The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   381,682 2,096 SH   SOLE   0 0 2,096
ADOBE INC COM 00724F101   201,335 399 SH   SOLE   0 0 399
AFLAC INC COM 001055102   565,507 6,586 SH   SOLE   0 0 6,586
ALPHABET INC CAP STK CL A 02079K305   1,827,300 12,107 SH   SOLE   0 0 12,107
ALTRIA GROUP INC COM 02209S103   885,618 20,303 SH   SOLE   0 0 20,303
AMAZON COM INC COM 023135106   1,969,576 10,919 SH   SOLE   0 0 10,919
AMGEN INC COM 031162100   772,035 2,715 SH   SOLE   0 0 2,715
APPLE INC COM 037833100   4,028,838 23,495 SH   SOLE   0 0 23,495
APPLIED MATLS INC COM 038222105   372,134 1,804 SH   SOLE   0 0 1,804
BROADCOM INC COM 11135F101   1,518,357 1,146 SH   SOLE   0 0 1,146
BUILDERS FIRSTSOURCE INC COM 12008R107   1,315,533 6,308 SH   SOLE   0 0 6,308
CADENCE DESIGN SYSTEM INC COM 127387108   752,986 2,419 SH   SOLE   0 0 2,419
CARRIER GLOBAL CORPORATION COM 14448C104   357,209 6,145 SH   SOLE   0 0 6,145
CATERPILLAR INC COM 149123101   547,675 1,495 SH   SOLE   0 0 1,495
CISCO SYS INC COM 17275R102   1,137,614 22,793 SH   SOLE   0 0 22,793
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   293,136 4,000 SH   SOLE   0 0 4,000
COMCAST CORP NEW CL A 20030N101   821,522 18,951 SH   SOLE   0 0 18,951
CONSOLIDATED EDISON INC COM 209115104   382,374 4,211 SH   SOLE   0 0 4,211
CORNERSTONE STRATEGIC VALUE COM 21924B302   177,389 23,589 SH   SOLE   0 0 23,589
CORNING INC COM 219350105   229,632 6,967 SH   SOLE   0 0 6,967
DIAMONDBACK ENERGY INC COM 25278X109   356,604 1,799 SH   SOLE   0 0 1,799
ELI LILLY & CO COM 532457108   502,730 646 SH   SOLE   0 0 646
EVEREST GROUP LTD COM G3223R108   477,070 1,200 SH   SOLE   0 0 1,200
EXPEDITORS INTL WASH INC COM 302130109   382,669 3,148 SH   SOLE   0 0 3,148
EXTRA SPACE STORAGE INC COM 30225T102   551,834 3,754 SH   SOLE   0 0 3,754
FEDEX CORP COM 31428X106   793,764 2,740 SH   SOLE   0 0 2,740
GENERAL ELECTRIC CO COM NEW 369604301   429,531 2,447 SH   SOLE   0 0 2,447
GENERAL MLS INC COM 370334104   498,219 7,120 SH   SOLE   0 0 7,120
GILEAD SCIENCES INC COM 375558103   1,287,675 17,579 SH   SOLE   0 0 17,579
ISHARES TR 0-5YR HI YL CP 46434V407   321,550 7,557 SH   SOLE   0 0 7,557
ISHARES TR 1 3 YR TREAS BD 464287457   6,749,222 82,529 SH   SOLE   0 0 82,529
ISHARES TR CORE S&P500 ETF 464287200   540,366 1,028 SH   SOLE   0 0 1,028
ISHARES TR US TREAS BD ETF 46429B267   6,550,277 287,671 SH   SOLE   0 0 287,671
ISHARES TR MSCI USA MMENTM 46432F396   1,154,446 6,162 SH   SOLE   0 0 6,162
ISHARES TR MSCI USA MIN VOL 46429B697   1,382,212 16,538 SH   SOLE   0 0 16,538
ISHARES TR IBOXX INV CP ETF 464287242   2,609,466 23,958 SH   SOLE   0 0 23,958
ISHARES TR ISHS 1-5YR INVS 464288646   2,350,368 45,834 SH   SOLE   0 0 45,834
ISHARES TR ISHS 5-10YR INVT 464288638   420,945 8,158 SH   SOLE   0 0 8,158
ISHARES TR USD INV GRDE ETF 464288620   3,707,062 73,017 SH   SOLE   0 0 73,017
ISHARES TR 3 7 YR TREAS BD 464288661   563,857 4,869 SH   SOLE   0 0 4,869
ISHARES TR S&P 500 VAL ETF 464287408   394,131 2,110 SH   SOLE   0 0 2,110
ISHARES TR S&P 500 GRWT ETF 464287309   308,356 3,652 SH   SOLE   0 0 3,652
ISHARES TR CORE S&P MCP ETF 464287507   409,084 6,735 SH   SOLE   0 0 6,735
JOHNSON & JOHNSON COM 478160104   255,319 1,614 SH   SOLE   0 0 1,614
KLA CORP COM NEW 482480100   624,009 893 SH   SOLE   0 0 893
LENNAR CORP CL A 526057104   538,520 3,131 SH   SOLE   0 0 3,131
MARSH & MCLENNAN COS INC COM 571748102   1,100,535 5,343 SH   SOLE   0 0 5,343
MASTERCARD INCORPORATED CL A 57636Q104   251,861 523 SH   SOLE   0 0 523
META PLATFORMS INC CL A 30303M102   1,387,322 2,857 SH   SOLE   0 0 2,857
MICROSOFT CORP COM 594918104   5,787,567 13,756 SH   SOLE   0 0 13,756
NEXTERA ENERGY INC COM 65339F101   2,083,250 32,597 SH   SOLE   0 0 32,597
NORTHROP GRUMMAN CORP COM 666807102   430,794 900 SH   SOLE   0 0 900
NVIDIA CORPORATION COM 67066G104   2,121,569 2,348 SH   SOLE   0 0 2,348
OMNICOM GROUP INC COM 681919106   403,501 4,170 SH   SOLE   0 0 4,170
PBF ENERGY INC CL A 69318G106   352,729 6,127 SH   SOLE   0 0 6,127
PFIZER INC COM 717081103   895,476 32,269 SH   SOLE   0 0 32,269
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   8,221,887 81,777 SH   SOLE   0 0 81,777
PIONEER NAT RES CO COM 723787107   375,180 1,429 SH   SOLE   0 0 1,429
PRICE T ROWE GROUP INC COM 74144T108   544,029 4,462 SH   SOLE   0 0 4,462
PROCTER AND GAMBLE CO COM 742718109   2,231,891 13,756 SH   SOLE   0 0 13,756
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   441,679 6,614 SH   SOLE   0 0 6,614
QUALCOMM INC COM 747525103   570,693 3,371 SH   SOLE   0 0 3,371
RTX CORPORATION COM 75513E101   450,101 4,615 SH   SOLE   0 0 4,615
SEMPRA COM 816851109   248,509 3,460 SH   SOLE   0 0 3,460
SKYWORKS SOLUTIONS INC COM 83088M102   203,880 1,882 SH   SOLE   0 0 1,882
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   200,902 7,074 SH   SOLE   0 0 7,074
SPDR S&P 500 ETF TR TR UNIT 78462F103   644,426 1,232 SH   SOLE   0 0 1,232
SPDR SER TR BLOOMBERG HIGH Y 78468R622   219,150 2,302 SH   SOLE   0 0 2,302
SPDR SER TR PORTFOLIO S&P500 78464A854   269,782 4,385 SH   SOLE   0 0 4,385
SPDR SER TR PORTFOLIO INTRMD 78464A375   1,541,747 47,163 SH   SOLE   0 0 47,163
SPDR SER TR PORTFOLIO S&P600 78468R853   356,931 8,293 SH   SOLE   0 0 8,293
SPDR SER TR PORTFOLIO LN TSR 78464A664   423,976 15,175 SH   SOLE   0 0 15,175
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   229,807 5,738 SH   SOLE   0 0 5,738
STEEL DYNAMICS INC COM 858119100   435,554 2,938 SH   SOLE   0 0 2,938
SUPER MICRO COMPUTER INC COM 86800U104   437,343 433 SH   SOLE   0 0 433
TESLA INC COM 88160R101   426,959 2,429 SH   SOLE   0 0 2,429
THE CIGNA GROUP COM 125523100   653,955 1,801 SH   SOLE   0 0 1,801
TYSON FOODS INC CL A 902494103   213,376 3,633 SH   SOLE   0 0 3,633
UNITED RENTALS INC COM 911363109   267,532 371 SH   SOLE   0 0 371
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   333,007 4,604 SH   SOLE   0 0 4,604
VANGUARD BD INDEX FDS INTERMED TERM 921937819   319,998 4,244 SH   SOLE   0 0 4,244
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   746,842 9,741 SH   SOLE   0 0 9,741
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   893,103 18,156 SH   SOLE   0 0 18,156
VANGUARD INDEX FDS GROWTH ETF 922908736   551,408 1,602 SH   SOLE   0 0 1,602
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,866,874 7,918 SH   SOLE   0 0 7,918
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,071,436 13,286 SH   SOLE   0 0 13,286
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   491,497 1,022 SH   SOLE   0 0 1,022
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,042,417 3,998 SH   SOLE   0 0 3,998
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,439,517 12,714 SH   SOLE   0 0 12,714
VANGUARD INDEX FDS VALUE ETF 922908744   456,822 2,805 SH   SOLE   0 0 2,805
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   829,473 17,320 SH   SOLE   0 0 17,320
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   5,143,876 112,780 SH   SOLE   0 0 112,780
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   596,772 11,895 SH   SOLE   0 0 11,895
VANGUARD WORLD FD MEGA GRWTH IND 921910816   8,002,862 27,922 SH   SOLE   0 0 27,922
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   6,201,791 51,893 SH   SOLE   0 0 51,893
VERIZON COMMUNICATIONS INC COM 92343V104   713,819 17,012 SH   SOLE   0 0 17,012
VERTEX PHARMACEUTICALS INC COM 92532F100   720,649 1,724 SH   SOLE   0 0 1,724
VICI PPTYS INC COM 925652109   548,664 18,418 SH   SOLE   0 0 18,418
VISTRA CORP COM 92840M102   524,193 7,526 SH   SOLE   0 0 7,526
WILLIAMS SONOMA INC COM 969904101   594,772 1,873 SH   SOLE   0 0 1,873