The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   412,591 3,758 SH   SOLE 0 0 0 3,758
ABBVIE INC COM 00287Y109   1,434,935 8,879 SH   SOLE 0 0 0 8,879
ABRDN ETFS BBRG ALL COMD K1 003261104   1,354,374 61,395 SH   SOLE 0 0 0 61,395
AIR PRODS & CHEMS INC COM 009158106   387,483 1,257 SH   SOLE 0 0 0 1,257
ALPHABET INC CAP STK CL A 02079K305   1,255,513 14,230 SH   SOLE 0 0 0 14,230
AMAZON COM INC COM 023135106   743,736 8,854 SH   SOLE 0 0 0 8,854
AMERICAN CENTY ETF TR US SML CP VALU 025072877   4,701,805 63,103 SH   SOLE 0 0 0 63,103
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   4,446,321 80,331 SH   SOLE 0 0 0 80,331
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   1,488,578 29,506 SH   SOLE 0 0 0 29,506
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   2,709,206 53,979 SH   SOLE 0 0 0 53,979
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   1,706,316 41,496 SH   SOLE 0 0 0 41,496
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   2,056,339 45,585 SH   SOLE 0 0 0 45,585
AMERICAN INTL GROUP INC COM NEW 026874784   245,308 3,879 SH   SOLE 0 0 0 3,879
AMERICAN TOWER CORP NEW COM 03027X100   230,504 1,088 SH   SOLE 0 0 0 1,088
APPLE INC COM 037833100   2,003,159 15,417 SH   SOLE 0 0 0 15,417
ARAVIVE INC COM 03890D108   15,840 12,000 SH   SOLE 0 0 0 12,000
BANK AMERICA CORP COM 060505104   255,809 7,724 SH   SOLE 0 0 0 7,724
BARRICK GOLD CORP COM 067901108   790,624 46,020 SH   SOLE 0 0 0 46,020
BLACKSTONE INC COM 09260D107   204,023 2,750 SH   SOLE 0 0 0 2,750
BROADCOM INC COM 11135F101   314,231 562 SH   SOLE 0 0 0 562
CARLYLE GROUP INC COM 14316J108   340,176 11,400 SH   SOLE 0 0 0 11,400
CHEVRON CORP NEW COM 166764100   782,345 4,359 SH   SOLE 0 0 0 4,359
COCA COLA CO COM 191216100   266,612 4,191 SH   SOLE 0 0 0 4,191
COLGATE PALMOLIVE CO COM 194162103   209,030 2,653 SH   SOLE 0 0 0 2,653
CONSTELLATION BRANDS INC CL A 21036P108   209,502 904 SH   SOLE 0 0 0 904
COSTCO WHSL CORP NEW COM 22160K105   474,760 1,040 SH   SOLE 0 0 0 1,040
CSX CORP COM 126408103   440,350 14,214 SH   SOLE 0 0 0 14,214
DEERE & CO COM 244199105   333,147 777 SH   SOLE 0 0 0 777
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   394,945 8,569 SH   SOLE 0 0 0 8,569
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   2,029,498 48,880 SH   SOLE 0 0 0 48,880
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   9,343,174 195,423 SH   SOLE 0 0 0 195,423
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   802,820 32,411 SH   SOLE 0 0 0 32,411
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   3,108,401 139,955 SH   SOLE 0 0 0 139,955
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   2,846,741 132,345 SH   SOLE 0 0 0 132,345
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   464,267 13,867 SH   SOLE 0 0 0 13,867
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   1,022,999 41,704 SH   SOLE 0 0 0 41,704
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   795,850 32,778 SH   SOLE 0 0 0 32,778
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,336,805 26,135 SH   SOLE 0 0 0 26,135
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   292,619 6,658 SH   SOLE 0 0 0 6,658
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   297,920 9,800 SH   SOLE 0 0 0 9,800
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   396,358 15,829 SH   SOLE 0 0 0 15,829
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   5,467,877 249,106 SH   SOLE 0 0 0 249,106
EATON CORP PLC SHS G29183103   343,250 2,187 SH   SOLE 0 0 0 2,187
EXXON MOBIL CORP COM 30231G102   258,764 2,346 SH   SOLE 0 0 0 2,346
GILEAD SCIENCES INC COM 375558103   206,641 2,407 SH   SOLE 0 0 0 2,407
GLOBAL X FDS US PFD ETF 37954Y657   6,946,741 358,634 SH   SOLE 0 0 0 358,634
HOME DEPOT INC COM 437076102   698,948 2,213 SH   SOLE 0 0 0 2,213
HONEYWELL INTL INC COM 438516106   370,525 1,729 SH   SOLE 0 0 0 1,729
HP INC COM 40434L105   523,965 19,500 SH   SOLE 0 0 0 19,500
INTERNATIONAL BUSINESS MACHS COM 459200101   420,416 2,984 SH   SOLE 0 0 0 2,984
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   425,151 9,700 SH   SOLE 0 0 0 9,700
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   288,475 13,750 SH   SOLE 0 0 0 13,750
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   3,633,170 164,248 SH   SOLE 0 0 0 164,248
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858   9,077,817 389,439 SH   SOLE 0 0 0 389,439
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 MUNI 46138J544   875,000 34,812 SH   SOLE 0 0 0 34,812
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   242,980 1,000 SH   SOLE 0 0 0 1,000
INVESCO QQQ TR UNIT SER 1 46090E103   282,381 1,060 SH   SOLE 0 0 0 1,060
ISHARES TR MSCI EAFE ETF 464287465   351,896 5,361 SH   SOLE 0 0 0 5,361
ISHARES TR CORE S&P MCP ETF 464287507   552,477 2,284 SH   SOLE 0 0 0 2,284
ISHARES TR CORE S&P SCP ETF 464287804   250,134 2,643 SH   SOLE 0 0 0 2,643
ISHARES TR CORE S&P500 ETF 464287200   998,562 2,599 SH   SOLE 0 0 0 2,599
ISHARES TR RUSSELL 2000 ETF 464287655   919,736 5,275 SH   SOLE 0 0 0 5,275
ISHARES TR RUS 2000 VAL ETF 464287630   1,174,535 8,470 SH   SOLE 0 0 0 8,470
ISHARES TR CORE S&P US VLU 464287663   719,578 10,188 SH   SOLE 0 0 0 10,188
ISHARES TR CORE S&P US GWT 464287671   1,282,310 15,730 SH   SOLE 0 0 0 15,730
ISHARES TR GLOBAL ENERG ETF 464287341   1,251,072 32,087 SH   SOLE 0 0 0 32,087
ISHARES TR MSCI EMG MKT ETF 464287234   245,478 6,477 SH   SOLE 0 0 0 6,477
ISHARES TR MRGSTR MD CP VAL 464288406   365,661 5,893 SH   SOLE 0 0 0 5,893
ISHARES TR SELECT DIVID ETF 464287168   371,207 3,078 SH   SOLE 0 0 0 3,078
ISHARES TR INTL SEL DIV ETF 464288448   792,121 29,165 SH   SOLE 0 0 0 29,165
ISHARES TR PFD AND INCM SEC 464288687   3,222,442 105,550 SH   SOLE 0 0 0 105,550
ISHARES TR NATIONAL MUN ETF 464288414   316,560 3,000 SH   SOLE 0 0 0 3,000
ISHARES TR JPMORGAN USD EMG 464288281   1,108,129 13,100 SH   SOLE 0 0 0 13,100
ISHARES TR EAFE SML CP ETF 464288273   330,182 5,846 SH   SOLE 0 0 0 5,846
ISHARES TR EAFE VALUE ETF 464288877   2,731,007 59,525 SH   SOLE 0 0 0 59,525
ISHARES TR EAFE GRWTH ETF 464288885   711,960 8,500 SH   SOLE 0 0 0 8,500
ISHARES TR MSCI INTL VLU FT 46435G409   279,847 12,078 SH   SOLE 0 0 0 12,078
ISHARES TR GLOBAL REIT ETF 46434V647   1,951,334 85,924 SH   SOLE 0 0 0 85,924
ISHARES TR EXPONENTIAL TECH 46434V381   223,113 4,713 SH   SOLE 0 0 0 4,713
ISHARES TR CORE MSCI TOTAL 46432F834   1,420,954 24,550 SH   SOLE 0 0 0 24,550
ISHARES TR CORE MSCI EAFE 46432F842   372,922 6,050 SH   SOLE 0 0 0 6,050
ISHARES TR SHRT NAT MUN ETF 464288158   206,455 1,980 SH   SOLE 0 0 0 1,980
ISHARES TR CORE HIGH DV ETF 46429B663   1,440,076 13,815 SH   SOLE 0 0 0 13,815
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   3,084,606 61,039 SH   SOLE 0 0 0 61,039
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   349,005 6,962 SH   SOLE 0 0 0 6,962
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274   335,301 7,337 SH   SOLE 0 0 0 7,337
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   277,899 5,100 SH   SOLE 0 0 0 5,100
JOHNSON & JOHNSON COM 478160104   582,839 3,299 SH   SOLE 0 0 0 3,299
JPMORGAN CHASE & CO COM 46625H100   676,400 5,044 SH   SOLE 0 0 0 5,044
L3HARRIS TECHNOLOGIES INC COM 502431109   212,374 1,020 SH   SOLE 0 0 0 1,020
LEIDOS HOLDINGS INC COM 525327102   665,116 6,323 SH   SOLE 0 0 0 6,323
LILLY ELI & CO COM 532457108   531,931 1,454 SH   SOLE 0 0 0 1,454
LOCKHEED MARTIN CORP COM 539830109   299,191 615 SH   SOLE 0 0 0 615
M & T BK CORP COM 55261F104   249,648 1,721 SH   SOLE 0 0 0 1,721
MEDICAL PPTYS TRUST INC COM 58463J304   281,564 25,275 SH   SOLE 0 0 0 25,275
MERCK & CO INC COM 58933Y105   736,589 6,639 SH   SOLE 0 0 0 6,639
MICROSOFT CORP COM 594918104   1,888,373 7,874 SH   SOLE 0 0 0 7,874
NVIDIA CORPORATION COM 67066G104   453,326 3,102 SH   SOLE 0 0 0 3,102
PATTERSON COS INC COM 703395103   221,353 7,897 SH   SOLE 0 0 0 7,897
PEPSICO INC COM 713448108   261,363 1,447 SH   SOLE 0 0 0 1,447
PFIZER INC COM 717081103   701,166 13,684 SH   SOLE 0 0 0 13,684
PNC FINL SVCS GROUP INC COM 693475105   273,504 1,732 SH   SOLE 0 0 0 1,732
PROCTER AND GAMBLE CO COM 742718109   341,768 2,255 SH   SOLE 0 0 0 2,255
QUALCOMM INC COM 747525103   327,731 2,981 SH   SOLE 0 0 0 2,981
RAYMOND JAMES FINL INC COM 754730109   213,700 2,000 SH   SOLE 0 0 0 2,000
SALESFORCE INC COM 79466L302   281,621 2,124 SH   SOLE 0 0 0 2,124
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   604,260 18,760 SH   SOLE 0 0 0 18,760
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   497,327 11,015 SH   SOLE 0 0 0 11,015
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,644,748 40,601 SH   SOLE 0 0 0 40,601
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   229,352 4,128 SH   SOLE 0 0 0 4,128
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,500,635 22,730 SH   SOLE 0 0 0 22,730
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,743,084 36,313 SH   SOLE 0 0 0 36,313
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,937,776 29,535 SH   SOLE 0 0 0 29,535
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   537,130 17,068 SH   SOLE 0 0 0 17,068
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722   399,023 10,805 SH   SOLE 0 0 0 10,805
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   4,850,395 155,163 SH   SOLE 0 0 0 155,163
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   4,836,548 103,522 SH   SOLE 0 0 0 103,522
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   1,903,500 76,816 SH   SOLE 0 0 0 76,816
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   6,302,071 216,790 SH   SOLE 0 0 0 216,790
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   3,624,621 67,826 SH   SOLE 0 0 0 67,826
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   427,945 12,513 SH   SOLE 0 0 0 12,513
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   576,157 4,630 SH   SOLE 0 0 0 4,630
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   309,059 2,275 SH   SOLE 0 0 0 2,275
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   255,091 1,975 SH   SOLE 0 0 0 1,975
SIRIUS XM HOLDINGS INC COM 82968B103   159,917 27,383 SH   SOLE 0 0 0 27,383
SORRENTO THERAPEUTICS INC COM NEW 83587F202   105,806 119,420 SH   SOLE 0 0 0 119,420
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,671,000 12,214 SH   SOLE 0 0 0 12,214
SPDR SER TR S&P 600 SMCP VAL 78464A300   3,971,958 53,516 SH   SOLE 0 0 0 53,516
SPDR SER TR S&P DIVID ETF 78464A763   243,714 1,948 SH   SOLE 0 0 0 1,948
SPDR SER TR S&P BIOTECH 78464A870   525,390 6,330 SH   SOLE 0 0 0 6,330
SPDR SER TR BLOOMBERG EMERGI 78464A391   473,990 23,054 SH   SOLE 0 0 0 23,054
TEXAS PACIFIC LAND CORPORATI COM 88262P102   3,296,637 1,406 SH   SOLE 0 0 0 1,406
TRANE TECHNOLOGIES PLC SHS G8994E103   224,232 1,334 SH   SOLE 0 0 0 1,334
UNITED RENTALS INC COM 911363109   439,655 1,237 SH   SOLE 0 0 0 1,237
UNITEDHEALTH GROUP INC COM 91324P102   851,999 1,607 SH   SOLE 0 0 0 1,607
VALERO ENERGY CORP COM 91913Y100   624,024 4,919 SH   SOLE 0 0 0 4,919
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   6,295,099 259,806 SH   SOLE 0 0 0 259,806
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,834,931 10,915 SH   SOLE 0 0 0 10,915
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,182,365 6,442 SH   SOLE 0 0 0 6,442
VANGUARD INDEX FDS GROWTH ETF 922908736   722,017 3,388 SH   SOLE 0 0 0 3,388
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   329,860 1,835 SH   SOLE 0 0 0 1,835
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,542,647 18,801 SH   SOLE 0 0 0 18,801
VANGUARD INDEX FDS VALUE ETF 922908744   7,329,981 52,219 SH   SOLE 0 0 0 52,219
VANGUARD INDEX FDS MID CAP ETF 922908629   596,144 2,925 SH   SOLE 0 0 0 2,925
VANGUARD INDEX FDS SM CP VAL ETF 922908611   8,531,763 53,726 SH   SOLE 0 0 0 53,726
VANGUARD INDEX FDS TOTAL STK MKT 922908769   410,293 2,146 SH   SOLE 0 0 0 2,146
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   707,058 18,139 SH   SOLE 0 0 0 18,139
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   488,095 7,585 SH   SOLE 0 0 0 7,585
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   489,116 9,755 SH   SOLE 0 0 0 9,755
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   206,134 2,005 SH   SOLE 0 0 0 2,005
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   1,091,336 19,685 SH   SOLE 0 0 0 19,685
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   309,313 6,250 SH   SOLE 0 0 0 6,250
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,630,915 10,740 SH   SOLE 0 0 0 10,740
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,957,602 37,850 SH   SOLE 0 0 0 37,850
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,906,865 45,434 SH   SOLE 0 0 0 45,434
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   516,806 8,475 SH   SOLE 0 0 0 8,475
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   1,626,797 27,309 SH   SOLE 0 0 0 27,309
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   3,977,086 57,117 SH   SOLE 0 0 0 57,117
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,762,280 16,286 SH   SOLE 0 0 0 16,286
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   385,475 1,760 SH   SOLE 0 0 0 1,760
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   708,643 3,880 SH   SOLE 0 0 0 3,880
VANGUARD WORLD FDS INF TECH ETF 92204A702   589,950 1,847 SH   SOLE 0 0 0 1,847
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   219,235 2,650 SH   SOLE 0 0 0 2,650
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   205,625 2,500 SH   SOLE 0 0 0 2,500
VANGUARD WORLD FDS ENERGY ETF 92204A306   596,698 4,920 SH   SOLE 0 0 0 4,920
VANGUARD WORLD FDS MATERIALS ETF 92204A801   501,409 2,946 SH   SOLE 0 0 0 2,946
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   899,429 3,626 SH   SOLE 0 0 0 3,626
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   249,041 1,300 SH   SOLE 0 0 0 1,300
VISA INC COM CL A 92826C839   470,992 2,267 SH   SOLE 0 0 0 2,267
YORK WTR CO COM 987184108   610,742 13,578 SH   SOLE 0 0 0 13,578