The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIR PRODS & CHEMS INC COM 009158106 1,163 4,838 SH   SOLE   4,838 0 0
AMAZON COM INC COM 023135106 1,163 10,950 SH   SOLE   10,950 0 0
AMGEN INC COM 031162100 938 3,855 SH   SOLE   3,855 0 0
APPLE INC COM 037833100 1,050 7,681 SH   SOLE   7,681 0 0
AT&T INC COM 00206R102 964 46,001 SH   SOLE   46,001 0 0
BANK NOVA SCOTIA B C COM 064149107 668 11,285 SH   SOLE   11,285 0 0
BK OF AMERICA CORP COM 060505104 1,521 48,850 SH   SOLE   48,850 0 0
BLACKROCK INC COM 09247X101 2,048 3,362 SH   SOLE   3,362 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 2,612 33,929 SH   SOLE   33,929 0 0
BROADCOM INC COM 11135F101 3,078 6,335 SH   SOLE   6,335 0 0
CHEVRON CORP NEW COM 166764100 1,910 13,196 SH   SOLE   13,196 0 0
CITIGROUP INC COM NEW 172967424 2,502 54,395 SH   SOLE   54,395 0 0
COMCAST CORP NEW CL A 20030N101 670 17,062 SH   SOLE   17,062 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 2,111 12,538 SH   SOLE   12,538 0 0
CSX CORP COM 126408103 1,859 63,964 SH   SOLE   63,964 0 0
DEERE & CO COM 244199105 1,651 5,513 SH   SOLE   5,513 0 0
EATON CORP PLC SHS G29183103 1,756 13,937 SH   SOLE   13,937 0 0
EMERSON ELEC CO COM 291011104 2,255 28,349 SH   SOLE   28,349 0 0
EXXON MOBIL CORP COM 30231G102 5,195 60,664 SH   SOLE   60,664 0 0
FIFTH THIRD BANCORP COM 316773100 2,622 78,036 SH   SOLE   78,036 0 0
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 2,426 36,809 SH   SOLE   36,809 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 2,083 16,401 SH   SOLE   16,401 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 2,840 121,467 SH   SOLE   121,467 0 0
FRANKLIN TEMPLETON ETF TR FTSE UNTD KGDM 35473P678 618 27,731 SH   SOLE   27,731 0 0
GENERAL ELECTRIC CO COM NEW 369604301 554 8,695 SH   SOLE   8,695 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 1,329 100,241 SH   SOLE   100,241 0 0
HOME DEPOT INC COM 437076102 1,412 5,147 SH   SOLE   5,147 0 0
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 209 11,266 SH   SOLE   11,266 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 3,076 131,223 SH   SOLE   131,223 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 437 35,434 SH   SOLE   35,434 0 0
ISHARES INC CORE MSCI EMKT 46434G103 14,338 292,254 SH   SOLE   292,254 0 0
ISHARES INC MSCI CDA ETF 464286509 2,192 65,085 SH   SOLE   65,085 0 0
ISHARES INC MSCI EURZONE ETF 464286608 7,547 207,629 SH   SOLE   207,629 0 0
ISHARES INC MSCI PAC JP ETF 464286665 3,986 95,730 SH   SOLE   95,730 0 0
ISHARES INC MSCI SWEDEN ETF 464286756 592 19,432 SH   SOLE   19,432 0 0
ISHARES INC MSCI SWITZERLAND 464286749 2,482 59,761 SH   SOLE   59,761 0 0
ISHARES TR CORE MSCI EAFE 46432F842 11,978 203,533 SH   SOLE   203,533 0 0
ISHARES TR CORE S&P SCP ETF 464287804 829 8,971 SH   SOLE   8,971 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1,818 16,523 SH   SOLE   16,523 0 0
ISHARES TR ISHARES BIOTECH 464287556 2,830 24,055 SH   SOLE   24,055 0 0
ISHARES TR MBS ETF 464288588 5,312 54,485 SH   SOLE   54,485 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 5,165 172,411 SH   SOLE   172,411 0 0
ISHARES TR TIPS BD ETF 464287176 420 3,685 SH   SOLE   3,685 0 0
JOHNSON & JOHNSON COM 478160104 3,172 17,872 SH   SOLE   17,872 0 0
JPMORGAN CHASE & CO COM 46625H100 2,432 21,596 SH   SOLE   21,596 0 0
KINDER MORGAN INC DEL COM 49456B101 2,152 128,388 SH   SOLE   128,388 0 0
KRANESHARES TR EMRNG MKT CONS 500767876 466 29,829 SH   SOLE   29,829 0 0
LILLY ELI & CO COM 532457108 1,173 3,618 SH   SOLE   3,618 0 0
MAGNA INTL INC COM 559222401 1,173 21,374 SH   SOLE   21,374 0 0
MANNKIND CORP COM NEW 56400P706 187 49,140 SH   SOLE   49,140 0 0
MCDONALDS CORP COM 580135101 928 3,759 SH   SOLE   3,759 0 0
MEDTRONIC PLC SHS G5960L103 2,494 27,793 SH   SOLE   27,793 0 0
MICROSOFT CORP COM 594918104 810 3,155 SH   SOLE   3,155 0 0
NUTRIEN LTD COM 67077M108 1,874 23,515 SH   SOLE   23,515 0 0
PACER FDS TR BNCHMRK INFRA 69374H741 582 16,899 SH   SOLE   16,899 0 0
PEPSICO INC COM 713448108 879 5,276 SH   SOLE   5,276 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 1,886 22,097 SH   SOLE   22,097 0 0
REALTY INCOME CORP COM 756109104 2,645 38,754 SH   SOLE   38,754 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 1,469 20,564 SH   SOLE   20,564 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 5,424 99,949 SH   SOLE   99,949 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 5,125 71,667 SH   SOLE   71,667 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 6,850 217,822 SH   SOLE   217,822 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 986 24,133 SH   SOLE   24,133 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 5,110 37,166 SH   SOLE   37,166 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 8,566 66,794 SH   SOLE   66,794 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 3,242 68,607 SH   SOLE   68,607 0 0
TARGET CORP COM 87612E106 571 4,045 SH   SOLE   4,045 0 0
TEXAS INSTRS INC COM 882508104 1,114 7,252 SH   SOLE   7,252 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 661 10,075 SH   SOLE   10,075 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109 1,350 25,638 SH   SOLE   25,638 0 0
TRUIST FINL CORP COM 89832Q109 1,958 41,278 SH   SOLE   41,278 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,963 10,752 SH   SOLE   10,752 0 0
UNITEDHEALTH GROUP INC COM 91324P102 3,808 7,414 SH   SOLE   7,414 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 658 12,214 SH   SOLE   12,214 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 4,351 95,267 SH   SOLE   95,267 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 254 5,131 SH   SOLE   5,131 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 735 2,118 SH   SOLE   2,118 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 8,337 47,339 SH   SOLE   47,339 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,562 44,510 SH   SOLE   44,510 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,501 19,681 SH   SOLE   19,681 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,364 26,436 SH   SOLE   26,436 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1,992 10,747 SH   SOLE   10,747 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 7,203 44,100 SH   SOLE   44,100 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 10,148 31,077 SH   SOLE   31,077 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801 2,092 13,061 SH   SOLE   13,061 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,966 38,736 SH   SOLE   38,736 0 0
VICI PPTYS INC COM 925652109 3,321 111,471 SH   SOLE   111,471 0 0
WALMART INC COM 931142103 750 6,173 SH   SOLE   6,173 0 0
WILLIAMS COS INC COM 969457100 1,703 54,574 SH   SOLE   54,574 0 0