The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   336,484 3,057 SH   SOLE 0 0 0 3,057
ABBVIE INC COM 00287Y109   1,104,006 7,124 SH   SOLE 0 0 0 7,124
ADOBE INC COM 00724F101   246,992 414 SH   SOLE 0 0 0 414
ADVANCED MICRO DEVICES INC COM 007903107   311,330 2,112 SH   SOLE 0 0 0 2,112
AIR PRODS & CHEMS INC COM 009158106   311,037 1,136 SH   SOLE 0 0 0 1,136
ALPHABET INC CAP STK CL A 02079K305   1,818,065 13,015 SH   SOLE 0 0 0 13,015
ALPHABET INC CAP STK CL C 02079K107   448,298 3,181 SH   SOLE 0 0 0 3,181
AMAZON COM INC COM 023135106   1,285,260 8,459 SH   SOLE 0 0 0 8,459
AMERICAN CENTY ETF TR US SML CP VALU 025072877   9,209,675 102,558 SH   SOLE 0 0 0 102,558
AMERICAN CENTY ETF TR US EQT ETF 025072885   1,220,477 14,966 SH   SOLE 0 0 0 14,966
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   1,338,101 22,143 SH   SOLE 0 0 0 22,143
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   7,269,087 116,324 SH   SOLE 0 0 0 116,324
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   4,068,764 72,154 SH   SOLE 0 0 0 72,154
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   4,979,201 86,205 SH   SOLE 0 0 0 86,205
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   2,710,860 62,592 SH   SOLE 0 0 0 62,592
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   2,486,896 48,308 SH   SOLE 0 0 0 48,308
AMERICAN INTL GROUP INC COM NEW 026874784   276,759 4,085 SH   SOLE 0 0 0 4,085
APPLE INC COM 037833100   2,967,306 15,412 SH   SOLE 0 0 0 15,412
ARAVIVE INC COM 03890D108   1,856 15,000 SH   SOLE 0 0 0 15,000
BANK AMERICA CORP COM 060505104   219,588 6,522 SH   SOLE 0 0 0 6,522
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   460,805 1,292 SH   SOLE 0 0 0 1,292
BNY MELLON ETF TRUST US LRG CP CORE 09661T107   262,160 2,900 SH   SOLE 0 0 0 2,900
BROADCOM INC COM 11135F101   238,878 214 SH   SOLE 0 0 0 214
CATERPILLAR INC COM 149123101   227,962 771 SH   SOLE 0 0 0 771
CHEVRON CORP NEW COM 166764100   834,441 5,594 SH   SOLE 0 0 0 5,594
COSTCO WHSL CORP NEW COM 22160K105   604,633 916 SH   SOLE 0 0 0 916
CSX CORP COM 126408103   430,567 12,419 SH   SOLE 0 0 0 12,419
DEERE & CO COM 244199105   503,836 1,260 SH   SOLE 0 0 0 1,260
DELL TECHNOLOGIES INC CL C 24703L202   212,288 2,775 SH   SOLE 0 0 0 2,775
DEVON ENERGY CORP NEW COM 25179M103   253,680 5,600 SH   SOLE 0 0 0 5,600
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   651,089 13,850 SH   SOLE 0 0 0 13,850
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   5,395,442 127,251 SH   SOLE 0 0 0 127,251
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   8,952,909 184,558 SH   SOLE 0 0 0 184,558
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   1,442,143 49,524 SH   SOLE 0 0 0 49,524
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   3,939,257 152,773 SH   SOLE 0 0 0 152,773
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   3,836,316 158,722 SH   SOLE 0 0 0 158,722
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   516,130 13,867 SH   SOLE 0 0 0 13,867
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   438,787 16,889 SH   SOLE 0 0 0 16,889
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   1,420,973 52,531 SH   SOLE 0 0 0 52,531
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   576,953 20,145 SH   SOLE 0 0 0 20,145
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   7,690,152 318,961 SH   SOLE 0 0 0 318,961
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   943,924 32,293 SH   SOLE 0 0 0 32,293
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   2,202,068 36,935 SH   SOLE 0 0 0 36,935
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   296,083 5,658 SH   SOLE 0 0 0 5,658
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   964,912 28,082 SH   SOLE 0 0 0 28,082
EATON CORP PLC SHS G29183103   553,645 2,299 SH   SOLE 0 0 0 2,299
ELI LILLY & CO COM 532457108   1,135,528 1,948 SH   SOLE 0 0 0 1,948
EXXON MOBIL CORP COM 30231G102   208,658 2,087 SH   SOLE 0 0 0 2,087
GLOBAL X FDS US PFD ETF 37954Y657   4,925,718 253,903 SH   SOLE 0 0 0 253,903
HERSHEY CO COM 427866108   205,457 1,102 SH   SOLE 0 0 0 1,102
HOME DEPOT INC COM 437076102   774,266 2,234 SH   SOLE 0 0 0 2,234
HONEYWELL INTL INC COM 438516106   281,850 1,344 SH   SOLE 0 0 0 1,344
INTEL CORP COM 458140100   305,520 6,080 SH   SOLE 0 0 0 6,080
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   230,516 17,332 SH   SOLE 0 0 0 17,332
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   10,161,333 447,340 SH   SOLE 0 0 0 447,340
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   3,767,543 165,752 SH   SOLE 0 0 0 165,752
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   326,400 10,000 SH   SOLE 0 0 0 10,000
INVESCO QQQ TR UNIT SER 1 46090E103   433,550 1,059 SH   SOLE 0 0 0 1,059
ISHARES TR CORE S&P MCP ETF 464287507   896,026 3,233 SH   SOLE 0 0 0 3,233
ISHARES TR S&P MC 400VL ETF 464287705   213,483 1,872 SH   SOLE 0 0 0 1,872
ISHARES TR CORE S&P SCP ETF 464287804   234,470 2,166 SH   SOLE 0 0 0 2,166
ISHARES TR CORE S&P500 ETF 464287200   820,091 1,717 SH   SOLE 0 0 0 1,717
ISHARES TR RUSSELL 2000 ETF 464287655   874,493 4,357 SH   SOLE 0 0 0 4,357
ISHARES TR CORE S&P US VLU 464287663   1,144,105 13,567 SH   SOLE 0 0 0 13,567
ISHARES TR CORE S&P US GWT 464287671   850,497 8,170 SH   SOLE 0 0 0 8,170
ISHARES TR MSCI EAFE ETF 464287465   464,307 6,162 SH   SOLE 0 0 0 6,162
ISHARES TR GLOBAL ENERG ETF 464287341   230,632 5,897 SH   SOLE 0 0 0 5,897
ISHARES TR 20 YR TR BD ETF 464287432   219,612 2,221 SH   SOLE 0 0 0 2,221
ISHARES TR MSCI EMG MKT ETF 464287234   377,009 9,376 SH   SOLE 0 0 0 9,376
ISHARES TR INTL SEL DIV ETF 464288448   814,761 29,109 SH   SOLE 0 0 0 29,109
ISHARES TR PFD AND INCM SEC 464288687   9,601,935 307,853 SH   SOLE 0 0 0 307,853
ISHARES TR NATIONAL MUN ETF 464288414   594,195 5,481 SH   SOLE 0 0 0 5,481
ISHARES TR JPMORGAN USD EMG 464288281   284,992 3,200 SH   SOLE 0 0 0 3,200
ISHARES TR EAFE SML CP ETF 464288273   339,150 5,479 SH   SOLE 0 0 0 5,479
ISHARES TR EAFE VALUE ETF 464288877   4,024,986 77,255 SH   SOLE 0 0 0 77,255
ISHARES TR EAFE GRWTH ETF 464288885   896,347 9,255 SH   SOLE 0 0 0 9,255
ISHARES TR MSCI INTL VLU FT 46435G409   320,188 12,078 SH   SOLE 0 0 0 12,078
ISHARES TR EXPONENTIAL TECH 46434V381   282,167 4,713 SH   SOLE 0 0 0 4,713
ISHARES TR GLOBAL REIT ETF 46434V647   2,090,337 86,449 SH   SOLE 0 0 0 86,449
ISHARES TR 0-5YR HI YL CP 46434V407   557,346 13,201 SH   SOLE 0 0 0 13,201
ISHARES TR CORE HIGH DV ETF 46429B663   958,400 9,397 SH   SOLE 0 0 0 9,397
ISHARES TR MSCI USA MIN VOL 46429B697   465,605 5,967 SH   SOLE 0 0 0 5,967
ISHARES TR CORE MSCI TOTAL 46432F834   1,675,194 25,800 SH   SOLE 0 0 0 25,800
ISHARES TR CORE MSCI EAFE 46432F842   334,163 4,750 SH   SOLE 0 0 0 4,750
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   203,884 4,059 SH   SOLE 0 0 0 4,059
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   6,492,538 127,957 SH   SOLE 0 0 0 127,957
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   12,321,618 241,790 SH   SOLE 0 0 0 241,790
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,316,331 23,942 SH   SOLE 0 0 0 23,942
JOHNSON & JOHNSON COM 478160104   364,105 2,323 SH   SOLE 0 0 0 2,323
JPMORGAN CHASE & CO COM 46625H100   576,129 3,387 SH   SOLE 0 0 0 3,387
L3HARRIS TECHNOLOGIES INC COM 502431109   204,301 970 SH   SOLE 0 0 0 970
LAKELAND BANCORP INC COM 511637100   684,215 46,262 SH   SOLE 0 0 0 46,262
LAM RESEARCH CORP COM 512807108   211,480 270 SH   SOLE 0 0 0 270
LEIDOS HOLDINGS INC COM 525327102   684,402 6,323 SH   SOLE 0 0 0 6,323
LOCKHEED MARTIN CORP COM 539830109   254,721 562 SH   SOLE 0 0 0 562
M & T BK CORP COM 55261F104   222,755 1,625 SH   SOLE 0 0 0 1,625
MARTIN MARIETTA MATLS INC COM 573284106   322,795 647 SH   SOLE 0 0 0 647
MASTERCARD INCORPORATED CL A 57636Q104   721,655 1,692 SH   SOLE 0 0 0 1,692
MEDICAL PPTYS TRUST INC COM 58463J304   91,326 18,600 SH   SOLE 0 0 0 18,600
MERCK & CO INC COM 58933Y105   596,267 5,469 SH   SOLE 0 0 0 5,469
MICROSOFT CORP COM 594918104   2,447,644 6,509 SH   SOLE 0 0 0 6,509
NOVO-NORDISK A S ADR 670100205   528,526 5,109 SH   SOLE 0 0 0 5,109
NVIDIA CORPORATION COM 67066G104   728,964 1,472 SH   SOLE 0 0 0 1,472
PATTERSON COS INC COM 703395103   276,961 9,735 SH   SOLE 0 0 0 9,735
PEPSICO INC COM 713448108   219,682 1,293 SH   SOLE 0 0 0 1,293
PNC FINL SVCS GROUP INC COM 693475105   320,142 2,067 SH   SOLE 0 0 0 2,067
PROCTER AND GAMBLE CO COM 742718109   304,071 2,075 SH   SOLE 0 0 0 2,075
QUALCOMM INC COM 747525103   352,029 2,434 SH   SOLE 0 0 0 2,434
RAYMOND JAMES FINL INC COM 754730109   304,841 2,734 SH   SOLE 0 0 0 2,734
REGENERON PHARMACEUTICALS COM 75886F107   224,842 256 SH   SOLE 0 0 0 256
SALESFORCE INC COM 79466L302   331,820 1,261 SH   SOLE 0 0 0 1,261
SCHWAB CHARLES CORP COM 808513105   216,445 3,146 SH   SOLE 0 0 0 3,146
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   6,553,262 187,988 SH   SOLE 0 0 0 187,988
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   8,169,937 147,605 SH   SOLE 0 0 0 147,605
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   2,178,962 80,286 SH   SOLE 0 0 0 80,286
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   6,999,971 207,530 SH   SOLE 0 0 0 207,530
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   4,299,193 69,409 SH   SOLE 0 0 0 69,409
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722   1,097,677 23,831 SH   SOLE 0 0 0 23,831
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,155,849 28,318 SH   SOLE 0 0 0 28,318
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,285,266 30,341 SH   SOLE 0 0 0 30,341
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   602,374 16,298 SH   SOLE 0 0 0 16,298
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   394,236 6,990 SH   SOLE 0 0 0 6,990
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,312,187 27,777 SH   SOLE 0 0 0 27,777
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   239,837 2,891 SH   SOLE 0 0 0 2,891
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   601,190 17,231 SH   SOLE 0 0 0 17,231
SCHWAB STRATEGIC TR LONG TERM US 808524680   1,358,473 38,725 SH   SOLE 0 0 0 38,725
SCILEX HOLDING CO COM 80880W106   26,585 13,032 SH   SOLE 0 0 0 13,032
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   716,218 3,721 SH   SOLE 0 0 0 3,721
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   242,075 1,775 SH   SOLE 0 0 0 1,775
SPDR S&P 500 ETF TR TR UNIT 78462F103   6,866,804 14,447 SH   SOLE 0 0 0 14,447
SPDR SER TR S&P 600 SMCP VAL 78464A300   3,026,319 36,326 SH   SOLE 0 0 0 36,326
SPDR SER TR S&P 400 MDCP VAL 78464A839   814,738 11,103 SH   SOLE 0 0 0 11,103
SPDR SER TR S&P DIVID ETF 78464A763   243,442 1,948 SH   SOLE 0 0 0 1,948
SPDR SER TR NUVEEN BLMBRG MU 78468R721   247,408 5,264 SH   SOLE 0 0 0 5,264
SUPER MICRO COMPUTER INC COM 86800U104   260,666 917 SH   SOLE 0 0 0 917
T-MOBILE US INC COM 872590104   223,340 1,393 SH   SOLE 0 0 0 1,393
TEXAS PACIFIC LAND CORPORATI COM 88262P102   2,148,402 1,366 SH   SOLE 0 0 0 1,366
TRANE TECHNOLOGIES PLC SHS G8994E103   312,436 1,281 SH   SOLE 0 0 0 1,281
UNITED RENTALS INC COM 911363109   660,580 1,152 SH   SOLE 0 0 0 1,152
UNITEDHEALTH GROUP INC COM 91324P102   796,023 1,512 SH   SOLE 0 0 0 1,512
VALERO ENERGY CORP COM 91913Y100   517,660 3,982 SH   SOLE 0 0 0 3,982
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   4,628,251 182,574 SH   SOLE 0 0 0 182,574
VANECK ETF TRUST LONG MUNI ETF 92189F536   206,225 11,300 SH   SOLE 0 0 0 11,300
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   918,900 4,185 SH   SOLE 0 0 0 4,185
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,810,160 12,483 SH   SOLE 0 0 0 12,483
VANGUARD INDEX FDS VALUE ETF 922908744   8,910,350 59,601 SH   SOLE 0 0 0 59,601
VANGUARD INDEX FDS MID CAP ETF 922908629   685,357 2,946 SH   SOLE 0 0 0 2,946
VANGUARD INDEX FDS SM CP VAL ETF 922908611   8,185,825 45,484 SH   SOLE 0 0 0 45,484
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,726,480 8,093 SH   SOLE 0 0 0 8,093
VANGUARD INDEX FDS GROWTH ETF 922908736   978,028 3,146 SH   SOLE 0 0 0 3,146
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,708,227 13,068 SH   SOLE 0 0 0 13,068
VANGUARD INDEX FDS TOTAL STK MKT 922908769   355,829 1,500 SH   SOLE 0 0 0 1,500
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   685,918 16,689 SH   SOLE 0 0 0 16,689
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   579,914 8,051 SH   SOLE 0 0 0 8,051
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   1,138,394 17,655 SH   SOLE 0 0 0 17,655
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   673,119 11,990 SH   SOLE 0 0 0 11,990
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   208,204 1,810 SH   SOLE 0 0 0 1,810
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,026,328 39,693 SH   SOLE 0 0 0 39,693
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   360,895 4,450 SH   SOLE 0 0 0 4,450
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,793,209 10,524 SH   SOLE 0 0 0 10,524
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,751,841 30,225 SH   SOLE 0 0 0 30,225
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,235,493 46,670 SH   SOLE 0 0 0 46,670
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   2,006,743 17,977 SH   SOLE 0 0 0 17,977
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   1,675,814 25,204 SH   SOLE 0 0 0 25,204
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   4,359,203 54,943 SH   SOLE 0 0 0 54,943
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   245,438 3,850 SH   SOLE 0 0 0 3,850
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   386,779 1,270 SH   SOLE 0 0 0 1,270
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   758,279 3,440 SH   SOLE 0 0 0 3,440
VANGUARD WORLD FDS INF TECH ETF 92204A702   772,948 1,597 SH   SOLE 0 0 0 1,597
VANGUARD WORLD FDS MATERIALS ETF 92204A801   376,271 1,981 SH   SOLE 0 0 0 1,981
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   460,302 3,910 SH   SOLE 0 0 0 3,910
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   888,732 3,545 SH   SOLE 0 0 0 3,545
VISA INC COM CL A 92826C839   542,830 2,085 SH   SOLE 0 0 0 2,085
WALMART INC COM 931142103   250,033 1,586 SH   SOLE 0 0 0 1,586
YORK WTR CO COM 987184108   475,905 12,323 SH   SOLE 0 0 0 12,323