The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIR PRODS & CHEMS INC COM 009158106 1,165 5,034 SH   SOLE   5,034 0 0
AMGEN INC COM 031162100 948 3,873 SH   SOLE   3,873 0 0
APPLE INC COM 037833100 767 5,377 SH   SOLE   5,377 0 0
AT&T INC COM 00206R102 910 46,127 SH   SOLE   46,127 0 0
BANK NOVA SCOTIA B C COM 064149107 748 12,132 SH   SOLE   12,132 0 0
BK OF AMERICA CORP COM 060505104 1,808 51,559 SH   SOLE   51,559 0 0
BLACKROCK INC COM 09247X101 2,067 3,443 SH   SOLE   3,443 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 2,602 34,109 SH   SOLE   34,109 0 0
BROADCOM INC COM 11135F101 3,587 6,276 SH   SOLE   6,276 0 0
CHEVRON CORP NEW COM 166764100 2,179 13,232 SH   SOLE   13,232 0 0
CITIGROUP INC COM NEW 172967424 2,644 56,791 SH   SOLE   56,791 0 0
COMCAST CORP NEW CL A 20030N101 760 18,353 SH   SOLE   18,353 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 2,158 12,540 SH   SOLE   12,540 0 0
CSX CORP COM 126408103 2,139 64,813 SH   SOLE   64,813 0 0
DEERE & CO COM 244199105 2,150 5,924 SH   SOLE   5,924 0 0
EATON CORP PLC SHS G29183103 2,034 14,351 SH   SOLE   14,351 0 0
EMERSON ELEC CO COM 291011104 2,357 28,482 SH   SOLE   28,482 0 0
EXXON MOBIL CORP COM 30231G102 5,169 59,892 SH   SOLE   59,892 0 0
FIFTH THIRD BANCORP COM 316773100 2,772 77,466 SH   SOLE   77,466 0 0
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 2,436 37,120 SH   SOLE   37,120 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 2,394 17,439 SH   SOLE   17,439 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 3,242 132,934 SH   SOLE   132,934 0 0
FRANKLIN TEMPLETON ETF TR FTSE UNTD KGDM 35473P678 620 27,423 SH   SOLE   27,423 0 0
GENERAL ELECTRIC CO COM NEW 369604301 683 9,325 SH   SOLE   9,325 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 1,685 107,904 SH   SOLE   107,904 0 0
HOME DEPOT INC COM 437076102 1,495 5,160 SH   SOLE   5,160 0 0
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 225 11,266 SH   SOLE   11,266 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 3,241 139,226 SH   SOLE   139,226 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 432 35,434 SH   SOLE   35,434 0 0
ISHARES INC CORE MSCI EMKT 46434G103 14,507 298,428 SH   SOLE   298,428 0 0
ISHARES INC MSCI CDA ETF 464286509 2,282 65,425 SH   SOLE   65,425 0 0
ISHARES INC MSCI EURZONE ETF 464286608 8,233 214,948 SH   SOLE   214,948 0 0
ISHARES INC MSCI PAC JP ETF 464286665 4,347 101,233 SH   SOLE   101,233 0 0
ISHARES INC MSCI SWEDEN ETF 464286756 674 20,142 SH   SOLE   20,142 0 0
ISHARES INC MSCI SWITZERLAND 464286749 2,644 61,494 SH   SOLE   61,494 0 0
ISHARES TR CORE MSCI EAFE 46432F842 12,455 203,017 SH   SOLE   203,017 0 0
ISHARES TR CORE S&P SCP ETF 464287804 844 8,867 SH   SOLE   8,867 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1,855 16,523 SH   SOLE   16,523 0 0
ISHARES TR ISHARES BIOTECH 464287556 2,662 24,322 SH   SOLE   24,322 0 0
ISHARES TR MBS ETF 464288588 5,369 54,485 SH   SOLE   54,485 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 5,286 172,967 SH   SOLE   172,967 0 0
ISHARES TR TIPS BD ETF 464287176 435 3,685 SH   SOLE   3,685 0 0
JOHNSON & JOHNSON COM 478160104 3,182 17,890 SH   SOLE   17,890 0 0
JPMORGAN CHASE & CO COM 46625H100 2,540 21,515 SH   SOLE   21,515 0 0
KINDER MORGAN INC DEL COM 49456B101 2,365 128,330 SH   SOLE   128,330 0 0
KRANESHARES TR EMRNG MKT CONS 500767876 450 32,310 SH   SOLE   32,310 0 0
LILLY ELI & CO COM 532457108 1,063 3,642 SH   SOLE   3,642 0 0
MAGNA INTL INC COM 559222401 1,306 23,013 SH   SOLE   23,013 0 0
MCDONALDS CORP COM 580135101 915 3,749 SH   SOLE   3,749 0 0
MEDTRONIC PLC SHS G5960L103 3,015 29,821 SH   SOLE   29,821 0 0
MICROSOFT CORP COM 594918104 794 3,110 SH   SOLE   3,110 0 0
NUTRIEN LTD COM 67077M108 2,253 23,611 SH   SOLE   23,611 0 0
PACER FDS TR BNCHMRK INFRA 69374H741 575 16,884 SH   SOLE   16,884 0 0
PEPSICO INC COM 713448108 899 5,277 SH   SOLE   5,277 0 0
REALTY INCOME CORP COM 756109104 2,565 39,233 SH   SOLE   39,233 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 1,717 21,984 SH   SOLE   21,984 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 5,763 99,944 SH   SOLE   99,944 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 5,593 71,605 SH   SOLE   71,605 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 7,262 219,741 SH   SOLE   219,741 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 1,072 25,489 SH   SOLE   25,489 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 5,440 37,122 SH   SOLE   37,122 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 8,490 66,719 SH   SOLE   66,719 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 3,399 72,892 SH   SOLE   72,892 0 0
TARGET CORP COM 87612E106 912 4,198 SH   SOLE   4,198 0 0
TEXAS INSTRS INC COM 882508104 1,266 7,632 SH   SOLE   7,632 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 766 10,858 SH   SOLE   10,858 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109 1,328 25,691 SH   SOLE   25,691 0 0
TRUIST FINL CORP COM 89832Q109 1,990 42,818 SH   SOLE   42,818 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,914 10,713 SH   SOLE   10,713 0 0
UNITEDHEALTH GROUP INC COM 91324P102 3,556 7,426 SH   SOLE   7,426 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 697 12,962 SH   SOLE   12,962 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 4,553 101,134 SH   SOLE   101,134 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 262 5,131 SH   SOLE   5,131 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 8,909 48,905 SH   SOLE   48,905 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,632 44,579 SH   SOLE   44,579 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,517 19,700 SH   SOLE   19,700 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 2,092 10,731 SH   SOLE   10,731 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 7,606 44,410 SH   SOLE   44,410 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 10,484 31,053 SH   SOLE   31,053 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801 2,353 13,311 SH   SOLE   13,311 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,009 41,809 SH   SOLE   41,809 0 0
VICI PPTYS INC COM 925652109 3,066 111,746 SH   SOLE   111,746 0 0
WALMART INC COM 931142103 937 6,351 SH   SOLE   6,351 0 0
WILLIAMS COS INC COM 969457100 1,977 57,097 SH   SOLE   57,097 0 0