The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 218 7,987 SH   SOLE   7,987 0 0
ARK ETF TR INNOVATION ETF 00214Q104 348 3,249 SH   SOLE   3,249 0 0
ABBOTT LABS COM 002824100 292 2,524 SH   SOLE   2,524 0 0
ABBVIE INC COM 00287Y109 274 2,522 SH   SOLE   2,522 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,336 2,393 SH   SOLE   2,393 0 0
THE ALGER ETF TRUST MID CAP 40 ETF 015564107 3,326 149,618 SH   SOLE   149,618 0 0
ALPHABET INC CAP STK CL C 02079K107 2,531 946 SH   SOLE   946 0 0
ALPHABET INC CAP STK CL A 02079K305 2,323 869 SH   SOLE   869 0 0
AMAZON COM INC COM 023135106 4,478 1,404 SH   SOLE   1,404 0 0
AMERICAN EXPRESS CO COM 025816109 600 3,475 SH   SOLE   3,475 0 0
AMGEN INC COM 031162100 492 2,325 SH   SOLE   2,325 0 0
APPLE INC COM 037833100 9,626 69,183 SH   SOLE   69,183 0 0
ARES CAPITAL CORP COM 04010L103 1,939 93,992 SH   SOLE   93,992 0 0
BK OF AMERICA CORP COM 060505104 628 14,496 SH   SOLE   14,496 0 0
BECTON DICKINSON & CO COM 075887109 424 1,764 SH   SOLE   1,764 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,238 3 SH   SOLE   3 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,289 4,710 SH   SOLE   4,710 0 0
BOEING CO COM 097023105 1,408 6,291 SH   SOLE   6,291 0 0
CATERPILLAR INC COM 149123101 613 3,174 SH   SOLE   3,174 0 0
CHEVRON CORP NEW COM 166764100 632 6,037 SH   SOLE   6,037 0 0
CISCO SYS INC COM 17275R102 541 9,972 SH   SOLE   9,972 0 0
CLOUDFLARE INC CL A COM 18915M107 749 6,469 SH   SOLE   6,469 0 0
COHEN & STEERS SELECT PFD & COM 19248Y107 298 10,470 SH   SOLE   10,470 0 0
COSTCO WHSL CORP NEW COM 22160K105 2,100 4,770 SH   SOLE   4,770 0 0
DISNEY WALT CO COM 254687106 1,832 10,563 SH   SOLE   10,563 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 1,114 10,477 SH   SOLE   10,477 0 0
EXXON MOBIL CORP COM 30231G102 399 6,464 SH   SOLE   6,464 0 0
EYENOVIA INC COM 30234E104 285 55,000 SH   SOLE   55,000 0 0
FACEBOOK INC CL A 30303M102 702 2,152 SH   SOLE   2,152 0 0
FORD MTR CO DEL COM 345370860 193 13,460 SH   SOLE   13,460 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 205 549 SH   SOLE   549 0 0
HOME DEPOT INC COM 437076102 1,775 5,436 SH   SOLE   5,436 0 0
IDEXX LABS INC COM 45168D104 256 417 SH   SOLE   417 0 0
INTEL CORP COM 458140100 201 3,767 SH   SOLE   3,767 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 306 2,121 SH   SOLE   2,121 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 2,431 6,895 SH   SOLE   6,895 0 0
ISHARES GOLD TR ISHARES NEW 464285204 2,482 73,752 SH   SOLE   73,752 0 0
ISHARES TR CORE S&P TTL STK 464287150 216 2,200 SH   SOLE   2,200 0 0
ISHARES TR CORE S&P500 ETF 464287200 17,238 40,062 SH   SOLE   40,062 0 0
ISHARES TR CORE US AGGBD ET 464287226 382 3,324 SH   SOLE   3,324 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 6,870 93,877 SH   SOLE   93,877 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 389 4,517 SH   SOLE   4,517 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 889 7,772 SH   SOLE   7,772 0 0
ISHARES TR RUS MD CP GR ETF 464287481 336 3,040 SH   SOLE   3,040 0 0
ISHARES TR CORE S&P MCP ETF 464287507 11,034 41,487 SH   SOLE   41,487 0 0
ISHARES TR ISHARES BIOTECH 464287556 212 1,359 SH   SOLE   1,359 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,237 4,566 SH   SOLE   4,566 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 572 3,512 SH   SOLE   3,512 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 721 3,271 SH   SOLE   3,271 0 0
ISHARES TR CORE S&P US GWT 464287671 232 2,286 SH   SOLE   2,286 0 0
ISHARES TR CORE S&P SCP ETF 464287804 5,159 46,500 SH   SOLE   46,500 0 0
ISHARES TR S&P SML 600 GWT 464287887 1,003 7,657 SH   SOLE   7,657 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 265 12,478 SH   SOLE   12,478 0 0
ISHARES TR CALIF MUN BD ETF 464288356 1,225 19,763 SH   SOLE   19,763 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 2,772 50,738 SH   SOLE   50,738 0 0
ISHARES TR MODERT ALLOC ETF 464289875 473 10,615 SH   SOLE   10,615 0 0
ISHARES TR US TREAS BD ETF 46429B267 642 24,161 SH   SOLE   24,161 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 3,301 44,032 SH   SOLE   44,032 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 1,582 21,593 SH   SOLE   21,593 0 0
ISHARES INC CORE MSCI EMKT 46434G103 203 3,341 SH   SOLE   3,341 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 551 13,553 SH   SOLE   13,553 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 776 27,885 SH   SOLE   27,885 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 213 2,164 SH   SOLE   2,164 0 0
ISHARES TR MSCI GLOBAL IMP 46435G532 2,570 27,299 SH   SOLE   27,299 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 1,217 22,044 SH   SOLE   22,044 0 0
JPMORGAN CHASE & CO COM 46625H100 869 5,204 SH   SOLE   5,204 0 0
JOHNSON & JOHNSON COM 478160104 545 3,425 SH   SOLE   3,425 0 0
LEGGETT & PLATT INC COM 524660107 957 23,544 SH   SOLE   23,544 0 0
LENNAR CORP CL A 526057104 207 2,238 SH   SOLE   2,238 0 0
LOCKHEED MARTIN CORP COM 539830109 280 810 SH   SOLE   810 0 0
MASTERCARD INCORPORATED CL A 57636Q104 726 2,110 SH   SOLE   2,110 0 0
MCDONALDS CORP COM 580135101 818 3,366 SH   SOLE   3,366 0 0
MICROSOFT CORP COM 594918104 3,890 13,742 SH   SOLE   13,742 0 0
NIKE INC CL B 654106103 821 5,580 SH   SOLE   5,580 0 0
NVIDIA CORPORATION COM 67066G104 1,385 7,021 SH   SOLE   7,021 0 0
PALO ALTO NETWORKS INC COM 697435105 282 600 SH   SOLE   600 0 0
PAYPAL HLDGS INC COM 70450Y103 251 984 SH   SOLE   984 0 0
PEPSICO INC COM 713448108 429 2,855 SH   SOLE   2,855 0 0
PRICE T ROWE GROUP INC COM 74144T108 218 1,125 SH   SOLE   1,125 0 0
PROCTER AND GAMBLE CO COM 742718109 392 2,825 SH   SOLE   2,825 0 0
QUALCOMM INC COM 747525103 352 2,776 SH   SOLE   2,776 0 0
RWT HLDGS INC NOTE 5.750%10/0 749772AD1 512 500,000 SH   SOLE   500,000 0 0
REALTY INCOME CORP COM 756109104 454 6,826 SH   SOLE   6,826 0 0
ROCKWELL AUTOMATION INC COM 773903109 732 2,500 SH   SOLE   2,500 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 645 1,505 SH   SOLE   1,505 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,175 7,103 SH   SOLE   7,103 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 587 15,449 SH   SOLE   15,449 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,509 41,951 SH   SOLE   41,951 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 976 15,396 SH   SOLE   15,396 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 527 13,382 SH   SOLE   13,382 0 0
SPDR SER TR S&P DIVID ETF 78464A763 1,730 14,521 SH   SOLE   14,521 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 1,155 24,749 SH   SOLE   24,749 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 1,212 24,028 SH   SOLE   24,028 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 284 835 SH   SOLE   835 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 991 22,928 SH   SOLE   22,928 0 0
SAREPTA THERAPEUTICS INC COM 803607100 249 2,635 SH   SOLE   2,635 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 425 4,091 SH   SOLE   4,091 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 203 2,633 SH   SOLE   2,633 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 221 2,192 SH   SOLE   2,192 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 301 5,494 SH   SOLE   5,494 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 425 4,311 SH   SOLE   4,311 0 0
SIMON PPTY GROUP INC NEW COM 828806109 2,114 15,988 SH   SOLE   15,988 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 252 1,576 SH   SOLE   1,576 0 0
SQUARE INC CL A 852234103 260 1,147 SH   SOLE   1,147 0 0
STARBUCKS CORP COM 855244109 534 4,792 SH   SOLE   4,792 0 0
SUN LIFE FINANCIAL INC. COM 866796105 414 17,890 SH   SOLE   17,890 0 0
TARGET CORP COM 87612E106 610 2,702 SH   SOLE   2,702 0 0
TESLA INC COM 88160R101 1,856 2,375 SH   SOLE   2,375 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 212 372 SH   SOLE   372 0 0
UNION PAC CORP COM 907818108 255 1,239 SH   SOLE   1,239 0 0
VANECK ETF TRUST BDC INCOME ETF 92189F411 1,119 65,960 SH   SOLE   65,960 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 762 23,169 SH   SOLE   23,169 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 20,555 279,358 SH   SOLE   279,358 0 0
VANECK ETF TRUST MRNGSTR DURA DIV 92189H102 3,915 127,876 SH   SOLE   127,876 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,513 22,851 SH   SOLE   22,851 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 589 2,536 SH   SOLE   2,536 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,279 25,491 SH   SOLE   25,491 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 7,796 31,975 SH   SOLE   31,975 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,137 7,958 SH   SOLE   7,958 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,377 13,337 SH   SOLE   13,337 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 360 1,253 SH   SOLE   1,253 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,263 5,697 SH   SOLE   5,697 0 0
VEREIT INC COM 92339V308 382 8,219 SH   SOLE   8,219 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 221 4,058 SH   SOLE   4,058 0 0
VISA INC COM CL A 92826C839 4,871 21,674 SH   SOLE   21,674 0 0
WALMART INC COM 931142103 257 1,891 SH   SOLE   1,891 0 0
WORKDAY INC CL A 98138H101 250 1,000 SH   SOLE   1,000 0 0
YUM BRANDS INC COM 988498101 338 2,746 SH   SOLE   2,746 0 0