The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   263,096 2,559 SH   SOLE   2,559 0 0
ABBVIE INC COM 00287Y109   414,734 2,596 SH   SOLE   2,596 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   1,097,845 2,850 SH   SOLE   2,850 0 0
EA SERIES TRUST STRIVE SML CAP 02072L573   565,538 22,719 SH   SOLE   22,719 0 0
EA SERIES TRUST STRIVE 500 ETF 02072L680   523,442 20,092 SH   SOLE   20,092 0 0
EA SERIES TRUST STRIVE EMERGING 02072L698   240,448 9,650 SH   SOLE   9,650 0 0
EA SERIES TRUST STRIVE US ENERGY 02072L722   1,603,197 56,233 SH   SOLE   56,233 0 0
ALPHABET INC CAP STK CL C 02079K107   1,830,139 17,410 SH   SOLE   17,410 0 0
ALPHABET INC CAP STK CL A 02079K305   1,789,827 17,092 SH   SOLE   17,092 0 0
AMAZON COM INC COM 023135106   2,999,267 28,853 SH   SOLE   28,853 0 0
AMERICAN EXPRESS CO COM 025816109   505,529 3,110 SH   SOLE   3,110 0 0
AMGEN INC COM 031162100   553,612 2,237 SH   SOLE   2,237 0 0
APPLE INC COM 037833100   10,962,437 66,186 SH   SOLE   66,186 0 0
BANK AMERICA CORP COM 060505104   420,780 15,039 SH   SOLE   15,039 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,402,980 3 SH   SOLE   3 0 0
BOEING CO COM 097023105   1,886,234 8,818 SH   SOLE   8,818 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   6,083,119 261,978 SH   SOLE   261,978 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   321,789 14,385 SH   SOLE   14,385 0 0
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   3,423,332 148,004 SH   SOLE   148,004 0 0
CAPITAL GROUP FIXED INCOME E CORE PLUS INCM 14020Y102   546,382 23,818 SH   SOLE   23,818 0 0
CATERPILLAR INC COM 149123101   635,826 2,924 SH   SOLE   2,924 0 0
CHEVRON CORP NEW COM 166764100   1,127,735 6,671 SH   SOLE   6,671 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   823,430 9,897 SH   SOLE   9,897 0 0
EXXON MOBIL CORP COM 30231G102   922,520 8,021 SH   SOLE   8,021 0 0
EYENOVIA INC COM 30234E104   300,800 80,000 SH   SOLE   80,000 0 0
META PLATFORMS INC CL A 30303M102   335,829 1,564 SH   SOLE   1,564 0 0
FIDELITY COVINGTON TRUST FIDELITY GROWTH 316092337   2,214,639 150,861 SH   SOLE   150,861 0 0
FIDELITY COVINGTON TRUST INTL MULTIFACTOR 316092535   659,318 25,515 SH   SOLE   25,515 0 0
FIDELITY COVINGTON TRUST EMERG MKTS MLTFT 316092543   200,068 8,972 SH   SOLE   8,972 0 0
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   1,256,516 28,773 SH   SOLE   28,773 0 0
FORD MTR CO DEL COM 345370860   198,274 15,588 SH   SOLE   15,588 0 0
FRANKLIN BSP RLTY TR INC COMMON STOCK 35243J101   2,732,555 228,284 SH   SOLE   228,284 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   208,277 646 SH   SOLE   646 0 0
HEALTHCARE RLTY TR CL A COM 42226K105   290,683 14,991 SH   SOLE   14,991 0 0
HOME DEPOT INC COM 437076102   1,673,844 5,675 SH   SOLE   5,675 0 0
IDEXX LABS INC COM 45168D104   201,832 417 SH   SOLE   417 0 0
INTEL CORP COM 458140100   299,621 9,052 SH   SOLE   9,052 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   302,411 2,298 SH   SOLE   2,298 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   2,215,585 6,944 SH   SOLE   6,944 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   280,181 1,100 SH   SOLE   1,100 0 0
ISHARES GOLD TR ISHARES NEW 464285204   2,341,919 61,067 SH   SOLE   61,067 0 0
ISHARES TR CORE S&P500 ETF 464287200   23,099,088 56,280 SH   SOLE   56,280 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   5,290,973 82,659 SH   SOLE   82,659 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   731,600 6,986 SH   SOLE   6,986 0 0
ISHARES TR RUS MD CP GR ETF 464287481   273,965 3,040 SH   SOLE   3,040 0 0
ISHARES TR CORE S&P MCP ETF 464287507   13,384,639 54,460 SH   SOLE   54,460 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   1,063,320 4,363 SH   SOLE   4,363 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   417,305 3,109 SH   SOLE   3,109 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   556,682 3,175 SH   SOLE   3,175 0 0
ISHARES TR CORE S&P US GWT 464287671   203,271 2,286 SH   SOLE   2,286 0 0
ISHARES TR CORE S&P SCP ETF 464287804   8,971,299 94,564 SH   SOLE   94,564 0 0
ISHARES TR S&P SML 600 GWT 464287887   875,726 8,118 SH   SOLE   8,118 0 0
ISHARES TR CALIF MUN BD ETF 464288356   471,349 8,203 SH   SOLE   8,203 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   425,347 8,398 SH   SOLE   8,398 0 0
ISHARES TR SHORT TREAS BD 464288679   6,027,328 54,724 SH   SOLE   54,724 0 0
ISHARES TR US TREAS BD ETF 46429B267   439,895 18,711 SH   SOLE   18,711 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   1,001,040 13,743 SH   SOLE   13,743 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   3,898,326 78,754 SH   SOLE   78,754 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   392,323 12,447 SH   SOLE   12,447 0 0
ISHARES TR INTERNATIONAL SL 46434V266   2,331,382 74,438 SH   SOLE   74,438 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   593,561 14,375 SH   SOLE   14,375 0 0
ISHARES TR GLOBAL REIT ETF 46434V647   516,933 22,603 SH   SOLE   22,603 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   221,140 2,453 SH   SOLE   2,453 0 0
ISHARES TR MSCI GBL SUS DEV 46435G532   952,767 12,059 SH   SOLE   12,059 0 0
ISHARES TR ESG AWR US AGRGT 46435U549   590,566 12,232 SH   SOLE   12,232 0 0
JPMORGAN CHASE & CO COM 46625H100   954,830 7,435 SH   SOLE   7,435 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   348,822 6,445 SH   SOLE   6,445 0 0
JOHNSON & JOHNSON COM 478160104   511,754 3,229 SH   SOLE   3,229 0 0
KKR & CO INC COM 48251W104   510,550 10,009 SH   SOLE   10,009 0 0
LILLY ELI & CO COM 532457108   258,852 730 SH   SOLE   730 0 0
LOCKHEED MARTIN CORP COM 539830109   351,793 720 SH   SOLE   720 0 0
MACERICH CO COM 554382101   490,666 47,044 SH   SOLE   47,044 0 0
MASTERCARD INCORPORATED CL A 57636Q104   730,666 2,008 SH   SOLE   2,008 0 0
MCDONALDS CORP COM 580135101   1,288,469 4,565 SH   SOLE   4,565 0 0
MICROSOFT CORP COM 594918104   4,129,206 14,378 SH   SOLE   14,378 0 0
NIKE INC CL B 654106103   563,658 4,557 SH   SOLE   4,557 0 0
NVIDIA CORPORATION COM 67066G104   1,867,614 6,803 SH   SOLE   6,803 0 0
OCCIDENTAL PETE CORP COM 674599105   349,204 5,386 SH   SOLE   5,386 0 0
PACER FDS TR GLOBL CASH ETF 69374H709   9,354,609 276,029 SH   SOLE   276,029 0 0
PACER FDS TR PACER US SMALL 69374H857   5,790,879 154,961 SH   SOLE   154,961 0 0
PACER FDS TR US CASH COWS 100 69374H881   3,960,344 84,424 SH   SOLE   84,424 0 0
PALO ALTO NETWORKS INC COM 697435105   450,319 2,291 SH   SOLE   2,291 0 0
PEPSICO INC COM 713448108   522,986 2,876 SH   SOLE   2,876 0 0
PRICE T ROWE GROUP INC COM 74144T108   235,701 2,131 SH   SOLE   2,131 0 0
QUALCOMM INC COM 747525103   316,954 2,592 SH   SOLE   2,592 0 0
RWT HLDGS INC NOTE 5.750%10/0 749772AD1   445,990 500,000 SH   SOLE   500,000 0 0
REALTY INCOME CORP COM 756109104   960,641 15,287 SH   SOLE   15,287 0 0
ROCKET LAB USA INC COM 773122106   59,675 15,420 SH   SOLE   15,420 0 0
ROCKWELL AUTOMATION INC COM 773903109   730,408 2,620 SH   SOLE   2,620 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   694,202 1,699 SH   SOLE   1,699 0 0
SPDR GOLD TR GOLD SHS 78463V107   1,378,206 7,332 SH   SOLE   7,332 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   427,580 13,731 SH   SOLE   13,731 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   707,137 12,755 SH   SOLE   12,755 0 0
SPDR SER TR S&P DIVID ETF 78464A763   1,154,641 9,410 SH   SOLE   9,410 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   976,495 22,594 SH   SOLE   22,594 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   1,022,329 21,272 SH   SOLE   21,272 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   244,760 733 SH   SOLE   733 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   783,346 21,143 SH   SOLE   21,143 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   404,698 8,391 SH   SOLE   8,391 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   615,565 7,241 SH   SOLE   7,241 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   424,466 4,284 SH   SOLE   4,284 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   221,033 1,474 SH   SOLE   1,474 0 0
SIMON PPTY GROUP INC NEW COM 828806109   2,117,605 19,024 SH   SOLE   19,024 0 0
STARBUCKS CORP COM 855244109   491,299 4,724 SH   SOLE   4,724 0 0
TESLA INC COM 88160R101   1,788,468 9,287 SH   SOLE   9,287 0 0
THORNBURG INCM BUILDER OPP T COM 885213108   839,857 54,080 SH   SOLE   54,080 0 0
UNION PAC CORP COM 907818108   217,362 1,110 SH   SOLE   1,110 0 0
UNITEDHEALTH GROUP INC COM 91324P102   278,502 565 SH   SOLE   565 0 0
VANECK ETF TRUST BDC INCOME ETF 92189F411   1,120,722 78,702 SH   SOLE   78,702 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   343,731 12,378 SH   SOLE   12,378 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   28,069,001 384,296 SH   SOLE   384,296 0 0
VANECK ETF TRUST DURABLE HGH DIV 92189H102   7,581,824 244,633 SH   SOLE   244,633 0 0
VANECK ETF TRUST MORNINGSTAR SMID 92189H730   7,884,497 283,513 SH   SOLE   283,513 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,371,294 21,893 SH   SOLE   21,893 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   582,834 2,856 SH   SOLE   2,856 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   598,357 13,142 SH   SOLE   13,142 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   1,193,407 10,171 SH   SOLE   10,171 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   8,920,366 37,069 SH   SOLE   37,069 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   581,541 1,549 SH   SOLE   1,549 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,327,571 16,137 SH   SOLE   16,137 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   258,707 1,041 SH   SOLE   1,041 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,042,694 5,130 SH   SOLE   5,130 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   296,835 7,486 SH   SOLE   7,486 0 0
VISA INC COM CL A 92826C839   4,538,936 19,937 SH   SOLE   19,937 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505   1,642,905 40,696 SH   SOLE   40,696 0 0
YUM BRANDS INC COM 988498101   310,114 2,356 SH   SOLE   2,356 0 0