The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102   205,018 12,218 SH   SOLE 0 12,218 0 0
AT&T Inc Com 00206R102   127,528 7,600 SH   DFND 0 7,600 0 0
Abbott Labs Com 002824100   266,259 2,419 SH   SOLE 0 2,419 0 0
Abbott Labs Com 002824100   19,813 180 SH   DFND 0 180 0 0
Abbvie Inc Com 00287Y109   586,561 3,785 SH   SOLE 0 3,785 0 0
Abbvie Inc Com 00287Y109   55,944 361 SH   DFND 0 361 0 0
Adobe Systems Inc Com 00724F101   4,773 8 SH   SOLE 0 8 0 0
Advanced Micor Devices Com 007903107   276,689 1,877 SH   SOLE 0 1,877 0 0
Albemarle Corp Com 012653101   260,064 1,800 SH   SOLE 0 1,800 0 0
AllianceBernstein Holding LP Com 01881G106   18,618 600 SH   DFND 0 600 0 0
Allstate Corp Com 020002101   105,685 755 SH   SOLE 0 755 0 0
Alphabet Inc Cl C Com 02079K107   176,163 1,250 SH   SOLE 0 1,250 0 0
Alphabet Inc Cl C Com 02079K107   281,860 2,000 SH   DFND 0 2,000 0 0
Alphabet Inc Cl A Com 02079K305   220,710 1,580 SH   SOLE 0 1,580 0 0
Alphabet Inc Cl A Com 02079K305   279,380 2,000 SH   DFND 0 2,000 0 0
Altria Group Inc Com 02209S103   617,363 15,304 SH   SOLE 0 15,304 0 0
Altria Group Inc Com 02209S103   111,863 2,773 SH   DFND 0 2,773 0 0
Amazon Com Inc Com 023135106   486,208 3,200 SH   SOLE 0 3,200 0 0
Amazon Com Inc Com 023135106   176,250 1,160 SH   DFND 0 1,160 0 0
Ameren Corp Com 023608102   72,340 1,000 SH   SOLE 0 1,000 0 0
Avantis Emerging Markets Value ETF Com 025072372   236,058 5,135 SH   SOLE 0 5,135 0 0
Avantis Emerging Markets Equity ETF Com 025072604   3,189,193 56,556 SH   SOLE 0 56,556 0 0
Avantis Emerging Markets Equity ETF Com 025072604   3,947 70 SH   DFND 0 70 0 0
Avantis Intl Small Cap Value Com 025072802   4,900,841 78,426 SH   SOLE 0 78,426 0 0
Avantis Intl Small Cap Value Com 025072802   393,687 6,300 SH   DFND 0 6,300 0 0
Avantis US Small Cap Value Com 025072877   3,392,105 37,774 SH   SOLE 0 37,774 0 0
Avantis US Small Cap Value Com 025072877   377,160 4,200 SH   DFND 0 4,200 0 0
American Express Co Com 025816109   533,544 2,848 SH   SOLE 0 2,848 0 0
American International Group Com 026874784   9,350 138 SH   SOLE 0 138 0 0
American Tower Corp Com 03027X100   244,808 1,134 SH   SOLE 0 1,134 0 0
American Tower Corp Com 03027X100   53,106 246 SH   DFND 0 246 0 0
American Water Works Co Inc Com 030420103   151,393 1,147 SH   SOLE 0 1,147 0 0
Amerisourcebergen Corp Com 03073E105   2,465 12 SH   SOLE 0 12 0 0
Ameriprise Financial Inc Com 03076C106   120,406 317 SH   SOLE 0 317 0 0
Amgen Inc Com 031162100   743,380 2,581 SH   SOLE 0 2,581 0 0
Amgen Inc Com 031162100   16,705 58 SH   DFND 0 58 0 0
Analog Devices Com 032654105   9,928 50 SH   SOLE 0 50 0 0
Elevance Health Inc Com 036752103   5,659 12 SH   SOLE 0 12 0 0
Apple Inc Com 037833100   10,665,777 55,398 SH   SOLE 0 55,398 0 0
Apple Inc Com 037833100   43,897 228 SH   DFND 0 228 0 0
Applied Materials Inc Com 038222105   4,700 29 SH   SOLE 0 29 0 0
Archer-Daniels Midland Co Com 039483102   47,521 658 SH   SOLE 0 658 0 0
ARES Management LP Com 03990B101   486,383 4,090 SH   SOLE 0 4,090 0 0
Arrow Electrs Inc Com 042735100   59,047 483 SH   SOLE 0 483 0 0
Artisan Partners Asset MA-A Com 04316A108   17,451 395 SH   SOLE 0 395 0 0
Artisan Partners Asset MA-A Com 04316A108   16,347 370 SH   DFND 0 370 0 0
AstraZeneca PLC ADR Com 046353108   16,164 240 SH   SOLE 0 240 0 0
Automatic Data Processing Inc Com 053015103   434,955 1,867 SH   SOLE 0 1,867 0 0
Axon Enterprise Inc Com 05464C101   25,833 100 SH   SOLE 0 100 0 0
BP P.L.C. Adr Com 055622104   29,701 839 SH   SOLE 0 839 0 0
Bank Of America Corporation Com 060505104   243,872 7,243 SH   SOLE 0 7,243 0 0
Bank Of America Corporation Com 060505104   18,687 555 SH   DFND 0 555 0 0
Bank New York Mellon Corp Com 064058100   68,706 1,320 SH   SOLE 0 1,320 0 0
Baxter International Inc Com 071813109   125,993 3,259 SH   SOLE 0 3,259 0 0
Becton Dickinson & Co Com 075887109   412,560 1,692 SH   SOLE 0 1,692 0 0
Berkshire Hathaway Inc Cl A Com 084670108   542,625 1 SH   SOLE 0 1 0 0
Berkshire Hathaway Inc Cl B Com 084670702   766,106 2,148 SH   SOLE 0 2,148 0 0
BHP Group LTD Com 088606108   20,493 300 SH   SOLE 0 300 0 0
Biogen Idec Inc Com 09062X103   78,666 304 SH   SOLE 0 304 0 0
Blackrock Inc Com 09247X101   41,402 51 SH   SOLE 0 51 0 0
Blackrock Enhanced Equity Dividend Trust Com 09251A104   10,489 1,364 SH   SOLE 0 1,364 0 0
Blackrock Enhanced Int'l Dividend Trust Com 092524107   2,635 500 SH   SOLE 0 500 0 0
Boeing Co Com 097023105   151,443 581 SH   SOLE 0 581 0 0
Booking Holdings Inc Com 09857L108   3,547 1 SH   SOLE 0 1 0 0
Bristol Myers Squibb Co Com 110122108   593,657 11,570 SH   SOLE 0 11,570 0 0
Bristol Myers Squibb Co Com 110122108   41,561 810 SH   DFND 0 810 0 0
British American Tobacco ADR Com 110448107   10,457 357 SH   SOLE 0 357 0 0
British American Tobacco ADR Com 110448107   14,645 500 SH   DFND 0 500 0 0
Broadcom Inc Com 11135F101   10,046 9 SH   SOLE 0 9 0 0
Cigna Group Com 125523100   655,796 2,190 SH   SOLE 0 2,190 0 0
CME Group Inc Com 12572Q105   9,688 46 SH   DFND 0 46 0 0
Csx Corp Com 126408103   261,724 7,549 SH   SOLE 0 7,549 0 0
CVS Corp Com 126650100   155,867 1,974 SH   SOLE 0 1,974 0 0
Cambria Foreign Shareholder Yield ETF Com 132061300   132,767 5,150 SH   SOLE 0 5,150 0 0
Cambria Emerging Shareholder Yield ETF Com 132061706   116,622 3,720 SH   SOLE 0 3,720 0 0
Canadian National Railway Co Com 136375102   133,042 1,059 SH   SOLE 0 1,059 0 0
Capital One Financial Corp Com 14040H105   6,556 50 SH   SOLE 0 50 0 0
Capitol Federal Financial Inc Com 14057J101   185,889 28,820 SH   SOLE 0 28,820 0 0
Cardinal Health Inc Com 14149Y108   161,179 1,599 SH   SOLE 0 1,599 0 0
Carrier Global Corporation Com 14448C104   17,235 300 SH   SOLE 0 300 0 0
Caterpillar Inc Com 149123101   327,602 1,108 SH   SOLE 0 1,108 0 0
Caterpillar Inc Com 149123101   92,840 314 SH   DFND 0 314 0 0
Chemours Co Com 163851108   16,464 522 SH   DFND 0 522 0 0
Chevron Corp Com 166764100   1,929,832 12,938 SH   SOLE 0 12,938 0 0
Chevron Corp Com 166764100   117,091 785 SH   DFND 0 785 0 0
Church & Dwight Co Inc Com 171340102   349,872 3,700 SH   SOLE 0 3,700 0 0
Cisco Sys Inc Com Com 17275R102   547,132 10,830 SH   SOLE 0 10,830 0 0
Cisco Sys Inc Com Com 17275R102   40,467 801 SH   DFND 0 801 0 0
Citigroup Inc Com 172967424   9,362 182 SH   SOLE 0 182 0 0
Citizens Financial Group Com 174610105   2,220 67 SH   SOLE 0 67 0 0
The Clorox Company Com 189054109   122,485 859 SH   SOLE 0 859 0 0
Coca Cola Co Com 191216100   938,578 15,927 SH   SOLE 0 15,927 0 0
Cognizant Technology Solutions Corp Com 192446102   19,336 256 SH   SOLE 0 256 0 0
Colgate Palmolive Co Com 194162103   10,438,104 130,951 SH   SOLE 0 130,951 0 0
Colgate Palmolive Co Com 194162103   86,724 1,088 SH   DFND 0 1,088 0 0
Comcast Corp Cl A Com 20030N101   67,441 1,538 SH   SOLE 0 1,538 0 0
Comcast Corp Cl A Com 20030N101   69,546 1,586 SH   DFND 0 1,586 0 0
Conagra Brands Inc Com 205887102   150,723 5,259 SH   SOLE 0 5,259 0 0
Conagra Brands Inc Com 205887102   19,431 678 SH   DFND 0 678 0 0
Conocophillips Com 20825C104   1,534,678 13,222 SH   SOLE 0 13,222 0 0
Constellation Brands Inc-A Com 21036P108   4,110 17 SH   SOLE 0 17 0 0
Constellation Energy Com 21037T109   43,249 370 SH   SOLE 0 370 0 0
Constellation Energy Com 21037T109   9,702 83 SH   DFND 0 83 0 0
Corning Inc Com 219350105   276,029 9,065 SH   SOLE 0 9,065 0 0
Corning Inc Com 219350105   27,040 888 SH   DFND 0 888 0 0
Corteva Inc. Com 22052L104   53,143 1,109 SH   SOLE 0 1,109 0 0
Costco Whsl Corp New Com 22160K105   547,206 829 SH   SOLE 0 829 0 0
Cummins Inc Com 231021106   98,463 411 SH   SOLE 0 411 0 0
Danaher Corp Del Com 235851102   700,729 3,029 SH   SOLE 0 3,029 0 0
Darling Ingredients Inc. Com 237266101   29,904 600 SH   SOLE 0 600 0 0
Deere & Co Com 244199105   518,631 1,297 SH   SOLE 0 1,297 0 0
Diageo Plc Com 25243Q205   42,533 292 SH   SOLE 0 292 0 0
Dimensional US Core Equity 2 Com 25434V708   62,435 2,136 SH   SOLE 0 2,136 0 0
The Walt Disney Co Com 254687106   699,477 7,747 SH   SOLE 0 7,747 0 0
Discover Financial Services Com 254709108   232,780 2,071 SH   SOLE 0 2,071 0 0
Dollar General Corp Com 256677105   148,865 1,095 SH   SOLE 0 1,095 0 0
Dominion Energy Inc Com 25746U109   64,672 1,376 SH   SOLE 0 1,376 0 0
Dow Inc. Com 260557103   169,291 3,087 SH   SOLE 0 3,087 0 0
Dow Inc. Com 260557103   85,386 1,557 SH   DFND 0 1,557 0 0
Duke Energy Corp Com 26441C204   173,896 1,792 SH   SOLE 0 1,792 0 0
DuPont de Nemours Inc. Com 26614N102   128,550 1,671 SH   SOLE 0 1,671 0 0
DuPont de Nemours Inc. Com 26614N102   8,924 116 SH   DFND 0 116 0 0
Eog Res Inc Com 26875P101   60,475 500 SH   SOLE 0 500 0 0
EQT Corp Com 26884L109   2,320 60 SH   SOLE 0 60 0 0
Eaton Vance Enhanced Equity Income II Com 278277108   43,037 2,299 SH   SOLE 0 2,299 0 0
Eaton Vance Tax Managed Diversified Equity Com 27828N102   44,189 3,625 SH   SOLE 0 3,625 0 0
Eaton Vance Tax-Mgd Buy-Write Opp Fd Com 27828Y108   11,553 937 SH   SOLE 0 937 0 0
Eaton Vance Tax Managed Global Income Fund Com 27829F108   30,880 4,000 SH   SOLE 0 4,000 0 0
Edison Intl Com 281020107   52,617 736 SH   SOLE 0 736 0 0
Edwards Lifescience Corp Com 28176E108   183,000 2,400 SH   SOLE 0 2,400 0 0
Emerson Electric Co Com 291011104   271,161 2,786 SH   SOLE 0 2,786 0 0
Enbridge Inc Com 29250N105   146,313 4,062 SH   SOLE 0 4,062 0 0
Enphase Energy Inc Com 29355A107   3,964 30 SH   SOLE 0 30 0 0
Enterprise Products Partners LP Com 293792107   200,787 7,620 SH   SOLE 0 7,620 0 0
Envista Holdings Corp Com 29415F104   27,236 1,132 SH   SOLE 0 1,132 0 0
Evergy Inc Com 30034W106   661,113 12,665 SH   SOLE 0 12,665 0 0
Eversource Energy Com 30040W108   55,980 907 SH   SOLE 0 907 0 0
Exelon Corp Com 30161N101   104,684 2,916 SH   SOLE 0 2,916 0 0
Exelon Corp Com 30161N101   8,975 250 SH   DFND 0 250 0 0
Exxon Mobil Corp Com 30231G102   2,176,765 21,772 SH   SOLE 0 21,772 0 0
Exxon Mobil Corp Com 30231G102   123,975 1,240 SH   DFND 0 1,240 0 0
F M C Corp Com New Com 302491303   6,305 100 SH   SOLE 0 100 0 0
Meta Platforms Inc Com 30303M102   29,379 83 SH   SOLE 0 83 0 0
Meta Platforms Inc Com 30303M102   89,198 252 SH   DFND 0 252 0 0
Fastenal Co Com 311900104   90,678 1,400 SH   SOLE 0 1,400 0 0
Fedex Corp Com 31428X106   16,443 65 SH   SOLE 0 65 0 0
Fidelity MSCI Info Tech ETF Com 316092808   19,248 134 SH   SOLE 0 134 0 0
First Solar Inc Com 336433107   52,545 305 SH   SOLE 0 305 0 0
First Trust Four Corners Senior Floating Rate Com 33733U108   3,148 312 SH   SOLE 0 312 0 0
Fiserv Inc Com 337738108   850,176 6,400 SH   SOLE 0 6,400 0 0
Firstenergy Corp Com 337932107   20,236 552 SH   SOLE 0 552 0 0
FlexShare Global Upstream Nat Res ETF Com 33939L407   837,346 20,448 SH   SOLE 0 20,448 0 0
Ford Motor Co Com 345370860   221,675 18,185 SH   SOLE 0 18,185 0 0
Fortis Inc Com 349553107   12,339 300 SH   SOLE 0 300 0 0
GE Healthcare Technology Com 36266G107   47,706 617 SH   SOLE 0 617 0 0
GE Healthcare Technology Com 36266G107   9,665 125 SH   DFND 0 125 0 0
Arthur J Gallagher & Co Com 363576109   2,699 12 SH   SOLE 0 12 0 0
General Dynamics Corp Com 369550108   26,227 101 SH   SOLE 0 101 0 0
General Electric Co Com 369604301   238,796 1,871 SH   SOLE 0 1,871 0 0
General Electric Co Com 369604301   47,861 375 SH   DFND 0 375 0 0
General Mills Inc Com 370334104   172,035 2,641 SH   SOLE 0 2,641 0 0
General Mills Inc Com 370334104   26,577 408 SH   DFND 0 408 0 0
General Motors Co Com 37045V100   7,112 198 SH   SOLE 0 198 0 0
Gilead SCI Inc Com 375558103   136,907 1,690 SH   SOLE 0 1,690 0 0
GSK PLC - Spon ADR Com 37733W204   70,859 1,912 SH   SOLE 0 1,912 0 0
Global X MLP & Energy Infrastructure Com 37954Y293   992,036 22,233 SH   SOLE 0 22,233 0 0
Global X MLP & Energy Infrastructure Com 37954Y293   26,772 600 SH   DFND 0 600 0 0
Global X Russell 2000 Covered Call Com 37954Y459   895,004 53,465 SH   SOLE 0 53,465 0 0
Global X Russell 2000 Covered Call Com 37954Y459   33,480 2,000 SH   DFND 0 2,000 0 0
Goldman Sachs Group Inc. Com 38141G104   8,487 22 SH   SOLE 0 22 0 0
Goldman Sachs Group Inc. Com 38141G104   57,866 150 SH   DFND 0 150 0 0
HSBC Holdings Plc Adr Com 404280406   4,054 100 SH   SOLE 0 100 0 0
Halliburton Co Com 406216101   132,309 3,660 SH   SOLE 0 3,660 0 0
Halliburton Co Com 406216101   71,216 1,970 SH   DFND 0 1,970 0 0
John Hancock Preferred Income III Com 41021P103   14,140 1,000 SH   SOLE 0 1,000 0 0
Harley Davidson Inc Com 412822108   3,684 100 SH   SOLE 0 100 0 0
Hartford Finl Svcs Group Inc Com 416515104   8,038 100 SH   SOLE 0 100 0 0
Hershey Company Com 427866108   129,389 694 SH   SOLE 0 694 0 0
Hess Corp Com 42809H107   2,307 16 SH   SOLE 0 16 0 0
Home Depot Inc Com 437076102   753,053 2,173 SH   SOLE 0 2,173 0 0
Home Depot Inc Com 437076102   363,878 1,050 SH   DFND 0 1,050 0 0
Honeywell Intl Inc Com 438516106   473,106 2,256 SH   SOLE 0 2,256 0 0
Humana Inc Com 444859102   3,205 7 SH   SOLE 0 7 0 0
Hunt (Jb)transportation Svcs Inc Com 445658107   125,037 626 SH   SOLE 0 626 0 0
Huntington Bancshares Inc Com 446150104   18,915 1,487 SH   SOLE 0 1,487 0 0
Huntington Bancshares Inc Com 446150104   19,055 1,498 SH   DFND 0 1,498 0 0
Huntsman Corp Com 447011107   419,897 16,709 SH   SOLE 0 16,709 0 0
Illinois Tool Works Com 452308109   65,485 250 SH   SOLE 0 250 0 0
Ingredion Inc Com 457187102   5,427 50 SH   SOLE 0 50 0 0
Intel Corp Com 458140100   93,063 1,852 SH   SOLE 0 1,852 0 0
Intel Corp Com 458140100   80,149 1,595 SH   DFND 0 1,595 0 0
Intercontinental Exchange Inc Com 45866F104   359,476 2,799 SH   SOLE 0 2,799 0 0
International Business Machines Com 459200101   599,574 3,666 SH   SOLE 0 3,666 0 0
International Flavors&fragra Com 459506101   9,231 114 SH   SOLE 0 114 0 0
Interpublic Group Of Co Com 460690100   11,163 342 SH   DFND 0 342 0 0
Invesco QQQ Trust Series I Com 46090E103   202,712 495 SH   SOLE 0 495 0 0
Intuit Com 461202103   540,651 865 SH   SOLE 0 865 0 0
Invesco Value Municipal Inco Com 46132P108   77,418 6,600 SH   SOLE 0 6,600 0 0
Invesco S & P 500 Equal Weight Com 46137V357   1,078,879 6,837 SH   SOLE 0 6,837 0 0
Invesco S & P 500 Equal Weight Com 46137V357   694,320 4,400 SH   DFND 0 4,400 0 0
Invesco S& P 100 Equal Weight ETF Com 46137V449   706,959 8,074 SH   SOLE 0 8,074 0 0
Invesco S& P 100 Equal Weight ETF Com 46137V449   481,580 5,500 SH   DFND 0 5,500 0 0
Invesco ETF Zacks Multi-Asset Income Fund Com 46137Y500   7,128 300 SH   DFND 0 300 0 0
Iron Mountain Inc New Com 46284V101   1,736,484 24,814 SH   SOLE 0 24,814 0 0
Iron Mountain Inc New Com 46284V101   195,944 2,800 SH   DFND 0 2,800 0 0
Ishares Dow Jones Select Dividend Index Fund Com 464287168   320,128 2,731 SH   SOLE 0 2,731 0 0
Ishares S&P 500 Index Fund Com 464287200   1,173,537 2,457 SH   SOLE 0 2,457 0 0
Ishares S&P 500 Index Fund Com 464287200   1,110,490 2,325 SH   DFND 0 2,325 0 0
IShares S&P 500 Growth Index Fund Com 464287309   71,796 956 SH   SOLE 0 956 0 0
Ishares S&P 500 Value Index Fund Com 464287408   61,731 355 SH   SOLE 0 355 0 0
IShares Msci Eafe Index Fund Com 464287465   14,995 199 SH   SOLE 0 199 0 0
Ishares Russell Midcap Value Index Fund Com 464287473   133,966 1,152 SH   DFND 0 1,152 0 0
Ishares Russell Midcap Growth Com 464287481   114,488 1,096 SH   DFND 0 1,096 0 0
iShares S&P MidCap 400 Com 464287507   823,136 2,970 SH   SOLE 0 2,970 0 0
iShares S&P MidCap 400 Com 464287507   187,076 675 SH   DFND 0 675 0 0
IShares Russell 1000 Value Com 464287598   61,308 371 SH   SOLE 0 371 0 0
iShares S&P Mid-Cap 400 Growth ETF Com 464287606   10,457 132 SH   SOLE 0 132 0 0
Ishares Russell 1000 Growth Com 464287614   75,793 250 SH   SOLE 0 250 0 0
Ishares Russell 2000 Value Index Fund Com 464287630   81,548 525 SH   SOLE 0 525 0 0
Ishares S&P Midcap 400 Value Index Fund Com 464287705   16,764 147 SH   SOLE 0 147 0 0
Ishares S&P Smallcap 600 Com 464287804   1,566,594 14,472 SH   SOLE 0 14,472 0 0
Ishares S&P Smallcap 600 Com 464287804   32,475 300 SH   DFND 0 300 0 0
IShares U.S. Preferred Stock ETF Com 464288687   18,714 600 SH   DFND 0 600 0 0
iShares MSCI EAFE Growth ETF Com 464288885   8,620 89 SH   SOLE 0 89 0 0
ishares Edge MSCI USA Quality Factor ETF Com 46432F339   26,779 182 SH   SOLE 0 182 0 0
iShares Edge MSCI USA Value ETF Com 46432F388   81,130 802 SH   SOLE 0 802 0 0
Ishares Core International Stock ETF Com 46432F834   16,233 250 SH   SOLE 0 250 0 0
Ishares Core International Stock ETF Com 46432F834   33,958 523 SH   DFND 0 523 0 0
IShares Core MSCI EAFE ETF Com 46432F842   24,623 350 SH   SOLE 0 350 0 0
iShares Core MSCI Emerging Markets ETF Com 46434G103   1,106,589 21,878 SH   SOLE 0 21,878 0 0
iShares Core MSCI Emerging Markets ETF Com 46434G103   438,529 8,670 SH   DFND 0 8,670 0 0
IShares Edge MSCI Intl Value Com 46435G409   3,998,768 150,840 SH   SOLE 0 150,840 0 0
IShares Edge MSCI Intl Value Com 46435G409   159,060 6,000 SH   DFND 0 6,000 0 0
J P Morgan Chase & Co Com 46625H100   1,656,264 9,737 SH   SOLE 0 9,737 0 0
J P Morgan Chase & Co Com 46625H100   160,404 943 SH   DFND 0 943 0 0
JP Morgan Equity Premium Income ETF Com 46641Q332   1,290,765 23,477 SH   SOLE 0 23,477 0 0
JP Morgan Equity Premium Income ETF Com 46641Q332   39,861 725 SH   DFND 0 725 0 0
Jacobs Solutions Inc Com Com 46982L108   7,788 60 SH   SOLE 0 60 0 0
Johnson & Johnson Com 478160104   2,634,172 16,806 SH   SOLE 0 16,806 0 0
Johnson & Johnson Com 478160104   45,768 292 SH   DFND 0 292 0 0
Kellogg Co Com 487836108   121,269 2,169 SH   SOLE 0 2,169 0 0
Keycorp New Com 493267108   33,322 2,314 SH   SOLE 0 2,314 0 0
Kimberly Clark Corp Com 494368103   195,145 1,606 SH   SOLE 0 1,606 0 0
Kimberly Clark Corp Com 494368103   19,563 161 SH   DFND 0 161 0 0
Kimco Realty Corp Com 49446R109   26,424 1,240 SH   SOLE 0 1,240 0 0
Kimco Realty Corp Com 49446R109   42,940 2,015 SH   DFND 0 2,015 0 0
Kinder Morgan Inc Com 49456B101   5,733 325 SH   SOLE 0 325 0 0
Kinder Morgan Inc Com 49456B101   14,112 800 SH   DFND 0 800 0 0
Knife River Corp Com 498894104   1,655 25 SH   SOLE 0 25 0 0
Koninklijke Philips NVR-NY Com 500472303   6,556 281 SH   SOLE 0 281 0 0
Kontoor Brands Inc. Com 50050N103   8,239 132 SH   SOLE 0 132 0 0
Kraft Heinz Co Com 500754106   28,844 780 SH   SOLE 0 780 0 0
Kroger Co Com 501044101   51,104 1,118 SH   SOLE 0 1,118 0 0
Lkq Corp Com 501889208   9,558 200 SH   SOLE 0 200 0 0
L3Harris Technologies Com 502431109   48,443 230 SH   SOLE 0 230 0 0
Lamb Weston Holding Inc Com 513272104   123,115 1,139 SH   SOLE 0 1,139 0 0
Lamb Weston Holding Inc Com 513272104   24,428 226 SH   DFND 0 226 0 0
Landmark Bancorp Inc Com 51504L107   2,868 145 SH   SOLE 0 145 0 0
Las Vegas Sands Corp Com 517834107   6,151 125 SH   SOLE 0 125 0 0
Estee Lauder Cl A Com 518439104   35,246 241 SH   SOLE 0 241 0 0
Lear Corp Com 521865204   3,107 22 SH   SOLE 0 22 0 0
Leggett & Platt Inc Com 524660107   59,537 2,275 SH   SOLE 0 2,275 0 0
Leggett & Platt Inc Com 524660107   33,864 1,294 SH   DFND 0 1,294 0 0
Leidos Holdings Inc Com 525327102   8,443 78 SH   SOLE 0 78 0 0
Lilly Eli & Co Com 532457108   582,920 1,000 SH   SOLE 0 1,000 0 0
Lockheed Martin Corp Com 539830109   74,785 165 SH   SOLE 0 165 0 0
Lockheed Martin Corp Com 539830109   19,489 43 SH   DFND 0 43 0 0
Lowes Cos Inc Com 548661107   2,074,389 9,321 SH   SOLE 0 9,321 0 0
Lumen Technologies Inc Com 550241103   604 330 SH   SOLE 0 330 0 0
Mdu Resources Group Inc Com 552690109   1,980 100 SH   SOLE 0 100 0 0
Marathon Petroleum Corp Com 56585A102   619,255 4,174 SH   SOLE 0 4,174 0 0
Marathon Petroleum Corp Com 56585A102   225,804 1,522 SH   DFND 0 1,522 0 0
Masco Corp Com 574599106   100,470 1,500 SH   SOLE 0 1,500 0 0
Mastercard Inc Com 57636Q104   49,049 115 SH   SOLE 0 115 0 0
McDonalds Corp Com 580135101   2,261,482 7,627 SH   SOLE 0 7,627 0 0
McDonalds Corp Com 580135101   86,284 291 SH   DFND 0 291 0 0
McKesson Corp Com 58155Q103   54,169 117 SH   SOLE 0 117 0 0
Merck & Co., Inc Com 58933Y105   1,283,711 11,775 SH   SOLE 0 11,775 0 0
Merck & Co., Inc Com 58933Y105   53,311 489 SH   DFND 0 489 0 0
Metlife Inc Com 59156R108   205,730 3,111 SH   SOLE 0 3,111 0 0
Metlife Inc Com 59156R108   72,743 1,100 SH   DFND 0 1,100 0 0
Microsoft Corp Com 594918104   3,194,836 8,496 SH   SOLE 0 8,496 0 0
Microsoft Corp Com 594918104   620,466 1,650 SH   DFND 0 1,650 0 0
Micron Technology Inc Com 595112103   14,337 168 SH   SOLE 0 168 0 0
Mondelez International Inc Com 609207105   413,141 5,704 SH   SOLE 0 5,704 0 0
Morgan Stanley Com New Com 617446448   43,641 468 SH   SOLE 0 468 0 0
Morgan Stanley Com New Com 617446448   17,997 193 SH   DFND 0 193 0 0
NOV Inc Com Com 62955J103   57,392 2,830 SH   SOLE 0 2,830 0 0
Netflix Inc Com 64110L106   2,921 6 SH   SOLE 0 6 0 0
Newell Brands Inc. Com 651229106   4,036 465 SH   SOLE 0 465 0 0
Nextera Energy Inc Com 65339F101   234,456 3,860 SH   SOLE 0 3,860 0 0
Nike Inc Com 654106103   944,993 8,704 SH   SOLE 0 8,704 0 0
Norfolk Southern Corp Com 655844108   1,232,485 5,214 SH   SOLE 0 5,214 0 0
Norfolk Southern Corp Com 655844108   44,439 188 SH   DFND 0 188 0 0
Northern Tr Corp Com 665859104   128,680 1,525 SH   SOLE 0 1,525 0 0
Novartis AG ADR Com 66987V109   217,287 2,152 SH   SOLE 0 2,152 0 0
Novartis AG ADR Com 66987V109   17,266 171 SH   DFND 0 171 0 0
Novo-Nordisk A/S ADR Com 670100205   459,318 4,440 SH   SOLE 0 4,440 0 0
Novo-Nordisk A/S ADR Com 670100205   94,760 916 SH   DFND 0 916 0 0
Nucor Corp Com 670346105   484,527 2,784 SH   SOLE 0 2,784 0 0
Nucor Corp Com 670346105   69,616 400 SH   DFND 0 400 0 0
NuStar Energy LP Com 67058H102   2,130 114 SH   SOLE 0 114 0 0
Nvidia Corp Com 67066G104   18,818 38 SH   SOLE 0 38 0 0
Nvidia Corp Com 67066G104   182,241 368 SH   DFND 0 368 0 0
Nuveen Muni High Income Opportunity Fund Com 670682103   7,963 806 SH   SOLE 0 806 0 0
Nuveen NASDAQ 100 Dynamic Overwrite Fund Com 670699107   40,605 1,754 SH   SOLE 0 1,754 0 0
Nuveen S&P 500 Buy-Write Income Fd Com 6706ER101   31,883 2,485 SH   SOLE 0 2,485 0 0
Nuveen Amt Free Muni Credit Income Fund Com 67071L106   7,269 615 SH   SOLE 0 615 0 0
Nuveen Floating Rate Income Com 67072T108   83,811 10,196 SH   SOLE 0 10,196 0 0
Nuveen Preferred Income Opportunities Fund Com 67073B106   68,222 10,092 SH   SOLE 0 10,092 0 0
Nuveen Credit Strategies Income Fund Com 67073D102   19,617 3,758 SH   SOLE 0 3,758 0 0
Nuveen Credit Strategies Income Fund Com 67073D102   19,131 3,665 SH   DFND 0 3,665 0 0
Nutrien LTD Com 67077M108   2,253 40 SH   SOLE 0 40 0 0
Occidental Pete Corp Del Com 674599105   27,287 457 SH   SOLE 0 457 0 0
Occidental Petroleum Corp WT Expire 08/03/27 Com 674599162   1,285 33 SH   SOLE 0 33 0 0
Omnicom Group Inc Com 681919106   13,842 160 SH   SOLE 0 160 0 0
One Gas Inc Com 68235P108   6,372 100 SH   SOLE 0 100 0 0
ONEOK Inc. Com 682680103   313,181 4,460 SH   SOLE 0 4,460 0 0
Oracle Corp Com 68389X105   365,420 3,466 SH   SOLE 0 3,466 0 0
Otis Worldwide Corp Com 68902V107   56,635 633 SH   SOLE 0 633 0 0
Owens Corning Com 690742101   130,442 880 SH   SOLE 0 880 0 0
PBF Energy INC Com 69318G106   21,540 490 SH   SOLE 0 490 0 0
PPG Industries Inc Com 693506107   102,591 686 SH   SOLE 0 686 0 0
Parker Hannifin Corp Com 701094104   92,140 200 SH   SOLE 0 200 0 0
Paychex Inc Com 704326107   71,466 600 SH   SOLE 0 600 0 0
Paypal Holdings Inc Com 70450Y103   4,606 75 SH   SOLE 0 75 0 0
PepsiCo Inc Com 713448108   1,333,923 7,854 SH   SOLE 0 7,854 0 0
PepsiCo Inc Com 713448108   33,968 200 SH   DFND 0 200 0 0
Permian Basin Royalty Trust Com 714236106   22,894 1,640 SH   DFND 0 1,640 0 0
Pfizer Inc Com 717081103   1,130,324 39,261 SH   SOLE 0 39,261 0 0
Pfizer Inc Com 717081103   83,347 2,895 SH   DFND 0 2,895 0 0
Philip Morris International Com 718172109   532,775 5,663 SH   SOLE 0 5,663 0 0
Philip Morris International Com 718172109   105,464 1,121 SH   DFND 0 1,121 0 0
Phillips 66 Com 718546104   458,401 3,443 SH   SOLE 0 3,443 0 0
Pimco Municipal Income Fd III Com 72201A103   24,387 3,300 SH   SOLE 0 3,300 0 0
Pioneer Natural Resources Co Com 723787107   190,024 845 SH   SOLE 0 845 0 0
Plains All American Pipeline LP Com 726503105   86,188 5,689 SH   SOLE 0 5,689 0 0
Portland General Electric Co Com 736508847   248,728 5,739 SH   SOLE 0 5,739 0 0
Principal Financial Group Com 74251V102   11,801 150 SH   SOLE 0 150 0 0
Procter & Gamble Co Com 742718109   2,049,948 13,989 SH   SOLE 0 13,989 0 0
Procter & Gamble Co Com 742718109   377,927 2,579 SH   DFND 0 2,579 0 0
Prologis Inc Com Com 74340W103   12,264 92 SH   SOLE 0 92 0 0
Prudential Financial Inc Com 744320102   16,282 157 SH   SOLE 0 157 0 0
Prudential PLC - ADR Com 74435K204   2,672 119 SH   SOLE 0 119 0 0
Public Svc Enterprise Group Com 744573106   52,834 864 SH   SOLE 0 864 0 0
Public Storage Com 74460D109   18,300 60 SH   DFND 0 60 0 0
Qualcomm Inc Com 747525103   39,339 272 SH   SOLE 0 272 0 0
RTX Corporation Com 75513E101   495,753 5,892 SH   SOLE 0 5,892 0 0
RTX Corporation Com 75513E101   43,837 521 SH   DFND 0 521 0 0
Realty Income Corp Com 756109104   62,014 1,080 SH   SOLE 0 1,080 0 0
Republic Services Inc Com 760759100   123,683 750 SH   SOLE 0 750 0 0
Robert Half Inc Com 770323103   47,477 540 SH   SOLE 0 540 0 0
Roper Technologies Com 776696106   37,617 69 SH   SOLE 0 69 0 0
Ross Stores Inc Com 778296103   59,093 427 SH   SOLE 0 427 0 0
Royal Bank of Canada Com 780087102   13,450 133 SH   SOLE 0 133 0 0
Shell PLC-ADR Com 780259305   28,886 439 SH   SOLE 0 439 0 0
S & T Bancorp Inc Com 783859101   133,680 4,000 SH   SOLE 0 4,000 0 0
S&P Global Inc Com 78409V104   702,189 1,594 SH   SOLE 0 1,594 0 0
SEI Investments Company Com 784117103   23,704 373 SH   SOLE 0 373 0 0
Spdr Trust Series 1 Com 78462F103   1,454,924 3,061 SH   SOLE 0 3,061 0 0
SPDR S&P Aerospace & Defense ETF Com 78464A631   76,512 565 SH   SOLE 0 565 0 0
MFC SPDR Dow Jones Industrial Average ETF Tr Com 78467X109   73,490 195 SH   SOLE 0 195 0 0
MFC SPDR Dow Jones Industrial Average ETF Tr Com 78467X109   65,952 175 SH   DFND 0 175 0 0
SPDR S&P Midcap 400 ETF Com 78467Y107   35,517 70 SH   SOLE 0 70 0 0
SPDR Portfolio Short Term Treasury ETF Com 78468R101   15,048 518 SH   SOLE 0 518 0 0
Schwab Charles Corp New Com 808513105   1,514 22 SH   SOLE 0 22 0 0
Sealed Air Corp Com 81211K100   4,455 122 SH   SOLE 0 122 0 0
Snap-On Inc Com 833034101   34,372 119 SH   SOLE 0 119 0 0
Sony Group Corp - SP ADR Com 835699307   3,219 34 SH   SOLE 0 34 0 0
Southern Co Com 842587107   14,024 200 SH   SOLE 0 200 0 0
Southwest Airls Co Com 844741108   165,973 5,747 SH   SOLE 0 5,747 0 0
Starbucks Corp Com 855244109   334,499 3,484 SH   SOLE 0 3,484 0 0
Starbucks Corp Com 855244109   150,544 1,568 SH   DFND 0 1,568 0 0
Stryker Corp Com 863667101   203,633 680 SH   SOLE 0 680 0 0
Summit Materials Inc Com 86614U100   101,957 2,651 SH   SOLE 0 2,651 0 0
Sysco Corp Com 871829107   9,141 125 SH   SOLE 0 125 0 0
TJX Companies Inc Com 872540109   46,530 496 SH   SOLE 0 496 0 0
T-Mobile US Inc Com 872590104   20,683 129 SH   SOLE 0 129 0 0
Taiwan Semiconductor Mfg Ltd Sponsored Adr Com 874039100   22,672 218 SH   SOLE 0 218 0 0
Tapestry Inc Com 876030107   7,362 200 SH   SOLE 0 200 0 0
Target Corp Com 87612E106   268,889 1,888 SH   SOLE 0 1,888 0 0
Target Corp Com 87612E106   91,291 641 SH   DFND 0 641 0 0
Tesla Inc Com 88160R101   38,514 155 SH   SOLE 0 155 0 0
Texas Instrs Inc Com 882508104   966,167 5,668 SH   SOLE 0 5,668 0 0
Texas Instrs Inc Com 882508104   10,739 63 SH   DFND 0 63 0 0
Thermo Fisher Scientific Inc Com 883556102   1,062 2 SH   SOLE 0 2 0 0
3m Co Com 88579Y101   199,509 1,825 SH   SOLE 0 1,825 0 0
TotalEnergies SE - Sponsore Com 89151E109   20,214 300 SH   SOLE 0 300 0 0
Toyota Motor Corp Com 892331307   72,068 393 SH   SOLE 0 393 0 0
Toyota Motor Corp Com 892331307   19,255 105 SH   DFND 0 105 0 0
Tractor Supply Company Com 892356106   43,006 200 SH   SOLE 0 200 0 0
Truist Financial Corp Com 89832Q109   18,128 491 SH   SOLE 0 491 0 0
Tyson Foods Inc Class A Com 902494103   83,581 1,555 SH   SOLE 0 1,555 0 0
ETRACS Wells Fargo BUS DEV CO Index ETN SER B Com 90274D416   9,029 476 SH   DFND 0 476 0 0
US Bancorp Com 902973304   128,758 2,975 SH   SOLE 0 2,975 0 0
Unilever PLC Com 904767704   7,999 165 SH   SOLE 0 165 0 0
Union Pac Corp Com 907818108   674,227 2,745 SH   SOLE 0 2,745 0 0
United Parcel Service Inc Cl B Com 911312106   331,284 2,107 SH   SOLE 0 2,107 0 0
Unitedhealth Group Inc Com 91324P102   1,234,046 2,344 SH   SOLE 0 2,344 0 0
V F Corp Com 918204108   119,154 6,338 SH   SOLE 0 6,338 0 0
VanEck Pharmaceutical ETF Com 92189F692   467,856 5,750 SH   SOLE 0 5,750 0 0
VanEck Pharmaceutical ETF Com 92189F692   244,099 3,000 SH   DFND 0 3,000 0 0
Vanguard Dividend Appreciation ETF Com 921908844   3,405,274 19,984 SH   SOLE 0 19,984 0 0
Vanguard Total Intl Stock Index Fd ETF Com 921909768   152,435 2,630 SH   SOLE 0 2,630 0 0
Vanguard US Value Factor ETF Com 921935805   81,573 724 SH   SOLE 0 724 0 0
Vanguard US Value Factor ETF Com 921935805   338,010 3,000 SH   DFND 0 3,000 0 0
Vanguard Total Bond Market EFT Com 921937835   21,182 288 SH   SOLE 0 288 0 0
Vanguard FTSE Developed Markets ETF Com 921943858   1,433,743 29,932 SH   SOLE 0 29,932 0 0
Vanguard FTSE Developed Markets ETF Com 921943858   637,070 13,300 SH   DFND 0 13,300 0 0
Vanguard High Dividend Yield Index Com 921946406   4,701,967 42,121 SH   SOLE 0 42,121 0 0
Vanguard International High DVD Yield Com 921946794   2,127,946 32,004 SH   SOLE 0 32,004 0 0
Vanguard International High DVD Yield Com 921946794   38,564 580 SH   DFND 0 580 0 0
Vanguard International DVD Apprecation Com 921946810   1,457,317 18,368 SH   SOLE 0 18,368 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF Com 92203J407   96,904 1,963 SH   SOLE 0 1,963 0 0
Vanguard Financials Com 92204A405   2,860 31 SH   SOLE 0 31 0 0
Vanguard Short-Term Treasury ETF Com 92206C102   3,850 66 SH   DFND 0 66 0 0
Vanguard Intermediate - Term T Com 92206C706   6,169 104 SH   DFND 0 104 0 0
Vanguard Growth ETF Com 922908736   57,824 186 SH   SOLE 0 186 0 0
Vanguard Total Stock Mkt ETF Com 922908769   362,709 1,529 SH   SOLE 0 1,529 0 0
VERALTO CORP COM Com 92338C103   71,155 865 SH   SOLE 0 865 0 0
Verizon Communications Com 92343V104   203,844 5,407 SH   SOLE 0 5,407 0 0
Verizon Communications Com 92343V104   115,664 3,068 SH   DFND 0 3,068 0 0
Visa Inc Com 92826C839   561,054 2,155 SH   SOLE 0 2,155 0 0
Vodafone Group PLC - ADR Com 92857W308   15,660 1,800 SH   SOLE 0 1,800 0 0
Vodafone Group PLC - ADR Com 92857W308   4,333 498 SH   DFND 0 498 0 0
WEC Energy Group Inc Com 92939U106   20,622 245 SH   SOLE 0 245 0 0
WK KELLOGG CO COM Com 92942W107   329 25 SH   SOLE 0 25 0 0
Wabtec Corp Com 929740108   32,233 254 SH   SOLE 0 254 0 0
Walmart Stores Inc Com 931142103   1,449,276 9,193 SH   SOLE 0 9,193 0 0
Walmart Stores Inc Com 931142103   394,125 2,500 SH   DFND 0 2,500 0 0
Walgreens Boots Alliance Inc Com 931427108   56,032 2,146 SH   SOLE 0 2,146 0 0
Walgreens Boots Alliance Inc Com 931427108   9,661 370 SH   DFND 0 370 0 0
Warner Bros Discovery Inc Com 934423104   6,498 571 SH   SOLE 0 571 0 0
Warner Bros Discovery Inc Com 934423104   20,916 1,838 SH   DFND 0 1,838 0 0
Waste Mgmt Inc Del Com 94106L109   87,759 490 SH   SOLE 0 490 0 0
Wells Fargo & Co New Com 949746101   309,348 6,285 SH   SOLE 0 6,285 0 0
Wells Fargo Multi Sector Income Fund Com 94987D101   24,232 2,567 SH   DFND 0 2,567 0 0
Westlake Corp. Com 960413102   6,998 50 SH   SOLE 0 50 0 0
Weyerhaeuser Co Com 962166104   272,562 7,839 SH   SOLE 0 7,839 0 0
Weyerhaeuser Co Com 962166104   16,342 470 SH   DFND 0 470 0 0
Whirlpool Corp Com 963320106   13,395 110 SH   DFND 0 110 0 0
Williams Companies Inc Com 969457100   74,397 2,136 SH   SOLE 0 2,136 0 0
Wisdomtree Emerging Markets High DVD Fund Com 97717W315   17,492 430 SH   DFND 0 430 0 0
Xcel Energy Inc Com 98389B100   220,338 3,559 SH   SOLE 0 3,559 0 0
Xylem Inc Com 98419M100   89,086 779 SH   SOLE 0 779 0 0
Yum! Brands Inc Com 988498101   75,783 580 SH   SOLE 0 580 0 0
Yum China Holdings Inc Com 98850P109   11,329 267 SH   SOLE 0 267 0 0
Zimmer Biomet Holdings Inc Com 98956P102   155,046 1,274 SH   SOLE 0 1,274 0 0
Zoetis Inc Com Com 98978V103   59,211 300 SH   SOLE 0 300 0 0
Ambarella Inc Com G037AX101   6,129 100 SH   SOLE 0 100 0 0
Accenture PLC Cl A Com G1151C101   987,461 2,814 SH   SOLE 0 2,814 0 0
Eaton Corp PLC Com G29183103   1,011,444 4,200 SH   SOLE 0 4,200 0 0
Eaton Corp PLC Com G29183103   141,361 587 SH   DFND 0 587 0 0
Jazz Pharmaceuticals PLC Com G50871105   27,675 225 SH   SOLE 0 225 0 0
Linde PLC Com G54950103   82,142 200 SH   SOLE 0 200 0 0
Medtronic PLC Com G5960L103   187,662 2,278 SH   SOLE 0 2,278 0 0
Medtronic PLC Com G5960L103   14,252 173 SH   DFND 0 173 0 0
Willis Towers Watson PLC Com G96629103   4,100 17 SH   SOLE 0 17 0 0
Bunge Global SA Com H11356104   261,461 2,590 SH   SOLE 0 2,590 0 0
Bunge Global SA Com H11356104   33,314 330 SH   DFND 0 330 0 0
Chubb Limited Com H1467J104   131,758 583 SH   SOLE 0 583 0 0
Chubb Limited Com H1467J104   29,606 131 SH   DFND 0 131 0 0
Garmin LTD Com H2906T109   3,856 30 SH   SOLE 0 30 0 0
Garmin LTD Com H2906T109   20,438 159 SH   DFND 0 159 0 0
NXP Semiconductors Com N6596X109   91,872 400 SH   SOLE 0 400 0 0