The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   237,061 2,279 SH   SOLE   0 0 2,279
ABBVIE INC COM 00287Y109   399,939 2,391 SH   SOLE   0 0 2,391
ADOBE INC COM 00724F101   1,651,413 2,855 SH   SOLE   0 0 2,855
EA SERIES TRUST STRIVE SML CAP 02072L573   3,282,396 114,055 SH   SOLE   0 0 114,055
EA SERIES TRUST STRIVE 500 ETF 02072L680   2,014,072 56,480 SH   SOLE   0 0 56,480
EA SERIES TRUST STRIVE EMERGING 02072L698   2,131,560 69,900 SH   SOLE   0 0 69,900
EA SERIES TRUST STRIVE US ENERGY 02072L722   2,012,809 68,138 SH   SOLE   0 0 68,138
ALPHABET INC CAP STK CL C 02079K107   3,360,978 17,509 SH   SOLE   0 0 17,509
ALPHABET INC CAP STK CL A 02079K305   3,392,399 17,799 SH   SOLE   0 0 17,799
AMAZON COM INC COM 023135106   5,423,596 27,118 SH   SOLE   0 0 27,118
AMERICAN CENTY ETF TR AVANTIS US MID C 025072133   1,127,011 19,153 SH   SOLE   0 0 19,153
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   2,710,263 43,102 SH   SOLE   0 0 43,102
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   14,428,655 217,824 SH   SOLE   0 0 217,824
AMERICAN CENTY ETF TR US SML CP VALU 025072877   8,860,828 100,417 SH   SOLE   0 0 100,417
AMERICAN EXPRESS CO COM 025816109   745,251 3,163 SH   SOLE   0 0 3,163
AMGEN INC COM 031162100   702,001 2,258 SH   SOLE   0 0 2,258
APOLLO GLOBAL MGMT INC COM 03769M106   682,907 5,751 SH   SOLE   0 0 5,751
APPLE INC COM 037833100   14,144,432 62,492 SH   SOLE   0 0 62,492
BANK AMERICA CORP COM 060505104   575,658 14,245 SH   SOLE   0 0 14,245
BERKSHIRE HATHAWAY INC DEL CL A 084670108   2,474,180 4 SH   SOLE   0 0 4
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   6,695,589 128,096 SH   SOLE   0 0 128,096
BOEING CO COM 097023105   1,411,602 7,637 SH   SOLE   0 0 7,637
BROADCOM INC COM 11135F101   612,480 360 SH   SOLE   0 0 360
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   10,718,105 405,989 SH   SOLE   0 0 405,989
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   544,235 16,083 SH   SOLE   0 0 16,083
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   4,886,648 162,617 SH   SOLE   0 0 162,617
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   891,382 39,794 SH   SOLE   0 0 39,794
CAPITAL GRP FIXED INCM ETF T SHORT DURATION 14020Y409   2,109,851 82,772 SH   SOLE   0 0 82,772
CATERPILLAR INC COM 149123101   964,489 2,937 SH   SOLE   0 0 2,937
CHEVRON CORP NEW COM 166764100   1,887,865 12,234 SH   SOLE   0 0 12,234
CONOCOPHILLIPS COM 20825C104   252,633 2,245 SH   SOLE   0 0 2,245
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   250,173 7,700 SH   SOLE   0 0 7,700
DISNEY WALT CO COM 254687106   473,378 4,831 SH   SOLE   0 0 4,831
EDWARDS LIFESCIENCES CORP COM 28176E108   779,827 8,447 SH   SOLE   0 0 8,447
EXXON MOBIL CORP COM 30231G102   945,575 8,341 SH   SOLE   0 0 8,341
META PLATFORMS INC CL A 30303M102   1,221,453 2,262 SH   SOLE   0 0 2,262
FIDELITY COVINGTON TRUST FIDELITY FUND LR 316092337   4,877,230 200,544 SH   SOLE   0 0 200,544
FIDELITY COVINGTON TRUST INTL MULTIFACTOR 316092535   511,318 18,526 SH   SOLE   0 0 18,526
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   1,153,431 26,102 SH   SOLE   0 0 26,102
FORD MTR CO DEL COM 345370860   131,812 10,266 SH   SOLE   0 0 10,266
FRANKLIN BSP RLTY TR INC COMMON STOCK 35243J101   1,976,645 158,005 SH   SOLE   0 0 158,005
GALLAGHER ARTHUR J & CO COM 363576109   1,812,817 6,849 SH   SOLE   0 0 6,849
GOLDMAN SACHS GROUP INC COM 38141G104   322,186 693 SH   SOLE   0 0 693
GOLDMAN SACHS ETF TR S&P 500 CORE PRE 38149W622   263,579 5,505 SH   SOLE   0 0 5,505
HARBOR ETF TRUST LONG TERM GROWER 41151J406   3,404,661 130,497 SH   SOLE   0 0 130,497
HARBOR ETF TRUST INTERNATNAL COMP 41151J885   1,437,144 51,373 SH   SOLE   0 0 51,373
HOME DEPOT INC COM 437076102   1,743,239 5,210 SH   SOLE   0 0 5,210
HONEYWELL INTL INC COM 438516106   1,029,600 4,851 SH   SOLE   0 0 4,851
INTEL CORP COM 458140100   284,508 8,885 SH   SOLE   0 0 8,885
INTERNATIONAL BUSINESS MACHS COM 459200101   367,687 2,089 SH   SOLE   0 0 2,089
INVESCO QQQ TR UNIT SER 1 46090E103   2,949,553 5,945 SH   SOLE   0 0 5,945
INTUITIVE SURGICAL INC COM NEW 46120E602   485,917 1,095 SH   SOLE   0 0 1,095
ISHARES GOLD TR ISHARES NEW 464285204   3,014,124 66,758 SH   SOLE   0 0 66,758
ISHARES TR CORE S&P TTL STK 464287150   390,982 3,236 SH   SOLE   0 0 3,236
ISHARES TR CORE S&P500 ETF 464287200   40,192,798 72,061 SH   SOLE   0 0 72,061
ISHARES TR GLOBAL TECH ETF 464287291   223,038 2,598 SH   SOLE   0 0 2,598
ISHARES TR S&P 500 GRWT ETF 464287309   7,183,055 74,972 SH   SOLE   0 0 74,972
ISHARES TR RUS MDCP VAL ETF 464287473   641,953 5,371 SH   SOLE   0 0 5,371
ISHARES TR CORE S&P MCP ETF 464287507   15,136,344 261,422 SH   SOLE   0 0 261,422
ISHARES TR RUS 1000 GRW ETF 464287614   1,490,076 3,942 SH   SOLE   0 0 3,942
ISHARES TR RUS 2000 VAL ETF 464287630   386,653 2,577 SH   SOLE   0 0 2,577
ISHARES TR RUSSELL 2000 ETF 464287655   486,359 2,421 SH   SOLE   0 0 2,421
ISHARES TR CORE S&P US GWT 464287671   301,272 2,286 SH   SOLE   0 0 2,286
ISHARES TR CORE S&P SCP ETF 464287804   10,607,828 100,520 SH   SOLE   0 0 100,520
ISHARES TR S&P SML 600 GWT 464287887   945,671 7,418 SH   SOLE   0 0 7,418
ISHARES TR 3 7 YR TREAS BD 464288661   965,383 8,332 SH   SOLE   0 0 8,332
ISHARES TR SHORT TREAS BD 464288679   9,703,260 88,099 SH   SOLE   0 0 88,099
ISHARES TR US TREAS BD ETF 46429B267   2,061,412 90,991 SH   SOLE   0 0 90,991
ISHARES TR MSCI USA MIN VOL 46429B697   531,957 6,324 SH   SOLE   0 0 6,324
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   6,651,081 132,228 SH   SOLE   0 0 132,228
ISHARES TR 0-5YR HI YL CP 46434V407   725,298 17,155 SH   SOLE   0 0 17,155
ISHARES TR GLOBAL REIT ETF 46434V647   275,364 11,798 SH   SOLE   0 0 11,798
ISHARES TR ESG AWR MSCI USA 46435G425   303,187 2,494 SH   SOLE   0 0 2,494
ISHARES TR ESG AWR US AGRGT 46435U549   345,479 7,380 SH   SOLE   0 0 7,380
JPMORGAN CHASE & CO. COM 46625H100   1,480,146 7,228 SH   SOLE   0 0 7,228
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   2,248,887 39,888 SH   SOLE   0 0 39,888
JOHNSON & JOHNSON COM 478160104   444,823 3,037 SH   SOLE   0 0 3,037
KKR & CO INC COM 48251W104   1,175,526 11,082 SH   SOLE   0 0 11,082
ELI LILLY & CO COM 532457108   1,411,675 1,544 SH   SOLE   0 0 1,544
LOCKHEED MARTIN CORP COM 539830109   275,654 596 SH   SOLE   0 0 596
M & T BK CORP COM 55261F104   622,800 4,251 SH   SOLE   0 0 4,251
MACERICH CO COM 554382101   428,558 29,373 SH   SOLE   0 0 29,373
MASTERCARD INCORPORATED CL A 57636Q104   960,070 2,136 SH   SOLE   0 0 2,136
MCDONALDS CORP COM 580135101   1,091,432 4,347 SH   SOLE   0 0 4,347
MICROSOFT CORP COM 594918104   7,708,995 16,488 SH   SOLE   0 0 16,488
MOBIX LABS INC COM CL A 60743G100   85,608 52,200 SH   SOLE   0 0 52,200
NETFLIX INC COM 64110L106   248,634 360 SH   SOLE   0 0 360
NOVO-NORDISK A S ADR 670100205   381,276 2,678 SH   SOLE   0 0 2,678
NVIDIA CORPORATION COM 67066G104   7,891,176 62,713 SH   SOLE   0 0 62,713
OCCIDENTAL PETE CORP COM 674599105   400,447 6,481 SH   SOLE   0 0 6,481
OPENDOOR TECHNOLOGIES INC COM 683712103   23,566 13,390 SH   SOLE   0 0 13,390
PACER FDS TR TRENDPILOT 100 69374H303   2,236,037 30,414 SH   SOLE   0 0 30,414
PACER FDS TR GLOBL CASH ETF 69374H709   14,843,304 433,508 SH   SOLE   0 0 433,508
PACER FDS TR PACER US SMALL 69374H857   14,060,484 329,362 SH   SOLE   0 0 329,362
PACER FDS TR EMRG MKT CASH 69374H865   342,951 16,624 SH   SOLE   0 0 16,624
PACER FDS TR US CASH COWS 100 69374H881   5,923,285 110,902 SH   SOLE   0 0 110,902
PALO ALTO NETWORKS INC COM 697435105   890,118 2,602 SH   SOLE   0 0 2,602
PARKER-HANNIFIN CORP COM 701094104   234,552 464 SH   SOLE   0 0 464
PEPSICO INC COM 713448108   446,167 2,714 SH   SOLE   0 0 2,714
PHILLIPS 66 COM 718546104   307,383 2,221 SH   SOLE   0 0 2,221
PRICE T ROWE GROUP INC COM 74144T108   288,231 2,511 SH   SOLE   0 0 2,511
QUALCOMM INC COM 747525103   522,531 2,540 SH   SOLE   0 0 2,540
RWT HLDGS INC NOTE 5.750%10/0 749772AD1   484,990 500,000 SH   SOLE   0 0 500,000
REALTY INCOME CORP COM 756109104   547,769 10,318 SH   SOLE   0 0 10,318
ROCKET LAB USA INC COM 773122106   92,988 19,055 SH   SOLE   0 0 19,055
ROCKWELL AUTOMATION INC COM 773903109   711,035 2,693 SH   SOLE   0 0 2,693
SPDR S&P 500 ETF TR TR UNIT 78462F103   666,066 1,201 SH   SOLE   0 0 1,201
SPDR GOLD TR GOLD SHS 78463V107   1,523,017 6,894 SH   SOLE   0 0 6,894
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   200,016 6,221 SH   SOLE   0 0 6,221
SPDR SER TR PRTFLO S&P500 GW 78464A409   464,189 5,596 SH   SOLE   0 0 5,596
SPDR SER TR S&P DIVID ETF 78464A763   1,039,174 8,215 SH   SOLE   0 0 8,215
SPDR SER TR PORTFOLIO S&P400 78464A847   850,265 16,751 SH   SOLE   0 0 16,751
SPDR SER TR PORTFOLIO S&P500 78464A854   1,023,810 15,691 SH   SOLE   0 0 15,691
SPDR SER TR PORTFOLIO S&P600 78468R853   613,223 14,931 SH   SOLE   0 0 14,931
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   522,833 7,985 SH   SOLE   0 0 7,985
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   200,167 2,597 SH   SOLE   0 0 2,597
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   223,383 4,757 SH   SOLE   0 0 4,757
SELECT SECTOR SPDR TR ENERGY 81369Y506   519,762 5,769 SH   SOLE   0 0 5,769
SELECT SECTOR SPDR TR INDL 81369Y704   302,834 2,498 SH   SOLE   0 0 2,498
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   219,217 941 SH   SOLE   0 0 941
SIMON PPTY GROUP INC NEW COM 828806109   2,406,567 16,473 SH   SOLE   0 0 16,473
TESLA INC COM 88160R101   2,352,327 9,352 SH   SOLE   0 0 9,352
THORNBURG INCM BUILDER OPP T COM 885213108   794,305 48,257 SH   SOLE   0 0 48,257
TRUIST FINL CORP COM 89832Q109   695,876 18,207 SH   SOLE   0 0 18,207
UBER TECHNOLOGIES INC COM 90353T100   220,997 3,110 SH   SOLE   0 0 3,110
UNION PAC CORP COM 907818108   271,513 1,206 SH   SOLE   0 0 1,206
UNITED RENTALS INC COM 911363109   412,068 650 SH   SOLE   0 0 650
UNITEDHEALTH GROUP INC COM 91324P102   232,072 476 SH   SOLE   0 0 476
VANECK ETF TRUST BDC INCOME ETF 92189F411   2,426,195 142,970 SH   SOLE   0 0 142,970
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   40,866,026 472,494 SH   SOLE   0 0 472,494
VANECK ETF TRUST DURABLE HGH DIV 92189H102   2,236,687 71,277 SH   SOLE   0 0 71,277
VANECK ETF TRUST MORNINGSTAR SMID 92189H730   16,046,723 507,994 SH   SOLE   0 0 507,994
VANECK ETF TRUST CLO ETF 92189H748   2,469,145 46,826 SH   SOLE   0 0 46,826
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,373,121 18,333 SH   SOLE   0 0 18,333
VANGUARD WORLD FD MEGA GRWTH IND 921910816   771,342 2,363 SH   SOLE   0 0 2,363
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   644,347 12,764 SH   SOLE   0 0 12,764
VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD 922021605   1,125,933 11,299 SH   SOLE   0 0 11,299
VANGUARD WORLD FD ENERGY ETF 92204A306   1,284,058 10,179 SH   SOLE   0 0 10,179
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   8,698,943 32,961 SH   SOLE   0 0 32,961
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   9,671,467 120,172 SH   SOLE   0 0 120,172
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   739,778 1,451 SH   SOLE   0 0 1,451
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,294,720 27,478 SH   SOLE   0 0 27,478
VANGUARD INDEX FDS GROWTH ETF 922908736   448,096 1,157 SH   SOLE   0 0 1,157
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,126,529 4,140 SH   SOLE   0 0 4,140
VERIZON COMMUNICATIONS INC COM 92343V104   237,493 5,755 SH   SOLE   0 0 5,755
VISA INC COM CL A 92826C839   5,451,475 20,164 SH   SOLE   0 0 20,164
WELLS FARGO CO NEW COM 949746101   213,363 3,579 SH   SOLE   0 0 3,579
WISDOMTREE TR US MIDCAP DIVID 97717W505   1,348,973 29,218 SH   SOLE   0 0 29,218
YUM BRANDS INC COM 988498101   304,358 2,357 SH   SOLE   0 0 2,357