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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ROYAL CARIBBEAN GROUP COM V7780T103   227,971 718 SH   SOLE   0 0 718
ABBOTT LABS COM 002824100   363,220 2,716 SH   SOLE   0 0 2,716
ABBVIE INC COM 00287Y109   834,822 3,627 SH   SOLE   0 0 3,627
ADOBE INC COM 00724F101   615,699 1,758 SH   SOLE   0 0 1,758
ADVANCED MICRO DEVICES INC COM 007903107   246,489 1,210 SH   SOLE   0 0 1,210
EA SERIES TRUST STRIVE SML CAP 02072L573   3,964,704 117,972 SH   SOLE   0 0 117,972
EA SERIES TRUST STRIVE 500 ETF 02072L680   2,992,808 68,816 SH   SOLE   0 0 68,816
EA SERIES TRUST STRIVE EMERGING 02072L698   892,078 26,415 SH   SOLE   0 0 26,415
EA SERIES TRUST STRIVE US ENERGY 02072L722   1,430,759 49,662 SH   SOLE   0 0 49,662
ALPHABET INC CAP STK CL C 02079K107   4,223,548 16,793 SH   SOLE   0 0 16,793
ALPHABET INC CAP STK CL A 02079K305   4,965,987 19,830 SH   SOLE   0 0 19,830
AMAZON COM INC COM 023135106   6,461,347 29,250 SH   SOLE   0 0 29,250
AMERICAN CENTY ETF TR AVANTIS US MID C 025072133   8,061,105 116,293 SH   SOLE   0 0 116,293
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   8,163,638 112,338 SH   SOLE   0 0 112,338
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   8,120,607 118,688 SH   SOLE   0 0 118,688
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   21,009,581 232,767 SH   SOLE   0 0 232,767
AMERICAN CENTY ETF TR US SML CP VALU 025072877   24,605,428 244,757 SH   SOLE   0 0 244,757
AMERICAN EXPRESS CO COM 025816109   1,231,954 3,711 SH   SOLE   0 0 3,711
AMGEN INC COM 031162100   714,579 2,430 SH   SOLE   0 0 2,430
APPLE INC COM 037833100   17,480,589 68,100 SH   SOLE   0 0 68,100
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101   375,378 2,501 SH   SOLE   0 0 2,501
ARES CAPITAL CORP COM 04010L103   3,701,304 183,961 SH   SOLE   0 0 183,961
AXON ENTERPRISE INC COM 05464C101   216,477 300 SH   SOLE   0 0 300
BANK AMERICA CORP COM 060505104   700,043 13,893 SH   SOLE   0 0 13,893
BERKSHIRE HATHAWAY INC DEL CL A 084670108   3,003,000 4 SH   SOLE   0 0 4
BITMINE IMMERSION TECNOLOGIE COM NEW 09175A206   278,800 4,410 SH   SOLE   0 0 4,410
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   15,376,599 289,578 SH   SOLE   0 0 289,578
BLACKROCK ETF TRUST II ISHARES SHORT-TE 092528884   1,973,726 39,049 SH   SOLE   0 0 39,049
BOEING CO COM 097023105   871,734 3,967 SH   SOLE   0 0 3,967
BROADCOM INC COM 11135F101   1,995,823 5,949 SH   SOLE   0 0 5,949
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   13,264,782 436,916 SH   SOLE   0 0 436,916
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   4,301,803 96,561 SH   SOLE   0 0 96,561
CAPITAL GROUP CONSERVATIVE E SHS 14020U100   4,962,563 163,457 SH   SOLE   0 0 163,457
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   6,492,358 186,723 SH   SOLE   0 0 186,723
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   2,275,554 100,024 SH   SOLE   0 0 100,024
CAPITAL GRP FIXED INCM ETF T SHORT DURATION 14020Y409   6,051,930 232,767 SH   SOLE   0 0 232,767
CAPITAL GRP FIXED INCM ETF T MUNICIPAL HIGH I 14020Y805   385,120 15,204 SH   SOLE   0 0 15,204
CAPITAL GROUP CORE BALANCED SHS 14021D107   363,928 10,404 SH   SOLE   0 0 10,404
CATERPILLAR INC COM 149123101   1,947,998 3,932 SH   SOLE   0 0 3,932
CHEVRON CORP NEW COM 166764100   1,870,733 12,146 SH   SOLE   0 0 12,146
COCA COLA CO COM 191216100   253,747 3,839 SH   SOLE   0 0 3,839
CONOCOPHILLIPS COM 20825C104   296,959 3,129 SH   SOLE   0 0 3,129
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   299,145 7,700 SH   SOLE   0 0 7,700
DISNEY WALT CO COM 254687106   474,809 4,211 SH   SOLE   0 0 4,211
ETF SER SOLUTIONS BAHL GAYNOR SML 26922B832   439,964 14,884 SH   SOLE   0 0 14,884
EDWARDS LIFESCIENCES CORP COM 28176E108   661,249 8,637 SH   SOLE   0 0 8,637
EOS ENERGY ENTERPRISES INC COM CL A 29415C101   249,480 18,000 SH   SOLE   0 0 18,000
EXXON MOBIL CORP COM 30231G102   623,487 5,460 SH   SOLE   0 0 5,460
META PLATFORMS INC CL A 30303M102   1,574,205 2,200 SH   SOLE   0 0 2,200
FIDELITY WISE ORIGIN BITCOIN SHS 315948109   1,070,870 9,785 SH   SOLE   0 0 9,785
FIDELITY COVINGTON TRUST FIDELITY FUND LR 316092337   8,275,856 279,968 SH   SOLE   0 0 279,968
FIDELITY COVINGTON TRUST INTL MULTIFACTOR 316092535   346,110 10,425 SH   SOLE   0 0 10,425
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   676,468 11,653 SH   SOLE   0 0 11,653
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   4,733,566 102,414 SH   SOLE   0 0 102,414
FRANKLIN BSP RLTY TR INC COMMON STOCK 35243J101   1,222,441 113,189 SH   SOLE   0 0 113,189
GOLDMAN SACHS GROUP INC COM 38141G104   636,450 799 SH   SOLE   0 0 799
GOLDMAN SACHS ETF TR DYNAMIC CAL MUNI 38149W564   1,216,450 24,036 SH   SOLE   0 0 24,036
GOLDMAN SACHS ETF TR S&P 500 PREMIUM 38149W622   1,367,006 26,178 SH   SOLE   0 0 26,178
HARBOR ETF TRUST LONG TERM GROWER 41151J406   4,984,513 158,289 SH   SOLE   0 0 158,289
HARBOR ETF TRUST INTERNATNAL COMP 41151J885   658,881 21,529 SH   SOLE   0 0 21,529
HOME DEPOT INC COM 437076102   2,027,074 5,207 SH   SOLE   0 0 5,207
HONEYWELL INTL INC COM 438516106   979,578 4,687 SH   SOLE   0 0 4,687
IDEXX LABS INC COM 45168D104   213,445 340 SH   SOLE   0 0 340
INNOVATOR ETFS TRUST US EQTY ULTRA BU 45782C565   314,220 8,365 SH   SOLE   0 0 8,365
INTEL CORP COM 458140100   224,351 6,131 SH   SOLE   0 0 6,131
INTERNATIONAL BUSINESS MACHS COM 459200101   729,758 2,521 SH   SOLE   0 0 2,521
INVESCO QQQ TR UNIT SER 1 46090E103   3,344,633 5,504 SH   SOLE   0 0 5,504
INTUITIVE SURGICAL INC COM NEW 46120E602   497,357 1,106 SH   SOLE   0 0 1,106
ISHARES GOLD TR ISHARES NEW 464285204   5,206,592 69,775 SH   SOLE   0 0 69,775
ISHARES TR CORE S&P TTL STK 464287150   295,962 2,013 SH   SOLE   0 0 2,013
ISHARES TR SELECT DIVID ETF 464287168   204,318 1,430 SH   SOLE   0 0 1,430
ISHARES TR CORE S&P500 ETF 464287200   62,279,900 92,282 SH   SOLE   0 0 92,282
ISHARES TR CORE US AGGBD ET 464287226   209,032 2,091 SH   SOLE   0 0 2,091
ISHARES TR S&P 500 GRWT ETF 464287309   8,457,034 69,525 SH   SOLE   0 0 69,525
ISHARES TR 1 3 YR TREAS BD 464287457   3,227,703 38,996 SH   SOLE   0 0 38,996
ISHARES TR MSCI EAFE ETF 464287465   856,049 8,983 SH   SOLE   0 0 8,983
ISHARES TR RUS MDCP VAL ETF 464287473   586,021 4,164 SH   SOLE   0 0 4,164
ISHARES TR CORE S&P MCP ETF 464287507   26,069,145 395,707 SH   SOLE   0 0 395,707
ISHARES TR RUS 1000 GRW ETF 464287614   1,719,464 3,636 SH   SOLE   0 0 3,636
ISHARES TR RUS 2000 VAL ETF 464287630   336,467 1,871 SH   SOLE   0 0 1,871
ISHARES TR RUSSELL 2000 ETF 464287655   650,629 2,636 SH   SOLE   0 0 2,636
ISHARES TR CORE S&P US GWT 464287671   389,297 2,347 SH   SOLE   0 0 2,347
ISHARES TR CORE S&P SCP ETF 464287804   22,747,751 189,929 SH   SOLE   0 0 189,929
ISHARES TR S&P SML 600 GWT 464287887   899,357 6,323 SH   SOLE   0 0 6,323
ISHARES TR GLB INFRASTR ETF 464288372   455,093 7,383 SH   SOLE   0 0 7,383
ISHARES TR 3 7 YR TREAS BD 464288661   6,249,769 52,435 SH   SOLE   0 0 52,435
ISHARES TR SHORT TREAS BD 464288679   5,746,353 52,149 SH   SOLE   0 0 52,149
ISHARES TR US TREAS BD ETF 46429B267   5,324,750 231,109 SH   SOLE   0 0 231,109
ISHARES TR MSCI USA MIN VOL 46429B697   585,944 6,163 SH   SOLE   0 0 6,163
ISHARES U S ETF TR SHORT DURATION B 46431W507   6,371,365 124,538 SH   SOLE   0 0 124,538
ISHARES TR 0-5YR HI YL CP 46434V407   630,168 14,628 SH   SOLE   0 0 14,628
ISHARES TR GLOBAL REIT ETF 46434V647   235,499 9,232 SH   SOLE   0 0 9,232
ISHARES TR RUSEL 2500 ETF 46435G268   394,879 5,276 SH   SOLE   0 0 5,276
ISHARES TR ESG AWR MSCI USA 46435G425   438,214 2,982 SH   SOLE   0 0 2,982
ISHARES TR ESG AWR US AGRGT 46435U549   276,781 5,780 SH   SOLE   0 0 5,780
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   260,993 3,661 SH   SOLE   0 0 3,661
JPMORGAN CHASE & CO. COM 46625H100   2,746,104 8,882 SH   SOLE   0 0 8,882
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   3,160,749 55,481 SH   SOLE   0 0 55,481
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   208,629 3,631 SH   SOLE   0 0 3,631
JOHNSON & JOHNSON COM 478160104   542,419 2,883 SH   SOLE   0 0 2,883
KKR & CO INC COM 48251W104   2,210,714 17,425 SH   SOLE   0 0 17,425
KEYSIGHT TECHNOLOGIES INC COM 49338L103   225,169 1,299 SH   SOLE   0 0 1,299
ELI LILLY & CO COM 532457108   1,051,074 1,244 SH   SOLE   0 0 1,244
LOCKHEED MARTIN CORP COM 539830109   229,671 447 SH   SOLE   0 0 447
M & T BK CORP COM 55261F104   439,360 2,312 SH   SOLE   0 0 2,312
MACERICH CO COM 554382101   505,754 28,413 SH   SOLE   0 0 28,413
MASTERCARD INCORPORATED CL A 57636Q104   1,329,272 2,297 SH   SOLE   0 0 2,297
MCDONALDS CORP COM 580135101   1,187,667 4,012 SH   SOLE   0 0 4,012
MICROSOFT CORP COM 594918104   8,872,301 16,785 SH   SOLE   0 0 16,785
NETFLIX INC COM 64110L106   864,339 743 SH   SOLE   0 0 743
NVIDIA CORPORATION COM 67066G104   11,994,083 64,644 SH   SOLE   0 0 64,644
OCCIDENTAL PETE CORP COM 674599105   218,123 4,804 SH   SOLE   0 0 4,804
ORACLE CORP COM 68389X105   718,597 2,464 SH   SOLE   0 0 2,464
OSCAR HEALTH INC CL A 687793109   250,207 11,215 SH   SOLE   0 0 11,215
PACER FDS TR TRENDPILOT 100 69374H303   2,809,178 35,722 SH   SOLE   0 0 35,722
PACER FDS TR METAURUS CAP 400 69374H436   234,825 5,559 SH   SOLE   0 0 5,559
PACER FDS TR GLOBL CASH ETF 69374H709   10,468,099 261,833 SH   SOLE   0 0 261,833
PACER FDS TR US SMALL CAP CAS 69374H857   1,170,455 26,583 SH   SOLE   0 0 26,583
PACER FDS TR US CASH COWS 100 69374H881   1,854,131 32,017 SH   SOLE   0 0 32,017
PALANTIR TECHNOLOGIES INC CL A 69608A108   319,384 1,779 SH   SOLE   0 0 1,779
PALO ALTO NETWORKS INC COM 697435105   1,215,532 5,718 SH   SOLE   0 0 5,718
PARKER-HANNIFIN CORP COM 701094104   317,618 416 SH   SOLE   0 0 416
PEPSICO INC COM 713448108   363,061 2,599 SH   SOLE   0 0 2,599
PHILLIPS 66 COM 718546104   203,146 1,528 SH   SOLE   0 0 1,528
QUALCOMM INC COM 747525103   403,845 2,395 SH   SOLE   0 0 2,395
RTX CORPORATION COM 75513E101   218,692 1,296 SH   SOLE   0 0 1,296
REALTY INCOME CORP COM 756109104   444,268 7,417 SH   SOLE   0 0 7,417
ROCKET LAB CORP COM 773121108   674,798 11,535 SH   SOLE   0 0 11,535
ROCKWELL AUTOMATION INC COM 773903109   950,516 2,727 SH   SOLE   0 0 2,727
SPDR S&P 500 ETF TR TR UNIT 78462F103   864,783 1,288 SH   SOLE   0 0 1,288
SPDR GOLD TR GOLD SHS 78463V107   2,468,917 6,776 SH   SOLE   0 0 6,776
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   207,233 5,087 SH   SOLE   0 0 5,087
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   410,594 9,398 SH   SOLE   0 0 9,398
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409   445,344 4,228 SH   SOLE   0 0 4,228
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508   273,550 4,901 SH   SOLE   0 0 4,901
SPDR SERIES TRUST S&P DIVID ETF 78464A763   1,109,195 7,900 SH   SOLE   0 0 7,900
SPDR SERIES TRUST PORTFOLIO S&P400 78464A847   958,599 16,605 SH   SOLE   0 0 16,605
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854   1,170,937 14,820 SH   SOLE   0 0 14,820
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   242,050 518 SH   SOLE   0 0 518
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853   698,394 14,955 SH   SOLE   0 0 14,955
SALESFORCE INC COM 79466L302   406,618 1,654 SH   SOLE   0 0 1,654
SCHLUMBERGER LTD COM STK 806857108   973,953 28,157 SH   SOLE   0 0 28,157
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   593,177 22,308 SH   SOLE   0 0 22,308
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   212,581 7,077 SH   SOLE   0 0 7,077
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   274,350 9,684 SH   SOLE   0 0 9,684
SELECT SECTOR SPDR TR ENERGY 81369Y506   522,890 5,852 SH   SOLE   0 0 5,852
SELECT SECTOR SPDR TR INDL 81369Y704   366,074 2,360 SH   SOLE   0 0 2,360
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   234,099 814 SH   SOLE   0 0 814
SERVICE CORP INTL COM 817565104   364,399 4,358 SH   SOLE   0 0 4,358
SIMON PPTY GROUP INC NEW COM 828806109   2,826,773 15,777 SH   SOLE   0 0 15,777
SNOWFLAKE INC COM SHS 833445109   203,953 841 SH   SOLE   0 0 841
STARBUCKS CORP COM 855244109   214,382 2,611 SH   SOLE   0 0 2,611
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   592,099 1,958 SH   SOLE   0 0 1,958
TESLA INC COM 88160R101   6,627,821 14,623 SH   SOLE   0 0 14,623
THERMO FISHER SCIENTIFIC INC COM 883556102   278,147 511 SH   SOLE   0 0 511
THORNBURG ETF TR INTL EQUITY ETF 88521L306   7,547,594 244,447 SH   SOLE   0 0 244,447
THORNBURG INCM BUILDER OPP T COM 885213108   897,842 44,580 SH   SOLE   0 0 44,580
TRUIST FINL CORP COM 89832Q109   411,273 9,073 SH   SOLE   0 0 9,073
UBER TECHNOLOGIES INC COM 90353T100   301,301 3,010 SH   SOLE   0 0 3,010
UNION PAC CORP COM 907818108   286,272 1,206 SH   SOLE   0 0 1,206
UNITED RENTALS INC COM 911363109   976,602 989 SH   SOLE   0 0 989
VANECK ETF TRUST BDC INCOME ETF 92189F411   2,670,803 186,509 SH   SOLE   0 0 186,509
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   49,064,855 485,935 SH   SOLE   0 0 485,935
VANECK ETF TRUST ALTERNATIVE ASSE 92189H649   1,125,725 41,175 SH   SOLE   0 0 41,175
VANECK ETF TRUST MORNINGSTAR SMID 92189H730   20,031,556 552,138 SH   SOLE   0 0 552,138
VANECK ETF TRUST CLO ETF 92189H748   4,614,178 87,241 SH   SOLE   0 0 87,241
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,015,426 18,439 SH   SOLE   0 0 18,439
VANGUARD WORLD FD MEGA GRWTH IND 921910816   921,699 2,263 SH   SOLE   0 0 2,263
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   430,311 7,034 SH   SOLE   0 0 7,034
VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD 922021605   2,022,550 20,327 SH   SOLE   0 0 20,327
VANGUARD WORLD FD ENERGY ETF 92204A306   915,259 7,253 SH   SOLE   0 0 7,253
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   7,348,775 27,373 SH   SOLE   0 0 27,373
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   211,605 3,535 SH   SOLE   0 0 3,535
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   18,654,974 222,374 SH   SOLE   0 0 222,374
VANGUARD MUN BD FDS INTERMEDIATE TRM 922907738   1,171,450 11,693 SH   SOLE   0 0 11,693
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   208,168 4,162 SH   SOLE   0 0 4,162
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   921,161 1,492 SH   SOLE   0 0 1,492
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,013,512 22,234 SH   SOLE   0 0 22,234
VANGUARD INDEX FDS GROWTH ETF 922908736   602,052 1,241 SH   SOLE   0 0 1,241
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,369,430 4,135 SH   SOLE   0 0 4,135
VERIZON COMMUNICATIONS INC COM 92343V104   242,249 5,846 SH   SOLE   0 0 5,846
VERTIV HOLDINGS CO COM CL A 92537N108   221,442 1,360 SH   SOLE   0 0 1,360
VISA INC COM CL A 92826C839   6,254,731 17,907 SH   SOLE   0 0 17,907
WELLS FARGO CO NEW COM 949746101   247,736 3,070 SH   SOLE   0 0 3,070
WISDOMTREE TR US MIDCAP DIVID 97717W505   1,910,752 36,409 SH   SOLE   0 0 36,409
YUM BRANDS INC COM 988498101   333,694 2,243 SH   SOLE   0 0 2,243