   0 0 5,639
COCA COLA CO COM 191216100   2,748 43,178 SH   SOLE   0 0 43,178
COCA COLA CO COM 191216100   2,748 43,178 SH   SOLE   0 0 43,178
COLGATE PALMOLIVE CO COM 194162103   1,165 12,002 SH   SOLE   0 0 12,002
COMCAST CORP NEW CL A 20030N101   1,234 31,511 SH   SOLE   0 0 31,511
CONOCOPHILLIPS COM 20825C104   378 3,309 SH   SOLE   0 0 3,309
COSTCO WHSL CORP NEW COM 22160K105   655 771 SH   SOLE   0 0 771
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   19,231 596,554 SH   SOLE   0 0 596,554
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   18,281 439,988 SH   SOLE   0 0 439,988
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   17,285 480,754 SH   SOLE   0 0 480,754
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   11,223 434,213 SH   SOLE   0 0 434,213
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   7,396 157,357 SH   SOLE   0 0 157,357
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   6,227 105,915 SH   SOLE   0 0 105,915
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   4,893 94,243 SH   SOLE   0 0 94,243
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   4,171 140,494 SH   SOLE   0 0 140,494
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   4,050 103,038 SH   SOLE   0 0 103,038
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   2,692 102,392 SH   SOLE   0 0 102,392
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   2,562 95,846 SH   SOLE   0 0 95,846
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   1,864 45,639 SH   SOLE   0 0 45,639
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   794 31,221 SH   SOLE   0 0 31,221
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   788 21,016 SH   SOLE   0 0 21,016
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   422 14,605 SH   SOLE   0 0 14,605
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   301 13,630 SH   SOLE   0 0 13,630
DOVER CORP COM 260003108   2,392 13,256 SH   SOLE   0 0 13,256
DUKE ENERGY CORP NEW COM NEW 26441C204   969 9,669 SH   SOLE   0 0 9,669
EA SERIES TRUST ALPHA ARCH 1-3 02072L565   645 5,981 SH   SOLE   0 0 5,981
EATON CORP PLC SHS G29183103   212 675 SH   SOLE   0 0 675
ECOLAB INC COM 278865100   1,253 5,266 SH   SOLE   0 0 5,266
ELI LILLY & CO COM 532457108   3,137 3,465 SH   SOLE   0 0 3,465
ELI LILLY & CO COM 532457108   3,137 3,465 SH   SOLE   0 0 3,465
EMERSON ELEC CO COM 291011104   2,190 19,876 SH   SOLE   0 0 19,876
EMERSON ELEC CO COM 291011104   2,190 19,876 SH   SOLE   0 0 19,876
ENTERGY CORP NEW COM 29364G103   236 2,208 SH   SOLE   0 0 2,208
EOG RES INC COM 26875P101   333 2,645 SH   SOLE   0 0 2,645
ESPERION THERAPEUTICS INC NE COM 29664W105   55 24,551 SH   SOLE   0 0 24,551
EVERSOURCE ENERGY COM 30040W108   406 7,154 SH   SOLE   0 0 7,154
EXPEDITORS INTL WASH INC COM 302130109   649 5,204 SH   SOLE   0 0 5,204
EXXON MOBIL CORP COM 30231G102   4,439 38,559 SH   SOLE   0 0 38,559
FASTENAL CO COM 311900104   290 4,621 SH   SOLE   0 0 4,621
FIFTH THIRD BANCORP COM 316773100   360 9,869 SH   SOLE   0 0 9,869
GENERAL DYNAMICS CORP COM 369550108   2,239 7,716 SH   SOLE   0 0 7,716
GENUINE PARTS CO COM 372460105   1,631 11,793 SH   SOLE   0 0 11,793
GILEAD SCIENCES INC COM 375558103   753 10,973 SH   SOLE   0 0 10,973
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   1,294 12,095 SH   SOLE   0 0 12,095
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479   875 19,329 SH   SOLE   0 0 19,329
GOLDMAN SACHS GROUP INC COM 38141G104   541 1,197 SH   SOLE   0 0 1,197
GRAINGER W W INC COM 384802104   3,613 4,004 SH   SOLE   0 0 4,004
HOME DEPOT INC COM 437076102   879 2,553 SH   SOLE   0 0 2,553
HOME DEPOT INC COM 437076102   879 2,553 SH   SOLE   0 0 2,553
HORMEL FOODS CORP COM 440452100   405 13,282 SH   SOLE   0 0 13,282
HP INC COM 40434L105   209 5,955 SH   SOLE   0 0 5,955
ILLINOIS TOOL WKS INC COM 452308109   1,991 8,403 SH   SOLE   0 0 8,403
ILLINOIS TOOL WKS INC COM 452308109   1,991 8,403 SH   SOLE   0 0 8,403
INTEL CORP COM 458140100   287 9,281 SH   SOLE   0 0 9,281
INTEL CORP COM 458140100   287 9,281 SH   SOLE   0 0 9,281
INTERNATIONAL BUSINESS MACHS COM 459200101   1,547 8,938 SH   SOLE   0 0 8,938
INTERNATIONAL BUSINESS MACHS COM 459200101   1,547 8,938 SH   SOLE   0 0 8,938
INVESCO CURRENCYSHARES CDN D CDN DLR SHS 46138T104   350 4,898 SH   SOLE   0 0 4,898
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   1,910 9,689 SH   SOLE   0 0 9,689
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   290 8,971 SH   SOLE   0 0 8,971
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506   790 18,506 SH   SOLE   0 0 18,506
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   489 2,978 SH   SOLE   0 0 2,978
ISHARES INC MSCI EMRG CHN 46434G764   10,239 172,951 SH   SOLE   0 0 172,951
ISHARES INC CORE MSCI EMKT 46434G103   8,433 157,583 SH   SOLE   0 0 157,583
ISHARES TR MSCI USA QLT FCT 46432F339   32,782 191,975 SH   SOLE   0 0 191,975
ISHARES TR RUS 1000 VAL ETF 464287598   24,486 140,317 SH   SOLE   0 0 140,317
ISHARES TR CORE TOTAL USD 46434V613   24,113 533,231 SH   SOLE   0 0 533,231
ISHARES TR EAFE GRWTH ETF 464288885   21,803 213,124 SH   SOLE   0 0 213,124
ISHARES TR CORE S&P500 ETF 464287200   21,491 39,336 SH   SOLE   0 0 39,336
ISHARES TR S&P 500 GRWT ETF 464287309   18,901 204,247 SH   SOLE   0 0 204,247
ISHARES TR CORE S&P MCP ETF 464287507   17,280 295,002 SH   SOLE   0 0 295,002
ISHARES TR MBS ETF 464288588   16,543 180,189 SH   SOLE   0 0 180,189
ISHARES TR U.S. TECH ETF 464287721   16,075 106,813 SH   SOLE   0 0 106,813
ISHARES TR 3 7 YR TREAS BD 464288661   13,651 118,209 SH   SOLE   0 0 118,209
ISHARES TR 20 YR TR BD ETF 464287432   8,676 94,525 SH   SOLE   0 0 94,525
ISHARES TR EAFE VALUE ETF 464288877   7,593 143,147 SH   SOLE   0 0 143,147
ISHARES TR EXPONENTIAL TECH 46434V381   7,262 123,415 SH   SOLE   0 0 123,415
ISHARES TR ESG AWR MSCI USA 46435G425   7,159 60,000 SH   SOLE   0 0 60,000
ISHARES TR CORE US AGGBD ET 464287226   6,744 69,436 SH   SOLE   0 0 69,436
ISHARES TR NATIONAL MUN ETF 464288414   6,029 56,583 SH   SOLE   0 0 56,583
ISHARES TR CORE S&P SCP ETF 464287804   5,643 52,814 SH   SOLE   0 0 52,814
ISHARES TR S&P 500 VAL ETF 464287408   5,365 29,476 SH   SOLE   0 0 29,476
ISHARES TR CORE MSCI EAFE 46432F842   4,822 66,389 SH   SOLE   0 0 66,389
ISHARES TR S&P MC 400GR ETF 464287606   4,009 45,486 SH   SOLE   0 0 45,486
ISHARES TR S&P MC 400VL ETF 464287705   4,008 35,298 SH   SOLE   0 0 35,298
ISHARES TR JPMORGAN USD EMG 464288281   3,898 44,056 SH   SOLE   0 0 44,056
ISHARES TR HDG MSCI EAFE 46434V803   3,623 101,903 SH   SOLE   0 0 101,903
ISHARES TR CORE S&P TTL STK 464287150   3,354 28,241 SH   SOLE   0 0 28,241
ISHARES TR US TREAS BD ETF 46429B267   3,359 148,811 SH   SOLE   0 0 148,811
ISHARES TR 0-5 YR TIPS ETF 46429B747   3,224 32,407 SH   SOLE   0 0 32,407
ISHARES TR RUS 2000 GRW ETF 464287648   2,957 11,256 SH   SOLE   0 0 11,256
ISHARES TR US INFRASTRUC 46435U713   2,732 64,857 SH   SOLE   0 0 64,857
ISHARES TR MSCI EAFE ETF 464287465   2,391 30,522 SH   SOLE   0 0 30,522
ISHARES TR TIPS BD ETF 464287176   2,468 23,104 SH   SOLE   0 0 23,104
ISHARES TR S&P 100 ETF 464287101   2,252 8,519 SH   SOLE   0 0 8,519
ISHARES TR INVESTMENT GRADE 46435G219   1,980 44,639 SH   SOLE   0 0 44,639
ISHARES TR MSCI USA MMENTM 46432F396   1,891 9,705 SH   SOLE   0 0 9,705
ISHARES TR MSCI USA MIN VOL 46429B697   1,727 20,571 SH   SOLE   0 0 20,571
ISHARES TR ESG MSCI LEADR 46435U218   1,693 17,372 SH   SOLE   0 0 17,372
ISHARES TR BLACKROCK ULTRA 46434V878   1,625 32,157 SH   SOLE   0 0 32,157
ISHARES TR RUS 1000 ETF 464287622   1,487 4,997 SH   SOLE   0 0 4,997
ISHARES TR CONV BD ETF 46435G102   1,309 16,650 SH   SOLE   0 0 16,650
ISHARES TR 0-5YR HI YL CP 46434V407   1,195 28,329 SH   SOLE   0 0 28,329
ISHARES TR RUS TP200 VL ETF 464289420   1,137 15,191 SH   SOLE   0 0 15,191
ISHARES TR GNMA BOND ETF 46429B333   1,118 25,949 SH   SOLE   0 0 25,949
ISHARES TR 10-20 YR TRS ETF 464288653   967 9,420 SH   SOLE   0 0 9,420
ISHARES TR IBONDS DEC 46435U697   945 36,269 SH   SOLE   0 0 36,269
ISHARES TR IBONDS DEC 26 46435U259   866 34,190 SH   SOLE   0 0 34,190
ISHARES TR MSCI EAFE MIN VL 46429B689   856 12,341 SH   SOLE   0 0 12,341
ISHARES TR IBONDS DEC 25 46435U432   849 32,059 SH   SOLE   0 0 32,059
ISHARES TR IBONDS DEC 28 46435U325   836 33,413 SH   SOLE   0 0 33,413
ISHARES TR IBONDS DEC 27 46435U283   835 33,401 SH   SOLE   0 0 33,401
ISHARES TR RUS 1000 GRW ETF 464287614   763 2,093 SH   SOLE   0 0 2,093
ISHARES TR CORE MSCI TOTAL 46432F834   597 8,839 SH   SOLE   0 0 8,839
ISHARES TR GLOBAL TECH ETF 464287291   500 6,032 SH   SOLE   0 0 6,032
ISHARES TR GLOBAL ENERG ETF 464287341   455 10,961 SH   SOLE   0 0 10,961
ISHARES TR IBONDS DEC24 ETF 46434VBG4   355 14,109 SH   SOLE   0 0 14,109
ISHARES TR CORE MSCI INTL 46435G326   325 4,945 SH   SOLE   0 0 4,945
ISHARES TR IBONDS DEC2026 46435GAA0   295 12,402 SH   SOLE   0 0 12,402
ISHARES TR IBONDS DEC25 ETF 46434VBD1   281 11,294 SH   SOLE   0 0 11,294
ISHARES TR IBONDS 26 TRM TS 46436E858   275 12,160 SH   SOLE   0 0 12,160
ISHARES TR IBONDS 25 TRM TS 46436E866   275 11,853 SH   SOLE   0 0 11,853
ISHARES TR IBONDS 27 TRM TS 46436E841   270 12,219 SH   SOLE   0 0 12,219
ISHARES TR S&P SML 600 GWT 464287887   270 2,099 SH   SOLE   0 0 2,099
ISHARES TR IBDS DEC28 ETF 46435U515   264 10,672 SH   SOLE   0 0 10,672
ISHARES TR ISHS 1-5YR INVS 464288646   255 4,981 SH   SOLE   0 0 4,981
ISHARES TR IBONDS 28 TRM TS 46436E833   254 11,652 SH   SOLE   0 0 11,652
ISHARES TR US HLTHCARE ETF 464287762   233 3,795 SH   SOLE   0 0 3,795
ISHARES TR IBONDS 24 TRM TS 46436E874   211 8,794 SH   SOLE   0 0 8,794
ISHARES TR MSCI INTL VLU FT 46435G409   205 7,468 SH   SOLE   0 0 7,468
ISHARES TR IBONDS 27 ETF 46435UAA9   203 8,558 SH   SOLE   0 0 8,558
ISHARES TR TRS FLT RT BD 46434V860   201 3,973 SH   SOLE   0 0 3,973
ISHARES TR CORE S&P MCP ETF 464287507   17,280 295,002 SH   SOLE   0 0 295,002
ISHARES TR CORE S&P SCP ETF 464287804   5,643 52,814 SH   SOLE   0 0 52,814
ISHARES TR CORE S&P500 ETF 464287200   21,491 39,336 SH   SOLE   0 0 39,336
ISHARES TR EAFE GRWTH ETF 464288885   21,803 213,124 SH   SOLE   0 0 213,124
ISHARES TR EAFE VALUE ETF 464288877   7,593 143,147 SH   SOLE   0 0 143,147
ISHARES TR 10-20 YR TRS ETF 464288653   967 9,420 SH   SOLE   0 0 9,420
ISHARES TR MBS ETF 464288588   16,543 180,189 SH   SOLE   0 0 180,189
ISHARES TR JPMORGAN USD EMG 464288281   3,898 44,056 SH   SOLE   0 0 44,056
ISHARES TR CORE US AGGBD ET 464287226   6,744 69,436 SH   SOLE   0 0 69,436
ISHARES TR 3 7 YR TREAS BD 464288661   13,651 118,209 SH   SOLE   0 0 118,209
ISHARES TR S&P MC 400VL ETF 464287705   4,008 35,298 SH   SOLE   0 0 35,298
ISHARES TR S&P MC 400GR ETF 464287606   4,009 45,486 SH   SOLE   0 0 45,486
ISHARES TR RUS 1000 VAL ETF 464287598   24,486 140,317 SH   SOLE   0 0 140,317
ISHARES TR RUS 2000 GRW ETF 464287648   2,957 11,256 SH   SOLE   0 0 11,256
ISHARES TR TIPS BD ETF 464287176   2,468 23,104 SH   SOLE   0 0 23,104
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   250 4,995 SH   SOLE   0 0 4,995
JOHNSON & JOHNSON COM 478160104   4,021 27,463 SH   SOLE   0 0 27,463
JOHNSON & JOHNSON COM 478160104   4,021 27,463 SH   SOLE   0 0 27,463
JPMORGAN CHASE & CO. COM 46625H100   3,259 16,113 SH   SOLE   0 0 16,113
KENVUE INC COM 49177J102   192 10,572 SH   SOLE   0 0 10,572
KIMBERLY-CLARK CORP COM 494368103   892 6,452 SH   SOLE   0 0 6,452
LAM RESEARCH CORP COM 512807108   389 365 SH   SOLE   0 0 365
LAM RESEARCH CORP COM 512807108   389 365 SH   SOLE   0 0 365
LINDE PLC SHS G54950103   3,072 7,001 SH   SOLE   0 0 7,001
LOCKHEED MARTIN CORP COM 539830109   314 672 SH   SOLE   0 0 672
LOWES COS INC COM 548661107   2,568 11,648 SH   SOLE   0 0 11,648
LOWES COS INC COM 548661107   2,568 11,648 SH   SOLE   0 0 11,648
M & T BK CORP COM 55261F104   374 2,474 SH   SOLE   0 0 2,474
MASTERCARD INCORPORATED CL A 57636Q104   412 934 SH   SOLE   0 0 934
MCCORMICK & CO INC COM NON VTG 579780206   1,156 16,289 SH   SOLE   0 0 16,289
MCDONALDS CORP COM 580135101   2,045 8,025 SH   SOLE   0 0 8,025
MCDONALDS CORP COM 580135101   2,045 8,025 SH   SOLE   0 0 8,025
MEDTRONIC PLC SHS G5960L103   1,102 14,001 SH   SOLE   0 0 14,001
MERCK & CO INC COM 58933Y105   2,803 22,641 SH   SOLE   0 0 22,641
META PLATFORMS INC CL A 30303M102   1,171 2,322 SH   SOLE   0 0 2,322
MICROSOFT CORP COM 594918104   6,208 13,890 SH   SOLE   0 0 13,890
MICROSOFT CORP COM 594918104   6,208 13,890 SH   SOLE   0 0 13,890
MORGAN STANLEY COM NEW 617446448   615 6,332 SH   SOLE   0 0 6,332
MORGAN STANLEY COM NEW 617446448   615 6,332 SH   SOLE   0 0 6,332
MOTOROLA SOLUTIONS INC COM NEW 620076307   207 535 SH   SOLE   0 0 535
NETFLIX INC COM 64110L106   348 515 SH   SOLE   0 0 515
NEXTERA ENERGY INC COM 65339F101   2,171 30,655 SH   SOLE   0 0 30,655
NORDSON CORP COM 655663102   293 1,265 SH   SOLE   0 0 1,265
NORTHWEST NAT HLDG CO COM 66765N105   201 5,560 SH   SOLE   0 0 5,560
NOVARTIS AG SPONSORED ADR 66987V109   224 2,107 SH   SOLE   0 0 2,107
NOVO-NORDISK A S ADR 670100205   386 2,701 SH   SOLE   0 0 2,701
NUCOR CORP COM 670346105   2,991 18,922 SH   SOLE   0 0 18,922
NVIDIA CORPORATION COM 67066G104   3,474 28,147 SH   SOLE   0 0 28,147
ORACLE CORP COM 68389X105   1,079 7,644 SH   SOLE   0 0 7,644
PACER FDS TR TRENDP US LAR CP 69374H105   96,689 1,943,084 SH   SOLE   0 0 1,943,084
PACER FDS TR US CASH COWS 100 69374H881   359 6,584 SH   SOLE   0 0 6,584
PARKER-HANNIFIN CORP COM 701094104   285 564 SH   SOLE   0 0 564
PENTAIR PLC SHS G7S00T104   1,888 24,631 SH   SOLE   0 0 24,631
PEPSICO INC COM 713448108   2,186 13,257 SH   SOLE   0 0 13,257
PEPSICO INC COM 713448108   2,186 13,257 SH   SOLE   0 0 13,257
PFIZER INC COM 717081103   677 24,184 SH   SOLE   0 0 24,184
PFIZER INC COM 717081103   677 24,184 SH   SOLE   0 0 24,184
PHILLIPS 66 COM 718546104   651 4,611 SH   SOLE   0 0 4,611
PHILLIPS 66 COM 718546104   651 4,611 SH   SOLE   0 0 4,611
PIMCO ETF TR 1-5 US TIP IDX 72201R205   244 4,732 SH   SOLE   0 0 4,732
PNC FINL SVCS GROUP INC COM 693475105   526 3,382 SH   SOLE   0 0 3,382
PNC FINL SVCS GROUP INC COM 693475105   526 3,382 SH   SOLE   0 0 3,382
PPG INDS INC COM 693506107   979 7,776 SH   SOLE   0 0 7,776
PRICE T ROWE GROUP INC COM 74144T108   1,142 9,901 SH   SOLE   0 0 9,901
PROCTER AND GAMBLE CO COM 742718109   4,704 28,522 SH   SOLE   0 0 28,522
PROCTER AND GAMBLE CO COM 742718109   4,704 28,522 SH   SOLE   0 0 28,522
PROSHARES TR S&P 500 DV ARIST 74348A467   12,565 130,713 SH   SOLE   0 0 130,713
PROSHARES TR MSCI EAFE DIVD 74347B839   1,545 40,896 SH   SOLE   0 0 40,896
PROSHARES TR S&P TECH DIVIDEN 74347G606   724 9,703 SH   SOLE   0 0 9,703
PROSHARES TR RUSS 2000 DIVD 74347B698   580 9,334 SH   SOLE   0 0 9,334
PROSHARES TR S&P MDCP 400 DIV 74347B680   562 7,632 SH   SOLE   0 0 7,632
PROVIDENT FINL SVCS INC COM 74386T105   255 17,781 SH   SOLE   0 0 17,781
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   841 11,408 SH   SOLE   0 0 11,408
QUALCOMM INC COM 747525103   1,187 5,957 SH   SOLE   0 0 5,957
QUALCOMM INC COM 747525103   1,187 5,957 SH   SOLE   0 0 5,957
REALTY INCOME CORP COM 756109104   529 10,012 SH   SOLE   0 0 10,012
ROPER TECHNOLOGIES INC COM 776696106   1,977 3,508 SH   SOLE   0 0 3,508
RPM INTL INC COM 749685103   271 2,519 SH   SOLE   0 0 2,519
S&P GLOBAL INC COM 78409V104   2,949 6,612 SH   SOLE   0 0 6,612
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   15,191 333,281 SH   SOLE   0 0 333,281
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   254 5,209 SH   SOLE   0 0 5,209
SHELL PLC SPON ADS 780259305   404 5,596 SH   SOLE   0 0 5,596
SHERWIN WILLIAMS CO COM 824348106   2,279 7,638 SH   SOLE   0 0 7,638
SMITH A O CORP COM 831865209   1,192 14,580 SH   SOLE   0 0 14,580
SOUTHERN CO COM 842587107   910 11,728 SH   SOLE   0 0 11,728
SOUTHERN CO COM 842587107   910 11,728 SH   SOLE   0 0 11,728
SPDR INDEX SHS FDS S&P NORTH AMER 78463X152   5,693 104,514 SH   SOLE   0 0 104,514
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,898 50,385 SH   SOLE   0 0 50,385
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,681 3,089 SH   SOLE   0 0 3,089
SPDR SER TR PORTFOLIO S&P500 78464A854   79,294 1,238,966 SH   SOLE   0 0 1,238,966
SPDR SER TR PORTFOLIO LN TSR 78464A664   8,681 318,919 SH   SOLE   0 0 318,919
SPDR SER TR PORTFOLIO SHORT 78464A474   1,906 64,184 SH   SOLE   0 0 64,184
SPDR SER TR NUVEEN BLMBRG MU 78468R721   1,685 36,831 SH   SOLE   0 0 36,831
SPDR SER TR PORTFLI TIPS ETF 78464A656   1,297 51,034 SH   SOLE   0 0 51,034
SPDR SER TR PORTFOLIO INTRMD 78464A375   1,038 31,876 SH   SOLE   0 0 31,876
SPDR SER TR PORTFOLIO S&P400 78464A847   923 17,998 SH   SOLE   0 0 17,998
SPDR SER TR PORTFOLIO S&P600 78468R853   598 14,389 SH   SOLE   0 0 14,389
SPDR SER TR PORTFOLI S&P1500 78464A805   430 6,478 SH   SOLE   0 0 6,478
SPDR SER TR MSCI USA STRTGIC 78468R812   370 2,511 SH   SOLE   0 0 2,511
STANLEY BLACK & DECKER INC COM 854502101   201 2,519 SH   SOLE   0 0 2,519
STANLEY BLACK & DECKER INC COM 854502101   201 2,519 SH   SOLE   0 0 2,519
STEEL DYNAMICS INC COM 858119100   251 1,941 SH   SOLE   0 0 1,941
SYNOVUS FINL CORP COM NEW 87161C501   219 5,454 SH   SOLE   0 0 5,454
SYSCO CORP COM 871829107   1,499 20,995 SH   SOLE   0 0 20,995
TESLA INC COM 88160R101   1,097 5,544 SH   SOLE   0 0 5,544
TEXAS INSTRS INC COM 882508104   338 1,735 SH   SOLE   0 0 1,735
TEXAS INSTRS INC COM 882508104   338 1,735 SH   SOLE   0 0 1,735
TEXAS PACIFIC LAND CORPORATI COM 88262P102   216 294 SH   SOLE   0 0 294
UGI CORP NEW COM 902681105   223 9,719 SH   SOLE   0 0 9,719
UNION PAC CORP COM 907818108   223 984 SH   SOLE   0 0 984
UNION PAC CORP COM 907818108   223 984 SH   SOLE   0 0 984
UNITED PARCEL SERVICE INC CL B 911312106   1,099 8,029 SH   SOLE   0 0 8,029
UNITEDHEALTH GROUP INC COM 91324P102   1,143 2,245 SH   SOLE   0 0 2,245
US BANCORP DEL COM NEW 902973304   707 17,816 SH   SOLE   0 0 17,816
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   620 13,523 SH   SOLE   0 0 13,523
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,631 64,256 SH   SOLE   0 0 64,256
VANGUARD BD INDEX FDS INTERMED TERM 921937819   431 5,749 SH   SOLE   0 0 5,749
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   215 4,343 SH   SOLE   0 0 4,343
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,631 64,256 SH   SOLE   0 0 64,256
VANGUARD INDEX FDS GROWTH ETF 922908736   45,882 122,756 SH   SOLE   0 0 122,756
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,625 3,249 SH   SOLE   0 0 3,249
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,630 6,098 SH   SOLE   0 0 6,098
VANGUARD INDEX FDS LARGE CAP ETF 922908637   975 3,907 SH   SOLE   0 0 3,907
VANGUARD INDEX FDS MID CAP ETF 922908629   689 2,833 SH   SOLE   0 0 2,833
VANGUARD INDEX FDS SMALL CP ETF 922908751   308 1,412 SH   SOLE   0 0 1,412
VANGUARD INDEX FDS MID CAP ETF 922908629   689 2,833 SH   SOLE   0 0 2,833
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,630 6,098 SH   SOLE   0 0 6,098
VANGUARD INDEX FDS GROWTH ETF 922908736   45,882 122,756 SH   SOLE   0 0 122,756
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   5,255 120,304 SH   SOLE   0 0 120,304
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,313 11,654 SH   SOLE   0 0 11,654
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   5,255 120,304 SH   SOLE   0 0 120,304
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   2,840 48,753 SH   SOLE   0 0 48,753
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   763 4,181 SH   SOLE   0 0 4,181
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   763 4,181 SH   SOLE   0 0 4,181
VANGUARD STAR FDS VG TL INTL STK F 921909768   456 7,560 SH   SOLE   0 0 7,560
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   10,872 219,846 SH   SOLE   0 0 219,846
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   10,872 219,846 SH   SOLE   0 0 219,846
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   376 3,167 SH   SOLE   0 0 3,167
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   374 5,946 SH   SOLE   0 0 5,946
VANGUARD WORLD FD INF TECH ETF 92204A702   461 804 SH   SOLE   0 0 804
VANGUARD WORLD FD ESG US STK ETF 921910733   314 3,246 SH   SOLE   0 0 3,246
VERIZON COMMUNICATIONS INC COM 92343V104   398 9,645 SH   SOLE   0 0 9,645
VISA INC COM CL A 92826C839   851 3,241 SH   SOLE   0 0 3,241
WALMART INC COM 931142103   3,312 48,912 SH   SOLE   0 0 48,912
WALMART INC COM 931142103   3,312 48,912 SH   SOLE   0 0 48,912
WEST PHARMACEUTICAL SVSC INC COM 955306105   547 1,662 SH   SOLE   0 0 1,662
YUM BRANDS INC COM 988498101   228 1,718 SH   SOLE   0 0 1,718