The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ASML HOLDING N V N Y REGISTRY SHS N07059210 249 600 SH   SOLE   0 0 600
VISA INC COM CL A 92826C839 1,194 6,720 SH   SOLE   0 0 6,720
VERIZON COMMUNICATIONS INC COM 92343V104 1,084 28,540 SH   SOLE   0 0 28,540
UNITEDHEALTH GROUP INC COM 91324P102 5,859 11,602 SH   SOLE   0 0 11,602
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 483 7,370 SH   SOLE   0 0 7,370
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 269 5,624 SH   SOLE   0 0 5,624
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,179 18,349 SH   SOLE   0 0 18,349
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 462 5,576 SH   SOLE   0 0 5,576
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 628 20,684 SH   SOLE   0 0 20,684
SELECT SECTOR SPDR TR ENERGY 81369Y506 257 3,575 SH   SOLE   0 0 3,575
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 2,033 14,273 SH   SOLE   0 0 14,273
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 491 7,360 SH   SOLE   0 0 7,360
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 5,802 47,906 SH   SOLE   0 0 47,906
SPDR S&P 500 ETF TR TR UNIT 78462F103 344 963 SH   SOLE   0 0 963
ORACLE CORP COM 68389X105 217 3,550 SH   SOLE   0 0 3,550
NUVEEN PFD & INCOME SECS FD COM 67072C105 138 21,000 SH   SOLE   0 0 21,000
NVIDIA CORPORATION COM 67066G104 391 3,219 SH   SOLE   0 0 3,219
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 275 3,800 SH   SOLE   0 0 3,800
NEXTERA ENERGY INC COM 65339F101 7,913 100,913 SH   SOLE   0 0 100,913
MERCK & CO INC COM 58933Y105 413 4,800 SH   SOLE   0 0 4,800
MASTERCARD INCORPORATED CL A 57636Q104 256 900 SH   SOLE   0 0 900
JPMORGAN CHASE & CO COM 46625H100 7,389 70,708 SH   SOLE   0 0 70,708
GOLDMAN SACHS GROUP INC COM 38141G104 293 1,000 SH   SOLE   0 0 1,000
EXXON MOBIL CORP COM 30231G102 210 2,400 SH   SOLE   0 0 2,400
DUKE ENERGY CORP NEW COM NEW 26441C204 3,990 42,899 SH   SOLE   0 0 42,899
COSTCO WHSL CORP NEW COM 22160K105 708 1,500 SH   SOLE   0 0 1,500
COMCAST CORP NEW CL A 20030N101 904 30,810 SH   SOLE   0 0 30,810
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100 183 11,114 SH   SOLE   0 0 11,114
ALPHABET INC CAP STK CL A 02079K305 2,180 22,790 SH   SOLE   0 0 22,790
ALPHABET INC CAP STK CL C 02079K107 212 2,210 SH   SOLE   0 0 2,210
ABBVIE INC COM 00287Y109 362 2,700 SH   SOLE   0 0 2,700
NUVEEN MASSACHUSETS QLT MUN COM 67061E104 144 13,500 SH   SOLE   0 0 13,500
WELLS FARGO CO NEW COM 949746101 213 5,300 SH   SOLE   0 0 5,300
WALMART INC COM 931142103 3,814 29,404 SH   SOLE   0 0 29,404
UNITED PARCEL SERVICE INC CL B 911312106 1,213 7,510 SH   SOLE   0 0 7,510
UNION PAC CORP COM 907818108 4,542 23,314 SH   SOLE   0 0 23,314
TJX COS INC NEW COM 872540109 874 14,075 SH   SOLE   0 0 14,075
SYSCO CORP COM 871829107 2,423 34,270 SH   SOLE   0 0 34,270
SOUTHERN CO COM 842587107 510 7,494 SH   SOLE   0 0 7,494
SIMON PPTY GROUP INC NEW COM 828806109 784 8,736 SH   SOLE   0 0 8,736
PROCTER AND GAMBLE CO COM 742718109 3,480 27,562 SH   SOLE   0 0 27,562
PFIZER INC COM 717081103 590 13,484 SH   SOLE   0 0 13,484
PEPSICO INC COM 713448108 18,779 115,027 SH   SOLE   0 0 115,027
NUVEEN MUN VALUE FD INC COM 670928100 248 29,300 SH   SOLE   0 0 29,300
NUVEEN NEW YORK AMT QLT MUNI COM 670656107 112 11,400 SH   SOLE   0 0 11,400
NORFOLK SOUTHN CORP COM 655844108 210 1,000 SH   SOLE   0 0 1,000
MICROSOFT CORP COM 594918104 26,752 114,864 SH   SOLE   0 0 114,864
MCDONALDS CORP COM 580135101 971 4,207 SH   SOLE   0 0 4,207
MARRIOTT INTL INC NEW CL A 571903202 266 1,896 SH   SOLE   0 0 1,896
JOHNSON & JOHNSON COM 478160104 5,294 32,404 SH   SOLE   0 0 32,404
HONEYWELL INTL INC COM 438516106 234 1,400 SH   SOLE   0 0 1,400
HOME DEPOT INC COM 437076102 7,180 26,019 SH   SOLE   0 0 26,019
DISNEY WALT CO COM 254687106 3,470 36,785 SH   SOLE   0 0 36,785
DEERE & CO COM 244199105 803 2,405 SH   SOLE   0 0 2,405
COCA COLA CO COM 191216100 1,002 17,878 SH   SOLE   0 0 17,878
CATERPILLAR INC COM 149123101 312 1,900 SH   SOLE   0 0 1,900
CANADIAN NATL RY CO COM 136375102 567 5,247 SH   SOLE   0 0 5,247
CVS HEALTH CORP COM 126650100 5,554 58,240 SH   SOLE   0 0 58,240
APPLE INC COM 037833100 7,244 52,414 SH   SOLE   0 0 52,414
ELEVANCE HEALTH INC COM 036752103 795 1,750 SH   SOLE   0 0 1,750
AMERICAN EXPRESS CO COM 025816109 1,336 9,900 SH   SOLE   0 0 9,900
AMERICAN ELEC PWR CO INC COM 025537101 1,106 12,794 SH   SOLE   0 0 12,794
AMAZON COM INC COM 023135106 1,310 11,590 SH   SOLE   0 0 11,590