The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM Stock 88579Y101 3,754 21,132 SH   SOLE   54,130 0 990
ABBOTT LABS COM Stock 002824100 2,309 16,408 SH   SOLE   32,176 0 640
ABBVIE INC COM Stock 00287Y109 5,482 40,488 SH   SOLE   85,564 0 1,980
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101 272 656 SH   SOLE   656 0 0
ADOBE SYSTEMS INCORPORATED COM Stock 00724F101 1,284 2,265 SH   SOLE   2,265 0 0
AKAMAI TECHNOLOGIES INC COM Stock 00971T101 1,204 10,284 SH   SOLE   35,394 0 270
ALPHABET INC CAP STK CL A Stock 02079K305 476 164 SH   SOLE   164 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 6,989 2,415 SH   SOLE   103,456 0 200
AMAZON COM INC COM Stock 023135106 4,243 1,273 SH   SOLE   79,955 0 133
AMERICAN EXPRESS CO COM Stock 025816109 614 3,754 SH   SOLE   3,550 0 204
APOLLO GLOBAL MGMT INC COM Stock 03769M106 714 9,854 SH   SOLE   9,854 0 0
APPLE INC COM Stock 037833100 5,684 32,011 SH   SOLE   92,612 0 2,292
AVERY DENNISON CORP COM Stock 053611109 2,478 11,440 SH   SOLE   30,629 0 399
BECTON DICKINSON & CO COM Stock 075887109 1,310 5,209 SH   SOLE   30,782 0 130
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 478 1,600 SH   SOLE   1,600 0 0
BIOGEN INC COM Stock 09062X103 1,326 5,526 SH   SOLE   27,819 0 242
BK OF AMERICA CORP COM Stock 060505104 222 4,999 SH   SOLE   3,978 0 1,021
BLACKROCK ULTRA SHORT-TERM BOND ETF ETF 46434V878 2,060 40,885 SH   SOLE   22,221 0 790
BOEING CO COM Stock 097023105 339 1,682 SH   SOLE   1,650 0 32
BOSTON PROPERTIES INC COM REIT 101121101 2,154 18,698 SH   SOLE   17,728 0 945
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 3,330 53,411 SH   SOLE   86,303 0 3,435
CARMAX INC COM Stock 143130102 1,041 7,993 SH   SOLE   48,371 0 240
CBRE GROUP INC CL A Stock 12504L109 214 1,968 SH   SOLE   1,968 0 0
CHEVRON CORP NEW COM Stock 166764100 236 2,008 SH   SOLE   2,008 0 0
CISCO SYS INC COM Stock 17275R102 3,309 52,224 SH   SOLE   74,520 0 1,780
CITIGROUP INC COM NEW Stock 172967424 4,561 75,518 SH   SOLE   134,874 0 3,690
CITIZENS FINL GROUP INC COM Stock 174610105 6,341 134,207 SH   SOLE   235,003 0 5,925
COCA COLA CO COM Stock 191216100 378 6,385 SH   SOLE   5,343 0 1,042
COLGATE PALMOLIVE CO COM Stock 194162103 2,353 27,578 SH   SOLE   24,709 0 2,853
CVS HEALTH CORP COM Stock 126650100 8,390 81,334 SH   SOLE   180,680 0 4,340
DANAHER CORPORATION COM Stock 235851102 403 1,225 SH   SOLE   1,225 0 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205 1,779 8,081 SH   SOLE   48,902 0 475
DISNEY WALT CO COM Stock 254687106 1,983 12,804 SH   SOLE   62,002 0 375
ECOLAB INC COM Stock 278865100 799 3,408 SH   SOLE   3,408 0 0
ELANCO ANIMAL HEALTH INC COM Stock 28414H103 877 30,916 SH   SOLE   58,977 0 665
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 508 9,156 SH   SOLE   9,113 0 0
EVEREST RE GROUP LTD COM Stock G3223R108 4,913 17,938 SH   SOLE   91,995 0 882
EXXON MOBIL CORP COM Stock 30231G102 461 7,534 SH   SOLE   7,459 0 75
FEDERAL AGRIC MTG CORP CL C Stock 313148306 2,379 19,200 SH   SOLE   18,065 0 1,120
FEDEX CORP COM Stock 31428X106 2,963 11,456 SH   SOLE   87,498 0 397
FIDELITY NATIONAL FINANCIAL IN FNF GROUP COM Stock 31620R303 1,994 38,209 SH   SOLE   35,674 0 2,485
FIRST HORIZON CORPORATION COM Stock 320517105 1,462 89,543 SH   SOLE   132,802 0 3,665
FISERV INC COM Stock 337738108 2,286 22,029 SH   SOLE   85,139 0 790
GENERAL DYNAMICS CORP COM Stock 369550108 3,698 17,740 SH   SOLE   71,398 0 952
GOLDMAN SACHS GROUP INC COM Stock 38141G104 726 1,897 SH   SOLE   1,877 0 20
HASBRO INC COM Stock 418056107 5,710 56,101 SH   SOLE   111,909 0 2,865
HOME DEPOT INC COM Stock 437076102 668 1,609 SH   SOLE   1,232 0 377
HUNTINGTON BANCSHARES INC COM Stock 446150104 1,793 116,250 SH   SOLE   109,855 0 6,295
INTEL CORP COM Stock 458140100 634 12,303 SH   SOLE   12,303 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 2,398 17,940 SH   SOLE   16,779 0 1,135
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 1,340 8,232 SH   SOLE   8,232 0 0
ISHARES 10-20 YEAR TREASURY BOND ETF ETF 464288653 454 3,058 SH   SOLE   59 0 0
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440 287 2,495 SH   SOLE   47 0 0
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF ETF 46432F834 976 13,757 SH   SOLE   0 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 259 544 SH   SOLE   544 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 202 1,775 SH   SOLE   1,550 0 225
ISHARES IBONDS DEC 2022 TERM CORPORATE ETF ETF 46434VBA7 1,099 43,722 SH   SOLE   42,119 0 1,603
ISHARES IBONDS DEC 2022 TERM MUNI BOND ETF ETF 46435G755 316 12,131 SH   SOLE   12,131 0 0
ISHARES IBONDS DEC 2023 TERM CORPORATE ETF ETF 46434VAX8 1,084 42,212 SH   SOLE   40,937 0 1,275
ISHARES IBONDS DEC 2023 TERM MUNI BOND ETF ETF 46435G318 318 12,270 SH   SOLE   12,270 0 0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF ETF 46434VBG4 1,051 40,527 SH   SOLE   39,252 0 1,275
ISHARES IBONDS DEC 2024 TERM MUNI BOND ETF ETF 46435U697 245 9,150 SH   SOLE   9,150 0 0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF ETF 46434VBD1 921 34,859 SH   SOLE   33,319 0 1,540
ISHARES INTEREST RATE HEDGED CORPORATE BOND ETF ETF 46431W705 1,258 13,141 SH   SOLE   252 0 0
ISHARES INTEREST RATE HEDGED LONG-TERM CORPORATE BOND ETF ETF 46431W812 2,328 93,752 SH   SOLE   1,842 0 0
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281 1,132 10,376 SH   SOLE   399 0 0
ISHARES MSCI EAFE ETF ETF 464287465 3,637 46,225 SH   SOLE   3,765 0 0
ISHARES MSCI EAFE GROWTH ETF ETF 464288885 5,068 45,950 SH   SOLE   1,000 0 0
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273 245 3,353 SH   SOLE   16,359 0 0
ISHARES MSCI EAFE VALUE ETF ETF 464288877 8,606 170,778 SH   SOLE   19,269 0 0
ISHARES MSCI INTL QUALITY FACTOR ETF ETF 46434V456 294 7,464 SH   SOLE   0 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 730 2,388 SH   SOLE   0 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 561 3,340 SH   SOLE   3,214 0 126
iShares U.S. Technology ETF ETF 464287721 6,589 57,382 SH   SOLE   49,592 0 7,790
JOHNSON & JOHNSON COM Stock 478160104 6,583 38,481 SH   SOLE   94,650 0 2,388
JOHNSON CTLS INTL PLC SHS Stock G51502105 1,930 23,732 SH   SOLE   69,289 0 810
JPMORGAN CHASE & CO COM Stock 46625H100 3,559 22,473 SH   SOLE   63,224 0 715
JPMORGAN EQUITY PREMIUM INCOME ETF ETF 46641Q332 9,949 157,440 SH   SOLE   3,722 0 0
KIMBERLY-CLARK CORP COM Stock 494368103 3,009 21,055 SH   SOLE   46,267 0 1,065
KINDER MORGAN INC DEL COM Stock 49456B101 3,377 212,917 SH   SOLE   242,750 0 12,125
LAM RESEARCH CORP COM Stock 512807108 339 472 SH   SOLE   347 0 120
LINCOLN ELEC HLDGS INC COM Stock 533900106 6,248 44,798 SH   SOLE   44,798 0 0
LINCOLN NATL CORP IND COM Stock 534187109 6,267 91,813 SH   SOLE   177,086 0 4,375
LINDE PLC SHS Stock G5494J103 203 585 SH   SOLE   385 0 200
LOWES COS INC COM Stock 548661107 7,965 30,814 SH   SOLE   112,278 0 1,345
LYONDELLBASELL INDUSTRIES N V SHS - A - Stock N53745100 1,634 17,715 SH   SOLE   16,545 0 1,140
MARRIOTT INTL INC NEW CL A Stock 571903202 1,082 6,549 SH   SOLE   6,264 0 275
MARSH & MCLENNAN COS INC COM Stock 571748102 1,795 10,325 SH   SOLE   10,190 0 135
MCCORMICK & CO INC COM NON VTG Stock 579780206 517 5,350 SH   SOLE   5,350 0 0
MCDONALDS CORP COM Stock 580135101 722 2,695 SH   SOLE   2,695 0 0
MEDTRONIC PLC SHS Stock G5960L103 1,664 16,090 SH   SOLE   15,204 0 865
MERCK & CO INC COM Stock 58933Y105 6,429 83,890 SH   SOLE   141,140 0 4,541
META PLATFORMS INC CL A Stock 30303M102 4,586 13,636 SH   SOLE   115,867 0 954
MICROSOFT CORP COM Stock 594918104 7,701 22,899 SH   SOLE   92,533 0 881
MSC INDL DIRECT INC CL A Stock 553530106 1,062 12,639 SH   SOLE   11,769 0 855
NEWMONT CORP COM Stock 651639106 4,452 71,790 SH   SOLE   128,682 0 3,110
NOVARTIS AG SPONSORED ADR ADR 66987V109 1,175 13,428 SH   SOLE   12,818 0 610
NVIDIA CORPORATION COM Stock 67066G104 4,128 14,036 SH   SOLE   14,036 0 0
NXP SEMICONDUCTORS N V COM Stock N6596X109 2,954 12,968 SH   SOLE   89,616 0 345
PARKER-HANNIFIN CORP COM Stock 701094104 215 675 SH   SOLE   675 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 1,063 5,639 SH   SOLE   5,431 0 200
PEPSICO INC COM Stock 713448108 882 5,078 SH   SOLE   4,342 0 735
PFIZER INC COM Stock 717081103 1,094 18,525 SH   SOLE   8,984 0 9,541
PHILLIPS 66 COM Stock 718546104 3,782 52,188 SH   SOLE   91,521 0 2,730
PIMCO 0-5 YEAR HIGH YIELD CORPORATE BOND INDEX EXCHANGE-TRADED FUND ETF 72201R783 2,426 24,479 SH   SOLE   909 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 918 4,576 SH   SOLE   4,126 0 450
PROCTER AND GAMBLE CO COM Stock 742718109 490 2,996 SH   SOLE   2,189 0 806
PRUDENTIAL FINL INC COM Stock 744320102 2,787 25,744 SH   SOLE   24,159 0 1,550
QORVO INC COM Stock 74736K101 1,905 12,179 SH   SOLE   65,763 0 380
QUALCOMM INC COM Stock 747525103 5,145 28,135 SH   SOLE   85,750 0 1,350
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 4,484 52,101 SH   SOLE   105,809 0 2,305
RIO TINTO PLC SPONSORED ADR ADR 767204100 1,473 21,999 SH   SOLE   43,766 0 1,565
ROBLOX CORP CL A Stock 771049103 756 7,332 SH   SOLE   7,332 0 0
ROCKWELL AUTOMATION INC COM Stock 773903109 209 600 SH   SOLE   0 0 600
SHELL PLC SPON ADR B ADR 780259107 1,844 42,540 SH   SOLE   39,845 0 2,640
SILVERCREST ASSET MGMT GROUP I CL A Stock 828359109 2,195 127,850 SH   SOLE   120,365 0 7,300
SKYWORKS SOLUTIONS INC COM Stock 83088M102 5,097 32,853 SH   SOLE   108,113 0 1,637
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 1,471 25,169 SH   SOLE   21,997 0 3,172
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409 7,917 109,243 SH   SOLE   94,590 0 14,653
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508 1,342 31,956 SH   SOLE   31,956 0 0
SPDR S&P 500 ETF ETF 78462F103 2,268 4,776 SH   SOLE   4,679 0 97
STARBUCKS CORP COM Stock 855244109 338 2,889 SH   SOLE   2,889 0 0
STRYKER CORPORATION COM Stock 863667101 1,486 5,558 SH   SOLE   44,866 0 95
SYSCO CORP COM Stock 871829107 1,248 15,882 SH   SOLE   14,982 0 880
TEXAS INSTRS INC COM Stock 882508104 1,221 6,476 SH   SOLE   6,156 0 310
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 2,567 3,848 SH   SOLE   32,308 0 63
TJX COS INC NEW COM Stock 872540109 1,835 24,166 SH   SOLE   68,252 0 810
TOMI ENVIRONMENTAL SOLUTIONS I COM NEW Stock 890023203 29 17,500 SH   SOLE   17,500 0 0
TOYOTA MOTOR CORP ADS ADR 892331307 6,165 33,268 SH   SOLE   97,904 0 1,615
TRANE TECHNOLOGIES PLC SHS Stock G8994E103 274 1,354 SH   SOLE   1,354 0 0
ULTA BEAUTY INC COM Stock 90384S303 1,216 2,949 SH   SOLE   20,872 0 79
UNILEVER PLC SPON ADR NEW ADR 904767704 2,797 51,999 SH   SOLE   71,011 0 4,064
UNION PAC CORP COM Stock 907818108 256 1,017 SH   SOLE   1,017 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106 2,428 11,327 SH   SOLE   10,792 0 520
US BANCORP DEL COM NEW Stock 902973304 364 6,485 SH   SOLE   6,276 0 209
V F CORP COM Stock 918204108 293 4,000 SH   SOLE   4,000 0 0
VANECK EMERGING MARKETS HIGH YIELD BOND ETF ETF 92189F353 1,458 65,052 SH   SOLE   1,384 0 0
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 690 11,258 SH   SOLE   25 0 368
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 959 18,779 SH   SOLE   25,333 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 282 5,703 SH   SOLE   364 0 0
VANGUARD GROWTH INDEX FUND ETF 922908736 6,747 21,027 SH   SOLE   31,629 0 5,719
VANGUARD INTERMEDIATE-TERM BOND INDEX FUND ETF 921937819 15,279 174,378 SH   SOLE   42,590 0 993
VANGUARD LARGE-CAP INDEX FUND ETF 922908637 5,156 23,329 SH   SOLE   24,139 0 0
VANGUARD MID-CAP GROWTH INDEX FUND ETF 922908538 1,311 5,148 SH   SOLE   858 0 638
VANGUARD MID-CAP INDEX FUND ETF 922908629 15,608 61,262 SH   SOLE   4,126 0 767
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 6,624 44,062 SH   SOLE   25,174 0 0
VANGUARD RUSSELL 1000 VALUE ETF ETF 92206C714 22,330 302,820 SH   SOLE   2,052 0 0
VANGUARD S&P SMALL-CAP 600 ETF ETF 921932828 16,372 77,913 SH   SOLE   433 0 0
VANGUARD SHORT-TERM BOND INDEX FUND ETF 921937827 354 4,378 SH   SOLE   2,237 0 934
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 1,549 19,065 SH   SOLE   18,246 0 819
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 1,462 6,468 SH   SOLE   96 0 0
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 1,289 15,207 SH   SOLE   404 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 671 12,169 SH   SOLE   23,706 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 691 2,862 SH   SOLE   1,243 0 1,619
VANGUARD VALUE INDEX FUND ETF 922908744 38,496 261,681 SH   SOLE   3,204 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 1,903 36,629 SH   SOLE   34,420 0 2,148
VISA INC COM CL A Stock 92826C839 371 1,713 SH   SOLE   1,713 0 0
VMWARE INC CL A COM Stock 928563402 1,281 11,053 SH   SOLE   90,823 0 556
WALGREENS BOOTS ALLIANCE INC COM Stock 931427108 6,170 118,292 SH   SOLE   162,721 0 6,635
WARBY PARKER INC CL A COM Stock 93403J106 387 8,307 SH   SOLE   8,307 0 0
WASTE MGMT INC DEL COM Stock 94106L109 267 1,600 SH   SOLE   1,600 0 0
WILLIS TOWERS WATSON PLC LTD SHS Stock G96629103 2,133 8,981 SH   SOLE   56,185 0 244
WISDOMTREE CBOE S&P 500 PUTWRITE STRATEGY FUND ETF 97717X560 366 10,617 SH   SOLE   0 0 0
WisdomTree Floating Rate Treasury Fund ETF 97717X628 736 29,325 SH   SOLE   25,951 0 2,917
WP CAREY INC COM REIT 92936U109 226 2,759 SH   SOLE   2,759 0 0
YUM BRANDS INC COM Stock 988498101 564 4,060 SH   SOLE   3,900 0 160
YUM CHINA HLDGS INC COM Stock 98850P109 207 4,160 SH   SOLE   4,000 0 160
ZIMMER BIOMET HOLDINGS INC COM Stock 98956P102 877 6,902 SH   SOLE   35,028 0 179
ZOETIS INC CL A Stock 98978V103 1,323 5,421 SH   SOLE   40,727 0 75