The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARK ETF TR INNOVATION ETF 00214Q104 201 4,936 SH   SOLE   4,936 0 0
ABBOTT LABS COM 002824100 262 2,543 SH   SOLE   2,543 0 0
ABBVIE INC COM 00287Y109 365 2,572 SH   SOLE   2,572 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 970 3,288 SH   SOLE   3,288 0 0
THE ALGER ETF TRUST MID CAP 40 ETF 015564107 2,051 165,150 SH   SOLE   165,150 0 0
ALPHABET INC CAP STK CL C 02079K107 1,768 17,260 SH   SOLE   17,260 0 0
ALPHABET INC CAP STK CL A 02079K305 1,864 18,337 SH   SOLE   18,337 0 0
AMAZON COM INC COM 023135106 3,942 32,551 SH   SOLE   32,551 0 0
AMERICAN EXPRESS CO COM 025816109 479 3,291 SH   SOLE   3,291 0 0
AMGEN INC COM 031162100 516 2,216 SH   SOLE   2,216 0 0
APPLE INC COM 037833100 9,650 66,053 SH   SOLE   66,053 0 0
ARES CAPITAL CORP COM 04010L103 2,514 137,131 SH   SOLE   137,131 0 0
BK OF AMERICA CORP COM 060505104 480 14,824 SH   SOLE   14,824 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,273 3 SH   SOLE   3 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,275 4,544 SH   SOLE   4,544 0 0
BOEING CO COM 097023105 1,027 7,689 SH   SOLE   7,689 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109 2,780 139,863 SH   SOLE   139,863 0 0
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104 2,169 109,300 SH   SOLE   109,300 0 0
CAPITAL GROUP CORE PLUS INCO SHS CREATION UNI 14020Y102 657 29,511 SH   SOLE   29,511 0 0
CATERPILLAR INC COM 149123101 530 2,953 SH   SOLE   2,953 0 0
CHEVRON CORP NEW COM 166764100 1,055 6,692 SH   SOLE   6,692 0 0
CISCO SYS INC COM 17275R102 412 9,853 SH   SOLE   9,853 0 0
CLOUDFLARE INC CL A COM 18915M107 289 4,774 SH   SOLE   4,774 0 0
COHEN & STEERS SELECT PFD & COM 19248Y107 196 10,615 SH   SOLE   10,615 0 0
CONTINENTAL RES INC COM 212015101 269 3,864 SH   SOLE   3,864 0 0
COSTCO WHSL CORP NEW COM 22160K105 2,412 4,961 SH   SOLE   4,961 0 0
DISNEY WALT CO COM 254687106 744 7,330 SH   SOLE   7,330 0 0
DYNE THERAPEUTICS INC COM 26818M108 396 40,000 SH   SOLE   40,000 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 863 9,897 SH   SOLE   9,897 0 0
EXXON MOBIL CORP COM 30231G102 605 6,347 SH   SOLE   6,347 0 0
EYENOVIA INC COM 30234E104 118 55,000 SH   SOLE   55,000 0 0
META PLATFORMS INC CL A 30303M102 293 2,089 SH   SOLE   2,089 0 0
FIDELITY COVINGTON TRUST FIDELITY GROWTH 316092337 1,401 102,752 SH   SOLE   102,752 0 0
FIDELITY COVINGTON TRUST INTL MULTIFACTOR 316092535 586 26,367 SH   SOLE   26,367 0 0
FIDELITY COVINGTON TRUST EMERG MKTS MLTFT 316092543 556 27,225 SH   SOLE   27,225 0 0
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 705 15,874 SH   SOLE   15,874 0 0
FLAHERTY & CRUMRINE PFD INCO COM 33848E106 149 16,634 SH   SOLE   16,634 0 0
FORD MTR CO DEL COM 345370860 167 13,523 SH   SOLE   13,523 0 0
FRANKLIN BSP RLTY TR INC COMMON STOCK 35243J101 2,629 225,254 SH   SOLE   225,254 0 0
HEALTHCARE RLTY TR CL A COM 42226K105 379 17,702 SH   SOLE   17,702 0 0
HOME DEPOT INC COM 437076102 1,601 5,529 SH   SOLE   5,529 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 256 2,042 SH   SOLE   2,042 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,881 6,665 SH   SOLE   6,665 0 0
ISHARES GOLD TR ISHARES NEW 464285204 2,184 66,692 SH   SOLE   66,692 0 0
ISHARES TR CORE S&P500 ETF 464287200 20,132 53,060 SH   SOLE   53,060 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 5,445 89,123 SH   SOLE   89,123 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 887 8,657 SH   SOLE   8,657 0 0
ISHARES TR RUS MD CP GR ETF 464287481 255 3,040 SH   SOLE   3,040 0 0
ISHARES TR CORE S&P MCP ETF 464287507 13,586 57,922 SH   SOLE   57,922 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 981 4,418 SH   SOLE   4,418 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 471 3,428 SH   SOLE   3,428 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 559 3,173 SH   SOLE   3,173 0 0
ISHARES TR CORE S&P SCP ETF 464287804 7,744 83,457 SH   SOLE   83,457 0 0
ISHARES TR S&P SML 600 GWT 464287887 927 8,584 SH   SOLE   8,584 0 0
ISHARES TR CALIF MUN BD ETF 464288356 733 13,356 SH   SOLE   13,356 0 0
ISHARES TR INTL SEL DIV ETF 464288448 283 11,794 SH   SOLE   11,794 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 858 17,320 SH   SOLE   17,320 0 0
ISHARES TR US TREAS BD ETF 46429B267 425 18,568 SH   SOLE   18,568 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 1,287 18,605 SH   SOLE   18,605 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 754 15,339 SH   SOLE   15,339 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 333 11,465 SH   SOLE   11,465 0 0
ISHARES TR MSCI INTL SML CP 46434V266 1,617 58,212 SH   SOLE   58,212 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 470 21,366 SH   SOLE   21,366 0 0
ISHARES TR MSCI GBL SUS DEV 46435G532 1,029 13,914 SH   SOLE   13,914 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 597 12,764 SH   SOLE   12,764 0 0
JPMORGAN CHASE & CO COM 46625H100 912 8,084 SH   SOLE   8,084 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 301 5,685 SH   SOLE   5,685 0 0
JOHNSON & JOHNSON COM 478160104 519 3,131 SH   SOLE   3,131 0 0
KKR & CO INC COM 48251W104 401 8,466 SH   SOLE   8,466 0 0
LEGGETT & PLATT INC COM 524660107 861 23,544 SH   SOLE   23,544 0 0
LOCKHEED MARTIN CORP COM 539830109 376 927 SH   SOLE   927 0 0
MACERICH CO COM 554382101 396 45,352 SH   SOLE   45,352 0 0
MASTERCARD INCORPORATED CL A 57636Q104 598 1,986 SH   SOLE   1,986 0 0
MCDONALDS CORP COM 580135101 1,003 4,207 SH   SOLE   4,207 0 0
MICROSOFT CORP COM 594918104 3,525 14,164 SH   SOLE   14,164 0 0
NIKE INC CL B 654106103 390 4,404 SH   SOLE   4,404 0 0
NVIDIA CORPORATION COM 67066G104 994 7,547 SH   SOLE   7,547 0 0
OCCIDENTAL PETE CORP COM 674599105 285 4,312 SH   SOLE   4,312 0 0
PACER FDS TR GLOBL CASH ETF 69374H709 1,624 57,397 SH   SOLE   57,397 0 0
PACER FDS TR PACER US SMALL 69374H857 2,777 79,549 SH   SOLE   79,549 0 0
PACER FDS TR US CASH COWS 100 69374H881 990 22,387 SH   SOLE   22,387 0 0
PALO ALTO NETWORKS INC COM 697435105 392 2,256 SH   SOLE   2,256 0 0
PAYPAL HLDGS INC COM 70450Y103 213 2,294 SH   SOLE   2,294 0 0
PEPSICO INC COM 713448108 480 2,872 SH   SOLE   2,872 0 0
PRICE T ROWE GROUP INC COM 74144T108 236 2,080 SH   SOLE   2,080 0 0
PROCTER AND GAMBLE CO COM 742718109 362 2,781 SH   SOLE   2,781 0 0
QUALCOMM INC COM 747525103 317 2,589 SH   SOLE   2,589 0 0
RWT HLDGS INC NOTE 5.750%10/0 749772AD1 425 500,000 SH   SOLE   500,000 0 0
REALTY INCOME CORP COM 756109104 735 12,187 SH   SOLE   12,187 0 0
ROCKET LAB USA INC COM 773122106 70 15,170 SH   SOLE   15,170 0 0
ROCKWELL AUTOMATION INC COM 773903109 581 2,506 SH   SOLE   2,506 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 622 1,646 SH   SOLE   1,646 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,199 7,461 SH   SOLE   7,461 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 362 13,162 SH   SOLE   13,162 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 999 36,423 SH   SOLE   36,423 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 715 13,516 SH   SOLE   13,516 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 268 9,137 SH   SOLE   9,137 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 394 10,790 SH   SOLE   10,790 0 0
SPDR SER TR S&P DIVID ETF 78464A763 1,357 11,529 SH   SOLE   11,529 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 946 22,960 SH   SOLE   22,960 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 956 21,514 SH   SOLE   21,514 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 210 693 SH   SOLE   693 0 0
SPDR SER TR S&P OILGAS EXP 78468R556 286 2,050 SH   SOLE   2,050 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 755 20,833 SH   SOLE   20,833 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 380 8,475 SH   SOLE   8,475 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 538 6,782 SH   SOLE   6,782 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 378 4,283 SH   SOLE   4,283 0 0
SIMON PPTY GROUP INC NEW COM 828806109 1,643 17,139 SH   SOLE   17,139 0 0
STARBUCKS CORP COM 855244109 423 4,780 SH   SOLE   4,780 0 0
TARGET CORP COM 87612E106 482 3,070 SH   SOLE   3,070 0 0
TESLA INC COM 88160R101 2,010 8,059 SH   SOLE   8,059 0 0
THORNBURG INCM BUILDER OPP T COM 885213108 936 68,052 SH   SOLE   68,052 0 0
UNION PAC CORP COM 907818108 262 1,275 SH   SOLE   1,275 0 0
UNITEDHEALTH GROUP INC COM 91324P102 230 439 SH   SOLE   439 0 0
VANECK ETF TRUST BDC INCOME ETF 92189F411 1,107 78,046 SH   SOLE   78,046 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 301 11,203 SH   SOLE   11,203 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 21,953 342,434 SH   SOLE   342,434 0 0
VANECK ETF TRUST DURABLE HGH DIV 92189H102 6,184 214,630 SH   SOLE   214,630 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,274 23,014 SH   SOLE   23,014 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 463 2,518 SH   SOLE   2,518 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 889 23,009 SH   SOLE   23,009 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 658 5,894 SH   SOLE   5,894 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 7,504 32,132 SH   SOLE   32,132 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,773 7,987 SH   SOLE   7,987 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,133 13,614 SH   SOLE   13,614 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 286 1,266 SH   SOLE   1,266 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 209 1,605 SH   SOLE   1,605 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,035 5,449 SH   SOLE   5,449 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 225 5,662 SH   SOLE   5,662 0 0
VISA INC COM CL A 92826C839 3,632 19,565 SH   SOLE   19,565 0 0
WALMART INC COM 931142103 248 1,849 SH   SOLE   1,849 0 0
YUM BRANDS INC COM 988498101 273 2,446 SH   SOLE   2,446 0 0