The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102   383,307 13,554 SH   SOLE 0 13,554 0 0
Abbott Labs Com 002824100   260,259 1,962 SH   SOLE 0 1,962 0 0
Abbott Labs Com 002824100   23,877 180 SH   DFND 0 180 0 0
Abbvie Inc Com 00287Y109   756,367 3,610 SH   SOLE 0 3,610 0 0
Abbvie Inc Com 00287Y109   66,418 317 SH   DFND 0 317 0 0
Alphabet Inc Cl C Com 02079K107   154,668 990 SH   SOLE 0 990 0 0
Alphabet Inc Cl C Com 02079K107   140,607 900 SH   DFND 0 900 0 0
Alphabet Inc Cl A Com 02079K305   320,878 2,075 SH   SOLE 0 2,075 0 0
Alphabet Inc Cl A Com 02079K305   154,640 1,000 SH   DFND 0 1,000 0 0
Altria Group Inc Com 02209S103   759,373 12,652 SH   SOLE 0 12,652 0 0
Altria Group Inc Com 02209S103   140,927 2,348 SH   DFND 0 2,348 0 0
Amazon Com Inc Com 023135106   608,832 3,200 SH   SOLE 0 3,200 0 0
Amazon Com Inc Com 023135106   110,351 580 SH   DFND 0 580 0 0
Avantis Emerging Markets Value ETF Com 025072372   1,250,306 26,512 SH   SOLE 0 26,512 0 0
Avantis Emerging Markets Value ETF Com 025072372   188,640 4,000 SH   DFND 0 4,000 0 0
Avantis Emerging Markets Equity ETF Com 025072604   2,988,824 49,673 SH   SOLE 0 49,673 0 0
Avantis Intl Small Cap Value Com 025072802   7,641,272 109,568 SH   SOLE 0 109,568 0 0
Avantis Intl Small Cap Value Com 025072802   387,057 5,550 SH   DFND 0 5,550 0 0
Avantis US Small Cap Value Com 025072877   4,260,957 48,881 SH   SOLE 0 48,881 0 0
Avantis US Small Cap Value Com 025072877   359,576 4,125 SH   DFND 0 4,125 0 0
American Express Co Com 025816109   755,492 2,808 SH   SOLE 0 2,808 0 0
American Tower Corp Com 03027X100   241,536 1,110 SH   SOLE 0 1,110 0 0
Amgen Inc Com 031162100   786,041 2,523 SH   SOLE 0 2,523 0 0
Apple Inc Com 037833100   10,428,115 46,946 SH   SOLE 0 46,946 0 0
Apple Inc Com 037833100   50,646 228 SH   DFND 0 228 0 0
ARES Management LP Com 03990B101   599,635 4,090 SH   SOLE 0 4,090 0 0
Automatic Data Processing Inc Com 053015103   547,204 1,791 SH   SOLE 0 1,791 0 0
Bank Of America Corporation Com 060505104   302,250 7,243 SH   SOLE 0 7,243 0 0
Bank Of America Corporation Com 060505104   23,160 555 SH   DFND 0 555 0 0
Berkshire Hathaway Inc Cl A Com 084670108   798,442 1 SH   SOLE 0 1 0 0
Berkshire Hathaway Inc Cl B Com 084670702   1,247,835 2,343 SH   SOLE 0 2,343 0 0
Bristol Myers Squibb Co Com 110122108   356,609 5,847 SH   SOLE 0 5,847 0 0
Bristol Myers Squibb Co Com 110122108   49,402 810 SH   DFND 0 810 0 0
Cigna Group Com 125523100   684,978 2,082 SH   SOLE 0 2,082 0 0
Cambria Foreign Shareholder Yield ETF Com 132061300   1,187,209 44,085 SH   SOLE 0 44,085 0 0
Cambria Foreign Shareholder Yield ETF Com 132061300   40,395 1,500 SH   DFND 0 1,500 0 0
Cambria Emerging Shareholder Yield ETF Com 132061706   619,284 19,505 SH   SOLE 0 19,505 0 0
Cambria Emerging Shareholder Yield ETF Com 132061706   18,256 575 SH   DFND 0 575 0 0
Capitol Federal Financial Inc Com 14057J101   67,822 12,111 SH   SOLE 0 12,111 0 0
Caterpillar Inc Com 149123101   355,854 1,079 SH   SOLE 0 1,079 0 0
Caterpillar Inc Com 149123101   51,779 157 SH   DFND 0 157 0 0
Chevron Corp Com 166764100   2,105,847 12,588 SH   SOLE 0 12,588 0 0
Chevron Corp Com 166764100   81,136 485 SH   DFND 0 485 0 0
Church & Dwight Co Inc Com 171340102   407,333 3,700 SH   SOLE 0 3,700 0 0
Cisco Sys Inc Com Com 17275R102   564,153 9,142 SH   SOLE 0 9,142 0 0
Coca Cola Co Com 191216100   988,929 13,808 SH   SOLE 0 13,808 0 0
Colgate Palmolive Co Com 194162103   11,342,385 121,050 SH   SOLE 0 121,050 0 0
Colgate Palmolive Co Com 194162103   101,946 1,088 SH   DFND 0 1,088 0 0
Conocophillips Com 20825C104   1,204,054 11,465 SH   SOLE 0 11,465 0 0
Corning Inc Com 219350105   351,911 7,687 SH   SOLE 0 7,687 0 0
Costco Whsl Corp New Com 22160K105   606,245 641 SH   SOLE 0 641 0 0
Danaher Corp Del Com 235851102   617,870 3,014 SH   SOLE 0 3,014 0 0
Deere & Co Com 244199105   608,747 1,297 SH   SOLE 0 1,297 0 0
The Walt Disney Co Com 254687106   731,268 7,409 SH   SOLE 0 7,409 0 0
Discover Financial Services Com 254709108   353,520 2,071 SH   SOLE 0 2,071 0 0
Dollar General Corp Com 256677105   280,497 3,190 SH   SOLE 0 3,190 0 0
Emerson Electric Co Com 291011104   298,879 2,726 SH   SOLE 0 2,726 0 0
Evergy Inc Com 30034W106   456,104 6,615 SH   SOLE 0 6,615 0 0
Exxon Mobil Corp Com 30231G102   2,699,592 22,699 SH   SOLE 0 22,699 0 0
Fiserv Inc Com 337738108   1,413,312 6,400 SH   SOLE 0 6,400 0 0
GE Aerospace Com 369604301   371,278 1,855 SH   SOLE 0 1,855 0 0
GE Aerospace Com 369604301   75,056 375 SH   DFND 0 375 0 0
Home Depot Inc Com 437076102   699,996 1,910 SH   SOLE 0 1,910 0 0
Home Depot Inc Com 437076102   183,245 500 SH   DFND 0 500 0 0
Honeywell Intl Inc Com 438516106   474,532 2,241 SH   SOLE 0 2,241 0 0
Huntsman Corp Com 447011107   263,835 16,709 SH   SOLE 0 16,709 0 0
Intercontinental Exchange Inc Com 45866F104   445,050 2,580 SH   SOLE 0 2,580 0 0
International Business Machines Com 459200101   529,894 2,131 SH   SOLE 0 2,131 0 0
Invesco QQQ Trust Series I Com 46090E103   232,115 495 SH   SOLE 0 495 0 0
Intuit Com 461202103   516,366 841 SH   SOLE 0 841 0 0
Invesco S & P 500 Equal Weight Com 46137V357   1,749,450 10,099 SH   SOLE 0 10,099 0 0
Invesco S & P 500 Equal Weight Com 46137V357   433,075 2,500 SH   DFND 0 2,500 0 0
Invesco S& P 100 Equal Weight ETF Com 46137V449   1,668,409 16,184 SH   SOLE 0 16,184 0 0
Invesco S& P 100 Equal Weight ETF Com 46137V449   309,270 3,000 SH   DFND 0 3,000 0 0
Iron Mountain Inc New Com 46284V101   1,984,427 23,064 SH   SOLE 0 23,064 0 0
Iron Mountain Inc New Com 46284V101   172,940 2,010 SH   DFND 0 2,010 0 0
Ishares Dow Jones Select Dividend Index Fund Com 464287168   306,047 2,279 SH   SOLE 0 2,279 0 0
Ishares S&P 500 Index Fund Com 464287200   2,892,099 5,147 SH   SOLE 0 5,147 0 0
Ishares S&P 500 Index Fund Com 464287200   786,660 1,400 SH   DFND 0 1,400 0 0
iShares S&P MidCap 400 Com 464287507   2,194,544 37,610 SH   SOLE 0 37,610 0 0
iShares S&P MidCap 400 Com 464287507   259,658 4,450 SH   DFND 0 4,450 0 0
Ishares S&P Smallcap 600 Com 464287804   3,082,933 29,482 SH   SOLE 0 29,482 0 0
Ishares S&P Smallcap 600 Com 464287804   31,371 300 SH   DFND 0 300 0 0
iShares Core MSCI Emerging Markets ETF Com 46434G103   2,576,042 47,731 SH   SOLE 0 47,731 0 0
iShares Core MSCI Emerging Markets ETF Com 46434G103   306,010 5,670 SH   DFND 0 5,670 0 0
IShares Edge MSCI Intl Value Com 46435G409   5,104,204 168,400 SH   SOLE 0 168,400 0 0
IShares Edge MSCI Intl Value Com 46435G409   418,278 13,800 SH   DFND 0 13,800 0 0
J P Morgan Chase & Co Com 46625H100   2,073,766 8,454 SH   SOLE 0 8,454 0 0
J P Morgan Chase & Co Com 46625H100   39,248 160 SH   DFND 0 160 0 0
JP Morgan Equity Premium Income ETF Com 46641Q332   2,384,681 41,734 SH   SOLE 0 41,734 0 0
JP Morgan Equity Premium Income ETF Com 46641Q332   90,453 1,583 SH   DFND 0 1,583 0 0
Johnson & Johnson Com 478160104   2,636,856 15,900 SH   SOLE 0 15,900 0 0
Lilly Eli & Co Com 532457108   784,615 950 SH   SOLE 0 950 0 0
Lowes Cos Inc Com 548661107   2,019,305 8,658 SH   SOLE 0 8,658 0 0
Marathon Petroleum Corp Com 56585A102   542,550 3,724 SH   SOLE 0 3,724 0 0
McDonalds Corp Com 580135101   2,247,815 7,196 SH   SOLE 0 7,196 0 0
Merck & Co., Inc Com 58933Y105   880,815 9,813 SH   SOLE 0 9,813 0 0
Merck & Co., Inc Com 58933Y105   8,976 100 SH   DFND 0 100 0 0
Metlife Inc Com 59156R108   198,075 2,467 SH   SOLE 0 2,467 0 0
Metlife Inc Com 59156R108   56,203 700 SH   DFND 0 700 0 0
Microsoft Corp Com 594918104   2,718,950 7,243 SH   SOLE 0 7,243 0 0
Microsoft Corp Com 594918104   469,238 1,250 SH   DFND 0 1,250 0 0
Mondelez International Inc Com 609207105   341,557 5,034 SH   SOLE 0 5,034 0 0
Nike Inc Com 654106103   365,645 5,760 SH   SOLE 0 5,760 0 0
Norfolk Southern Corp Com 655844108   1,157,012 4,885 SH   SOLE 0 4,885 0 0
Novartis AG ADR Com 66987V109   335,555 3,010 SH   SOLE 0 3,010 0 0
Novo-Nordisk A/S ADR Com 670100205   332,270 4,785 SH   SOLE 0 4,785 0 0
Nucor Corp Com 670346105   383,163 3,184 SH   SOLE 0 3,184 0 0
Nvidia Corp Com 67066G104   29,263 270 SH   SOLE 0 270 0 0
Nvidia Corp Com 67066G104   178,827 1,650 SH   DFND 0 1,650 0 0
ONEOK Inc. Com 682680103   432,996 4,364 SH   SOLE 0 4,364 0 0
Oracle Corp Com 68389X105   634,178 4,536 SH   SOLE 0 4,536 0 0
PepsiCo Inc Com 713448108   981,957 6,549 SH   SOLE 0 6,549 0 0
PepsiCo Inc Com 713448108   29,988 200 SH   DFND 0 200 0 0
Philip Morris International Com 718172109   705,555 4,445 SH   SOLE 0 4,445 0 0
Philip Morris International Com 718172109   51,587 325 SH   DFND 0 325 0 0
Phillips 66 Com 718546104   388,715 3,148 SH   SOLE 0 3,148 0 0
Procter & Gamble Co Com 742718109   2,140,816 12,562 SH   SOLE 0 12,562 0 0
Procter & Gamble Co Com 742718109   133,268 782 SH   DFND 0 782 0 0
RTX Corporation Com 75513E101   782,176 5,905 SH   SOLE 0 5,905 0 0
RTX Corporation Com 75513E101   12,849 97 SH   DFND 0 97 0 0
S&P Global Inc Com 78409V104   739,286 1,455 SH   SOLE 0 1,455 0 0
Spdr Trust Series 1 Com 78462F103   1,883,466 3,367 SH   SOLE 0 3,367 0 0
SPDR Russell 1000 Yield Focus ETF Com 78468R770   1,137,270 10,411 SH   SOLE 0 10,411 0 0
SPDR Russell 1000 Yield Focus ETF Com 78468R770   41,838 383 SH   DFND 0 383 0 0
Starbucks Corp Com 855244109   280,243 2,857 SH   SOLE 0 2,857 0 0
Starbucks Corp Com 855244109   63,759 650 SH   DFND 0 650 0 0
Stryker Corp Com 863667101   300,034 806 SH   SOLE 0 806 0 0
Target Corp Com 87612E106   197,032 1,888 SH   SOLE 0 1,888 0 0
Target Corp Com 87612E106   66,895 641 SH   DFND 0 641 0 0
Texas Instrs Inc Com 882508104   229,477 1,277 SH   SOLE 0 1,277 0 0
Union Pac Corp Com 907818108   480,748 2,035 SH   SOLE 0 2,035 0 0
United Parcel Service Inc Cl B Com 911312106   267,056 2,428 SH   SOLE 0 2,428 0 0
Unitedhealth Group Inc Com 91324P102   1,200,959 2,293 SH   SOLE 0 2,293 0 0
Vanguard Dividend Appreciation ETF Com 921908844   3,653,996 18,836 SH   SOLE 0 18,836 0 0
Vanguard US Value Factor ETF Com 921935805   899,346 7,889 SH   SOLE 0 7,889 0 0
Vanguard US Value Factor ETF Com 921935805   171,000 1,500 SH   DFND 0 1,500 0 0
Vanguard FTSE Developed Markets ETF Com 921943858   5,091,997 100,177 SH   SOLE 0 100,177 0 0
Vanguard FTSE Developed Markets ETF Com 921943858   894,608 17,600 SH   DFND 0 17,600 0 0
Vanguard High Dividend Yield Index Com 921946406   5,370,797 41,647 SH   SOLE 0 41,647 0 0
Vanguard International High DVD Yield Com 921946794   2,637,512 35,792 SH   SOLE 0 35,792 0 0
Vanguard International High DVD Yield Com 921946794   42,740 580 SH   DFND 0 580 0 0
Vanguard International DVD Apprecation Com 921946810   1,636,738 19,734 SH   SOLE 0 19,734 0 0
Vanguard FTSE All World ex-US Small Cap ETF Com 922042718   1,937,918 16,764 SH   SOLE 0 16,764 0 0
Vanguard FTSE All World ex-US Small Cap ETF Com 922042718   46,587 403 SH   DFND 0 403 0 0
Vanguard Total Stock Mkt ETF Com 922908769   302,324 1,100 SH   SOLE 0 1,100 0 0
Verizon Communications Com 92343V104   139,845 3,083 SH   SOLE 0 3,083 0 0
Verizon Communications Com 92343V104   128,233 2,827 SH   DFND 0 2,827 0 0
Visa Inc Com 92826C839   725,452 2,070 SH   SOLE 0 2,070 0 0
Walmart Stores Inc Com 931142103   2,256,905 25,708 SH   SOLE 0 25,708 0 0
Wells Fargo & Co New Com 949746101   353,566 4,925 SH   SOLE 0 4,925 0 0
Weyerhaeuser Co Com 962166104   211,958 7,239 SH   SOLE 0 7,239 0 0
Xcel Energy Inc Com 98389B100   238,562 3,370 SH   SOLE 0 3,370 0 0
Accenture PLC Cl A Com G1151C101   874,960 2,804 SH   SOLE 0 2,804 0 0
Eaton Corp PLC Com G29183103   805,976 2,965 SH   SOLE 0 2,965 0 0
Bunge Global SA Com H11356104   190,286 2,490 SH   SOLE 0 2,490 0 0
Bunge Global SA Com H11356104   25,219 330 SH   DFND 0 330 0 0