The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102   458,228 28,729 SH   SOLE 0 28,729 0 0
AT&T Inc Com 00206R102   213,411 13,380 SH   DFND 0 13,380 0 0
Abbott Labs Com 002824100   451,016 4,137 SH   SOLE 0 4,137 0 0
Abbott Labs Com 002824100   19,624 180 SH   DFND 0 180 0 0
Abbvie Inc Com 00287Y109   764,458 5,674 SH   SOLE 0 5,674 0 0
Abbvie Inc Com 00287Y109   48,638 361 SH   DFND 0 361 0 0
Activision Blizzard Inc Com 00507V109   222,552 2,640 SH   SOLE 0 2,640 0 0
Advanced Micor Devices Com 007903107   209,936 1,843 SH   SOLE 0 1,843 0 0
Agilent Technologies Inc Com 00846U101   12,025 100 SH   SOLE 0 100 0 0
Albemarle Corp Com 012653101   401,562 1,800 SH   SOLE 0 1,800 0 0
Alexandria Real Estate Equities Inc Com 015271109   11,349 100 SH   SOLE 0 100 0 0
AllianceBernstein Holding LP Com 01881G106   69,626 2,165 SH   SOLE 0 2,165 0 0
AllianceBernstein Holding LP Com 01881G106   19,296 600 SH   DFND 0 600 0 0
Allstate Corp Com 020002101   178,280 1,635 SH   SOLE 0 1,635 0 0
Alphabet Inc Cl C Com 02079K107   232,262 1,920 SH   SOLE 0 1,920 0 0
Alphabet Inc Cl C Com 02079K107   241,940 2,000 SH   DFND 0 2,000 0 0
Alphabet Inc Cl A Com 02079K305   260,587 2,177 SH   SOLE 0 2,177 0 0
Alphabet Inc Cl A Com 02079K305   239,400 2,000 SH   DFND 0 2,000 0 0
Altria Group Inc Com 02209S103   922,852 20,372 SH   SOLE 0 20,372 0 0
Altria Group Inc Com 02209S103   130,147 2,873 SH   DFND 0 2,873 0 0
Amazon Com Inc Com 023135106   417,152 3,200 SH   SOLE 0 3,200 0 0
Amazon Com Inc Com 023135106   151,218 1,160 SH   DFND 0 1,160 0 0
Ameren Corp Com 023608102   81,670 1,000 SH   SOLE 0 1,000 0 0
Avantis Emerging Markets Equity Com 025072604   2,539,240 47,189 SH   SOLE 0 47,189 0 0
Avantis Emerging Markets Equity Com 025072604   3,767 70 SH   DFND 0 70 0 0
Avantis Intl Small Cap Value Com 025072802   2,968,427 51,571 SH   SOLE 0 51,571 0 0
Avantis US Small Cap Value Com 025072877   1,936,370 24,950 SH   SOLE 0 24,950 0 0
American Express Co Com 025816109   539,672 3,098 SH   SOLE 0 3,098 0 0
American Tower Corp Com 03027X100   278,110 1,434 SH   SOLE 0 1,434 0 0
American Tower Corp Com 03027X100   47,709 246 SH   DFND 0 246 0 0
American Water Works Co Inc Com 030420103   82,510 578 SH   SOLE 0 578 0 0
American Water Works Co Inc Com 030420103   93,073 652 SH   DFND 0 652 0 0
Ameriprise Financial Inc Com 03076C106   113,599 342 SH   SOLE 0 342 0 0
Amgen Inc Com 031162100   605,227 2,726 SH   SOLE 0 2,726 0 0
Amgen Inc Com 031162100   12,877 58 SH   DFND 0 58 0 0
Apple Inc Com 037833100   12,966,507 66,848 SH   SOLE 0 66,848 0 0
Apple Inc Com 037833100   125,693 648 SH   DFND 0 648 0 0
Archer-Daniels Midland Co Com 039483102   49,718 658 SH   SOLE 0 658 0 0
ARES Management LP Com 03990B101   394,072 4,090 SH   SOLE 0 4,090 0 0
Arrow Electrs Inc Com 042735100   69,180 483 SH   SOLE 0 483 0 0
Artisan Partners Asset MA-A Com 04316A108   82,748 2,105 SH   SOLE 0 2,105 0 0
Artisan Partners Asset MA-A Com 04316A108   14,545 370 SH   DFND 0 370 0 0
AstraZeneca PLC ADR Com 046353108   14,314 200 SH   SOLE 0 200 0 0
Autodesk Inc Com 052769106   7,366 36 SH   SOLE 0 36 0 0
Automatic Data Processing Inc Com 053015103   407,051 1,852 SH   SOLE 0 1,852 0 0
Axon Enterprise Inc Com 05464C101   19,512 100 SH   SOLE 0 100 0 0
BP P.L.C. Adr Com 055622104   22,162 628 SH   SOLE 0 628 0 0
BP P.L.C. Adr Com 055622104   18,527 525 SH   DFND 0 525 0 0
Bank Of America Corporation Com 060505104   207,802 7,243 SH   SOLE 0 7,243 0 0
Bank Of America Corporation Com 060505104   25,821 900 SH   DFND 0 900 0 0
Bank New York Mellon Corp Com 064058100   57,431 1,290 SH   SOLE 0 1,290 0 0
Baxter International Inc Com 071813109   151,988 3,336 SH   SOLE 0 3,336 0 0
Becton Dickinson & Co Com 075887109   446,705 1,692 SH   SOLE 0 1,692 0 0
Berkshire Hathaway Inc Cl A Com 084670108   517,810 1 SH   SOLE 0 1 0 0
Berkshire Hathaway Inc Cl B Com 084670702   826,584 2,424 SH   SOLE 0 2,424 0 0
BHP Group LTD Com 088606108   22,615 379 SH   SOLE 0 379 0 0
Biogen Idec Inc Com 09062X103   86,594 304 SH   SOLE 0 304 0 0
Blackrock Inc Com 09247X101   35,939 52 SH   SOLE 0 52 0 0
Blackrock Enhanced Equity Dividend Trust Com 09251A104   11,376 1,364 SH   SOLE 0 1,364 0 0
Blackrock Enhanced Int'l Dividend Trust Com 092524107   2,720 500 SH   SOLE 0 500 0 0
Boeing Co Com 097023105   122,684 581 SH   SOLE 0 581 0 0
Booking Holdings Inc Com 09857L108   2,700 1 SH   SOLE 0 1 0 0
Bristol Myers Squibb Co Com 110122108   817,409 12,782 SH   SOLE 0 12,782 0 0
Bristol Myers Squibb Co Com 110122108   51,800 810 SH   DFND 0 810 0 0
British American Tobacco ADR Com 110448107   7,902 238 SH   SOLE 0 238 0 0
Broadcom Inc Com 11135F101   17,349 20 SH   SOLE 0 20 0 0
Cigna Group Com 125523100   660,532 2,354 SH   SOLE 0 2,354 0 0
CME Group Inc Com 12572Q105   8,523 46 SH   DFND 0 46 0 0
Csx Corp Com 126408103   257,421 7,549 SH   SOLE 0 7,549 0 0
CVS Corp Com 126650100   249,490 3,609 SH   SOLE 0 3,609 0 0
Canadian National Railway Co Com 136375102   128,213 1,059 SH   SOLE 0 1,059 0 0
Capital One Financial Corp Com 14040H105   5,469 50 SH   SOLE 0 50 0 0
Capitol Federal Financial Inc Com 14057J101   180,133 29,195 SH   SOLE 0 29,195 0 0
Cardinal Health Inc Com 14149Y108   144,692 1,530 SH   SOLE 0 1,530 0 0
Carrier Global Corporation Com 14448C104   14,913 300 SH   SOLE 0 300 0 0
Caterpillar Inc Com 149123101   892,915 3,629 SH   SOLE 0 3,629 0 0
Caterpillar Inc Com 149123101   77,260 314 SH   DFND 0 314 0 0
Chemours Co Com 163851108   5,866 159 SH   SOLE 0 159 0 0
Chemours Co Com 163851108   19,257 522 SH   DFND 0 522 0 0
Chevron Corp Com 166764100   2,443,173 15,527 SH   SOLE 0 15,527 0 0
Chevron Corp Com 166764100   139,412 886 SH   DFND 0 886 0 0
Church & Dwight Co Inc Com 171340102   20,046 200 SH   SOLE 0 200 0 0
Church & Dwight Co Inc Com 171340102   400,920 4,000 SH   DFND 0 4,000 0 0
Cisco Sys Inc Com Com 17275R102   562,931 10,880 SH   SOLE 0 10,880 0 0
Cisco Sys Inc Com Com 17275R102   41,444 801 SH   DFND 0 801 0 0
Citigroup Inc Com 172967424   15,285 332 SH   SOLE 0 332 0 0
The Clorox Company Com 189054109   136,615 859 SH   SOLE 0 859 0 0
Coca Cola Co Com 191216100   1,442,570 23,955 SH   SOLE 0 23,955 0 0
Cognizant Technology Solutions Corp Com 192446102   6,528 100 SH   SOLE 0 100 0 0
Colgate Palmolive Co Com 194162103   10,157,801 131,851 SH   SOLE 0 131,851 0 0
Colgate Palmolive Co Com 194162103   83,820 1,088 SH   DFND 0 1,088 0 0
Comcast Corp Cl A Com 20030N101   74,042 1,782 SH   SOLE 0 1,782 0 0
Comcast Corp Cl A Com 20030N101   65,898 1,586 SH   DFND 0 1,586 0 0
Conagra Brands Inc Com 205887102   189,473 5,619 SH   SOLE 0 5,619 0 0
Conagra Brands Inc Com 205887102   22,862 678 SH   DFND 0 678 0 0
Conocophillips Com 20825C104   1,382,365 13,342 SH   SOLE 0 13,342 0 0
Conocophillips Com 20825C104   14,609 141 SH   DFND 0 141 0 0
Constellation Energy Com 21037T109   60,606 662 SH   SOLE 0 662 0 0
Constellation Energy Com 21037T109   7,599 83 SH   DFND 0 83 0 0
Corning Inc Com 219350105   315,886 9,015 SH   SOLE 0 9,015 0 0
Corning Inc Com 219350105   31,116 888 SH   DFND 0 888 0 0
Corteva Inc. Com 22052L104   129,785 2,265 SH   SOLE 0 2,265 0 0
Costco Whsl Corp New Com 22160K105   509,846 947 SH   SOLE 0 947 0 0
Crown Castle Inc Com 22822V101   13,103 115 SH   DFND 0 115 0 0
Cummins Inc Com 231021106   100,761 411 SH   SOLE 0 411 0 0
Danaher Corp Del Com 235851102   727,680 3,032 SH   SOLE 0 3,032 0 0
Darling Ingredients Inc. Com 237266101   38,274 600 SH   SOLE 0 600 0 0
Deere & Co Com 244199105   540,929 1,335 SH   SOLE 0 1,335 0 0
Diageo Plc Com 25243Q205   50,656 292 SH   SOLE 0 292 0 0
The Walt Disney Co Com 254687106   755,041 8,457 SH   SOLE 0 8,457 0 0
Discover Financial Services Com 254709108   455,715 3,900 SH   SOLE 0 3,900 0 0
Dominion Energy Inc Com 25746U109   71,263 1,376 SH   SOLE 0 1,376 0 0
Dow Inc. Com 260557103   261,294 4,906 SH   SOLE 0 4,906 0 0
Dow Inc. Com 260557103   86,654 1,627 SH   DFND 0 1,627 0 0
Duke Energy Corp Com 26441C204   203,441 2,267 SH   SOLE 0 2,267 0 0
Duke Energy Corp Com 26441C204   11,218 125 SH   DFND 0 125 0 0
DuPont de Nemours Inc. Com 26614N102   230,465 3,226 SH   SOLE 0 3,226 0 0
DuPont de Nemours Inc. Com 26614N102   8,287 116 SH   DFND 0 116 0 0
Eog Res Inc Com 26875P101   57,220 500 SH   SOLE 0 500 0 0
Eaton Vance Enhanced Equity Income II Com 278277108   41,129 2,299 SH   SOLE 0 2,299 0 0
Eaton Vance Tax Managed Diversified Equity Com 27828N102   45,168 3,625 SH   SOLE 0 3,625 0 0
Eaton Vance Tax-Mgd Buy-Write Opp Fd Com 27828Y108   11,975 937 SH   SOLE 0 937 0 0
Eaton Vance Tax Managed Global Income Fund Com 27829F108   31,680 4,000 SH   SOLE 0 4,000 0 0
Ecolab Inc Com 278865100   3,734 20 SH   SOLE 0 20 0 0
Edison Intl Com 281020107   51,115 736 SH   SOLE 0 736 0 0
Edwards Lifescience Corp Com 28176E108   277,330 2,940 SH   SOLE 0 2,940 0 0
Embecta Corporation Com 29082K105   6,264 290 SH   SOLE 0 290 0 0
Emerson Electric Co Com 291011104   387,412 4,286 SH   SOLE 0 4,286 0 0
Enbridge Inc Com 29250N105   162,643 4,378 SH   SOLE 0 4,378 0 0
Enphase Energy Inc Com 29355A107   5,024 30 SH   SOLE 0 30 0 0
Enterprise Products Partners LP Com 293792107   198,416 7,530 SH   SOLE 0 7,530 0 0
Envista Holdings Corp Com 29415F104   38,307 1,132 SH   SOLE 0 1,132 0 0
Evergy Inc Com 30034W106   751,398 12,862 SH   SOLE 0 12,862 0 0
Evergy Inc Com 30034W106   47,788 818 SH   DFND 0 818 0 0
Eversource Energy Com 30040W108   64,324 907 SH   SOLE 0 907 0 0
Exelon Corp Com 30161N101   115,416 2,833 SH   SOLE 0 2,833 0 0
Exelon Corp Com 30161N101   48,684 1,195 SH   DFND 0 1,195 0 0
Exxon Mobil Corp Com 30231G102   3,173,635 29,591 SH   SOLE 0 29,591 0 0
Exxon Mobil Corp Com 30231G102   132,990 1,240 SH   DFND 0 1,240 0 0
F M C Corp Com New Com 302491303   10,434 100 SH   SOLE 0 100 0 0
Meta Platforms Inc Com 30303M102   35,012 122 SH   SOLE 0 122 0 0
Meta Platforms Inc Com 30303M102   72,319 252 SH   DFND 0 252 0 0
Fastenal Co Com 311900104   82,586 1,400 SH   SOLE 0 1,400 0 0
Fedex Corp Com 31428X106   16,114 65 SH   SOLE 0 65 0 0
Fidelity MSCI Info Tech ETF Com 316092808   17,506 134 SH   SOLE 0 134 0 0
First Solar Inc Com 336433107   57,977 305 SH   SOLE 0 305 0 0
First Trust Four Corners Senior Floating Rate Com 33733U108   3,089 312 SH   SOLE 0 312 0 0
Fiserv Inc Com 337738108   807,360 6,400 SH   SOLE 0 6,400 0 0
Firstenergy Corp Com 337932107   38,958 1,002 SH   SOLE 0 1,002 0 0
Firstenergy Corp Com 337932107   25,661 660 SH   DFND 0 660 0 0
FlexShare Global Upstream Nat Res ETF Com 33939L407   680,589 16,985 SH   SOLE 0 16,985 0 0
Ford Motor Co Com 345370860   475,536 31,430 SH   SOLE 0 31,430 0 0
Fortis Inc Com 349553107   12,927 300 SH   SOLE 0 300 0 0
Fortive Corporation Com 34959J108   1,346 18 SH   SOLE 0 18 0 0
GE Healthcare Technology Com 36266G107   76,934 947 SH   SOLE 0 947 0 0
GE Healthcare Technology Com 36266G107   10,155 125 SH   DFND 0 125 0 0
General Dynamics Corp Com 369550108   21,730 101 SH   SOLE 0 101 0 0
General Electric Co Com 369604301   312,853 2,848 SH   SOLE 0 2,848 0 0
General Electric Co Com 369604301   41,194 375 SH   DFND 0 375 0 0
General Mills Inc Com 370334104   202,565 2,641 SH   SOLE 0 2,641 0 0
General Mills Inc Com 370334104   31,294 408 SH   DFND 0 408 0 0
Gilead SCI Inc Com 375558103   147,974 1,920 SH   SOLE 0 1,920 0 0
GSK PLC - Spon ADR Com 37733W204   68,144 1,912 SH   SOLE 0 1,912 0 0
Global X MLP & Energy Infrastructure Com 37954Y293   757,613 18,225 SH   SOLE 0 18,225 0 0
Global X MLP & Energy Infrastructure Com 37954Y293   12,471 300 SH   DFND 0 300 0 0
Global X Russell 2000 Covered Call Com 37954Y459   899,978 49,750 SH   SOLE 0 49,750 0 0
Global X Russell 2000 Covered Call Com 37954Y459   70,551 3,900 SH   DFND 0 3,900 0 0
Global X Autonomous & Elec ETF Com 37954Y624   18,228 700 SH   SOLE 0 700 0 0
Goldman Sachs Group Inc. Com 38141G104   7,096 22 SH   SOLE 0 22 0 0
Goldman Sachs Group Inc. Com 38141G104   48,381 150 SH   DFND 0 150 0 0
HSBC Holdings Plc Adr Com 404280406   8,399 212 SH   SOLE 0 212 0 0
Halliburton Co Com 406216101   120,743 3,660 SH   SOLE 0 3,660 0 0
Halliburton Co Com 406216101   64,990 1,970 SH   DFND 0 1,970 0 0
John Hancock Preferred Income III Com 41021P103   14,010 1,000 SH   SOLE 0 1,000 0 0
Harley Davidson Inc Com 412822108   3,521 100 SH   SOLE 0 100 0 0
Hartford Finl Svcs Group Inc Com 416515104   7,202 100 SH   SOLE 0 100 0 0
Hershey Company Com 427866108   175,789 704 SH   SOLE 0 704 0 0
Home Depot Inc Com 437076102   1,639,558 5,278 SH   SOLE 0 5,278 0 0
Home Depot Inc Com 437076102   326,172 1,050 SH   DFND 0 1,050 0 0
Honeywell Intl Inc Com 438516106   473,930 2,284 SH   SOLE 0 2,284 0 0
Hunt (Jb)transportation Svcs Inc Com 445658107   113,325 626 SH   SOLE 0 626 0 0
Huntington Bancshares Inc Com 446150104   27,036 2,508 SH   SOLE 0 2,508 0 0
Huntington Bancshares Inc Com 446150104   16,148 1,498 SH   DFND 0 1,498 0 0
Huntsman Corp Com 447011107   451,477 16,709 SH   SOLE 0 16,709 0 0
Illinois Tool Works Com 452308109   62,540 250 SH   SOLE 0 250 0 0
Intel Corp Com 458140100   191,110 5,715 SH   SOLE 0 5,715 0 0
Intel Corp Com 458140100   53,337 1,595 SH   DFND 0 1,595 0 0
Intercontinental Exchange Inc Com 45866F104   313,458 2,772 SH   SOLE 0 2,772 0 0
International Business Machines Com 459200101   590,236 4,411 SH   SOLE 0 4,411 0 0
International Flavors&fragra Com 459506101   4,377 55 SH   SOLE 0 55 0 0
Intl Paper Co Com 460146103   16,382 515 SH   DFND 0 515 0 0
Interpublic Group Of Co Com 460690100   13,194 342 SH   DFND 0 342 0 0
Invesco QQQ Trust Series I Com 46090E103   107,132 290 SH   SOLE 0 290 0 0
Intuit Com 461202103   449,026 980 SH   DFND 0 980 0 0
Invesco S & P 500 Equal Weight Com 46137v357   179,568 1,200 SH   SOLE 0 1,200 0 0
MFC Invesco Exchange S& P Equal Weight 100 Com 46137V449   89,608 1,100 SH   SOLE 0 1,100 0 0
Invesco ETF Zacks Multi-Asset Income Fund Com 46137Y500   6,425 300 SH   DFND 0 300 0 0
Iron Mountain Inc New Com 46284V101   1,521,071 26,770 SH   SOLE 0 26,770 0 0
Iron Mountain Inc New Com 46284V101   159,096 2,800 SH   DFND 0 2,800 0 0
Ishares Dow Jones Select Dividend Index Fund Com 464287168   316,900 2,797 SH   SOLE 0 2,797 0 0
Ishares S&P 500 Index Fund Com 464287200   390,888 877 SH   SOLE 0 877 0 0
IShares S&P 500 Growth Index Fund Com 464287309   67,379 956 SH   SOLE 0 956 0 0
Ishares S&P 500 Value Index Fund Com 464287408   57,222 355 SH   SOLE 0 355 0 0
IShares Msci Eafe Index Fund Com 464287465   14,428 199 SH   SOLE 0 199 0 0
Ishares Russell Midcap Value Index Fund Com 464287473   126,536 1,152 SH   DFND 0 1,152 0 0
Ishares Russell Midcap Growth Com 464287481   105,906 1,096 SH   DFND 0 1,096 0 0
iShares S&P MidCap 400 Com 464287507   338,617 1,295 SH   SOLE 0 1,295 0 0
Ishares Biotechnology ETF Com 464287556   29,709 234 SH   SOLE 0 234 0 0
IShares Russell 1000 Value Com 464287598   58,555 371 SH   SOLE 0 371 0 0
iShares S&P Mid-Cap 400 Growth ETF Com 464287606   9,900 132 SH   SOLE 0 132 0 0
Ishares Russell 1000 Growth Com 464287614   68,795 250 SH   SOLE 0 250 0 0
Ishares Russell 2000 Value Index Fund Com 464287630   84,480 600 SH   DFND 0 600 0 0
Ishares S&P Midcap 400 Value Index Fund Com 464287705   18,855 176 SH   SOLE 0 176 0 0
Ishares S&P Smallcap 600 Com 464287804   554,054 5,560 SH   SOLE 0 5,560 0 0
IShares U.S. Preferred Stock ETF Com 464288687   18,558 600 SH   DFND 0 600 0 0
iShares MSCI EAFE Growth ETF Com 464288885   8,491 89 SH   SOLE 0 89 0 0
ishares Edge MSCI USA Quality Factor ETF Com 46432F339   24,546 182 SH   SOLE 0 182 0 0
iShares Edge MSCI USA Value ETF Com 46432F388   75,220 802 SH   SOLE 0 802 0 0
Ishares Core International Stock ETF Com 46432F834   15,655 250 SH   SOLE 0 250 0 0
Ishares Core International Stock ETF Com 46432F834   22,042 352 SH   DFND 0 352 0 0
IShares Core MSCI EAFE ETF Com 46432F842   195,750 2,900 SH   SOLE 0 2,900 0 0
iShares Core MSCI Emerging Markets ETF Com 46434G103   582,608 11,820 SH   SOLE 0 11,820 0 0
IShares Edge MSCI Intl Value Com 46435G409   2,710,145 106,489 SH   SOLE 0 106,489 0 0
J P Morgan Chase & Co Com 46625H100   1,440,438 9,904 SH   SOLE 0 9,904 0 0
J P Morgan Chase & Co Com 46625H100   137,150 943 SH   DFND 0 943 0 0
JP Morgan Equity Premium Income ETF Com 46641Q332   1,094,538 19,782 SH   SOLE 0 19,782 0 0
Jacobs Solutions Inc Com Com 46982L108   7,133 60 SH   SOLE 0 60 0 0
Johnson & Johnson Com 478160104   2,924,407 17,668 SH   SOLE 0 17,668 0 0
Johnson & Johnson Com 478160104   73,656 445 SH   DFND 0 445 0 0
Kellogg Co Com 487836108   210,086 3,117 SH   SOLE 0 3,117 0 0
Kellogg Co Com 487836108   13,547 201 SH   DFND 0 201 0 0
Keycorp New Com 493267108   21,381 2,314 SH   SOLE 0 2,314 0 0
Kimberly Clark Corp Com 494368103   221,724 1,606 SH   SOLE 0 1,606 0 0
Kimberly Clark Corp Com 494368103   44,455 322 SH   DFND 0 322 0 0
Kimco Realty Corp Com 49446R109   27,214 1,380 SH   SOLE 0 1,380 0 0
Kimco Realty Corp Com 49446R109   39,736 2,015 SH   DFND 0 2,015 0 0
Kinder Morgan Inc Com 49456B101   5,597 325 SH   SOLE 0 325 0 0
Kinder Morgan Inc Com 49456B101   13,776 800 SH   DFND 0 800 0 0
Knife River Corp Com 498894104   1,088 25 SH   SOLE 0 25 0 0
Kohls Corp Com 500255104   38,563 1,673 SH   SOLE 0 1,673 0 0
Kontoor Brands Inc. Com 50050N103   5,557 132 SH   SOLE 0 132 0 0
Kraft Heinz Co Com 500754106   21,300 600 SH   SOLE 0 600 0 0
Kroger Co Com 501044101   47,846 1,018 SH   SOLE 0 1,018 0 0
Lkq Corp Com 501889208   11,654 200 SH   SOLE 0 200 0 0
L3Harris Technologies Com 502431109   45,027 230 SH   SOLE 0 230 0 0
Lamb Weston Holding Inc Com 513272104   138,515 1,205 SH   SOLE 0 1,205 0 0
Lamb Weston Holding Inc Com 513272104   25,979 226 SH   DFND 0 226 0 0
Landmark Bancorp Inc Com 51504L107   3,007 138 SH   SOLE 0 138 0 0
Las Vegas Sands Corp Com 517834107   7,250 125 SH   SOLE 0 125 0 0
Estee Lauder Cl A Com 518439104   47,328 241 SH   SOLE 0 241 0 0
Leggett & Platt Inc Com 524660107   137,378 4,638 SH   SOLE 0 4,638 0 0
Leggett & Platt Inc Com 524660107   38,328 1,294 SH   DFND 0 1,294 0 0
Lilly Eli & Co Com 532457108   562,776 1,200 SH   SOLE 0 1,200 0 0
Lockheed Martin Corp Com 539830109   75,963 165 SH   SOLE 0 165 0 0
Lockheed Martin Corp Com 539830109   19,796 43 SH   DFND 0 43 0 0
Lowes Cos Inc Com 548661107   2,175,748 9,640 SH   SOLE 0 9,640 0 0
Lumen Technologies Inc Com 550241103   746 330 SH   SOLE 0 330 0 0
Mdu Resources Group Inc Com 552690109   2,094 100 SH   SOLE 0 100 0 0
Macy's Inc Com 55616P104   273 17 SH   SOLE 0 17 0 0
Magellan Midstream Partners LP Com 559080106   52,349 840 SH   SOLE 0 840 0 0
Marathon Petroleum Corp Com 56585A102   585,565 5,022 SH   SOLE 0 5,022 0 0
Marathon Petroleum Corp Com 56585A102   177,465 1,522 SH   DFND 0 1,522 0 0
Masco Corp Com 574599106   86,070 1,500 SH   SOLE 0 1,500 0 0
Mastercard Inc Com 57636Q104   66,861 170 SH   SOLE 0 170 0 0
McDonalds Corp Com 580135101   2,469,044 8,274 SH   SOLE 0 8,274 0 0
McDonalds Corp Com 580135101   86,837 291 SH   DFND 0 291 0 0
McKesson Corp Com 58155Q103   49,995 117 SH   SOLE 0 117 0 0
Merck & Co., Inc Com 58933Y105   1,391,950 12,063 SH   SOLE 0 12,063 0 0
Merck & Co., Inc Com 58933Y105   56,426 489 SH   DFND 0 489 0 0
Metlife Inc Com 59156R108   172,303 3,048 SH   SOLE 0 3,048 0 0
Metlife Inc Com 59156R108   62,183 1,100 SH   DFND 0 1,100 0 0
Microsoft Corp Com 594918104   3,265,779 9,590 SH   SOLE 0 9,590 0 0
Microsoft Corp Com 594918104   589,134 1,730 SH   DFND 0 1,730 0 0
Microchip Technology Inc Com Com 595017104   46,049 514 SH   SOLE 0 514 0 0
Mondelez International Inc Com 609207105   416,050 5,704 SH   SOLE 0 5,704 0 0
Morgan Stanley Com New Com 617446448   39,967 468 SH   SOLE 0 468 0 0
Morgan Stanley Com New Com 617446448   16,482 193 SH   DFND 0 193 0 0
NOV Inc Com Com 62955J103   45,393 2,830 SH   SOLE 0 2,830 0 0
NOV Inc Com Com 62955J103   92,872 5,790 SH   DFND 0 5,790 0 0
Netflix Inc Com 64110L106   43,168 98 SH   SOLE 0 98 0 0
Netflix Inc Com 64110L106   407,453 925 SH   DFND 0 925 0 0
Newell Brands Inc. Com 651229106   4,046 465 SH   SOLE 0 465 0 0
Nextera Energy Inc Com 65339F101   374,710 5,050 SH   SOLE 0 5,050 0 0
Nike Inc Com 654106103   1,201,709 10,888 SH   SOLE 0 10,888 0 0
Norfolk Southern Corp Com 655844108   1,533,124 6,761 SH   SOLE 0 6,761 0 0
Norfolk Southern Corp Com 655844108   42,631 188 SH   DFND 0 188 0 0
Northern Tr Corp Com 665859104   113,064 1,525 SH   SOLE 0 1,525 0 0
Northrop Grumman Corp Com 666807102   259,806 570 SH   SOLE 0 570 0 0
Novartis AG ADR Com 66987V109   217,865 2,159 SH   SOLE 0 2,159 0 0
Novartis AG ADR Com 66987V109   17,256 171 SH   DFND 0 171 0 0
Novo-Nordisk A/S ADR Com 670100205   354,246 2,189 SH   SOLE 0 2,189 0 0
Novo-Nordisk A/S ADR Com 670100205   74,118 458 SH   DFND 0 458 0 0
Nucor Corp Com 670346105   456,520 2,784 SH   SOLE 0 2,784 0 0
Nucor Corp Com 670346105   65,592 400 SH   DFND 0 400 0 0
NuStar Energy LP Com 67058H102   1,954 114 SH   SOLE 0 114 0 0
Nvidia Corp Com 67066G104   155,671 368 SH   DFND 0 368 0 0
Nuveen Muni High Income Opportunity Fund Com 670682103   8,519 806 SH   SOLE 0 806 0 0
Nuveen NASDAQ 100 Dynamic Overwrite Fund Com 670699107   43,727 1,754 SH   SOLE 0 1,754 0 0
Nuveen Floating Rate Income Opportunity Fund Com 6706EN100   24,898 3,192 SH   SOLE 0 3,192 0 0
Nuveen S&P 500 Buy-Write Income Fd Com 6706ER101   33,224 2,485 SH   SOLE 0 2,485 0 0
Nuveen Amt Free Muni Credit Income Fund Com 67071L106   7,196 615 SH   SOLE 0 615 0 0
Nuveen Quality Preferred II Com 67072C105   43,620 6,837 SH   SOLE 0 6,837 0 0
Nuveen Floating Rate Income Com 67072T108   55,609 7,048 SH   SOLE 0 7,048 0 0
Nuveen Preferred Income Opportunities Fund Com 67073B106   48,043 7,414 SH   SOLE 0 7,414 0 0
Nuveen Multi-Strategy Income & Growth Fund 2 Com 67073D102   18,978 3,758 SH   SOLE 0 3,758 0 0
Nuveen Multi-Strategy Income & Growth Fund 2 Com 67073D102   18,508 3,665 SH   DFND 0 3,665 0 0
Nutrien LTD Com 67077M108   20,077 340 SH   SOLE 0 340 0 0
OGE Com 670837103   71,748 1,998 SH   SOLE 0 1,998 0 0
Occidental Pete Corp Del Com 674599105   11,525 196 SH   SOLE 0 196 0 0
Occidental Pete Corp Del Com 674599105   17,640 300 SH   DFND 0 300 0 0
Occidental Petroleum Corp WT Expire 08/03/27 Com 674599162   1,232 33 SH   SOLE 0 33 0 0
Occidental Petroleum Corp WT Expire 08/03/27 Com 674599162   1,381 37 SH   DFND 0 37 0 0
Omnicom Group Inc Com 681919106   9,515 100 SH   SOLE 0 100 0 0
One Gas Inc Com 68235P108   7,681 100 SH   SOLE 0 100 0 0
ONEOK Inc. Com 682680103   253,052 4,100 SH   SOLE 0 4,100 0 0
Oracle Corp Com 68389X105   436,584 3,666 SH   SOLE 0 3,666 0 0
Oracle Corp Com 68389X105   23,818 200 SH   DFND 0 200 0 0
Otis Worldwide Corp Com 68902V107   63,375 712 SH   SOLE 0 712 0 0
Owens Corning Com 690742101   114,840 880 SH   SOLE 0 880 0 0
PBF Energy INC Com 69318G106   20,061 490 SH   SOLE 0 490 0 0
PNC Bk Corp Com 693475105   2,393 19 SH   SOLE 0 19 0 0
PPG Industries Inc Com 693506107   99,658 672 SH   SOLE 0 672 0 0
Parker Hannifin Corp Com 701094104   78,008 200 SH   SOLE 0 200 0 0
Paychex Inc Com 704326107   67,122 600 SH   SOLE 0 600 0 0
Paypal Holdings Inc Com 70450Y103   6,006 90 SH   SOLE 0 90 0 0
PepsiCo Inc Com 713448108   1,540,290 8,316 SH   SOLE 0 8,316 0 0
PepsiCo Inc Com 713448108   37,044 200 SH   DFND 0 200 0 0
Permian Basin Royalty Trust Com 714236106   40,885 1,640 SH   DFND 0 1,640 0 0
Pfizer Inc Com 717081103   1,405,064 38,306 SH   SOLE 0 38,306 0 0
Pfizer Inc Com 717081103   106,189 2,895 SH   DFND 0 2,895 0 0
Philip Morris International Com 718172109   559,558 5,732 SH   SOLE 0 5,732 0 0
Philip Morris International Com 718172109   175,326 1,796 SH   DFND 0 1,796 0 0
Phillips 66 Com 718546104   324,197 3,399 SH   SOLE 0 3,399 0 0
Pioneer Natural Resources Co Com 723787107   175,067 845 SH   SOLE 0 845 0 0
Plains All American Pipeline LP Com 726503105   80,215 5,689 SH   SOLE 0 5,689 0 0
Portland General Electric Co Com 736508847   320,739 6,849 SH   SOLE 0 6,849 0 0
Principal Financial Group Com 74251V102   14,940 197 SH   SOLE 0 197 0 0
Procter & Gamble Co Com 742718109   2,247,269 14,810 SH   SOLE 0 14,810 0 0
Procter & Gamble Co Com 742718109   408,939 2,695 SH   DFND 0 2,695 0 0
Prologis Inc Com Com 74340W103   11,282 92 SH   SOLE 0 92 0 0
Prudential Financial Inc Com 744320102   2,206 25 SH   SOLE 0 25 0 0
Public Svc Enterprise Group Com 744573106   54,095 864 SH   SOLE 0 864 0 0
Public Storage Com 74460D109   17,513 60 SH   DFND 0 60 0 0
Qualcomm Inc Com 747525103   31,188 262 SH   SOLE 0 262 0 0
RTX Corporation Com 75513E101   578,356 5,904 SH   SOLE 0 5,904 0 0
RTX Corporation Com 75513E101   51,037 521 SH   DFND 0 521 0 0
Realty Income Corp Com 756109104   81,314 1,360 SH   SOLE 0 1,360 0 0
Republic Services Inc Com 760759100   114,878 750 SH   SOLE 0 750 0 0
Rivian Automotive Inc Cl A Com 76954A103   833 50 SH   SOLE 0 50 0 0
Robert Half Inc Com 770323103   7,522 100 SH   SOLE 0 100 0 0
Roper Technologies Com 776696106   33,175 69 SH   SOLE 0 69 0 0
Ross Stores Inc Com 778296103   45,076 402 SH   SOLE 0 402 0 0
Royal Bank of Canada Com 780087102   12,703 133 SH   SOLE 0 133 0 0
Shell PLC-ADR Com 780259305   18,114 300 SH   SOLE 0 300 0 0
S & T Bancorp Inc Com 783859101   108,760 4,000 SH   SOLE 0 4,000 0 0
S&P Global Inc Com 78409V104   639,019 1,594 SH   SOLE 0 1,594 0 0
SEI Investments Company Com 784117103   22,238 373 SH   SOLE 0 373 0 0
Spdr Trust Series 1 Com 78462F103   1,551,480 3,500 SH   DFND 0 3,500 0 0
SPDR ICE Preferred Securities EFT Com 78464A292   23,529 703 SH   SOLE 0 703 0 0
SPDR S&P Aerospace & Defense ETF Com 78464A631   68,664 565 SH   SOLE 0 565 0 0
MFC SPDR Dow Jones Industrial Average ETF Tr Com 78467X109   67,051 195 SH   SOLE 0 195 0 0
MFC SPDR Dow Jones Industrial Average ETF Tr Com 78467X109   60,174 175 SH   DFND 0 175 0 0
SPDR S&P Midcap 400 ETF Com 78467Y107   33,524 70 SH   SOLE 0 70 0 0
Salesforce.com Inc Com 79466L302   105,630 500 SH   SOLE 0 500 0 0
Schwab US DVD Equity ETF Com 808524797   75,525 1,040 SH   SOLE 0 1,040 0 0
Schwab U.S. TIPS ETF Com 808524870   64,699 1,234 SH   SOLE 0 1,234 0 0
Snap-On Inc Com 833034101   34,295 119 SH   SOLE 0 119 0 0
Southern Co Com 842587107   27,960 398 SH   SOLE 0 398 0 0
Southwest Airls Co Com 844741108   153,784 4,247 SH   SOLE 0 4,247 0 0
Starbucks Corp Com 855244109   390,098 3,938 SH   SOLE 0 3,938 0 0
Starbucks Corp Com 855244109   155,326 1,568 SH   DFND 0 1,568 0 0
Stryker Corp Com 863667101   207,461 680 SH   SOLE 0 680 0 0
Summit Materials Inc Com 86614U100   100,340 2,651 SH   SOLE 0 2,651 0 0
Sysco Corp Com 871829107   9,275 125 SH   SOLE 0 125 0 0
TJX Companies Inc Com 872540109   62,660 739 SH   SOLE 0 739 0 0
T-Mobile US Inc Com 872590104   17,918 129 SH   SOLE 0 129 0 0
Taiwan Semiconductor Mfg Ltd Sponsored Adr Com 874039100   20,184 200 SH   SOLE 0 200 0 0
Tapestry Inc Com 876030107   8,560 200 SH   SOLE 0 200 0 0
Target Corp Com 87612E106   249,027 1,888 SH   SOLE 0 1,888 0 0
Target Corp Com 87612E106   84,548 641 SH   DFND 0 641 0 0
Tesla Inc Com 88160R101   40,574 155 SH   SOLE 0 155 0 0
Texas Instrs Inc Com 882508104   1,047,536 5,819 SH   SOLE 0 5,819 0 0
Texas Instrs Inc Com 882508104   11,341 63 SH   DFND 0 63 0 0
Thermo Fisher Scientific Inc Com 883556102   1,044 2 SH   SOLE 0 2 0 0
3m Co Com 88579Y101   185,167 1,850 SH   SOLE 0 1,850 0 0
TotalEnergies SE - Sponsore Com 89151E109   17,292 300 SH   SOLE 0 300 0 0
Toyota Motor Corp Com 892331307   63,175 393 SH   SOLE 0 393 0 0
Toyota Motor Corp Com 892331307   16,879 105 SH   DFND 0 105 0 0
Tractor Supply Company Com 892356106   44,220 200 SH   SOLE 0 200 0 0
Truist Financial Corp Com 89832Q109   14,902 491 SH   SOLE 0 491 0 0
ETRACS Wells Fargo BUS DEV CO Index ETN SER B Com 90274D416   8,405 476 SH   DFND 0 476 0 0
US Bancorp Com 902973304   108,206 3,275 SH   SOLE 0 3,275 0 0
Union Pac Corp Com 907818108   486,586 2,378 SH   SOLE 0 2,378 0 0
Union Pac Corp Com 907818108   81,848 400 SH   DFND 0 400 0 0
United Parcel Service Inc Cl B Com 911312106   375,887 2,097 SH   SOLE 0 2,097 0 0
Unitedhealth Group Inc Com 91324P102   1,181,894 2,459 SH   SOLE 0 2,459 0 0
V F Corp Com 918204108   130,537 6,838 SH   SOLE 0 6,838 0 0
Vanguard Dividend Appreciation ETF Com 921908844   2,764,071 17,017 SH   SOLE 0 17,017 0 0
Vanguard Total Intl Stock Index Fd EFT Com 921909768   147,490 2,630 SH   SOLE 0 2,630 0 0
Vanguard Total Bond Market EFT Com 921937835   20,935 288 SH   SOLE 0 288 0 0
Vanguard High Dividend Yield Index Com 921946406   3,682,538 34,718 SH   SOLE 0 34,718 0 0
Vanguard International High DVD Yield Com 921946794   1,720,051 27,216 SH   SOLE 0 27,216 0 0
Vanguard International High DVD Yield Com 921946794   24,016 380 SH   DFND 0 380 0 0
Vanguard International DVD Apprecation Com 921946810   1,134,234 15,105 SH   SOLE 0 15,105 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF Com 92203J407   95,951 1,963 SH   SOLE 0 1,963 0 0
Vanguard Short-Term Treasury ETF Com 92206C102   28,865 500 SH   SOLE 0 500 0 0
Vanguard Short-Term Treasury ETF Com 92206C102   3,810 66 SH   DFND 0 66 0 0
Vanguard Intermediate - Term T Com 92206C706   6,101 104 SH   DFND 0 104 0 0
Vanguard Mid-Cap Com 922908629   35,226 160 SH   SOLE 0 160 0 0
Vanguard Total Stock Mkt ETF Com 922908769   336,808 1,529 SH   SOLE 0 1,529 0 0
Verizon Communications Com 92343V104   436,759 11,744 SH   SOLE 0 11,744 0 0
Verizon Communications Com 92343V104   134,665 3,621 SH   DFND 0 3,621 0 0
Visa Inc Com 92826C839   797,695 3,359 SH   SOLE 0 3,359 0 0
Vodafone Group PLC - ADR Com 92857W308   17,010 1,800 SH   SOLE 0 1,800 0 0
Vodafone Group PLC - ADR Com 92857W308   4,706 498 SH   DFND 0 498 0 0
WEC Energy Group Inc Com 92939U106   21,619 245 SH   SOLE 0 245 0 0
Wabtec Corp Com 929740108   27,856 254 SH   SOLE 0 254 0 0
Walmart Stores Inc Com 931142103   1,474,820 9,383 SH   SOLE 0 9,383 0 0
Walmart Stores Inc Com 931142103   392,950 2,500 SH   DFND 0 2,500 0 0
Walgreens Boots Alliance Inc Com 931427108   89,658 3,147 SH   SOLE 0 3,147 0 0
Walgreens Boots Alliance Inc Com 931427108   10,541 370 SH   DFND 0 370 0 0
Warner Bros Discovery Inc Com 934423104   53,358 4,255 SH   SOLE 0 4,255 0 0
Warner Bros Discovery Inc Com 934423104   23,049 1,838 SH   DFND 0 1,838 0 0
Waste Mgmt Inc Del Com 94106L109   110,989 640 SH   SOLE 0 640 0 0
Wells Fargo & Co New Com 949746101   420,526 9,853 SH   SOLE 0 9,853 0 0
Wells Fargo Multi Sector Income Fund Com 94987D101   23,770 2,567 SH   DFND 0 2,567 0 0
Westlake Corp. Com 960413102   5,974 50 SH   SOLE 0 50 0 0
Weyerhaeuser Co Com 962166104   348,135 10,389 SH   SOLE 0 10,389 0 0
Weyerhaeuser Co Com 962166104   15,750 470 SH   DFND 0 470 0 0
Whirlpool Corp Com 963320106   16,367 110 SH   DFND 0 110 0 0
Williams Companies Inc Com 969457100   69,698 2,136 SH   SOLE 0 2,136 0 0
Wisdomtree Emerging Markets High DVD Fund Com 97717W315   16,456 430 SH   DFND 0 430 0 0
Xcel Energy Inc Com 98389B100   221,263 3,559 SH   SOLE 0 3,559 0 0
Xylem Inc Com 98419M100   87,731 779 SH   SOLE 0 779 0 0
Yum! Brands Inc Com 988498101   80,359 580 SH   SOLE 0 580 0 0
Yum China Holdings Inc Com 98850P109   15,086 267 SH   SOLE 0 267 0 0
Zimmer Biomet Holdings Inc Com 98956P102   270,962 1,861 SH   SOLE 0 1,861 0 0
Zoetis Inc Com Com 98978V103   51,663 300 SH   SOLE 0 300 0 0
Ambarella Inc Com G037AX101   8,367 100 SH   SOLE 0 100 0 0
Accenture PLC Cl A Com G1151C101   873,899 2,832 SH   SOLE 0 2,832 0 0
Bunge Limited Com G16962105   246,254 2,610 SH   SOLE 0 2,610 0 0
Bunge Limited Com G16962105   31,136 330 SH   DFND 0 330 0 0
Eaton Corp PLC Com G29183103   1,085,739 5,399 SH   SOLE 0 5,399 0 0
Eaton Corp PLC Com G29183103   118,046 587 SH   DFND 0 587 0 0
Invesco LTD Com G491BT108   336 20 SH   SOLE 0 20 0 0
Jazz Pharmaceuticals PLC Com G50871105   27,893 225 SH   SOLE 0 225 0 0
Linde PLC Com G54950103   76,216 200 SH   SOLE 0 200 0 0
Medtronic PLC Com G5960L103   251,085 2,850 SH   SOLE 0 2,850 0 0
Medtronic PLC Com G5960L103   15,241 173 SH   DFND 0 173 0 0
Chubb Limited Com H1467J104   112,262 583 SH   SOLE 0 583 0 0
Chubb Limited Com H1467J104   25,225 131 SH   DFND 0 131 0 0
Garmin LTD Com H2906T109   8,865 85 SH   SOLE 0 85 0 0
Garmin LTD Com H2906T109   16,582 159 SH   DFND 0 159 0 0
NXP Semiconductors Com N6596X109   81,872 400 SH   SOLE 0 400 0 0