The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102   298,788 13,122 SH   SOLE 0 13,122 0 0
Abbott Labs Com 002824100   221,922 1,962 SH   SOLE 0 1,962 0 0
Abbott Labs Com 002824100   20,360 180 SH   DFND 0 180 0 0
Abbvie Inc Com 00287Y109   661,044 3,720 SH   SOLE 0 3,720 0 0
Abbvie Inc Com 00287Y109   56,331 317 SH   DFND 0 317 0 0
ABRDN Physical Platinum Shares ETF Com 003260106   12,458 150 SH   SOLE 0 150 0 0
ABRDN Physical Silver Shares ETF Com 003264108   38,598 1,400 SH   SOLE 0 1,400 0 0
Aberdeen Std Global Infrastructure Income Com 00326W106   32,606 1,860 SH   SOLE 0 1,860 0 0
Advanced Micor Devices Com 007903107   226,723 1,877 SH   SOLE 0 1,877 0 0
AllianceBernstein Holding LP Com 01881G106   22,254 600 SH   DFND 0 600 0 0
Allstate Corp Com 020002101   141,701 735 SH   SOLE 0 735 0 0
Alphabet Inc Cl C Com 02079K107   188,536 990 SH   SOLE 0 990 0 0
Alphabet Inc Cl C Com 02079K107   171,396 900 SH   DFND 0 900 0 0
Alphabet Inc Cl A Com 02079K305   318,024 1,680 SH   SOLE 0 1,680 0 0
Alphabet Inc Cl A Com 02079K305   189,300 1,000 SH   DFND 0 1,000 0 0
Altria Group Inc Com 02209S103   669,417 12,802 SH   SOLE 0 12,802 0 0
Altria Group Inc Com 02209S103   122,777 2,348 SH   DFND 0 2,348 0 0
Amazon Com Inc Com 023135106   702,048 3,200 SH   SOLE 0 3,200 0 0
Amazon Com Inc Com 023135106   127,246 580 SH   DFND 0 580 0 0
Ameren Corp Com 023608102   89,140 1,000 SH   SOLE 0 1,000 0 0
Avantis Emerging Markets Value ETF Com 025072372   1,140,447 24,685 SH   SOLE 0 24,685 0 0
Avantis Emerging Markets Value ETF Com 025072372   184,800 4,000 SH   DFND 0 4,000 0 0
Avantis Emerging Markets Equity ETF Com 025072604   2,976,773 50,634 SH   SOLE 0 50,634 0 0
Avantis Intl Small Cap Value Com 025072802   5,635,603 86,595 SH   SOLE 0 86,595 0 0
Avantis Intl Small Cap Value Com 025072802   351,107 5,395 SH   DFND 0 5,395 0 0
Avantis US Small Cap Value Com 025072877   4,539,323 47,025 SH   SOLE 0 47,025 0 0
Avantis US Small Cap Value Com 025072877   398,186 4,125 SH   DFND 0 4,125 0 0
American Express Co Com 025816109   833,386 2,808 SH   SOLE 0 2,808 0 0
American International Group Com 026874784   10,046 138 SH   SOLE 0 138 0 0
American Tower Corp Com 03027X100   203,585 1,110 SH   SOLE 0 1,110 0 0
American Water Works Co Inc Com 030420103   101,459 815 SH   SOLE 0 815 0 0
Ameriprise Financial Inc Com 03076C106   168,780 317 SH   SOLE 0 317 0 0
Amgen Inc Com 031162100   584,616 2,243 SH   SOLE 0 2,243 0 0
Analog Devices Com 032654105   10,623 50 SH   SOLE 0 50 0 0
Elevance Health Inc Com 036752103   4,427 12 SH   SOLE 0 12 0 0
Apple Inc Com 037833100   12,298,126 49,110 SH   SOLE 0 49,110 0 0
Apple Inc Com 037833100   57,096 228 SH   DFND 0 228 0 0
Applied Materials Inc Com 038222105   4,716 29 SH   SOLE 0 29 0 0
Archer-Daniels Midland Co Com 039483102   30,211 598 SH   SOLE 0 598 0 0
ARES Management LP Com 03990B101   724,053 4,090 SH   SOLE 0 4,090 0 0
Arrow Electrs Inc Com 042735100   54,637 483 SH   SOLE 0 483 0 0
Artisan Partners Asset MA-A Com 04316A108   17,005 395 SH   SOLE 0 395 0 0
AstraZeneca PLC ADR Com 046353108   15,725 240 SH   SOLE 0 240 0 0
Automatic Data Processing Inc Com 053015103   534,525 1,826 SH   SOLE 0 1,826 0 0
Axon Enterprise Inc Com 05464C101   59,432 100 SH   SOLE 0 100 0 0
BP P.L.C. Adr Com 055622104   18,564 628 SH   SOLE 0 628 0 0
Bank Of America Corporation Com 060505104   318,330 7,243 SH   SOLE 0 7,243 0 0
Bank Of America Corporation Com 060505104   24,392 555 SH   DFND 0 555 0 0
Bank of Hawaii Corp Com 062540109   70,171 985 SH   SOLE 0 985 0 0
Bank New York Mellon Corp Com 064058100   101,416 1,320 SH   SOLE 0 1,320 0 0
Baxter International Inc Com 071813109   26,244 900 SH   SOLE 0 900 0 0
Becton Dickinson & Co Com 075887109   50,365 222 SH   SOLE 0 222 0 0
Berkshire Hathaway Inc Cl A Com 084670108   680,920 1 SH   SOLE 0 1 0 0
Berkshire Hathaway Inc Cl B Com 084670702   988,150 2,180 SH   SOLE 0 2,180 0 0
BHP Group LTD Com 088606108   14,649 300 SH   SOLE 0 300 0 0
Biogen Idec Inc Com 09062X103   46,488 304 SH   SOLE 0 304 0 0
Blackrock Enhanced Equity Dividend Trust Com 09251A104   5,498 664 SH   SOLE 0 664 0 0
Blackrock Enhanced Int'l Dividend Trust Com 092524107   2,464 464 SH   SOLE 0 464 0 0
Blackrock Inc Com 09290D101   49,205 48 SH   SOLE 0 48 0 0
Boeing Co Com 097023105   67,437 381 SH   SOLE 0 381 0 0
Bristol Myers Squibb Co Com 110122108   330,706 5,847 SH   SOLE 0 5,847 0 0
Bristol Myers Squibb Co Com 110122108   45,814 810 SH   DFND 0 810 0 0
British American Tobacco ADR Com 110448107   8,535 235 SH   SOLE 0 235 0 0
British American Tobacco ADR Com 110448107   38,136 1,050 SH   DFND 0 1,050 0 0
Broadcom Inc Com 11135F101   16,229 70 SH   SOLE 0 70 0 0
Cigna Group Com 125523100   574,923 2,082 SH   SOLE 0 2,082 0 0
CME Group Inc Com 12572Q105   10,683 46 SH   DFND 0 46 0 0
Csx Corp Com 126408103   51,600 1,599 SH   SOLE 0 1,599 0 0
CVS Corp Com 126650100   20,649 460 SH   SOLE 0 460 0 0
Cambria Foreign Shareholder Yield ETF Com 132061300   1,065,879 42,280 SH   SOLE 0 42,280 0 0
Cambria Foreign Shareholder Yield ETF Com 132061300   37,815 1,500 SH   DFND 0 1,500 0 0
Cambria Emerging Shareholder Yield ETF Com 132061706   570,938 18,235 SH   SOLE 0 18,235 0 0
Cambria Emerging Shareholder Yield ETF Com 132061706   18,003 575 SH   DFND 0 575 0 0
Canadian National Railway Co Com 136375102   91,664 903 SH   SOLE 0 903 0 0
Canadian Natural Resources LTD Com 136385101   31,179 1,010 SH   SOLE 0 1,010 0 0
Capitol Federal Financial Inc Com 14057J101   76,925 13,016 SH   SOLE 0 13,016 0 0
Cardinal Health Inc Com 14149Y108   61,500 520 SH   SOLE 0 520 0 0
Carrier Global Corporation Com 14448C104   20,478 300 SH   SOLE 0 300 0 0
Caterpillar Inc Com 149123101   391,418 1,079 SH   SOLE 0 1,079 0 0
Caterpillar Inc Com 149123101   56,953 157 SH   DFND 0 157 0 0
Chemours Co Com 163851108   8,822 522 SH   DFND 0 522 0 0
Chevron Corp Com 166764100   1,821,363 12,575 SH   SOLE 0 12,575 0 0
Chevron Corp Com 166764100   70,247 485 SH   DFND 0 485 0 0
Church & Dwight Co Inc Com 171340102   387,427 3,700 SH   SOLE 0 3,700 0 0
Cisco Sys Inc Com Com 17275R102   597,624 10,095 SH   SOLE 0 10,095 0 0
Citigroup Inc Com 172967424   12,811 182 SH   SOLE 0 182 0 0
The Clorox Company Com 189054109   104,754 645 SH   SOLE 0 645 0 0
Coca Cola Co Com 191216100   872,200 14,009 SH   SOLE 0 14,009 0 0
Cognizant Technology Solutions Corp Com 192446102   19,686 256 SH   SOLE 0 256 0 0
Cohen & Steers Closed End Opp Fund Inc Com 19248P106   7,493 590 SH   SOLE 0 590 0 0
Colgate Palmolive Co Com 194162103   11,378,023 125,157 SH   SOLE 0 125,157 0 0
Colgate Palmolive Co Com 194162103   98,910 1,088 SH   DFND 0 1,088 0 0
Comcast Corp Cl A Com 20030N101   91,761 2,445 SH   SOLE 0 2,445 0 0
Comcast Corp Cl A Com 20030N101   59,523 1,586 SH   DFND 0 1,586 0 0
Commerce Bancshares Inc Com 200525103   33,398 536 SH   SOLE 0 536 0 0
Conagra Brands Inc Com 205887102   72,955 2,629 SH   SOLE 0 2,629 0 0
Conocophillips Com 20825C104   1,136,984 11,465 SH   SOLE 0 11,465 0 0
Constellation Brands Inc-A Com 21036P108   3,757 17 SH   SOLE 0 17 0 0
Constellation Energy Com 21037T109   44,742 200 SH   SOLE 0 200 0 0
Corning Inc Com 219350105   413,947 8,711 SH   SOLE 0 8,711 0 0
Corteva Inc. Com 22052L104   49,783 874 SH   SOLE 0 874 0 0
Costco Whsl Corp New Com 22160K105   590,994 645 SH   SOLE 0 645 0 0
Cummins Inc Com 231021106   143,275 411 SH   SOLE 0 411 0 0
Danaher Corp Del Com 235851102   691,864 3,014 SH   SOLE 0 3,014 0 0
Deere & Co Com 244199105   591,909 1,397 SH   SOLE 0 1,397 0 0
Diageo Plc Com 25243Q205   25,426 200 SH   SOLE 0 200 0 0
Dimensional California Muni Bond ETF Com 25434V633   19,019 380 SH   SOLE 0 380 0 0
Dimensional US Core Equity 2 Com 25434V708   267,519 7,734 SH   SOLE 0 7,734 0 0
Dimensional World Ex US Core Equity 2 ETF Com 25434V880   8,204 330 SH   SOLE 0 330 0 0
The Walt Disney Co Com 254687106   824,992 7,409 SH   SOLE 0 7,409 0 0
Discover Financial Services Com 254709108   358,759 2,071 SH   SOLE 0 2,071 0 0
Dollar General Corp Com 256677105   138,751 1,830 SH   SOLE 0 1,830 0 0
Dominion Energy Inc Com 25746U109   41,795 776 SH   SOLE 0 776 0 0
Dow Inc. Com 260557103   52,008 1,296 SH   SOLE 0 1,296 0 0
Dow Inc. Com 260557103   44,023 1,097 SH   DFND 0 1,097 0 0
Duke Energy Corp Com 26441C204   73,479 682 SH   SOLE 0 682 0 0
DuPont de Nemours Inc. Com 26614N102   80,063 1,050 SH   SOLE 0 1,050 0 0
Eog Res Inc Com 26875P101   66,193 540 SH   SOLE 0 540 0 0
Eaton Vance Enhanced Equity Income II Com 278277108   43,086 1,799 SH   SOLE 0 1,799 0 0
Eaton Vance Tax Managed Diversified Equity Com 27828N102   54,194 3,625 SH   SOLE 0 3,625 0 0
Eaton Vance Tax-Mgd Buy-Write Opp Fd Com 27828Y108   13,502 937 SH   SOLE 0 937 0 0
Eaton Vance Tax Managed Global Income Fund Com 27829F108   32,680 4,000 SH   SOLE 0 4,000 0 0
Edison Intl Com 281020107   58,762 736 SH   SOLE 0 736 0 0
Emerson Electric Co Com 291011104   362,619 2,926 SH   SOLE 0 2,926 0 0
Enbridge Inc Com 29250N105   172,351 4,062 SH   SOLE 0 4,062 0 0
Enphase Energy Inc Com 29355A107   2,060 30 SH   SOLE 0 30 0 0
Enterprise Products Partners LP Com 293792107   135,475 4,320 SH   SOLE 0 4,320 0 0
Evergy Inc Com 30034W106   419,956 6,823 SH   SOLE 0 6,823 0 0
Eversource Energy Com 30040W108   52,089 907 SH   SOLE 0 907 0 0
Everus Construction Group Inc Com 300426103   1,644 25 SH   SOLE 0 25 0 0
Exelon Corp Com 30161N101   40,350 1,072 SH   SOLE 0 1,072 0 0
Exxon Mobil Corp Com 30231G102   2,551,883 23,723 SH   SOLE 0 23,723 0 0
F M C Corp Com New Com 302491303   4,861 100 SH   SOLE 0 100 0 0
Meta Platforms Inc Com 30303M102   6,441 11 SH   SOLE 0 11 0 0
Meta Platforms Inc Com 30303M102   73,774 126 SH   DFND 0 126 0 0
Fastenal Co Com 311900104   100,674 1,400 SH   SOLE 0 1,400 0 0
Fedex Corp Com 31428X106   15,473 55 SH   SOLE 0 55 0 0
First Solar Inc Com 336433107   53,753 305 SH   SOLE 0 305 0 0
First Trust Four Corners Senior Floating Rate Com 33733U108   3,229 312 SH   SOLE 0 312 0 0
FT Vest U.S. Equity Deep Buffer ETF - Septemb Com 33740F680   1,715,904 42,319 SH   SOLE 0 42,319 0 0
FT Vest U.S. Equity Deep Buffer ETF - Septemb Com 33740F680   44,885 1,107 SH   DFND 0 1,107 0 0
Fiserv Inc Com 337738108   1,314,688 6,400 SH   SOLE 0 6,400 0 0
Firstenergy Corp Com 337932107   21,959 552 SH   SOLE 0 552 0 0
Ford Motor Co Com 345370860   69,350 7,005 SH   SOLE 0 7,005 0 0
Fortis Inc Com 349553107   12,471 300 SH   SOLE 0 300 0 0
GE Healthcare Technology Com 36266G107   24,861 318 SH   SOLE 0 318 0 0
GE Vernova Inc Com 36828A101   152,295 463 SH   SOLE 0 463 0 0
GE Vernova Inc Com 36828A101   30,590 93 SH   DFND 0 93 0 0
GE Aerospace Com 369604301   309,395 1,855 SH   SOLE 0 1,855 0 0
GE Aerospace Com 369604301   62,546 375 SH   DFND 0 375 0 0
General Mills Inc Com 370334104   168,417 2,641 SH   SOLE 0 2,641 0 0
General Mills Inc Com 370334104   26,018 408 SH   DFND 0 408 0 0
Gilead SCI Inc Com 375558103   83,133 900 SH   SOLE 0 900 0 0
GSK PLC - Spon ADR Com 37733W204   59,253 1,752 SH   SOLE 0 1,752 0 0
HSBC Holdings Plc Adr Com 404280406   4,946 100 SH   SOLE 0 100 0 0
Halliburton Co Com 406216101   110,663 4,070 SH   SOLE 0 4,070 0 0
John Hancock Preferred Income III Com 41021P103   15,030 1,000 SH   SOLE 0 1,000 0 0
Harley Davidson Inc Com 412822108   3,013 100 SH   SOLE 0 100 0 0
Hartford Finl Svcs Group Inc Com 416515104   10,940 100 SH   SOLE 0 100 0 0
Hershey Company Com 427866108   116,682 689 SH   SOLE 0 689 0 0
Hess Corp Com 42809H107   2,128 16 SH   SOLE 0 16 0 0
Home Depot Inc Com 437076102   812,989 2,090 SH   SOLE 0 2,090 0 0
Home Depot Inc Com 437076102   194,495 500 SH   DFND 0 500 0 0
Honeywell Intl Inc Com 438516106   506,219 2,241 SH   SOLE 0 2,241 0 0
Hunt (Jb)transportation Svcs Inc Com 445658107   106,833 626 SH   SOLE 0 626 0 0
Huntington Bancshares Inc Com 446150104   24,193 1,487 SH   SOLE 0 1,487 0 0
Huntsman Corp Com 447011107   301,263 16,709 SH   SOLE 0 16,709 0 0
Illinois Tool Works Com 452308109   88,746 350 SH   SOLE 0 350 0 0
Ingredion Inc Com 457187102   6,878 50 SH   SOLE 0 50 0 0
Intel Corp Com 458140100   16,441 820 SH   SOLE 0 820 0 0
Intel Corp Com 458140100   17,584 877 SH   DFND 0 877 0 0
Intercontinental Exchange Inc Com 45866F104   388,171 2,605 SH   SOLE 0 2,605 0 0
International Business Machines Com 459200101   468,458 2,131 SH   SOLE 0 2,131 0 0
Interpublic Group Of Co Com 460690100   9,583 342 SH   DFND 0 342 0 0
Invesco QQQ Trust Series I Com 46090E103   253,059 495 SH   SOLE 0 495 0 0
Intuit Com 461202103   528,569 841 SH   SOLE 0 841 0 0
Invesco Van Kampen Municipal Opportunity TR Com 46132C107   6,804 700 SH   SOLE 0 700 0 0
Invesco Value Municipal Inco Com 46132P108   78,474 6,600 SH   SOLE 0 6,600 0 0
Invesco S & P 500 Equal Weight Com 46137V357   1,646,987 9,399 SH   SOLE 0 9,399 0 0
Invesco S & P 500 Equal Weight Com 46137V357   438,075 2,500 SH   DFND 0 2,500 0 0
Invesco S& P 100 Equal Weight ETF Com 46137V449   1,486,538 14,534 SH   SOLE 0 14,534 0 0
Invesco S& P 100 Equal Weight ETF Com 46137V449   306,840 3,000 SH   DFND 0 3,000 0 0
Iron Mountain Inc New Com 46284V101   2,434,768 23,164 SH   SOLE 0 23,164 0 0
Iron Mountain Inc New Com 46284V101   211,271 2,010 SH   DFND 0 2,010 0 0
Ishares Dow Jones Select Dividend Index Fund Com 464287168   316,540 2,411 SH   SOLE 0 2,411 0 0
Ishares S&P 500 Index Fund Com 464287200   2,834,494 4,815 SH   SOLE 0 4,815 0 0
Ishares S&P 500 Index Fund Com 464287200   824,152 1,400 SH   DFND 0 1,400 0 0
IShares S&P 500 Growth Index Fund Com 464287309   97,063 956 SH   SOLE 0 956 0 0
Ishares S&P 500 Value Index Fund Com 464287408   67,762 355 SH   SOLE 0 355 0 0
IShares Msci Eafe Index Fund Com 464287465   15,046 199 SH   SOLE 0 199 0 0
Ishares Russell Midcap Value Index Fund Com 464287473   111,879 865 SH   DFND 0 865 0 0
Ishares Russell Midcap Growth Com 464287481   138,918 1,096 SH   DFND 0 1,096 0 0
iShares S&P MidCap 400 Com 464287507   2,127,575 34,145 SH   SOLE 0 34,145 0 0
iShares S&P MidCap 400 Com 464287507   277,280 4,450 SH   DFND 0 4,450 0 0
IShares Russell 1000 Value Com 464287598   162,359 877 SH   SOLE 0 877 0 0
iShares S&P Mid-Cap 400 Growth ETF Com 464287606   12,003 132 SH   SOLE 0 132 0 0
Ishares Russell 1000 Growth Com 464287614   100,395 250 SH   SOLE 0 250 0 0
Ishares Russell 2000 Value Index Fund Com 464287630   86,189 525 SH   SOLE 0 525 0 0
Ishares Russell 2000 Com 464287655   107,828 488 SH   SOLE 0 488 0 0
Ishares S&P Midcap 400 Value Index Fund Com 464287705   10,497 84 SH   SOLE 0 84 0 0
Ishares S&P Smallcap 600 Com 464287804   3,232,151 28,052 SH   SOLE 0 28,052 0 0
Ishares S&P Smallcap 600 Com 464287804   34,566 300 SH   DFND 0 300 0 0
iShares MSCI ACWI ex US ETF Com 464288240   51,012 978 SH   SOLE 0 978 0 0
IShares U.S. Preferred Stock ETF Com 464288687   18,864 600 SH   DFND 0 600 0 0
ishares Edge MSCI USA Quality Factor ETF Com 46432F339   32,411 182 SH   SOLE 0 182 0 0
iShares Edge MSCI USA Value ETF Com 46432F388   84,699 802 SH   SOLE 0 802 0 0
Ishares Core International Stock ETF Com 46432F834   151,064 2,284 SH   SOLE 0 2,284 0 0
iShares Core MSCI Emerging Markets ETF Com 46434G103   2,282,171 43,703 SH   SOLE 0 43,703 0 0
iShares Core MSCI Emerging Markets ETF Com 46434G103   296,087 5,670 SH   DFND 0 5,670 0 0
IShares Edge MSCI Intl Value Com 46435G409   4,615,017 170,233 SH   SOLE 0 170,233 0 0
IShares Edge MSCI Intl Value Com 46435G409   374,118 13,800 SH   DFND 0 13,800 0 0
IShares Gold Trust Micro ETF Com 46436F103   78,510 3,000 SH   SOLE 0 3,000 0 0
J P Morgan Chase & Co Com 46625H100   2,306,250 9,621 SH   SOLE 0 9,621 0 0
J P Morgan Chase & Co Com 46625H100   56,572 236 SH   DFND 0 236 0 0
JP Morgan Equity Premium Income ETF Com 46641Q332   2,364,253 41,096 SH   SOLE 0 41,096 0 0
JP Morgan Equity Premium Income ETF Com 46641Q332   91,070 1,583 SH   DFND 0 1,583 0 0
JP Morgan Diversified Return US Mid Equit ETF Com 46641Q886   15,986 156 SH   SOLE 0 156 0 0
Johnson & Johnson Com 478160104   2,313,920 16,000 SH   SOLE 0 16,000 0 0
Johnson & Johnson Com 478160104   9,545 66 SH   DFND 0 66 0 0
Kellogg Co Com 487836108   60,323 745 SH   SOLE 0 745 0 0
Kimberly Clark Corp Com 494368103   183,456 1,400 SH   SOLE 0 1,400 0 0
Kimco Realty Corp Com 49446R109   29,053 1,240 SH   SOLE 0 1,240 0 0
Kimco Realty Corp Com 49446R109   47,211 2,015 SH   DFND 0 2,015 0 0
Kinder Morgan Inc Com 49456B101   46,580 1,700 SH   DFND 0 1,700 0 0
Knife River Corp Com 498894104   2,541 25 SH   SOLE 0 25 0 0
Koninklijke Philips NVR-NY Com 500472303   7,343 290 SH   SOLE 0 290 0 0
Kontoor Brands Inc. Com 50050N103   11,274 132 SH   SOLE 0 132 0 0
Kraft Heinz Co Com 500754106   18,426 600 SH   SOLE 0 600 0 0
Kroger Co Com 501044101   68,610 1,122 SH   SOLE 0 1,122 0 0
Lkq Corp Com 501889208   7,350 200 SH   SOLE 0 200 0 0
L3Harris Technologies Com 502431109   42,056 200 SH   SOLE 0 200 0 0
Lamb Weston Holding Inc Com 513272104   78,392 1,173 SH   SOLE 0 1,173 0 0
Landmark Bancorp Inc Com 51504L107   3,626 151 SH   SOLE 0 151 0 0
Estee Lauder Cl A Com 518439104   14,621 195 SH   SOLE 0 195 0 0
Leggett & Platt Inc Com 524660107   960 100 SH   SOLE 0 100 0 0
Leggett & Platt Inc Com 524660107   7,181 748 SH   DFND 0 748 0 0
Leidos Holdings Inc Com 525327102   11,237 78 SH   SOLE 0 78 0 0
Lilly Eli & Co Com 532457108   733,400 950 SH   SOLE 0 950 0 0
Lockheed Martin Corp Com 539830109   97,188 200 SH   SOLE 0 200 0 0
Lockheed Martin Corp Com 539830109   20,895 43 SH   DFND 0 43 0 0
Lowes Cos Inc Com 548661107   2,138,028 8,663 SH   SOLE 0 8,663 0 0
Lululemon Athletica Inc Com 550021109   61,186 160 SH   SOLE 0 160 0 0
Lumen Technologies Inc Com 550241103   1,752 330 SH   SOLE 0 330 0 0
Mdu Resources Group Inc Com 552690109   1,802 100 SH   SOLE 0 100 0 0
Marathon Petroleum Corp Com 56585A102   519,498 3,724 SH   SOLE 0 3,724 0 0
Masco Corp Com 574599106   108,855 1,500 SH   SOLE 0 1,500 0 0
Mastercard Inc Com 57636Q104   36,860 70 SH   SOLE 0 70 0 0
McDonalds Corp Com 580135101   2,148,955 7,413 SH   SOLE 0 7,413 0 0
McDonalds Corp Com 580135101   40,874 141 SH   DFND 0 141 0 0
McKesson Corp Com 58155Q103   66,679 117 SH   SOLE 0 117 0 0
Merck & Co., Inc Com 58933Y105   1,105,621 11,114 SH   SOLE 0 11,114 0 0
Merck & Co., Inc Com 58933Y105   9,948 100 SH   DFND 0 100 0 0
Metlife Inc Com 59156R108   201,998 2,467 SH   SOLE 0 2,467 0 0
Metlife Inc Com 59156R108   57,316 700 SH   DFND 0 700 0 0
Microsoft Corp Com 594918104   3,308,775 7,850 SH   SOLE 0 7,850 0 0
Microsoft Corp Com 594918104   526,875 1,250 SH   DFND 0 1,250 0 0
Micron Technology Inc Com 595112103   14,139 168 SH   SOLE 0 168 0 0
Mondelez International Inc Com 609207105   300,681 5,034 SH   SOLE 0 5,034 0 0
Morgan Stanley Com New Com 617446448   58,837 468 SH   SOLE 0 468 0 0
Morgan Stanley Com New Com 617446448   24,264 193 SH   DFND 0 193 0 0
NOV Inc Com Com 62955J103   41,318 2,830 SH   SOLE 0 2,830 0 0
Netflix Inc Com 64110L106   5,348 6 SH   SOLE 0 6 0 0
Newell Brands Inc. Com 651229106   4,631 465 SH   SOLE 0 465 0 0
Nike Inc Com 654106103   508,729 6,723 SH   SOLE 0 6,723 0 0
Norfolk Southern Corp Com 655844108   1,146,510 4,885 SH   SOLE 0 4,885 0 0
Northern Tr Corp Com 665859104   130,893 1,277 SH   SOLE 0 1,277 0 0
Northrop Grumman Corp Com 666807102   18,772 40 SH   SOLE 0 40 0 0
Novartis AG ADR Com 66987V109   224,786 2,310 SH   SOLE 0 2,310 0 0
Novo-Nordisk A/S ADR Com 670100205   411,606 4,785 SH   SOLE 0 4,785 0 0
Nucor Corp Com 670346105   371,605 3,184 SH   SOLE 0 3,184 0 0
Nvidia Corp Com 67066G104   41,630 310 SH   SOLE 0 310 0 0
Nvidia Corp Com 67066G104   221,579 1,650 SH   DFND 0 1,650 0 0
Nuveen Dividend Advantage Mun F Com 67066V101   11,683 1,002 SH   SOLE 0 1,002 0 0
Nuveen Muni High Income Opportunity Fund Com 670682103   8,713 806 SH   SOLE 0 806 0 0
Nuveen NASDAQ 100 Dynamic Overwrite Fund Com 670699107   35,598 1,316 SH   SOLE 0 1,316 0 0
Nuveen S&P 500 Buy-Write Income Fd Com 6706ER101   26,021 1,860 SH   SOLE 0 1,860 0 0
Nuveen Amt Free Muni Credit Income Fund Com 67071L106   7,540 615 SH   SOLE 0 615 0 0
Nuveen Floating Rate Income Com 67072T108   54,573 6,118 SH   SOLE 0 6,118 0 0
Nuveen Preferred Income Opportunities Fund Com 67073B106   60,514 7,699 SH   SOLE 0 7,699 0 0
Nutrien LTD Com 67077M108   1,790 40 SH   SOLE 0 40 0 0
Occidental Pete Corp Del Com 674599105   15,070 305 SH   SOLE 0 305 0 0
Occidental Petroleum Corp WT Expire 08/03/27 Com 674599162   386 14 SH   SOLE 0 14 0 0
Olin Corp Com 680665205   65,572 1,940 SH   SOLE 0 1,940 0 0
Omnicom Group Inc Com 681919106   8,604 100 SH   SOLE 0 100 0 0
One Gas Inc Com 68235P108   6,925 100 SH   SOLE 0 100 0 0
ONEOK Inc. Com 682680103   458,226 4,564 SH   SOLE 0 4,564 0 0
Oracle Corp Com 68389X105   760,878 4,566 SH   SOLE 0 4,566 0 0
Otis Worldwide Corp Com 68902V107   57,696 623 SH   SOLE 0 623 0 0
Owens Corning Com 690742101   149,882 880 SH   SOLE 0 880 0 0
PBF Energy INC Com 69318G106   13,010 490 SH   SOLE 0 490 0 0
PPG Industries Inc Com 693506107   71,670 600 SH   SOLE 0 600 0 0
Parker Hannifin Corp Com 701094104   127,206 200 SH   SOLE 0 200 0 0
Paycom Software Inc Com Com 70432V102   12,298 60 SH   SOLE 0 60 0 0
Paypal Holdings Inc Com 70450Y103   6,401 75 SH   SOLE 0 75 0 0
PepsiCo Inc Com 713448108   1,082,515 7,119 SH   SOLE 0 7,119 0 0
PepsiCo Inc Com 713448108   30,412 200 SH   DFND 0 200 0 0
Pfizer Inc Com 717081103   199,877 7,534 SH   SOLE 0 7,534 0 0
Pfizer Inc Com 717081103   26,530 1,000 SH   DFND 0 1,000 0 0
Philip Morris International Com 718172109   568,172 4,721 SH   SOLE 0 4,721 0 0
Philip Morris International Com 718172109   59,694 496 SH   DFND 0 496 0 0
Phillips 66 Com 718546104   358,652 3,148 SH   SOLE 0 3,148 0 0
PIMCO Investment Grade Corp Bond ETF Com 72201R817   31,288 329 SH   SOLE 0 329 0 0
Plains All American Pipeline LP Com 726503105   97,168 5,689 SH   SOLE 0 5,689 0 0
Portland General Electric Co Com 736508847   181,677 4,165 SH   SOLE 0 4,165 0 0
Principal Financial Group Com 74251V102   11,612 150 SH   SOLE 0 150 0 0
Procter & Gamble Co Com 742718109   2,132,843 12,722 SH   SOLE 0 12,722 0 0
Procter & Gamble Co Com 742718109   145,185 866 SH   DFND 0 866 0 0
Prologis Inc Com Com 74340W103   9,724 92 SH   SOLE 0 92 0 0
Prudential Financial Inc Com 744320102   16,476 139 SH   SOLE 0 139 0 0
Public Svc Enterprise Group Com 744573106   72,999 864 SH   SOLE 0 864 0 0
Public Storage Com 74460D109   17,966 60 SH   DFND 0 60 0 0
Qualcomm Inc Com 747525103   33,336 217 SH   SOLE 0 217 0 0
RTX Corporation Com 75513E101   703,230 6,077 SH   SOLE 0 6,077 0 0
RTX Corporation Com 75513E101   11,225 97 SH   DFND 0 97 0 0
Realty Income Corp Com 756109104   57,683 1,080 SH   SOLE 0 1,080 0 0
Republic Services Inc Com 760759100   150,885 750 SH   SOLE 0 750 0 0
Robert Half Inc Com 770323103   77,506 1,100 SH   SOLE 0 1,100 0 0
Roper Technologies Com 776696106   35,870 69 SH   SOLE 0 69 0 0
Ross Stores Inc Com 778296103   60,811 402 SH   SOLE 0 402 0 0
Royal Bank of Canada Com 780087102   16,028 133 SH   SOLE 0 133 0 0
Shell PLC-ADR Com 780259305   27,503 439 SH   SOLE 0 439 0 0
S & T Bancorp Inc Com 783859101   152,880 4,000 SH   SOLE 0 4,000 0 0
S&P Global Inc Com 78409V104   724,634 1,455 SH   SOLE 0 1,455 0 0
SEI Investments Company Com 784117103   30,765 373 SH   SOLE 0 373 0 0
Spdr Trust Series 1 Com 78462F103   2,017,873 3,443 SH   SOLE 0 3,443 0 0
SPDR S&P Aerospace & Defense ETF Com 78464A631   143,434 865 SH   SOLE 0 865 0 0
SPDR Portfolio Aggregate Bond Com 78464A649   232,182 9,291 SH   SOLE 0 9,291 0 0
SPDR Portfolio Long Term Treasury ETF Com 78464A664   10,214 390 SH   SOLE 0 390 0 0
MFC SPDR Dow Jones Industrial Average ETF Tr Com 78467X109   82,973 195 SH   SOLE 0 195 0 0
MFC SPDR Dow Jones Industrial Average ETF Tr Com 78467X109   74,463 175 SH   DFND 0 175 0 0
SPDR S&P Midcap 400 ETF Com 78467Y107   39,871 70 SH   SOLE 0 70 0 0
SPDR Russell 1000 Yeild Focus ETF Com 78468R770   1,116,169 10,253 SH   SOLE 0 10,253 0 0
SPDR Russell 1000 Yeild Focus ETF Com 78468R770   41,694 383 SH   DFND 0 383 0 0
Schwab Charles Corp New Com 808513105   13,470 182 SH   SOLE 0 182 0 0
Health Care Select Sector SPDR Com 81369Y209   14,445 105 SH   SOLE 0 105 0 0
Snap-On Inc Com 833034101   40,398 119 SH   SOLE 0 119 0 0
Solventum Corp Com 83444M101   6,606 100 SH   SOLE 0 100 0 0
Southern Co Com 842587107   16,464 200 SH   SOLE 0 200 0 0
Southwest Airls Co Com 844741108   166,654 4,957 SH   SOLE 0 4,957 0 0
Starbucks Corp Com 855244109   260,701 2,857 SH   SOLE 0 2,857 0 0
Starbucks Corp Com 855244109   59,313 650 SH   DFND 0 650 0 0
Stryker Corp Com 863667101   244,834 680 SH   SOLE 0 680 0 0
Summit Materials Inc Com 86614U100   55,660 1,100 SH   SOLE 0 1,100 0 0
Sunoco LP Com 86765K109   2,315 45 SH   SOLE 0 45 0 0
Synchrony Financial Com 87165B103   7,800 120 SH   SOLE 0 120 0 0
Sysco Corp Com 871829107   9,558 125 SH   SOLE 0 125 0 0
T-Mobile US Inc Com 872590104   28,474 129 SH   SOLE 0 129 0 0
Taiwan Semiconductor Mfg Ltd Sponsored Adr Com 874039100   39,498 200 SH   SOLE 0 200 0 0
Tapestry Inc Com 876030107   13,066 200 SH   SOLE 0 200 0 0
Target Corp Com 87612E106   255,220 1,888 SH   SOLE 0 1,888 0 0
Target Corp Com 87612E106   86,650 641 SH   DFND 0 641 0 0
Teledyne Technologies Inc Com 879360105   64,978 140 SH   SOLE 0 140 0 0
Teledyne Technologies Inc Com 879360105   30,168 65 SH   DFND 0 65 0 0
Tesla Inc Com 88160R101   38,365 95 SH   SOLE 0 95 0 0
Texas Instrs Inc Com 882508104   239,450 1,277 SH   SOLE 0 1,277 0 0
3m Co Com 88579Y101   113,599 880 SH   SOLE 0 880 0 0
TotalEnergies SE - Sponsore Com 89151E109   16,350 300 SH   SOLE 0 300 0 0
Toyota Motor Corp Com 892331307   85,239 438 SH   SOLE 0 438 0 0
Tractor Supply Company Com 892356106   53,060 1,000 SH   SOLE 0 1,000 0 0
Tri Contl Corp Com 895436103   34,859 1,100 SH   SOLE 0 1,100 0 0
Tyson Foods Inc Class A Com 902494103   114,880 2,000 SH   SOLE 0 2,000 0 0
US Bancorp Com 902973304   86,094 1,800 SH   SOLE 0 1,800 0 0
Union Pac Corp Com 907818108   447,643 1,963 SH   SOLE 0 1,963 0 0
United Parcel Service Inc Cl B Com 911312106   314,241 2,492 SH   SOLE 0 2,492 0 0
Unitedhealth Group Inc Com 91324P102   1,159,937 2,293 SH   SOLE 0 2,293 0 0
V F Corp Com 918204108   78,071 3,638 SH   SOLE 0 3,638 0 0
VanEck Pharmaceutical ETF Com 92189F692   17,256 200 SH   SOLE 0 200 0 0
Vanguard Dividend Appreciation ETF Com 921908844   3,682,191 18,803 SH   SOLE 0 18,803 0 0
Vanguard Total Intl Stock Index Fd ETF Com 921909768   154,986 2,630 SH   SOLE 0 2,630 0 0
Vanguard US Value Factor ETF Com 921935805   786,501 6,644 SH   SOLE 0 6,644 0 0
Vanguard US Value Factor ETF Com 921935805   177,566 1,500 SH   DFND 0 1,500 0 0
Vanguard Total Bond Market EFT Com 921937835   20,710 288 SH   SOLE 0 288 0 0
Vanguard FTSE Developed Markets ETF Com 921943858   4,614,247 96,492 SH   SOLE 0 96,492 0 0
Vanguard FTSE Developed Markets ETF Com 921943858   841,632 17,600 SH   DFND 0 17,600 0 0
Vanguard High Dividend Yield Index Com 921946406   5,295,495 41,504 SH   SOLE 0 41,504 0 0
Vanguard International High DVD Yield Com 921946794   2,383,403 35,112 SH   SOLE 0 35,112 0 0
Vanguard International High DVD Yield Com 921946794   39,370 580 SH   DFND 0 580 0 0
Vanguard International DVD Apprecation Com 921946810   1,557,325 19,469 SH   SOLE 0 19,469 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF Com 92203J407   96,285 1,963 SH   SOLE 0 1,963 0 0
Vanguard FTSE All World ex-US Small Cap ETF Com 922042718   1,177,770 10,288 SH   SOLE 0 10,288 0 0
Vanguard FTSE All World ex-US Small Cap ETF Com 922042718   46,135 403 SH   DFND 0 403 0 0
Vanguard Growth ETF Com 922908736   76,342 186 SH   SOLE 0 186 0 0
Vanguard Total Stock Mkt ETF Com 922908769   376,753 1,300 SH   SOLE 0 1,300 0 0
VERALTO CORP COM Com 92338C103   88,100 865 SH   SOLE 0 865 0 0
Verizon Communications Com 92343V104   123,289 3,083 SH   SOLE 0 3,083 0 0
Verizon Communications Com 92343V104   113,052 2,827 SH   DFND 0 2,827 0 0
Visa Inc Com 92826C839   654,203 2,070 SH   SOLE 0 2,070 0 0
Vodafone Group PLC - ADR Com 92857W308   13,584 1,600 SH   SOLE 0 1,600 0 0
WEC Energy Group Inc Com 92939U106   23,040 245 SH   SOLE 0 245 0 0
WK KELLOGG CO COM Com 92942W107   450 25 SH   SOLE 0 25 0 0
Wabtec Corp Com 929740108   48,156 254 SH   SOLE 0 254 0 0
Walmart Stores Inc Com 931142103   2,367,712 26,206 SH   SOLE 0 26,206 0 0
Walgreens Boots Alliance Inc Com 931427108   3,452 370 SH   DFND 0 370 0 0
Warner Bros Discovery Inc Com 934423104   11,077 1,048 SH   SOLE 0 1,048 0 0
Waste Mgmt Inc Del Com 94106L109   88,788 440 SH   SOLE 0 440 0 0
Wells Fargo & Co New Com 949746101   345,932 4,925 SH   SOLE 0 4,925 0 0
Westlake Corp. Com 960413102   2,293 20 SH   SOLE 0 20 0 0
Weyerhaeuser Co Com 962166104   203,778 7,239 SH   SOLE 0 7,239 0 0
Whirlpool Corp Com 963320106   12,593 110 SH   DFND 0 110 0 0
Williams Companies Inc Com 969457100   115,600 2,136 SH   SOLE 0 2,136 0 0
Wisdomtree Emerging Markets High DVD Fund Com 97717W315   17,411 430 SH   DFND 0 430 0 0
Wisdomtree Floating Rate Treasury Bond ETF Com 97717Y527   39,149 778 SH   SOLE 0 778 0 0
Xcel Energy Inc Com 98389B100   237,265 3,514 SH   SOLE 0 3,514 0 0
Xylem Inc Com 98419M100   90,380 779 SH   SOLE 0 779 0 0
Yum! Brands Inc Com 988498101   77,813 580 SH   SOLE 0 580 0 0
Yum China Holdings Inc Com 98850P109   12,861 267 SH   SOLE 0 267 0 0
Zimmer Biomet Holdings Inc Com 98956P102   70,244 665 SH   SOLE 0 665 0 0
Ambarella Inc Com G037AX101   7,274 100 SH   SOLE 0 100 0 0
Accenture PLC Cl A Com G1151C101   986,419 2,804 SH   SOLE 0 2,804 0 0
Eaton Corp PLC Com G29183103   983,995 2,965 SH   SOLE 0 2,965 0 0
Jazz Pharmaceuticals PLC Com G50871105   27,709 225 SH   SOLE 0 225 0 0
Linde PLC Com G54950103   83,734 200 SH   SOLE 0 200 0 0
Medtronic PLC Com G5960L103   116,625 1,460 SH   SOLE 0 1,460 0 0
Bunge Global SA Com H11356104   193,622 2,490 SH   SOLE 0 2,490 0 0
Bunge Global SA Com H11356104   25,661 330 SH   DFND 0 330 0 0
Chubb Limited Com H1467J104   165,504 599 SH   SOLE 0 599 0 0
Garmin LTD Com H2906T109   6,188 30 SH   SOLE 0 30 0 0
Garmin LTD Com H2906T109   16,501 80 SH   DFND 0 80 0 0