The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN EXPRESS CO COM 025816109 53 377 SH   SOLE   0 0 377
CONOCOPHILLIPS COM 20825C104 11 200 SH   SOLE   0 0 200
CORTEVA INC COM 22052L104 12 264 SH   SOLE   0 0 264
DOW INC COM 260557103 35 552 SH   SOLE   0 0 552
DUPONT DE NEMOURS INC COM 26614N102 43 552 SH   SOLE   0 0 552
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 8 15 SH   SOLE   0 0 15
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 13 1,000 SH   SOLE   0 0 1,000
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 6 125 SH   SOLE   0 0 125
FIDELITY COVINGTON TRUST MSCI INDL INDX 316092709 10 200 SH   SOLE   0 0 200
ISHARES INC MSCI GBL MIN VOL 464286525 6 57 SH   SOLE   0 0 57
ISHARES TR CORE S&P TTL STK 464287150 60 650 SH   SOLE   0 0 650
ISHARES TR CORE S&P500 ETF 464287200 16,607 41,745 SH   SOLE   0 0 41,745
ISHARES TR S&P 500 VAL ETF 464287408 11,420 80,858 SH   SOLE   0 0 80,858
ISHARES TR CORE S&P US VLU 464287663 13,720 199,126 SH   SOLE   0 0 199,126
ISHARES TR CORE S&P US GWT 464287671 11,609 127,863 SH   SOLE   0 0 127,863
ISHARES TR CORE S&P SCP ETF 464287804 17,317 159,564 SH   SOLE   0 0 159,564
ISHARES TR SP SMCP600VL ETF 464287879 15 150 SH   SOLE   0 0 150
ISHARES TR US REGNL BKS ETF 464288778 9 150 SH   SOLE   0 0 150
ISHARES TR US OIL EQ&SV ETF 464288844 1 100 SH   SOLE   0 0 100
ISHARES SILVER TR ISHARES 46428Q109 17 750 SH   SOLE   0 0 750
ISHARES TR FLTG RATE NT ETF 46429B655 5 97 SH   SOLE   0 0 97
ISHARES TR MSCI USA MIN VOL 46429B697 16,767 242,339 SH   SOLE   0 0 242,339
ISHARES TR CORE MSCI TOTAL 46432F834 9,194 130,818 SH   SOLE   0 0 130,818
ISHARES TR CORE MSCI EAFE 46432F842 7,700 106,873 SH   SOLE   0 0 106,873
ISHARES TR CORE 1 5 YR USD 46432F859 15,397 300,200 SH   SOLE   0 0 300,200
ISHARES TR 0-5YR HI YL CP 46434V407 6,228 135,953 SH   SOLE   0 0 135,953
OLIN CORP COM PAR 1 USD 680665205 23 605 SH   SOLE   0 0 605
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 4 50 SH   SOLE   0 0 50
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 21 400 SH   SOLE   0 0 400
VERIZON COMMUNICATIONS INC COM 92343V104 126 2,163 SH   SOLE   0 0 2,163