The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102   389,288 13,785 SH   SOLE 0 13,785 0 0
Abbott Labs Com 002824100   329,225 2,458 SH   SOLE 0 2,458 0 0
Abbott Labs Com 002824100   24,109 180 SH   DFND 0 180 0 0
Abbvie Inc Com 00287Y109   950,703 4,106 SH   SOLE 0 4,106 0 0
Abbvie Inc Com 00287Y109   73,398 317 SH   DFND 0 317 0 0
ABRDN Physical Platinum Shares ETF Com 003260106   21,432 150 SH   SOLE 0 150 0 0
ABRDN Physical Silver Shares ETF Com 003264108   62,272 1,400 SH   SOLE 0 1,400 0 0
Advanced Micor Devices Com 007903107   303,680 1,877 SH   SOLE 0 1,877 0 0
AllianceBernstein Holding LP Com 01881G106   22,932 600 SH   DFND 0 600 0 0
Alphabet Inc Cl C Com 02079K107   221,631 910 SH   SOLE 0 910 0 0
Alphabet Inc Cl C Com 02079K107   219,195 900 SH   DFND 0 900 0 0
Alphabet Inc Cl A Com 02079K305   526,312 2,165 SH   SOLE 0 2,165 0 0
Alphabet Inc Cl A Com 02079K305   243,100 1,000 SH   DFND 0 1,000 0 0
Altria Group Inc Com 02209S103   791,531 11,982 SH   SOLE 0 11,982 0 0
Altria Group Inc Com 02209S103   118,776 1,798 SH   DFND 0 1,798 0 0
Amazon Com Inc Com 023135106   702,624 3,200 SH   SOLE 0 3,200 0 0
Amazon Com Inc Com 023135106   127,351 580 SH   DFND 0 580 0 0
Ameren Corp Com 023608102   104,380 1,000 SH   SOLE 0 1,000 0 0
Avantis Emerging Markets Value ETF Com 025072372   1,647,265 28,713 SH   SOLE 0 28,713 0 0
Avantis Emerging Markets Value ETF Com 025072372   335,615 5,850 SH   DFND 0 5,850 0 0
Avantis Emerging Markets Equity ETF Com 025072604   3,757,678 50,029 SH   SOLE 0 50,029 0 0
Avantis Intl Small Cap Value Com 025072802   9,556,658 107,342 SH   SOLE 0 107,342 0 0
Avantis Intl Small Cap Value Com 025072802   494,117 5,550 SH   DFND 0 5,550 0 0
Avantis US Small Cap Value Com 025072877   5,523,616 55,497 SH   SOLE 0 55,497 0 0
Avantis US Small Cap Value Com 025072877   423,500 4,255 SH   DFND 0 4,255 0 0
American Express Co Com 025816109   833,057 2,508 SH   SOLE 0 2,508 0 0
American International Group Com 026874784   10,839 138 SH   SOLE 0 138 0 0
American Tower Corp Com 03027X100   208,283 1,083 SH   SOLE 0 1,083 0 0
American Water Works Co Inc Com 030420103   113,440 815 SH   SOLE 0 815 0 0
Ameriprise Financial Inc Com 03076C106   119,374 243 SH   SOLE 0 243 0 0
Amgen Inc Com 031162100   714,813 2,533 SH   SOLE 0 2,533 0 0
Amgen Inc Com 031162100   71,961 255 SH   DFND 0 255 0 0
Analog Devices Com 032654105   12,285 50 SH   SOLE 0 50 0 0
Anheuser-Busch Inbev Com 03524A108   148,429 2,490 SH   SOLE 0 2,490 0 0
Elevance Health Inc Com 036752103   3,877 12 SH   SOLE 0 12 0 0
Apple Inc Com 037833100   10,988,303 43,154 SH   SOLE 0 43,154 0 0
Apple Inc Com 037833100   58,056 228 SH   DFND 0 228 0 0
Applied Materials Inc Com 038222105   5,937 29 SH   SOLE 0 29 0 0
Archer-Daniels Midland Co Com 039483102   1,971 33 SH   SOLE 0 33 0 0
ARES Management LP Com 03990B101   614,777 3,845 SH   SOLE 0 3,845 0 0
Arrow Electrs Inc Com 042735100   58,443 483 SH   SOLE 0 483 0 0
Artisan Partners Asset MA-A Com 04316A108   17,143 395 SH   SOLE 0 395 0 0
AstraZeneca PLC ADR Com 046353108   18,413 240 SH   SOLE 0 240 0 0
Automatic Data Processing Inc Com 053015103   495,428 1,688 SH   SOLE 0 1,688 0 0
Axon Enterprise Inc Com 05464C101   71,764 100 SH   SOLE 0 100 0 0
BP PLC ADR Com 055622104   38,871 1,128 SH   SOLE 0 1,128 0 0
Bank Of America Corporation Com 060505104   135,836 2,633 SH   SOLE 0 2,633 0 0
Bank Of America Corporation Com 060505104   28,632 555 SH   DFND 0 555 0 0
Bank of Hawaii Corp Com 062540109   63,671 970 SH   SOLE 0 970 0 0
Bank of Hawaii Corp Com 062540109   17,066 260 SH   DFND 0 260 0 0
Bank New York Mellon Corp Com 064058100   108,960 1,000 SH   SOLE 0 1,000 0 0
Baxter International Inc Com 071813109   20,493 900 SH   SOLE 0 900 0 0
Becton Dickinson & Co Com 075887109   41,552 222 SH   SOLE 0 222 0 0
Berkshire Hathaway Inc Cl A Com 084670108   754,200 1 SH   SOLE 0 1 0 0
Berkshire Hathaway Inc Cl B Com 084670702   1,195,516 2,378 SH   SOLE 0 2,378 0 0
BHP Group LTD Com 088606108   16,725 300 SH   SOLE 0 300 0 0
Biogen Inc Com 09062X103   55,192 394 SH   SOLE 0 394 0 0
Biogen Inc Com 09062X103   70,040 500 SH   DFND 0 500 0 0
Blackrock Inc Com 09290D101   55,962 48 SH   SOLE 0 48 0 0
Boeing Co Com 097023105   82,231 381 SH   SOLE 0 381 0 0
Bristol Myers Squibb Co Com 110122108   291,211 6,457 SH   SOLE 0 6,457 0 0
Bristol Myers Squibb Co Com 110122108   36,531 810 SH   DFND 0 810 0 0
British American Tobacco ADR Com 110448107   3,185 60 SH   SOLE 0 60 0 0
British American Tobacco ADR Com 110448107   55,734 1,050 SH   DFND 0 1,050 0 0
Broadcom Inc Com 11135F101   18,145 55 SH   SOLE 0 55 0 0
Cigna Group Com 125523100   536,722 1,862 SH   SOLE 0 1,862 0 0
Csx Corp Com 126408103   10,653 300 SH   SOLE 0 300 0 0
CVS Corp Com 126650100   22,768 302 SH   SOLE 0 302 0 0
Cambria Shareholder Yield ETF Com 132061201   572,624 8,340 SH   SOLE 0 8,340 0 0
Cambria Foreign Shareholder Yield ETF Com 132061300   1,516,614 48,625 SH   SOLE 0 48,625 0 0
Cambria Foreign Shareholder Yield ETF Com 132061300   46,785 1,500 SH   DFND 0 1,500 0 0
Cambria Emerging Shareholder Yield ETF Com 132061706   813,378 21,865 SH   SOLE 0 21,865 0 0
Cambria Emerging Shareholder Yield ETF Com 132061706   21,390 575 SH   DFND 0 575 0 0
Canadian National Railway Co Com 136375102   85,153 903 SH   SOLE 0 903 0 0
Canadian Natural Resources LTD Com 136385101   186,487 5,835 SH   SOLE 0 5,835 0 0
Canadian Natural Resources LTD Com 136385101   20,774 650 SH   DFND 0 650 0 0
Capital One Financial Corp Com 14040H105   411,980 1,938 SH   SOLE 0 1,938 0 0
Capitol Federal Financial Inc Com 14057J101   75,470 11,885 SH   SOLE 0 11,885 0 0
Cardinal Health Inc Com 14149Y108   81,619 520 SH   SOLE 0 520 0 0
Carrier Global Corporation Com 14448C104   17,910 300 SH   SOLE 0 300 0 0
Caterpillar Inc Com 149123101   455,201 954 SH   SOLE 0 954 0 0
Caterpillar Inc Com 149123101   74,913 157 SH   DFND 0 157 0 0
Cenovus Energy Inc Com 15135U109   5,097 300 SH   SOLE 0 300 0 0
Chemours Co Com 163851108   8,268 522 SH   DFND 0 522 0 0
Chevron Corp Com 166764100   1,990,197 12,816 SH   SOLE 0 12,816 0 0
Chevron Corp Com 166764100   75,316 485 SH   DFND 0 485 0 0
Church & Dwight Co Inc Com 171340102   324,231 3,700 SH   SOLE 0 3,700 0 0
Cisco Sys Inc Com Com 17275R102   608,664 8,896 SH   SOLE 0 8,896 0 0
Citigroup Inc Com 172967424   18,473 182 SH   SOLE 0 182 0 0
The Clorox Company Com 189054109   62,883 510 SH   SOLE 0 510 0 0
Coca Cola Co Com 191216100   831,719 12,541 SH   SOLE 0 12,541 0 0
Cognizant Technology Solutions Corp Com 192446102   17,170 256 SH   SOLE 0 256 0 0
Colgate Palmolive Co Com 194162103   8,728,968 109,194 SH   SOLE 0 109,194 0 0
Colgate Palmolive Co Com 194162103   86,975 1,088 SH   DFND 0 1,088 0 0
Comcast Corp Cl A Com 20030N101   77,387 2,463 SH   SOLE 0 2,463 0 0
Comcast Corp Cl A Com 20030N101   49,832 1,586 SH   DFND 0 1,586 0 0
Conagra Brands Inc Com 205887102   16,296 890 SH   SOLE 0 890 0 0
Conocophillips Com 20825C104   981,466 10,376 SH   SOLE 0 10,376 0 0
Constellation Energy Com 21037T109   43,766 133 SH   SOLE 0 133 0 0
Corning Inc Com 219350105   622,362 7,587 SH   SOLE 0 7,587 0 0
Corteva Inc. Com 22052L104   53,563 792 SH   SOLE 0 792 0 0
Costco Whsl Corp New Com 22160K105   432,269 467 SH   SOLE 0 467 0 0
Cummins Inc Com 231021106   173,594 411 SH   SOLE 0 411 0 0
D R Horton Inc Com 23331A109   107,613 635 SH   SOLE 0 635 0 0
Danaher Corp Del Com 235851102   597,556 3,014 SH   SOLE 0 3,014 0 0
Deere & Co Com 244199105   497,042 1,087 SH   SOLE 0 1,087 0 0
Diageo Plc Com 25243Q205   19,086 200 SH   SOLE 0 200 0 0
Dimensional US Targeted Value ETF Com 25434V609   25,787 443 SH   SOLE 0 443 0 0
Dimensional US Core Equity 2 Com 25434V708   141,938 3,680 SH   SOLE 0 3,680 0 0
The Walt Disney Co Com 254687106   854,285 7,461 SH   SOLE 0 7,461 0 0
Dollar General Corp Com 256677105   419,601 4,060 SH   SOLE 0 4,060 0 0
Dollar General Corp Com 256677105   82,680 800 SH   DFND 0 800 0 0
Dominion Energy Inc Com 25746U109   27,221 445 SH   SOLE 0 445 0 0
Dow Inc. Com 260557103   12,543 547 SH   SOLE 0 547 0 0
Dow Inc. Com 260557103   19,880 867 SH   DFND 0 867 0 0
Duke Energy Corp Com 26441C204   67,073 542 SH   SOLE 0 542 0 0
DuPont de Nemours Inc. Com 26614N102   81,795 1,050 SH   SOLE 0 1,050 0 0
Eog Res Inc Com 26875P101   71,757 640 SH   SOLE 0 640 0 0
Eaton Vance Enhanced Equity Income II Com 278277108   7,155 299 SH   SOLE 0 299 0 0
Eaton Vance Tax Managed Diversified Equity Com 27828N102   9,938 625 SH   SOLE 0 625 0 0
Eaton Vance Tax-Mgd Buy-Write Opp Fd Com 27828Y108   13,352 937 SH   SOLE 0 937 0 0
Edison Intl Com 281020107   40,686 736 SH   SOLE 0 736 0 0
Emerson Electric Co Com 291011104   357,597 2,726 SH   SOLE 0 2,726 0 0
Enbridge Inc Com 29250N105   200,124 3,966 SH   SOLE 0 3,966 0 0
Enterprise Products Partners LP Com 293792107   135,086 4,320 SH   SOLE 0 4,320 0 0
Evergy Inc Com 30034W106   893,539 11,754 SH   SOLE 0 11,754 0 0
Eversource Energy Com 30040W108   64,524 907 SH   SOLE 0 907 0 0
Everus Construction Group Inc Com 300426103   2,144 25 SH   SOLE 0 25 0 0
Exelon Corp Com 30161N101   39,249 872 SH   SOLE 0 872 0 0
Exxon Mobil Corp Com 30231G102   2,355,235 20,889 SH   SOLE 0 20,889 0 0
F M C Corp Com New Com 302491303   3,363 100 SH   SOLE 0 100 0 0
Meta Platforms Inc Com 30303M102   8,078 11 SH   SOLE 0 11 0 0
Meta Platforms Inc Com 30303M102   92,532 126 SH   DFND 0 126 0 0
Fastenal Co Com 311900104   137,312 2,800 SH   SOLE 0 2,800 0 0
Fedex Corp Com 31428X106   12,970 55 SH   SOLE 0 55 0 0
First Citizens BancShares, Inc - Cl A Com 31946M103   28,627 16 SH   SOLE 0 16 0 0
First Citizens BancShares, Inc - Cl A Com 31946M103   35,783 20 SH   DFND 0 20 0 0
First Solar Inc Com 336433107   67,262 305 SH   SOLE 0 305 0 0
First Trust Four Corners Senior Floating Rate Com 33733U108   3,120 312 SH   SOLE 0 312 0 0
FT Vest U.S. Equity Deep Buffer ETF - Septemb Com 33740F680   21,304 482 SH   SOLE 0 482 0 0
Fiserv Inc Com 337738108   799,366 6,200 SH   SOLE 0 6,200 0 0
Firstenergy Corp Com 337932107   25,293 552 SH   SOLE 0 552 0 0
Ford Motor Co Com 345370860   83,780 7,005 SH   SOLE 0 7,005 0 0
Fortis Inc Com 349553107   15,222 300 SH   SOLE 0 300 0 0
GE Healthcare Technology Com 36266G107   23,882 318 SH   SOLE 0 318 0 0
GE Vernova Inc Com 36828A101   284,699 463 SH   SOLE 0 463 0 0
GE Vernova Inc Com 36828A101   57,186 93 SH   DFND 0 93 0 0
GE Aerospace Com 369604301   558,021 1,855 SH   SOLE 0 1,855 0 0
GE Aerospace Com 369604301   112,808 375 SH   DFND 0 375 0 0
General Mills Inc Com 370334104   12,252 243 SH   SOLE 0 243 0 0
General Mills Inc Com 370334104   20,571 408 SH   DFND 0 408 0 0
Gilead SCI Inc Com 375558103   99,900 900 SH   SOLE 0 900 0 0
GSK PLC - Spon ADR Com 37733W204   37,636 872 SH   SOLE 0 872 0 0
HF Sinclair Corporation Com 403949100   92,642 1,770 SH   SOLE 0 1,770 0 0
HSBC Holdings Plc Adr Com 404280406   7,098 100 SH   SOLE 0 100 0 0
Halliburton Co Com 406216101   170,724 6,940 SH   SOLE 0 6,940 0 0
Halliburton Co Com 406216101   41,820 1,700 SH   DFND 0 1,700 0 0
John Hancock Preferred Income III Com 41021P103   7,720 500 SH   SOLE 0 500 0 0
Harley Davidson Inc Com 412822108   2,790 100 SH   SOLE 0 100 0 0
Hartford Finl Svcs Group Inc Com 416515104   13,339 100 SH   SOLE 0 100 0 0
Hershey Company Com 427866108   128,877 689 SH   SOLE 0 689 0 0
Home Depot Inc Com 437076102   753,653 1,860 SH   SOLE 0 1,860 0 0
Home Depot Inc Com 437076102   202,595 500 SH   DFND 0 500 0 0
Honeywell Intl Inc Com 438516106   466,258 2,215 SH   SOLE 0 2,215 0 0
Hunt (Jb)transportation Svcs Inc Com 445658107   83,990 626 SH   SOLE 0 626 0 0
Huntsman Corp Com 447011107   9,240 1,029 SH   SOLE 0 1,029 0 0
Illinois Tool Works Com 452308109   65,190 250 SH   SOLE 0 250 0 0
Ingredion Inc Com 457187102   8,548 70 SH   SOLE 0 70 0 0
Intel Corp Com 458140100   16,775 500 SH   SOLE 0 500 0 0
Intercontinental Exchange Inc Com 45866F104   366,444 2,175 SH   SOLE 0 2,175 0 0
International Business Machines Com 459200101   503,938 1,786 SH   SOLE 0 1,786 0 0
Interpublic Group Of Co Com 460690100   9,545 342 SH   DFND 0 342 0 0
Invesco QQQ Trust Series I Com 46090E103   297,183 495 SH   SOLE 0 495 0 0
Intuit Com 461202103   574,327 841 SH   SOLE 0 841 0 0
Invesco S & P 500 Equal Weight Com 46137V357   1,944,615 10,251 SH   SOLE 0 10,251 0 0
Invesco S & P 500 Equal Weight Com 46137V357   474,250 2,500 SH   DFND 0 2,500 0 0
Invesco S& P 100 Equal Weight ETF Com 46137V449   1,931,326 16,841 SH   SOLE 0 16,841 0 0
Invesco S& P 100 Equal Weight ETF Com 46137V449   344,040 3,000 SH   DFND 0 3,000 0 0
Iron Mountain Inc New Com 46284V101   2,265,515 22,224 SH   SOLE 0 22,224 0 0
Iron Mountain Inc New Com 46284V101   189,099 1,855 SH   DFND 0 1,855 0 0
Ishares Dow Jones Select Dividend Index Fund Com 464287168   252,796 1,779 SH   SOLE 0 1,779 0 0
Ishares S&P 500 Index Fund Com 464287200   3,514,494 5,251 SH   SOLE 0 5,251 0 0
Ishares S&P 500 Index Fund Com 464287200   937,020 1,400 SH   DFND 0 1,400 0 0
IShares S&P 500 Growth Index Fund Com 464287309   115,408 956 SH   SOLE 0 956 0 0
Ishares S&P 500 Value Index Fund Com 464287408   73,311 355 SH   SOLE 0 355 0 0
IShares Msci Eafe Index Fund Com 464287465   18,581 199 SH   SOLE 0 199 0 0
Ishares Russell Midcap Value Index Fund Com 464287473   120,815 865 SH   DFND 0 865 0 0
Ishares Russell Midcap Growth Com 464287481   156,081 1,096 SH   DFND 0 1,096 0 0
iShares S&P MidCap 400 Com 464287507   2,890,365 44,290 SH   SOLE 0 44,290 0 0
iShares S&P MidCap 400 Com 464287507   290,407 4,450 SH   DFND 0 4,450 0 0
IShares Russell 1000 Value Com 464287598   165,315 812 SH   SOLE 0 812 0 0
iShares S&P Mid-Cap 400 Growth ETF Com 464287606   12,657 132 SH   SOLE 0 132 0 0
Ishares Russell 1000 Growth Com 464287614   117,103 250 SH   SOLE 0 250 0 0
Ishares Russell 2000 Value Index Fund Com 464287630   92,825 525 SH   SOLE 0 525 0 0
Ishares Russell 2000 Com 464287655   118,076 488 SH   SOLE 0 488 0 0
Ishares S&P Midcap 400 Value Index Fund Com 464287705   10,896 84 SH   SOLE 0 84 0 0
Ishares S&P Smallcap 600 Com 464287804   3,843,913 32,348 SH   SOLE 0 32,348 0 0
Ishares S&P Smallcap 600 Com 464287804   35,649 300 SH   DFND 0 300 0 0
IShares U.S. Preferred Stock ETF Com 464288687   18,972 600 SH   DFND 0 600 0 0
ishares Edge MSCI USA Quality Factor ETF Com 46432F339   35,399 182 SH   SOLE 0 182 0 0
iShares Edge MSCI USA Value ETF Com 46432F388   100,290 802 SH   SOLE 0 802 0 0
Ishares Core International Stock ETF Com 46432F834   180,355 2,184 SH   SOLE 0 2,184 0 0
iShares Core MSCI Emerging Markets ETF Com 46434G103   3,421,248 51,900 SH   SOLE 0 51,900 0 0
iShares Core MSCI Emerging Markets ETF Com 46434G103   500,992 7,600 SH   DFND 0 7,600 0 0
IShares Edge MSCI Intl Value Com 46435G409   5,964,046 168,096 SH   SOLE 0 168,096 0 0
IShares Edge MSCI Intl Value Com 46435G409   496,720 14,000 SH   DFND 0 14,000 0 0
IShares Gold Trust Micro ETF Com 46436F103   115,500 3,000 SH   SOLE 0 3,000 0 0
J P Morgan Chase & Co Com 46625H100   2,308,001 7,317 SH   SOLE 0 7,317 0 0
J P Morgan Chase & Co Com 46625H100   50,469 160 SH   DFND 0 160 0 0
JP Morgan Equity Premium Income ETF Com 46641Q332   2,560,421 44,841 SH   SOLE 0 44,841 0 0
JP Morgan Equity Premium Income ETF Com 46641Q332   90,389 1,583 SH   DFND 0 1,583 0 0
Johnson & Johnson Com 478160104   2,839,151 15,312 SH   SOLE 0 15,312 0 0
Kellanova Com 487836108   61,105 745 SH   SOLE 0 745 0 0
Kimberly Clark Corp Com 494368103   167,859 1,350 SH   SOLE 0 1,350 0 0
Kimco Realty Corp Com 49446R109   27,094 1,240 SH   SOLE 0 1,240 0 0
Kimco Realty Corp Com 49446R109   44,028 2,015 SH   DFND 0 2,015 0 0
Kinder Morgan Inc Com 49456B101   33,972 1,200 SH   DFND 0 1,200 0 0
Knife River Corp Com 498894104   1,922 25 SH   SOLE 0 25 0 0
Koninklijke Philips NVR-NY Com 500472303   7,905 290 SH   SOLE 0 290 0 0
Kontoor Brands Inc. Com 50050N103   10,530 132 SH   SOLE 0 132 0 0
Kraft Heinz Co Com 500754106   15,624 600 SH   SOLE 0 600 0 0
Kroger Co Com 501044101   75,634 1,122 SH   SOLE 0 1,122 0 0
Kyndryl Holdings Inc Com 50155Q100   1,201 40 SH   SOLE 0 40 0 0
Lkq Corp Com 501889208   6,108 200 SH   SOLE 0 200 0 0
L3Harris Technologies Com 502431109   61,082 200 SH   SOLE 0 200 0 0
Lamb Weston Holding Inc Com 513272104   68,128 1,173 SH   SOLE 0 1,173 0 0
Landmark Bancorp Inc Com 51504L107   4,030 151 SH   SOLE 0 151 0 0
Lear Corp Com 521865204   73,445 730 SH   SOLE 0 730 0 0
Leggett & Platt Inc Com 524660107   888 100 SH   SOLE 0 100 0 0
Leggett & Platt Inc Com 524660107   2,469 278 SH   DFND 0 278 0 0
Leidos Holdings Inc Com 525327102   14,739 78 SH   SOLE 0 78 0 0
Lilly Eli & Co Com 532457108   724,850 950 SH   SOLE 0 950 0 0
Lockheed Martin Corp Com 539830109   99,842 200 SH   SOLE 0 200 0 0
Lockheed Martin Corp Com 539830109   31,949 64 SH   DFND 0 64 0 0
Lowes Cos Inc Com 548661107   2,141,915 8,523 SH   SOLE 0 8,523 0 0
Lululemon Athletica Inc Com 550021109   34,696 195 SH   SOLE 0 195 0 0
Lululemon Athletica Inc Com 550021109   44,483 250 SH   DFND 0 250 0 0
Lumen Technologies Inc Com 550241103   2,020 330 SH   SOLE 0 330 0 0
Mdu Resources Group Inc Com 552690109   1,781 100 SH   SOLE 0 100 0 0
Vert Global Sustainable Real Estate ETF Com 56170L695   35,688 3,351 SH   SOLE 0 3,351 0 0
Marathon Petroleum Corp Com 56585A102   661,869 3,434 SH   SOLE 0 3,434 0 0
Masco Corp Com 574599106   105,585 1,500 SH   SOLE 0 1,500 0 0
Mastercard Inc Com 57636Q104   39,817 70 SH   SOLE 0 70 0 0
McDonalds Corp Com 580135101   2,158,531 7,103 SH   SOLE 0 7,103 0 0
McKesson Corp Com 58155Q103   90,387 117 SH   SOLE 0 117 0 0
Merck & Co., Inc Com 58933Y105   839,132 9,998 SH   SOLE 0 9,998 0 0
Merck & Co., Inc Com 58933Y105   8,393 100 SH   DFND 0 100 0 0
Metlife Inc Com 59156R108   144,148 1,750 SH   SOLE 0 1,750 0 0
Metlife Inc Com 59156R108   57,659 700 SH   DFND 0 700 0 0
Microsoft Corp Com 594918104   3,580,588 6,913 SH   SOLE 0 6,913 0 0
Microsoft Corp Com 594918104   626,720 1,210 SH   DFND 0 1,210 0 0
Micron Technology Inc Com 595112103   28,110 168 SH   SOLE 0 168 0 0
Mondelez International Inc Com 609207105   314,474 5,034 SH   SOLE 0 5,034 0 0
Netflix Inc Com 64110L106   7,194 6 SH   SOLE 0 6 0 0
Newell Brands Inc. Com 651229106   2,437 465 SH   SOLE 0 465 0 0
Nike Inc Com 654106103   403,737 5,790 SH   SOLE 0 5,790 0 0
Nike Inc Com 654106103   27,892 400 SH   DFND 0 400 0 0
Norfolk Southern Corp Com 655844108   1,437,462 4,785 SH   SOLE 0 4,785 0 0
Northern Tr Corp Com 665859104   151,694 1,127 SH   SOLE 0 1,127 0 0
Northrop Grumman Corp Com 666807102   41,434 68 SH   SOLE 0 68 0 0
Northrop Grumman Corp Com 666807102   91,398 150 SH   DFND 0 150 0 0
Novartis AG ADR Com 66987V109   443,710 3,460 SH   SOLE 0 3,460 0 0
Novo-Nordisk A/S ADR Com 670100205   262,079 4,723 SH   SOLE 0 4,723 0 0
Nucor Corp Com 670346105   431,209 3,184 SH   SOLE 0 3,184 0 0
Nvidia Corp Com 67066G104   50,377 270 SH   SOLE 0 270 0 0
Nvidia Corp Com 67066G104   307,857 1,650 SH   DFND 0 1,650 0 0
Nuveen Muni High Income Opportunity Fund Com 670682103   4,268 403 SH   SOLE 0 403 0 0
Nuveen NASDAQ 100 Dynamic Overwrite Fund Com 670699107   18,069 658 SH   SOLE 0 658 0 0
Nuveen S&P 500 Buy-Write Income Fd Com 6706ER101   13,429 930 SH   SOLE 0 930 0 0
Nuveen Amt Free Muni Credit Income Fund Com 67071L106   7,558 615 SH   SOLE 0 615 0 0
Nuveen Floating Rate Income Com 67072T108   16,982 2,076 SH   SOLE 0 2,076 0 0
Nuveen Preferred Income Opportunities Fund Com 67073B106   34,415 4,197 SH   SOLE 0 4,197 0 0
Nutrien LTD Com 67077M108   2,348 40 SH   SOLE 0 40 0 0
OGE Energy Corp Com 670837103   148,064 3,200 SH   SOLE 0 3,200 0 0
Occidental Pete Corp Del Com 674599105   14,411 305 SH   SOLE 0 305 0 0
Olin Corp Com 680665205   437,325 17,500 SH   SOLE 0 17,500 0 0
Olin Corp Com 680665205   84,966 3,400 SH   DFND 0 3,400 0 0
Omnicom Group Inc Com 681919106   8,153 100 SH   SOLE 0 100 0 0
One Gas Inc Com 68235P108   8,094 100 SH   SOLE 0 100 0 0
ONEOK Inc. Com 682680103   318,441 4,364 SH   SOLE 0 4,364 0 0
Oracle Corp Com 68389X105   874,938 3,111 SH   SOLE 0 3,111 0 0
Otis Worldwide Corp Com 68902V107   56,961 623 SH   SOLE 0 623 0 0
Owens Corning Com 690742101   124,485 880 SH   SOLE 0 880 0 0
PPG Industries Inc Com 693506107   63,066 600 SH   SOLE 0 600 0 0
Parker Hannifin Corp Com 701094104   151,630 200 SH   SOLE 0 200 0 0
Paycom Software Inc Com Com 70432V102   20,814 100 SH   SOLE 0 100 0 0
PepsiCo Inc Com 713448108   915,528 6,519 SH   SOLE 0 6,519 0 0
PepsiCo Inc Com 713448108   28,088 200 SH   DFND 0 200 0 0
Pfizer Inc Com 717081103   127,324 4,997 SH   SOLE 0 4,997 0 0
Pfizer Inc Com 717081103   25,480 1,000 SH   DFND 0 1,000 0 0
Philip Morris International Com 718172109   703,948 4,340 SH   SOLE 0 4,340 0 0
Philip Morris International Com 718172109   36,495 225 SH   DFND 0 225 0 0
Phillips 66 Com 718546104   369,702 2,718 SH   SOLE 0 2,718 0 0
Plains All American Pipeline LP Com 726503105   89,650 5,255 SH   SOLE 0 5,255 0 0
Portland General Electric Co Com 736508847   150,084 3,411 SH   SOLE 0 3,411 0 0
Principal Financial Group Com 74251V102   12,437 150 SH   SOLE 0 150 0 0
Procter & Gamble Co Com 742718109   1,865,465 12,141 SH   SOLE 0 12,141 0 0
Procter & Gamble Co Com 742718109   120,154 782 SH   DFND 0 782 0 0
Prologis Inc Com Com 74340W103   10,536 92 SH   SOLE 0 92 0 0
Prudential Financial Inc Com 744320102   13,694 132 SH   SOLE 0 132 0 0
Public Svc Enterprise Group Com 744573106   72,109 864 SH   SOLE 0 864 0 0
Public Storage Com 74460D109   17,331 60 SH   DFND 0 60 0 0
Qualcomm Inc Com 747525103   102,644 617 SH   SOLE 0 617 0 0
RTX Corporation Com 75513E101   978,379 5,847 SH   SOLE 0 5,847 0 0
RTX Corporation Com 75513E101   16,231 97 SH   DFND 0 97 0 0
Realty Income Corp Com 756109104   65,653 1,080 SH   SOLE 0 1,080 0 0
Republic Services Inc Com 760759100   172,110 750 SH   SOLE 0 750 0 0
Robert Half Inc Com 770323103   250,433 7,370 SH   SOLE 0 7,370 0 0
Robert Half Inc Com 770323103   22,427 660 SH   DFND 0 660 0 0
Roper Technologies Com 776696106   34,410 69 SH   SOLE 0 69 0 0
Ross Stores Inc Com 778296103   61,261 402 SH   SOLE 0 402 0 0
Royal Bank of Canada Com 780087102   19,594 133 SH   SOLE 0 133 0 0
Shell PLC-ADR Com 780259305   31,402 439 SH   SOLE 0 439 0 0
S & T Bancorp Inc Com 783859101   150,360 4,000 SH   SOLE 0 4,000 0 0
S&P Global Inc Com 78409V104   530,514 1,090 SH   SOLE 0 1,090 0 0
SEI Investments Company Com 784117103   31,649 373 SH   SOLE 0 373 0 0
Spdr Trust Series 1 Com 78462F103   2,236,366 3,357 SH   SOLE 0 3,357 0 0
SPDR S&P Aerospace & Defense ETF Com 78464A631   203,240 865 SH   SOLE 0 865 0 0
MFC SPDR Dow Jones Industrial Average ETF Tr Com 78467X109   90,429 195 SH   SOLE 0 195 0 0
MFC SPDR Dow Jones Industrial Average ETF Tr Com 78467X109   81,155 175 SH   DFND 0 175 0 0
SPDR S&P Midcap 400 ETF Com 78467Y107   41,722 70 SH   SOLE 0 70 0 0
SPDR Russell 1000 Yield Focus ETF Com 78468R770   1,088,136 9,616 SH   SOLE 0 9,616 0 0
SPDR Russell 1000 Yield Focus ETF Com 78468R770   43,340 383 SH   DFND 0 383 0 0
Schwab Charles Corp New Com 808513105   25,013 262 SH   SOLE 0 262 0 0
Schwab Charles Corp New Com 808513105   57,282 600 SH   DFND 0 600 0 0
Snap-On Inc Com 833034101   41,237 119 SH   SOLE 0 119 0 0
Solventum Corp Com 83444M101   7,300 100 SH   SOLE 0 100 0 0
Southern Co Com 842587107   18,954 200 SH   SOLE 0 200 0 0
Southwest Airls Co Com 844741108   158,178 4,957 SH   SOLE 0 4,957 0 0
Starbucks Corp Com 855244109   241,702 2,857 SH   SOLE 0 2,857 0 0
Starbucks Corp Com 855244109   54,990 650 SH   DFND 0 650 0 0
Stryker Corp Com 863667101   251,376 680 SH   SOLE 0 680 0 0
Synchrony Financial Com 87165B103   22,736 320 SH   SOLE 0 320 0 0
Sysco Corp Com 871829107   10,293 125 SH   SOLE 0 125 0 0
T-Mobile US Inc Com 872590104   30,880 129 SH   SOLE 0 129 0 0
Taiwan Semiconductor Mfg Ltd Sponsored Adr Com 874039100   55,858 200 SH   SOLE 0 200 0 0
Tapestry Inc Com 876030107   22,644 200 SH   SOLE 0 200 0 0
Target Corp Com 87612E106   169,354 1,888 SH   SOLE 0 1,888 0 0
Target Corp Com 87612E106   57,498 641 SH   DFND 0 641 0 0
Teledyne Technologies Inc Com 879360105   96,697 165 SH   SOLE 0 165 0 0
Teledyne Technologies Inc Com 879360105   38,093 65 SH   DFND 0 65 0 0
Tesla Inc Com 88160R101   37,801 85 SH   SOLE 0 85 0 0
Texas Instrs Inc Com 882508104   203,573 1,108 SH   SOLE 0 1,108 0 0
3m Co Com 88579Y101   136,558 880 SH   SOLE 0 880 0 0
TotalEnergies SE - Sponsore Com 89151E109   17,907 300 SH   SOLE 0 300 0 0
Toyota Motor Corp Com 892331307   83,697 438 SH   SOLE 0 438 0 0
Tractor Supply Company Com 892356106   56,870 1,000 SH   SOLE 0 1,000 0 0
Tyson Foods Inc Class A Com 902494103   102,899 1,895 SH   SOLE 0 1,895 0 0
US Bancorp Com 902973304   86,994 1,800 SH   SOLE 0 1,800 0 0
Union Pac Corp Com 907818108   463,994 1,963 SH   SOLE 0 1,963 0 0
United Parcel Service Inc Cl B Com 911312106   229,123 2,743 SH   SOLE 0 2,743 0 0
United Parcel Service Inc Cl B Com 911312106   28,400 340 SH   DFND 0 340 0 0
Unitedhealth Group Inc Com 91324P102   766,221 2,219 SH   SOLE 0 2,219 0 0
V F Corp Com 918204108   13,535 938 SH   SOLE 0 938 0 0
VanEck Pharmaceutical ETF Com 92189F692   18,072 200 SH   SOLE 0 200 0 0
Vanguard Dividend Appreciation ETF Com 921908844   3,902,994 18,087 SH   SOLE 0 18,087 0 0
Vanguard Total Intl Stock Index Fd ETF Com 921909768   178,508 2,430 SH   SOLE 0 2,430 0 0
Vanguard US Value Factor ETF Com 921935805   1,368,122 10,727 SH   SOLE 0 10,727 0 0
Vanguard US Value Factor ETF Com 921935805   204,064 1,600 SH   DFND 0 1,600 0 0
Vanguard Total Bond Market EFT Com 921937835   21,419 288 SH   SOLE 0 288 0 0
Vanguard FTSE Developed Markets ETF Com 921943858   6,445,175 107,563 SH   SOLE 0 107,563 0 0
Vanguard FTSE Developed Markets ETF Com 921943858   1,054,592 17,600 SH   DFND 0 17,600 0 0
Vanguard High Dividend Yield Index Com 921946406   5,684,373 40,329 SH   SOLE 0 40,329 0 0
Vanguard International High DVD Yield Com 921946794   3,080,404 36,377 SH   SOLE 0 36,377 0 0
Vanguard International High DVD Yield Com 921946794   49,114 580 SH   DFND 0 580 0 0
Vanguard International DVD Apprecation Com 921946810   1,768,022 19,739 SH   SOLE 0 19,739 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF Com 92203J407   97,090 1,963 SH   SOLE 0 1,963 0 0
Vanguard FTSE All World ex-US Small Cap ETF Com 922042718   2,574,025 18,057 SH   SOLE 0 18,057 0 0
Vanguard FTSE All World ex-US Small Cap ETF Com 922042718   256,590 1,800 SH   DFND 0 1,800 0 0
Vanguard Russell 2000 Value ETF Com 92206C649   15,431 99 SH   SOLE 0 99 0 0
Vanguard Growth ETF Com 922908736   67,145 140 SH   SOLE 0 140 0 0
Vanguard Total Stock Mkt ETF Com 922908769   360,987 1,100 SH   SOLE 0 1,100 0 0
VERALTO CORP COM Com 92338C103   92,218 865 SH   SOLE 0 865 0 0
Verizon Communications Com 92343V104   175,536 3,994 SH   SOLE 0 3,994 0 0
Verizon Communications Com 92343V104   124,247 2,827 SH   DFND 0 2,827 0 0
Visa Inc Com 92826C839   679,346 1,990 SH   SOLE 0 1,990 0 0
Vodafone Group PLC - ADR Com 92857W308   18,560 1,600 SH   SOLE 0 1,600 0 0
WEC Energy Group Inc Com 92939U106   28,075 245 SH   SOLE 0 245 0 0
Wabtec Corp Com 929740108   50,919 254 SH   SOLE 0 254 0 0
Walmart Stores Inc Com 931142103   2,899,696 28,136 SH   SOLE 0 28,136 0 0
Contra Walgreens Boots Com 931CVR013   0 370 SH   DFND 0 370 0 0
Warner Bros Discovery Inc Com 934423104   25,487 1,305 SH   SOLE 0 1,305 0 0
Waste Mgmt Inc Del Com 94106L109   70,666 320 SH   SOLE 0 320 0 0
Wells Fargo & Co New Com 949746101   374,843 4,472 SH   SOLE 0 4,472 0 0
Westlake Corp. Com 960413102   111,737 1,450 SH   SOLE 0 1,450 0 0
Westlake Corp. Com 960413102   61,648 800 SH   DFND 0 800 0 0
Weyerhaeuser Co Com 962166104   157,888 6,369 SH   SOLE 0 6,369 0 0
Williams Companies Inc Com 969457100   135,316 2,136 SH   SOLE 0 2,136 0 0
Wisdomtree Emerging Markets High DVD Fund Com 97717W315   19,776 430 SH   DFND 0 430 0 0
Xcel Energy Inc Com 98389B100   271,791 3,370 SH   SOLE 0 3,370 0 0
Xylem Inc Com 98419M100   114,903 779 SH   SOLE 0 779 0 0
Yum! Brands Inc Com 988498101   88,160 580 SH   SOLE 0 580 0 0
Yum China Holdings Inc Com 98850P109   11,460 267 SH   SOLE 0 267 0 0
Zimmer Biomet Holdings Inc Com 98956P102   21,178 215 SH   SOLE 0 215 0 0
Ambarella Inc Com G037AX101   8,252 100 SH   SOLE 0 100 0 0
Accenture PLC Cl A Com G1151C101   647,078 2,624 SH   SOLE 0 2,624 0 0
Eaton Corp PLC Com G29183103   1,109,651 2,965 SH   SOLE 0 2,965 0 0
Jazz Pharmaceuticals PLC Com G50871105   29,655 225 SH   SOLE 0 225 0 0
Linde PLC Com G54950103   95,000 200 SH   SOLE 0 200 0 0
Medtronic PLC Com G5960L103   120,002 1,260 SH   SOLE 0 1,260 0 0
White Mountains Insurance Com G9618E107   6,686 4 SH   SOLE 0 4 0 0
Bunge Global SA Com H11356104   196,625 2,420 SH   SOLE 0 2,420 0 0
Bunge Global SA Com H11356104   26,813 330 SH   DFND 0 330 0 0
Chubb Limited Com H1467J104   169,068 599 SH   SOLE 0 599 0 0
Garmin LTD Com H2906T109   19,698 80 SH   DFND 0 80 0 0