The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARK ETF TR INNOVATION ETF 00214Q104 326 3,517 SH   SOLE   3,517 0 0
ABBOTT LABS COM 002824100 343 2,527 SH   SOLE   2,527 0 0
ABBVIE INC COM 00287Y109 343 2,535 SH   SOLE   2,535 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,326 2,393 SH   SOLE   2,393 0 0
THE ALGER ETF TRUST MID CAP 40 ETF 015564107 3,657 184,213 SH   SOLE   184,213 0 0
ALPHABET INC CAP STK CL C 02079K107 2,695 933 SH   SOLE   933 0 0
ALPHABET INC CAP STK CL A 02079K305 2,495 864 SH   SOLE   864 0 0
AMAZON COM INC COM 023135106 4,815 1,437 SH   SOLE   1,437 0 0
AMERICAN EXPRESS CO COM 025816109 622 3,580 SH   SOLE   3,580 0 0
AMGEN INC COM 031162100 515 2,262 SH   SOLE   2,262 0 0
APPLE INC COM 037833100 12,020 66,892 SH   SOLE   66,892 0 0
ARES CAPITAL CORP COM 04010L103 2,197 103,474 SH   SOLE   103,474 0 0
BK OF AMERICA CORP COM 060505104 723 15,060 SH   SOLE   15,060 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,397 3 SH   SOLE   3 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,416 4,588 SH   SOLE   4,588 0 0
BOEING CO COM 097023105 1,344 6,291 SH   SOLE   6,291 0 0
CATERPILLAR INC COM 149123101 693 3,176 SH   SOLE   3,176 0 0
CHEVRON CORP NEW COM 166764100 774 6,370 SH   SOLE   6,370 0 0
CISCO SYS INC COM 17275R102 598 9,765 SH   SOLE   9,765 0 0
CLOUDFLARE INC CL A COM 18915M107 626 5,448 SH   SOLE   5,448 0 0
COHEN & STEERS SELECT PFD & COM 19248Y107 278 10,495 SH   SOLE   10,495 0 0
COSTCO WHSL CORP NEW COM 22160K105 2,696 4,778 SH   SOLE   4,778 0 0
DISNEY WALT CO COM 254687106 1,394 8,950 SH   SOLE   8,950 0 0
ETF SER SOLUTIONS LHA MKT ST TACTL 26922B105 694 21,443 SH   SOLE   21,443 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 1,340 10,477 SH   SOLE   10,477 0 0
EXXON MOBIL CORP COM 30231G102 435 6,600 SH   SOLE   6,600 0 0
EYENOVIA INC COM 30234E104 213 55,000 SH   SOLE   55,000 0 0
META PLATFORMS INC CL A 30303M102 724 2,152 SH   SOLE   2,152 0 0
FEDEX CORP COM 31428X106 237 895 SH   SOLE   895 0 0
FIDELITY COVINGTON TRUST FIDELITY GROWTH 316092337 316 15,465 SH   SOLE   15,465 0 0
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 249 5,435 SH   SOLE   5,435 0 0
FORD MTR CO DEL COM 345370860 390 16,060 SH   SOLE   16,060 0 0
FRANKLIN BSP RLTY TR INC COMMON STOCK 35243J101 398 25,926 SH   SOLE   25,926 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 219 537 SH   SOLE   537 0 0
HEALTHCARE TR AMER INC CL A NEW 42225P501 715 21,146 SH   SOLE   21,146 0 0
HOME DEPOT INC COM 437076102 2,216 5,368 SH   SOLE   5,368 0 0
IDEXX LABS INC COM 45168D104 252 417 SH   SOLE   417 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 282 2,043 SH   SOLE   2,043 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 2,430 6,129 SH   SOLE   6,129 0 0
ISHARES GOLD TR ISHARES NEW 464285204 2,173 62,953 SH   SOLE   62,953 0 0
ISHARES TR CORE S&P TTL STK 464287150 250 2,324 SH   SOLE   2,324 0 0
ISHARES TR CORE S&P500 ETF 464287200 20,127 41,959 SH   SOLE   41,959 0 0
ISHARES TR CORE US AGGBD ET 464287226 266 2,346 SH   SOLE   2,346 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 7,698 92,213 SH   SOLE   92,213 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 965 7,811 SH   SOLE   7,811 0 0
ISHARES TR RUS MD CP GR ETF 464287481 342 3,040 SH   SOLE   3,040 0 0
ISHARES TR CORE S&P MCP ETF 464287507 12,131 42,509 SH   SOLE   42,509 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,391 4,566 SH   SOLE   4,566 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 596 3,523 SH   SOLE   3,523 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 748 3,324 SH   SOLE   3,324 0 0
ISHARES TR CORE S&P US GWT 464287671 264 2,286 SH   SOLE   2,286 0 0
ISHARES TR CORE S&P SCP ETF 464287804 6,154 52,740 SH   SOLE   52,740 0 0
ISHARES TR S&P SML 600 GWT 464287887 1,073 7,658 SH   SOLE   7,658 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 215 10,222 SH   SOLE   10,222 0 0
ISHARES TR CALIF MUN BD ETF 464288356 954 15,346 SH   SOLE   15,346 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 2,085 38,705 SH   SOLE   38,705 0 0
ISHARES TR MODERT ALLOC ETF 464289875 441 9,709 SH   SOLE   9,709 0 0
ISHARES TR US TREAS BD ETF 46429B267 512 19,541 SH   SOLE   19,541 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 4,482 58,475 SH   SOLE   58,475 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 1,590 19,848 SH   SOLE   19,848 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 466 11,692 SH   SOLE   11,692 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 721 23,658 SH   SOLE   23,658 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 235 2,167 SH   SOLE   2,167 0 0
ISHARES TR MSCI GBL SUS DEV 46435G532 2,572 28,473 SH   SOLE   28,473 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 897 16,459 SH   SOLE   16,459 0 0
JPMORGAN CHASE & CO COM 46625H100 874 5,209 SH   SOLE   5,209 0 0
JOHNSON & JOHNSON COM 478160104 587 3,429 SH   SOLE   3,429 0 0
KKR & CO INC COM 48251W104 236 3,180 SH   SOLE   3,180 0 0
LEGGETT & PLATT INC COM 524660107 957 23,544 SH   SOLE   23,544 0 0
LENNAR CORP CL A 526057104 254 2,261 SH   SOLE   2,261 0 0
LOCKHEED MARTIN CORP COM 539830109 279 772 SH   SOLE   772 0 0
MASTERCARD INCORPORATED CL A 57636Q104 745 1,985 SH   SOLE   1,985 0 0
MCDONALDS CORP COM 580135101 915 3,408 SH   SOLE   3,408 0 0
MICROSOFT CORP COM 594918104 4,425 13,450 SH   SOLE   13,450 0 0
NIKE INC CL B 654106103 914 5,490 SH   SOLE   5,490 0 0
NVIDIA CORPORATION COM 67066G104 2,385 8,144 SH   SOLE   8,144 0 0
PALO ALTO NETWORKS INC COM 697435105 314 600 SH   SOLE   600 0 0
PARKER-HANNIFIN CORP COM 701094104 241 744 SH   SOLE   744 0 0
PAYPAL HLDGS INC COM 70450Y103 309 1,616 SH   SOLE   1,616 0 0
PEPSICO INC COM 713448108 493 2,847 SH   SOLE   2,847 0 0
PFIZER INC COM 717081103 216 3,961 SH   SOLE   3,961 0 0
PRICE T ROWE GROUP INC COM 74144T108 211 1,080 SH   SOLE   1,080 0 0
PROCTER AND GAMBLE CO COM 742718109 462 2,825 SH   SOLE   2,825 0 0
QUALCOMM INC COM 747525103 565 3,017 SH   SOLE   3,017 0 0
RWT HLDGS INC NOTE 5.750%10/0 749772AD1 512 500,000 SH   SOLE   500,000 0 0
REALTY INCOME CORP COM 756109104 914 12,653 SH   SOLE   12,653 0 0
ROCKWELL AUTOMATION INC COM 773903109 858 2,501 SH   SOLE   2,501 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 732 1,532 SH   SOLE   1,532 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,162 6,851 SH   SOLE   6,851 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 529 13,977 SH   SOLE   13,977 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,409 38,308 SH   SOLE   38,308 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 1,039 14,348 SH   SOLE   14,348 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 436 14,099 SH   SOLE   14,099 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 507 11,907 SH   SOLE   11,907 0 0
SPDR SER TR S&P DIVID ETF 78464A763 1,844 14,129 SH   SOLE   14,129 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 1,171 23,361 SH   SOLE   23,361 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 1,252 22,283 SH   SOLE   22,283 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 307 835 SH   SOLE   835 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 967 21,254 SH   SOLE   21,254 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 469 4,107 SH   SOLE   4,107 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 214 2,642 SH   SOLE   2,642 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 228 2,203 SH   SOLE   2,203 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 313 5,279 SH   SOLE   5,279 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 458 4,281 SH   SOLE   4,281 0 0
SIMON PPTY GROUP INC NEW COM 828806109 2,533 15,540 SH   SOLE   15,540 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 261 1,616 SH   SOLE   1,616 0 0
BLOCK INC CL A 852234103 203 1,296 SH   SOLE   1,296 0 0
STARBUCKS CORP COM 855244109 548 4,793 SH   SOLE   4,793 0 0
SUN LIFE FINANCIAL INC. COM 866796105 415 17,890 SH   SOLE   17,890 0 0
TARGET CORP COM 87612E106 639 2,728 SH   SOLE   2,728 0 0
TESLA INC COM 88160R101 2,753 2,395 SH   SOLE   2,395 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 203 328 SH   SOLE   328 0 0
UNION PAC CORP COM 907818108 281 1,114 SH   SOLE   1,114 0 0
UNITEDHEALTH GROUP INC COM 91324P102 213 433 SH   SOLE   433 0 0
VANECK ETF TRUST BDC INCOME ETF 92189F411 1,334 76,416 SH   SOLE   76,416 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 616 18,779 SH   SOLE   18,779 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 22,588 293,813 SH   SOLE   293,813 0 0
VANECK ETF TRUST MRNGSTR DURA DIV 92189H102 4,523 139,429 SH   SOLE   139,429 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,977 23,096 SH   SOLE   23,096 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 655 2,518 SH   SOLE   2,518 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,324 25,675 SH   SOLE   25,675 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 8,270 31,753 SH   SOLE   31,753 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,471 7,905 SH   SOLE   7,905 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,576 13,709 SH   SOLE   13,709 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 400 1,253 SH   SOLE   1,253 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,339 5,519 SH   SOLE   5,519 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 278 5,204 SH   SOLE   5,204 0 0
VISA INC COM CL A 92826C839 4,600 20,676 SH   SOLE   20,676 0 0
WALMART INC COM 931142103 240 1,691 SH   SOLE   1,691 0 0
YUM BRANDS INC COM 988498101 377 2,746 SH   SOLE   2,746 0 0