The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   572,733 4,785 SH   SOLE   0 0 4,785
ALPHABET INC CAP STK CL C 02079K107   302,425 2,500 SH   SOLE   0 0 2,500
AMAZON COM INC COM 023135106   445,831 3,420 SH   SOLE   0 0 3,420
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   200,100 10,000 SH   SOLE   0 0 10,000
APPLE INC COM 037833100   4,974,368 25,645 SH   SOLE   0 0 25,645
AT&T INC COM 00206R102   293,596 18,407 SH   SOLE   0 0 18,407
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   959,233 2,813 SH   SOLE   0 0 2,813
CHEVRON CORP NEW COM 166764100   342,971 2,180 SH   SOLE   0 0 2,180
CONSOLIDATED EDISON INC COM 209115104   267,316 2,957 SH   SOLE   0 0 2,957
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408   2,998,016 75,650 SH   SOLE   0 0 75,650
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   463,473 10,493 SH   SOLE   0 0 10,493
FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868   1,796,932 75,185 SH   SOLE   0 0 75,185
ISHARES INC CORE MSCI EMKT 46434G103   2,382,110 48,328 SH   SOLE   0 0 48,328
ISHARES TR 10-20 YR TRS ETF 464288653   1,121,325 10,123 SH   SOLE   0 0 10,123
ISHARES TR 20 YR TR BD ETF 464287432   5,843,230 56,763 SH   SOLE   0 0 56,763
ISHARES TR A RATE CP BD ETF 46429B291   1,413,135 29,952 SH   SOLE   0 0 29,952
ISHARES TR CORE DIV GRWTH 46434V621   1,472,244 28,571 SH   SOLE   0 0 28,571
ISHARES TR CORE MSCI EAFE 46432F842   551,452 8,170 SH   SOLE   0 0 8,170
ISHARES TR CORE S&P TTL STK 464287150   1,609,632 16,452 SH   SOLE   0 0 16,452
ISHARES TR CORE TOTAL USD 46434V613   556,553 12,240 SH   SOLE   0 0 12,240
ISHARES TR EAFE GRWTH ETF 464288885   3,884,967 40,719 SH   SOLE   0 0 40,719
ISHARES TR EAFE VALUE ETF 464288877   3,818,088 78,016 SH   SOLE   0 0 78,016
ISHARES TR EUROPE ETF 464287861   1,600,905 31,676 SH   SOLE   0 0 31,676
ISHARES TR GLOB HLTHCRE ETF 464287325   772,389 9,088 SH   SOLE   0 0 9,088
ISHARES TR GNMA BOND ETF 46429B333   590,788 13,476 SH   SOLE   0 0 13,476
ISHARES TR IBOXX INV CP ETF 464287242   6,597,020 61,004 SH   SOLE   0 0 61,004
ISHARES TR INTL DIV GRWTH 46435G524   1,831,623 29,533 SH   SOLE   0 0 29,533
ISHARES TR JPMORGAN USD EMG 464288281   641,690 7,415 SH   SOLE   0 0 7,415
ISHARES TR MBS ETF 464288588   3,003,950 32,209 SH   SOLE   0 0 32,209
ISHARES TR MSCI EMG MKT ETF 464287234   760,739 19,230 SH   SOLE   0 0 19,230
ISHARES TR MSCI INTL VLU FT 46435G409   3,982,060 156,466 SH   SOLE   0 0 156,466
ISHARES TR MSCI USA MIN VOL 46429B697   3,602,563 48,467 SH   SOLE   0 0 48,467
ISHARES TR MSCI USA QLT FCT 46432F339   3,996,348 29,631 SH   SOLE   0 0 29,631
ISHARES TR RUS 1000 ETF 464287622   648,603 2,661 SH   SOLE   0 0 2,661
ISHARES TR RUS 1000 VAL ETF 464287598   301,584 1,911 SH   SOLE   0 0 1,911
ISHARES TR RUS TOP 200 ETF 464289446   4,678,190 43,869 SH   SOLE   0 0 43,869
ISHARES TR S&P 100 ETF 464287101   444,558 2,147 SH   SOLE   0 0 2,147
ISHARES TR S&P 500 GRWT ETF 464287309   15,058,575 213,657 SH   SOLE   0 0 213,657
ISHARES TR S&P 500 VAL ETF 464287408   303,259 1,881 SH   SOLE   0 0 1,881
ISHARES TR S&P SML 600 GWT 464287887   321,919 2,801 SH   SOLE   0 0 2,801
ISHARES TR SHRT NAT MUN ETF 464288158   313,785 3,016 SH   SOLE   0 0 3,016
ISHARES TR U S EQUITY FACTR 46434V282   17,997,601 403,896 SH   SOLE   0 0 403,896
ISHARES TR U.S. ENERGY ETF 464287796   227,467 5,310 SH   SOLE   0 0 5,310
ISHARES TR U.S. TECH ETF 464287721   3,740,203 34,355 SH   SOLE   0 0 34,355
ISHARES TR US HLTHCARE ETF 464287762   921,755 3,289 SH   SOLE   0 0 3,289
ISHARES TR US INFRASTRUC 46435U713   914,489 23,400 SH   SOLE   0 0 23,400
JPMORGAN CHASE & CO COM 46625H100   224,078 1,541 SH   SOLE   0 0 1,541
META PLATFORMS INC CL A 30303M102   207,389 723 SH   SOLE   0 0 723
MICROSOFT CORP COM 594918104   905,719 2,660 SH   SOLE   0 0 2,660
NEXTERA ENERGY INC COM 65339F101   201,733 2,719 SH   SOLE   0 0 2,719
PHILIP MORRIS INTL INC COM 718172109   233,945 2,396 SH   SOLE   0 0 2,396
PIMCO ETF TR INV GRD CRP BD 72201R817   266,813 2,813 SH   SOLE   0 0 2,813
RESMED INC COM 761152107   304,286 1,393 SH   SOLE   0 0 1,393
REWALK ROBOTICS LTD SHS M8216Q200   11,400 19,000 SH   SOLE   0 0 19,000
ROBLOX CORP CL A 771049103   293,465 7,282 SH   SOLE   0 0 7,282
SPDR SER TR BLOOMBERG HIGH Y 78468R622   1,873,363 20,356 SH   SOLE   0 0 20,356
SPDR SER TR NUVEEN BLMBRG SH 78468R739   467,065 9,927 SH   SOLE   0 0 9,927
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,264,481 50,559 SH   SOLE   0 0 50,559
SPDR SER TR PORTFOLIO CRPORT 78464A144   3,360,444 116,379 SH   SOLE   0 0 116,379
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,643,631 52,641 SH   SOLE   0 0 52,641
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   311,740 2,939 SH   SOLE   0 0 2,939
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   2,672,961 25,761 SH   SOLE   0 0 25,761
VERIZON COMMUNICATIONS INC COM 92343V104   390,279 10,494 SH   SOLE   0 0 10,494
VISA INC COM CL A 92826C839   211,551 891 SH   SOLE   0 0 891
WISDOMTREE TR EM EX ST-OWNED 97717X578   4,529,093 162,043 SH   SOLE   0 0 162,043
WISDOMTREE TR GLB US QTLY DIV 97717W844   7,637,739 213,226 SH   SOLE   0 0 213,226
WISDOMTREE TR US HIGH DIVIDEND 97717W208   1,535,241 19,294 SH   SOLE   0 0 19,294
WISDOMTREE TR US LARGECAP DIVD 97717W307   10,124,285 159,187 SH   SOLE   0 0 159,187
WORLD GOLD TR SPDR GLD MINIS 98149E303   285,142 7,486 SH   SOLE   0 0 7,486