The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM Stock 88579Y101   392,739 2,873 SH   DFND   2,873 0 0
ABBOTT LABS COM Stock 002824100   2,315,542 20,310 SH   DFND   20,310 0 0
ABBVIE INC COM Stock 00287Y109   4,886,069 24,742 SH   DFND   24,742 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   5,221,651 14,772 SH   DFND   14,772 0 0
ADOBE INC COM Stock 00724F101   3,204,411 6,189 SH   DFND   6,189 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107   1,968,058 11,995 SH   DFND   11,995 0 0
AKAMAI TECHNOLOGIES INC COM Stock 00971T101   2,096,832 20,771 SH   DFND   20,771 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   594,851 3,587 SH   DFND   3,587 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   7,015,857 41,963 SH   DFND   41,963 0 0
AMAZON COM INC COM Stock 023135106   4,627,785 24,837 SH   DFND   24,837 0 0
AMERICAN EXPRESS CO COM Stock 025816109   833,601 3,074 SH   DFND   3,074 0 0
AMERICAN LEGACY III B SHARE Stock 534222609   49,066 49,066 SH   DFND   49,066 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100   3,482,121 14,973 SH   DFND   14,973 0 0
AMPLIFY CWP ENHANCED DIVIDEND INCOME ETF ETF 032108409   11,128,905 270,185 SH   DFND   270,185 0 0
ANALOG DEVICES INC COM Stock 032654105   258,941 1,125 SH   DFND   1,125 0 0
APOLLO GLOBAL MGMT INC COM Stock 03769M106   470,161 3,764 SH   DFND   3,764 0 0
APPLE INC COM Stock 037833100   8,430,945 36,184 SH   DFND   36,184 0 0
ASML HOLDING N V N Y REGISTRY SHS ADR N07059210   211,646 254 SH   DFND   254 0 0
AVERY DENNISON CORP COM Stock 053611109   518,053 2,347 SH   DFND   2,347 0 0
BANK AMERICA CORP COM Stock 060505104   547,227 13,791 SH   DFND   13,791 0 0
BECTON DICKINSON & CO COM Stock 075887109   2,615,905 10,850 SH   DFND   10,850 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   1,157,554 2,515 SH   DFND   2,515 0 0
BOEING CO COM Stock 097023105   247,369 1,627 SH   DFND   1,627 0 0
BOOZ ALLEN HAMILTON HLDG CORP CL A Stock 099502106   2,981,987 18,321 SH   DFND   18,321 0 0
CHEVRON CORP NEW COM Stock 166764100   503,811 3,421 SH   DFND   3,421 0 0
CISCO SYS INC COM Stock 17275R102   3,491,252 65,600 SH   DFND   65,600 0 0
CITIZENS FINL GROUP INC COM Stock 174610105   5,105,988 124,324 SH   DFND   124,324 0 0
COCA COLA CO COM Stock 191216100   569,236 7,921 SH   DFND   7,921 0 0
COLGATE PALMOLIVE CO COM Stock 194162103   1,180,554 11,372 SH   DFND   11,372 0 0
COMCAST CORP NEW CL A Stock 20030N101   358,052 8,572 SH   DFND   8,572 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   388,537 438 SH   DFND   438 0 0
DANAHER CORPORATION COM Stock 235851102   400,905 1,442 SH   DFND   1,442 0 0
DEVON ENERGY CORP NEW COM Stock 25179M103   3,019,912 77,196 SH   DFND   77,196 0 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205   439,593 3,132 SH   DFND   3,132 0 0
DISNEY WALT CO COM Stock 254687106   2,832,098 29,443 SH   DFND   29,443 0 0
ECOLAB INC COM Stock 278865100   870,165 3,408 SH   DFND   3,408 0 0
EMERSON ELEC CO COM Stock 291011104   273,097 2,497 SH   DFND   2,497 0 0
Energy Select Sector SPDR Fund ETF 81369Y506   553,842 6,308 SH   DFND   6,308 0 0
EVEREST GROUP LTD COM Stock G3223R108   2,952,635 7,536 SH   DFND   7,536 0 0
EXXON MOBIL CORP COM Stock 30231G102   818,970 6,987 SH   DFND   6,987 0 0
Fairlead Tactical Sector ETF ETF 14064D550   69,950,332 2,486,557 SH   DFND   2,486,557 0 0
FEDERAL AGRIC MTG CORP CL C Stock 313148306   2,147,531 11,459 SH   DFND   11,459 0 0
FEDEX CORP COM Stock 31428X106   3,931,174 14,364 SH   DFND   14,364 0 0
FIDELITY MSCI CONSUMER DISCRETIONARY INDEX ETF ETF 316092204   272,218 3,078 SH   DFND   3,078 0 0
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF ETF 316092808   923,454 5,292 SH   DFND   5,292 0 0
FIDELITY NATIONAL FINANCIAL IN FNF GROUP COM Stock 31620R303   2,598,142 41,865 SH   DFND   41,865 0 0
Financial Select Sector SPDR Fund ETF 81369Y605   745,106 16,441 SH   DFND   16,441 0 0
FISERV INC COM Stock 337738108   4,089,867 22,766 SH   DFND   22,766 0 0
FRESHWORKS INC CLASS A COM Stock 358054104   165,599 14,425 SH   DFND   14,425 0 0
GENERAL DYNAMICS CORP COM Stock 369550108   251,733 833 SH   DFND   833 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104   2,668,395 5,390 SH   DFND   5,390 0 0
GOLUB CAP BDC INC COM CEF 38173M102   151,100 10,000 SH   DFND   10,000 0 0
HALLIBURTON CO COM Stock 406216101   4,563,319 157,085 SH   DFND   157,085 0 0
HUNTINGTON BANCSHARES INC COM Stock 446150104   2,606,281 177,298 SH   DFND   177,298 0 0
Industrial Select Sector SPDR Fund ETF 81369Y704   299,322 2,210 SH   DFND   2,210 0 0
INTEL CORP COM Stock 458140100   255,790 10,903 SH   DFND   10,903 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104   392,283 2,442 SH   DFND   2,442 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   2,438,891 11,032 SH   DFND   11,032 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   1,840,526 10,273 SH   DFND   10,273 0 0
ISHARES 10-20 YEAR TREASURY BOND ETF ETF 464288653   2,462,877 22,527 SH   DFND   22,527 0 0
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432   297,439 3,032 SH   DFND   3,032 0 0
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF ETF 46432F834   1,029,821 14,179 SH   DFND   14,179 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   707,622 1,227 SH   DFND   1,227 0 0
ISHARES GLOBAL HEALTHCARE ETF ETF 464287325   402,456 4,100 SH   DFND   4,100 0 0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF ETF 46434VBG4   1,102,454 43,731 SH   DFND   43,731 0 0
ISHARES IBONDS DEC 2024 TERM MUNI BOND ETF ETF 46435U697   205,146 7,860 SH   DFND   7,860 0 0
ISHARES IBONDS DEC 2024 TERM TREASURY ETF ETF 46436E874   228,456 9,519 SH   DFND   9,519 0 0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF ETF 46434VBD1   1,220,312 48,618 SH   DFND   48,618 0 0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF ETF 46435GAA0   1,511,071 62,184 SH   DFND   62,184 0 0
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF ETF 46435UAA9   679,070 27,865 SH   DFND   27,865 0 0
ISHARES IBONDS DEC 2027 TERM TREASURY ETF ETF 46436E841   294,911 13,029 SH   DFND   13,029 0 0
ISHARES IBONDS DEC 2028 TERM TREASURY ETF ETF 46436E833   293,805 13,055 SH   DFND   13,055 0 0
ISHARES IBONDS DEC 2029 TERM TREASURY ETF ETF 46436E825   251,931 11,397 SH   DFND   11,397 0 0
ISHARES MSCI CANADA ETF ETF 464286509   223,544 5,384 SH   DFND   5,384 0 0
ISHARES MSCI EAFE ETF ETF 464287465   840,300 10,048 SH   DFND   10,048 0 0
ISHARES MSCI EAFE GROWTH ETF ETF 464288885   5,032,556 46,749 SH   DFND   46,749 0 0
ISHARES MSCI EAFE VALUE ETF ETF 464288877   9,372,511 162,915 SH   DFND   162,915 0 0
ISHARES MSCI EMERGING MARKETS EX CHINA ETF ETF 46434G764   1,079,386 17,663 SH   DFND   17,663 0 0
ISHARES MSCI EUROZONE ETF ETF 464286608   329,519 6,309 SH   DFND   6,309 0 0
ISHARES MSCI INTL QUALITY FACTOR ETF ETF 46434V456   216,868 5,227 SH   DFND   5,227 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   718,477 1,914 SH   DFND   1,914 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   513,029 2,703 SH   DFND   2,703 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   328,684 1,488 SH   DFND   1,488 0 0
iShares U.S. Technology ETF ETF 464287721   5,525,751 36,445 SH   DFND   36,445 0 0
ISHARES ULTRA SHORT-TERM BOND ACTIVE ETF ETF 46434V878   13,014,651 256,497 SH   DFND   256,497 0 0
JANUS HENDERSON B-BBB CLO ETF ETF 47103U753   3,080,277 62,927 SH   DFND   62,927 0 0
JANUS HENDERSON MORTGAGE-BACKED SECURITIES ETF ETF 47103U852   3,661,372 78,486 SH   DFND   78,486 0 0
JOHNSON & JOHNSON COM Stock 478160104   6,481,286 39,993 SH   DFND   39,993 0 0
JOHNSON CTLS INTL PLC SHS Stock G51502105   6,122,197 78,884 SH   DFND   78,884 0 0
JPMORGAN CHASE & CO. COM Stock 46625H100   6,496,966 30,812 SH   DFND   30,812 0 0
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332   19,199,264 322,622 SH   DFND   322,622 0 0
JPMORGAN HEDGED EQUITY LADDERED OVERLAY ETF ETF 46654Q724   4,349,683 71,143 SH   DFND   71,143 0 0
JPMORGAN INCOME ETF ETF 46641Q159   8,524,511 183,758 SH   DFND   183,758 0 0
JPMORGAN INTERNATIONAL BOND OPPORTUNITIES ETF ETF 46641Q852   1,284,228 26,395 SH   DFND   26,395 0 0
JPMORGAN NASDAQ EQUITY PREMIUM INNCOME ETF ETF 46654Q203   12,301,160 223,942 SH   DFND   223,942 0 0
KENVUE INC COM Stock 49177J102   326,674 14,123 SH   DFND   14,123 0 0
KIMBERLY-CLARK CORP COM Stock 494368103   202,413 1,423 SH   DFND   1,423 0 0
KINDER MORGAN INC DEL COM Stock 49456B101   1,394,895 63,146 SH   DFND   63,146 0 0
L3HARRIS TECHNOLOGIES INC COM Stock 502431109   347,766 1,462 SH   DFND   1,462 0 0
LAM RESEARCH CORP COM NEW Stock 512807306   1,689,592 2,070 SH   DFND   2,070 0 0
LINCOLN ELEC HLDGS INC COM Stock 533900106   4,537,817 23,632 SH   DFND   23,632 0 0
LINDE PLC SHS Stock G54950103   278,963 585 SH   DFND   585 0 0
LOWES COS INC COM Stock 548661107   7,921,254 29,246 SH   DFND   29,246 0 0
LYONDELLBASELL INDUSTRIES N V SHS - A - Stock N53745100   1,911,958 19,937 SH   DFND   19,937 0 0
MARRIOTT INTL INC NEW CL A Stock 571903202   2,323,291 9,346 SH   DFND   9,346 0 0
MARSH & MCLENNAN COS INC COM Stock 571748102   2,058,426 9,227 SH   DFND   9,227 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   480,467 973 SH   DFND   973 0 0
MCCORMICK & CO INC COM NON VTG Stock 579780206   440,305 5,350 SH   DFND   5,350 0 0
MCDONALDS CORP COM Stock 580135101   589,558 1,936 SH   DFND   1,936 0 0
MEDTRONIC PLC SHS Stock G5960L103   2,428,099 26,970 SH   DFND   26,970 0 0
MERCK & CO INC COM Stock 58933Y105   6,910,677 60,855 SH   DFND   60,855 0 0
META PLATFORMS INC CL A Stock 30303M102   4,438,986 7,755 SH   DFND   7,755 0 0
MICRON TECHNOLOGY INC COM Stock 595112103   1,074,747 10,363 SH   DFND   10,363 0 0
MICROSOFT CORP COM Stock 594918104   10,845,101 25,204 SH   DFND   25,204 0 0
MONDELEZ INTL INC CL A Stock 609207105   363,267 4,931 SH   DFND   4,931 0 0
MORGAN STANLEY COM NEW Stock 617446448   2,641,546 25,341 SH   DFND   25,341 0 0
MSC INDL DIRECT INC CL A Stock 553530106   1,961,738 22,795 SH   DFND   22,795 0 0
NESTLE S A SPONSORED ADR ADR 641069406   458,461 4,554 SH   DFND   4,554 0 0
NEUBERGER BERMAN ENERGY INFRA COM CEF 64129H104   82,000 10,000 SH   DFND   10,000 0 0
NEUBERGER BERMAN OPTION STRATEGY ETF ETF 64135A705   29,500,679 1,119,473 SH   DFND   1,119,473 0 0
NEWMONT CORP COM Stock 651639106   209,524 3,920 SH   DFND   3,920 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109   550,602 4,787 SH   DFND   4,787 0 0
NU HLDGS LTD ORD SHS CL A Stock G6683N103   253,358 18,561 SH   DFND   18,561 0 0
NVIDIA CORPORATION COM Stock 67066G104   3,299,403 27,169 SH   DFND   27,169 0 0
NXP SEMICONDUCTORS N V COM Stock N6596X109   2,875,290 11,980 SH   DFND   11,980 0 0
ORACLE CORP COM Stock 68389X105   499,102 2,929 SH   DFND   2,929 0 0
PACER US SMALL CAP CASH COWS 100 ETF ETF 69374H857   809,504 17,401 SH   DFND   17,401 0 0
PARKER-HANNIFIN CORP COM Stock 701094104   420,160 665 SH   DFND   665 0 0
PEPSICO INC COM Stock 713448108   447,230 2,630 SH   DFND   2,630 0 0
PFIZER INC COM Stock 717081103   545,953 18,865 SH   DFND   18,865 0 0
PGIM PORTFOLIO BALLAST ETF ETF 69344A859   15,969,472 538,055 SH   DFND   538,055 0 0
PHILLIPS 66 COM Stock 718546104   3,638,686 27,681 SH   DFND   27,681 0 0
PIMCO ACTIVE BOND EXCHANGE-TRADED FUND ETF 72201R775   1,362,052 14,396 SH   DFND   14,396 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105   1,042,924 5,642 SH   DFND   5,642 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   484,713 2,799 SH   DFND   2,799 0 0
PRUDENTIAL FINL INC COM Stock 744320102   2,268,813 18,735 SH   DFND   18,735 0 0
QUADRATIC INTEREST RATE VOLATILITY & INFLATION HEDGE ETF ETF 500767736   1,080,503 56,130 SH   DFND   56,130 0 0
QUALCOMM INC COM Stock 747525103   5,937,050 34,914 SH   DFND   34,914 0 0
RTX CORPORATION COM Stock 75513E101   3,758,389 31,020 SH   DFND   31,020 0 0
S&P GLOBAL INC COM Stock 78409V104   302,223 585 SH   DFND   585 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300   897,699 8,617 SH   DFND   8,617 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   3,476,178 41,124 SH   DFND   41,124 0 0
SHELL PLC SPON ADS ADR 780259305   2,974,477 45,102 SH   DFND   45,102 0 0
SILVERCREST ASSET MGMT GROUP I CL A Stock 828359109   1,177,458 68,298 SH   DFND   68,298 0 0
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF ETF 78468R663   202,992 2,211 SH   DFND   2,211 0 0
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889   5,639,189 150,138 SH   DFND   150,138 0 0
SPDR PORTFOLIO HIGH YIELD BOND ETF ETF 78468R606   1,294,187 53,812 SH   DFND   53,812 0 0
SPDR PORTFOLIO LONG TERM TREASURY ETF ETF 78464A664   10,793,671 371,299 SH   DFND   371,299 0 0
SPDR PORTFOLIO MORTGAGE BACKED BOND ETF ETF 78464A383   4,598,418 204,102 SH   DFND   204,102 0 0
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805   356,956 5,095 SH   DFND   5,095 0 0
SPDR PORTFOLIO S&P 400 MID CAP ETF ETF 78464A847   7,569,735 138,437 SH   DFND   138,437 0 0
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854   16,246,362 240,651 SH   DFND   240,651 0 0
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409   26,484,948 319,327 SH   DFND   319,327 0 0
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508   1,349,516 25,530 SH   DFND   25,530 0 0
SPDR PORTFOLIO S&P 600 SMALL CAP ETF ETF 78468R853   16,709,991 367,172 SH   DFND   367,172 0 0
SPDR PORTFOLIO SHORT TERM TREASURY ETF ETF 78468R101   3,350,681 113,930 SH   DFND   113,930 0 0
SPDR S&P 400 MID CAP GROWTH ETF ETF 78464A821   11,010,161 125,486 SH   DFND   125,486 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   6,422,097 11,193 SH   DFND   11,193 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763   612,903 4,315 SH   DFND   4,315 0 0
SPDR S&P GLOBAL NATURAL RESOURCES ETF ETF 78463X541   235,351 4,081 SH   DFND   4,081 0 0
SPDR S&P OIL & GAS EXPLORATION & PRODUCTION ETF ETF 78468R556   207,407 1,577 SH   DFND   1,577 0 0
STRYKER CORPORATION COM Stock 863667101   2,297,207 6,359 SH   DFND   6,359 0 0
SYSCO CORP COM Stock 871829107   6,136,375 78,611 SH   DFND   78,611 0 0
TARGET CORP COM Stock 87612E106   2,463,211 15,804 SH   DFND   15,804 0 0
TCW FLEXIBLE INCOME ETF ETF 29287L700   23,436,882 588,718 SH   DFND   588,718 0 0
TE CONNECTIVITY PLC ORD SHS Stock G87052109   4,939,638 32,715 SH   DFND   32,715 0 0
TEXAS INSTRS INC COM Stock 882508104   485,233 2,349 SH   DFND   2,349 0 0
THE CIGNA GROUP COM Stock 125523100   2,826,743 8,159 SH   DFND   8,159 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   3,515,797 5,684 SH   DFND   5,684 0 0
TJX COS INC NEW COM Stock 872540109   2,861,688 24,347 SH   DFND   24,347 0 0
TOAST INC CL A Stock 888787108   352,743 12,460 SH   DFND   12,460 0 0
TOYOTA MOTOR CORP ADS ADR 892331307   2,169,626 12,150 SH   DFND   12,150 0 0
TRANE TECHNOLOGIES PLC SHS Stock G8994E103   495,631 1,275 SH   DFND   1,275 0 0
ULTA BEAUTY INC COM Stock 90384S303   1,536,684 3,949 SH   DFND   3,949 0 0
UNILEVER PLC (US ADR) ADR 904767704   3,842,411 59,150 SH   DFND   59,150 0 0
UNION PAC CORP COM Stock 907818108   378,100 1,534 SH   DFND   1,534 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106   2,574,508 18,883 SH   DFND   18,883 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   469,514 803 SH   DFND   803 0 0
US BANCORP DEL COM NEW Stock 902973304   316,086 6,912 SH   DFND   6,912 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   225,983 3,587 SH   DFND   3,587 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   529,631 10,029 SH   DFND   10,029 0 0
VANGUARD GROWTH ETF ETF 922908736   20,872,162 54,364 SH   DFND   54,364 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702   673,348 1,148 SH   DFND   1,148 0 0
VANGUARD INTERMEDIATE-TERM BOND ETF ETF 921937819   1,937,617 24,724 SH   DFND   24,724 0 0
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETF 921946794   2,169,975 29,556 SH   DFND   29,556 0 0
VANGUARD LARGE-CAP ETF ETF 922908637   1,570,465 29,249 SH   DFND   29,249 0 0
VANGUARD MEGA CAP GROWTH ETF ETF 921910816   362,516 1,126 SH   DFND   1,126 0 0
VANGUARD MID-CAP ETF ETF 922908629   1,073,701 4,070 SH   DFND   4,070 0 0
VANGUARD MID-CAP GROWTH ETF ETF 922908538   1,524,853 6,263 SH   DFND   6,263 0 0
VANGUARD MID-CAP VALUE ETF ETF 922908512   11,789,339 94,081 SH   DFND   94,081 0 0
VANGUARD MORTGAGE-BACKED SECURITIES ETF ETF 92206C771   831,887 17,621 SH   DFND   17,621 0 0
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680   12,351,651 127,970 SH   DFND   127,970 0 0
VANGUARD RUSSELL 1000 VALUE ETF ETF 92206C714   17,720,336 212,653 SH   DFND   212,653 0 0
VANGUARD S&P MID-CAP 400 GROWTH ETF ETF 921932869   3,657,124 31,904 SH   DFND   31,904 0 0
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409   595,729 7,501 SH   DFND   7,501 0 0
VANGUARD SMALL-CAP ETF ETF 922908751   1,557,521 6,566 SH   DFND   6,566 0 0
VANGUARD SMALL-CAP GROWTH ETF ETF 922908595   609,069 2,278 SH   DFND   2,278 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   1,315,177 17,510 SH   DFND   17,510 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407   865,925 17,222 SH   DFND   17,222 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   475,426 1,679 SH   DFND   1,679 0 0
VANGUARD VALUE ETF ETF 922908744   35,640,687 204,163 SH   DFND   204,163 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   342,566 7,628 SH   DFND   7,628 0 0
VISA INC COM CL A Stock 92826C839   783,058 2,848 SH   DFND   2,848 0 0
WASTE MGMT INC DEL COM Stock 94106L109   463,986 2,235 SH   DFND   2,235 0 0
WILLIS TOWERS WATSON PLC LTD SHS Stock G96629103   2,211,026 7,507 SH   DFND   7,507 0 0
WisdomTree Floating Rate Treasury Fund ETF 97717Y527   8,520,865 169,671 SH   DFND   169,671 0 0
WISDOMTREE PUTWRITE STRATEGY FUND ETF 97717X560   3,598,665 108,721 SH   DFND   108,721 0 0
ZIMMER BIOMET HOLDINGS INC COM Stock 98956P102   885,932 8,207 SH   DFND   8,207 0 0
ZOETIS INC CL A Stock 98978V103   1,252,190 6,409 SH   DFND   6,409 0 0