The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number:3235-0006
Expires:Oct 31, 2018
Estimated average burden
hours per response:23.8

COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
ISHARES TRCORE S&P MCP ETF4642875071,1294,338SH SOLE0004,338
ISHARES TRS&P MC 400VL ETF4642877056576,442SH SOLE0006,442
ISHARES TRCORE S&P SCP ETF4642878049728,957SH SOLE0008,957
ISHARES TRCORE S&P500 ETF4642872003,0827,747SH SOLE0007,747
ISHARES TRRUSSELL 2000 ETF4642876551,5967,225SH SOLE0007,225
SPDR S&P 500 ETF TRTR UNIT78462F1033,8199,636SH SOLE0009,636
SELECT SECTOR SPDR TRSBI INT-UTILS81369Y88677412,094SH SOLE00012,094
ADOBE SYSTEMS INCORPORATEDCOM00724F1016111,286SH SOLE0001,286
AMERICAN INTL GROUP INCCOM NEW02687478463713,791SH SOLE00013,791
AMAZON COM INCCOM0231351062,512812SH SOLE000812
BRISTOL-MYERS SQUIBB COCOM1101221084256,738SH SOLE0006,738
INVESCO QQQ TRUNIT SER 146090E103274860SH SOLE000860
ABBOTT LABSCOM0028241002952,464SH SOLE0002,464
ADVANCED MICRO DEVICES INCCOM0079031074285,452SH SOLE0005,452
QUALCOMM INCCOM7475251036885,191SH SOLE0005,191
DISNEY WALT COCOM2546871063021,634SH SOLE0001,634
HONEYWELL INTL INCCOM4385161067203,316SH SOLE0003,316
JOHNSON & JOHNSONCOM4781601049896,015SH SOLE0006,015
PFIZER INCCOM71708110366818,425SH SOLE00018,425
ISHARES TRMSCI EAFE ETF46428746595712,618SH SOLE00012,618
CHEVRON CORP NEWCOM1667641005315,069SH SOLE0005,069
MICROSOFT CORPCOM5949181043,91816,616SH SOLE00016,616
VODAFONE GROUP PLC NEWSPONSORED ADR92857W30856230,475SH SOLE00030,475
AT&T INCCOM00206R10250316,619SH SOLE00016,619
TRUIST FINL CORPCOM89832Q10959210,150SH SOLE00010,150
CISCO SYS INCCOM17275R1023276,333SH SOLE0006,333
INTERNATIONAL BUSINESS MACHSCOM4592001016895,170SH SOLE0005,170
COCA COLA COCOM1912161003075,832SH SOLE0005,832
LOCKHEED MARTIN CORPCOM5398301094491,216SH SOLE0001,216
PEPSICO INCCOM7134481082271,608SH SOLE0001,608
VERIZON COMMUNICATIONS INCCOM92343V1044708,082SH SOLE0008,082
SPDR SER TRS&P 600 SMCP VAL78464A3003,30540,305SH SOLE00040,305
SELECT SECTOR SPDR TRSBI INT-FINL81369Y60536010,567SH SOLE00010,567
SELECT SECTOR SPDR TRSBI CONS STPLS81369Y3082483,628SH SOLE0003,628
SELECT SECTOR SPDR TRSBI HEALTHCARE81369Y2093002,569SH SOLE0002,569
VANGUARD SPECIALIZED FUNDSDIV APP ETF9219088441,1898,086SH SOLE0008,086
DEERE & COCOM2441991057862,101SH SOLE0002,101
BK OF AMERICA CORPCOM0605051042897,459SH SOLE0007,459
WALMART INCCOM9311421036454,747SH SOLE0004,747
TEXAS INSTRS INCCOM8825081042171,146SH SOLE0001,146
COLGATE PALMOLIVE COCOM1941621032593,288SH SOLE0003,288
COSTCO WHSL CORP NEWCOM22160K1055751,630SH SOLE0001,630
LILLY ELI & COCOM5324571083431,837SH SOLE0001,837
MERCK & CO. INCCOM58933Y1055256,805SH SOLE0006,805
MICRON TECHNOLOGY INCCOM5951121032242,534SH SOLE0002,534
PROCTER AND GAMBLE COCOM7427181094663,439SH SOLE0003,439
KIMBERLY-CLARK CORPCOM4943681035824,184SH SOLE0004,184
GILEAD SCIENCES INCCOM3755581035798,951SH SOLE0008,951
HOME DEPOT INCCOM4370761021,0733,514SH SOLE0003,514
TRANE TECHNOLOGIES PLCSHSG8994E1032261,367SH SOLE0001,367
NIKE INCCL B6541061033902,933SH SOLE0002,933
JPMORGAN CHASE & COCOM46625H1001,0887,145SH SOLE0007,145
HP INCCOM40434L10543713,775SH SOLE00013,775
UNITEDHEALTH GROUP INCCOM91324P1027812,099SH SOLE0002,099
AMERICAN TOWER CORP NEWCOM03027X1004151,735SH SOLE0001,735
COMCAST CORP NEWCL A20030N10166712,326SH SOLE00012,326
NEXTERA ENERGY INCCOM65339F1012653,508SH SOLE0003,508
CONSTELLATION BRANDS INCCL A21036P1084732,076SH SOLE0002,076
CSX CORPCOM1264081035175,360SH SOLE0005,360
APPLE INCCOM0378331002,46320,164SH SOLE00020,164
LAM RESEARCH CORPCOM5128071086241,049SH SOLE0001,049
VANGUARD WORLD FDSCONSUM STP ETF92204A2077574,250SH SOLE0004,250
ISHARES TRMSCI EMG MKT ETF46428723456910,666SH SOLE00010,666
GENERAL MLS INCCOM3703341043505,709SH SOLE0005,709
KELLOGG COCOM4878361082984,700SH SOLE0004,700
S&P GLOBAL INCCOM78409V104223633SH SOLE000633
VANGUARD INTL EQUITY INDEX FFTSE EMR MKT ETF9220428584,74791,191SH SOLE00091,191
TEXAS PACIFIC LAND CORPORATICOM88262P1023,1501,982SH SOLE0001,982
PNC FINL SVCS GROUP INCCOM6934751052821,609SH SOLE0001,609
CME GROUP INCCOM12572Q1054642,272SH SOLE0002,272
BOSTON SCIENTIFIC CORPCOM10113710742510,985SH SOLE00010,985
ISHARES TRTIPS BD ETF4642871767185,725SH SOLE0005,725
AIR PRODS & CHEMS INCCOM0091581066412,277SH SOLE0002,277
NVIDIA CORPORATIONCOM67066G1048551,602SH SOLE0001,602
V F CORPCOM9182041083484,351SH SOLE0004,351
EATON CORP PLCSHSG291831032511,817SH SOLE0001,817
UNITED RENTALS INCCOM9113631094121,250SH SOLE0001,250
MOODYS CORPCOM615369105225754SH SOLE000754
ALPHABET INCCAP STK CL A02079K3052,4981,211SH SOLE0001,211
VANGUARD INTL EQUITY INDEX FFTSE PACIFIC ETF9220428661,13513,895SH SOLE00013,895
VANGUARD INDEX FDSVALUE ETF9229087444,92637,469SH SOLE00037,469
REGENERON PHARMACEUTICALSCOM75886F107263556SH SOLE000556
VANGUARD WORLD FDSHEALTH CAR ETF92204A5041,1384,976SH SOLE0004,976
VANGUARD INDEX FDSMID CAP ETF9229086291,0554,766SH SOLE0004,766
VANGUARD INDEX FDSSM CP VAL ETF9229086116,16137,201SH SOLE00037,201
VANGUARD WORLD FDSMATERIALS ETF92204A8015223,020SH SOLE0003,020
LAS VEGAS SANDS CORPCOM5178341073886,380SH SOLE0006,380
VANGUARD INDEX FDSSMALL CP ETF9229087512,31310,804SH SOLE00010,804
VANGUARD INDEX FDSGROWTH ETF9229087362,0658,033SH SOLE0008,033
VANGUARD WORLD FDSFINANCIALS ETF92204A4052112,500SH SOLE0002,500
VIACOMCBS INCCL B92556H2064429,810SH SOLE0009,810
SPDR SER TRS&P DIVID ETF78464A7637146,048SH SOLE0006,048
ISHARES TREAFE VALUE ETF4642888772,44647,989SH SOLE00047,989
ISHARES TREAFE GRWTH ETF4642888859529,475SH SOLE0009,475
VANGUARD WORLD FDSCOMM SRVC ETF92204A8841,62812,525SH SOLE00012,525
M & T BK CORPCOM55261F1043392,235SH SOLE0002,235
VANGUARD WORLD FDSINF TECH ETF92204A7021,4794,125SH SOLE0004,125
YORK WTR COCOM9871841082495,090SH SOLE0005,090
VANGUARD WORLD FDSCONSUM DIS ETF92204A1081,3274,493SH SOLE0004,493
VANGUARD WORLD FDSINDUSTRIAL ETF92204A6031,0605,601SH SOLE0005,601
VANGUARD INTL EQUITY INDEX FFTSE EUROPE ETF9220428741,68526,750SH SOLE00026,750
WISDOMTREE TRINTL SMCAP DIV97717W7603,05642,315SH SOLE00042,315
VANGUARD INDEX FDSLARGE CAP ETF9229086372411,300SH SOLE0001,300
VANGUARD INDEX FDSMCAP GR IDXVIP9229085381,0254,777SH SOLE0004,777
ISHARES TRPFD AND INCM SEC46428868748212,546SH SOLE00012,546
ISHARES TRINTL SEL DIV ETF4642884481,38944,110SH SOLE00044,110
VANGUARD WHITEHALL FDSHIGH DIV YLD9219464061,31212,983SH SOLE00012,983
VANGUARD TAX-MANAGED INTL FDFTSE DEV MKT ETF9219438581,04321,245SH SOLE00021,245
ISHARES TRNATIONAL MUN ETF4642884148,36272,059SH SOLE00072,059
ISHARES TREAFE SML CP ETF46428827378410,909SH SOLE00010,909
VISA INCCOM CL A92826C8399384,431SH SOLE0004,431
PHILIP MORRIS INTL INCCOM7181721094094,608SH SOLE0004,608
TAKEDA PHARMACEUTICAL CO LTDSPONSORED ADS87406020554429,800SH SOLE00029,800
ISHARES TRSHRT NAT MUN ETF4642881581,77416,450SH SOLE00016,450
BROADCOM INCCOM11135F101236510SH SOLE000510
ABERDEEN STD GOLD ETF TRPHYSCL GOLD SHS00326A10475045,718SH SOLE00045,718
SCHWAB STRATEGIC TRINTL EQTY ETF80852480557515,273SH SOLE00015,273
SCHWAB STRATEGIC TRUS LRG CAP ETF8085242011,00810,497SH SOLE00010,497
SCHWAB STRATEGIC TRUS SML CAP ETF8085246073,02830,376SH SOLE00030,376
SCHWAB STRATEGIC TRUS LCAP GR ETF8085243003,94630,405SH SOLE00030,405
SORRENTO THERAPEUTICS INCCOM NEW83587F20218822,685SH SOLE00022,685
SCHWAB STRATEGIC TRINTL SCEQT ETF8085248883,18680,832SH SOLE00080,832
SCHWAB STRATEGIC TREMRG MKTEQ ETF8085247061,32341,640SH SOLE00041,640
VANECK VECTORS ETF TRJP MORGAN MKTS92189H3004,910160,041SH SOLE000160,041
VANGUARD ADMIRAL FDS INCMIDCP 400 IDX9219328854062,299SH SOLE0002,299
VANGUARD SCOTTSDALE FDSVNG RUS1000GRW92206C680219875SH SOLE000875
VANGUARD INDEX FDSS&P 500 ETF SHS9229083634,03211,067SH SOLE00011,067
ABERDEEN STD PRECIOUS METALSPHYSCL PM BASKET0032631006657,179SH SOLE0007,179
SHOPIFY INCCL A82509L107425384SH SOLE000384
SCHWAB STRATEGIC TRUS MID-CAP ETF8085245083,05541,046SH SOLE00041,046
SPDR SER TRBLOMBRG BRC EMRG78464A3912,967114,041SH SOLE000114,041
INVESCO EXCH TRADED FD TR IISR LN ETF46138G50848722,000SH SOLE00022,000
SPDR SER TRCOMP SOFTWARE78464A5994723,000SH SOLE0003,000
SCHWAB STRATEGIC TRUS DIVIDEND EQ8085247972,42133,207SH SOLE00033,207
SPDR SER TRPORTFOLIO SH TSR78468R10199932,573SH SOLE00032,573
FACEBOOK INCCL A30303M1021,1864,028SH SOLE0004,028
ISHARES TRCORE MSCI EAFE46432F8422062,853SH SOLE0002,853
ABBVIE INCCOM00287Y1091,93017,834SH SOLE00017,834
INVESCO EXCH TRD SLF IDX FDBULSHS 2021 CB46138J70076436,135SH SOLE00036,135
INVESCO EXCH TRD SLF IDX FDBULSHS 2022 CB46138J88279936,911SH SOLE00036,911
ISHARES TR0-5YR INVT GR CP46434V1003,92175,716SH SOLE00075,716
ISHARES TRGLOBAL REIT ETF46434V6472228,714SH SOLE0008,714
INVESCO EXCH TRD SLF IDX FDBULSHS 2023 CB46138J86644720,551SH SOLE00020,551
INVESCO EXCH TRD SLF IDX FDBULSHS 2022 HY46138J8745,741245,857SH SOLE000245,857
INVESCO EXCH TRD SLF IDX FDBULSHS 2021 HY46138J8094,074176,662SH SOLE000176,662
ISHARES TREXPONENTIAL TECH46434V3812794,713SH SOLE0004,713
PAYPAL HLDGS INCCOM70450Y1033671,512SH SOLE0001,512
VANGUARD MUN BD FDSTAX EXEMPT BD9229077461,26823,207SH SOLE00023,207
INVESCO EXCH TRD SLF IDX FDBULSHS 2023 HY46138J8581,54160,915SH SOLE00060,915
SQUARE INCCL A852234103215948SH SOLE000948
ISHARES TRMSCI INTL VLU FT46435G40940415,986SH SOLE00015,986
VANGUARD WHITEHALL FDSINTL HIGH ETF9219467944506,870SH SOLE0006,870
VANGUARD WHITEHALL FDSINTL DVD ETF9219468102,59731,352SH SOLE00031,352
INVESCO EXCH TRD SLF IDX FDBULSHS 2024 HY46138J83345318,141SH SOLE00018,141
ETFS TRBBRG ALL COMD K100326110474732,075SH SOLE00032,075
J P MORGAN EXCHANGE-TRADED FULTRA SHRT INC46641Q8372474,867SH SOLE0004,867
GLOBAL X FDSUS PFD ETF37954Y65710,274402,746SH SOLE000402,746
HARTFORD FDS EXCHANGE TRADEDTOTAL RTRN ETF41653L3052015,000SH SOLE0005,000
HARTFORD FDS EXCHANGE TRADEDMUN OPORTUNITE41653L5031,06125,501SH SOLE00025,501
J P MORGAN EXCHANGE-TRADED FULTRA SHT MUNCPL46641Q6542,08040,755SH SOLE00040,755
J P MORGAN EXCHANGE-TRADED FMUNICIPAL ETF46641Q6471,64330,124SH SOLE00030,124
OTIS WORLDWIDE CORPCOM68902V1073755,476SH SOLE0005,476
DIMENSIONAL ETF TRUSTINTL CORE EQT MK25434V2032,50189,701SH SOLE00089,701
SORRENTO THERAPEUTICS INCCOM NEW83587F202234,000SHCallSOLE0004,000
DIMENSIONAL ETF TRUSTEMGR CRE EQT MNG25434V3022,05973,338SH SOLE00073,338
SORRENTO THERAPEUTICS INCCOM NEW83587F20261,000SHCallSOLE0001,000