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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALTRIA GROUP INC COM 02209S103   283,450 5,554 SH   SOLE   0 0 5,554
AMAZON COM INC COM 023135106   450,360 2,417 SH   SOLE   0 0 2,417
APPLE INC COM 037833100   1,268,994 5,446 SH   SOLE   0 0 5,446
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   490,177 1,065 SH   SOLE   0 0 1,065
CHEVRON CORP NEW COM 166764100   425,202 2,887 SH   SOLE   0 0 2,887
CONSTELLATION ENERGY CORP COM 21037T109   458,157 1,762 SH   SOLE   0 0 1,762
ELI LILLY & CO COM 532457108   477,522 539 SH   SOLE   0 0 539
EXELON CORP COM 30161N101   229,528 5,660 SH   SOLE   0 0 5,660
EXXON MOBIL CORP COM 30231G102   516,705 4,408 SH   SOLE   0 0 4,408
HOME DEPOT INC COM 437076102   300,659 742 SH   SOLE   0 0 742
ISHARES TR ISHS 1-5YR INVS 464288646   14,411,233 273,666 SH   SOLE   0 0 273,666
ISHARES TR CORE US AGGBD ET 464287226   53,134,404 524,681 SH   SOLE   0 0 524,681
ISHARES TR CORE S&P SCP ETF 464287804   20,936,153 179,003 SH   SOLE   0 0 179,003
ISHARES TR CORE MSCI EAFE 46432F842   54,170,702 694,052 SH   SOLE   0 0 694,052
ISHARES INC CORE MSCI EMKT 46434G103   717,400 12,496 SH   SOLE   0 0 12,496
ISHARES TR CORE INTL AGGR 46435G672   17,289,651 333,648 SH   SOLE   0 0 333,648
ISHARES INC MSCI EMRG CHN 46434G764   15,563,628 254,682 SH   SOLE   0 0 254,682
JOHNSON & JOHNSON COM 478160104   237,991 1,469 SH   SOLE   0 0 1,469
JPMORGAN CHASE & CO. COM 46625H100   442,384 2,098 SH   SOLE   0 0 2,098
MICROSOFT CORP COM 594918104   794,289 1,846 SH   SOLE   0 0 1,846
MONDELEZ INTL INC CL A 609207105   225,799 3,065 SH   SOLE   0 0 3,065
PEPSICO INC COM 713448108   246,332 1,449 SH   SOLE   0 0 1,449
PHILIP MORRIS INTL INC COM 718172109   397,706 3,276 SH   SOLE   0 0 3,276
PNC FINL SVCS GROUP INC COM 693475105   301,075 1,629 SH   SOLE   0 0 1,629
PPL CORP COM 69351T106   411,256 12,432 SH   SOLE   0 0 12,432
PROCTER AND GAMBLE CO COM 742718109   328,960 1,899 SH   SOLE   0 0 1,899
SPDR GOLD TR GOLD SHS 78463V107   8,928,895 36,735 SH   SOLE   0 0 36,735
SPDR SER TR PRTFLO S&P500 GW 78464A409   50,549,559 609,472 SH   SOLE   0 0 609,472
SPDR SER TR PRTFLO S&P500 VL 78464A508   50,311,632 951,791 SH   SOLE   0 0 951,791
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   251,469 3,018 SH   SOLE   0 0 3,018
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   36,152,619 733,170 SH   SOLE   0 0 733,170
VANGUARD INDEX FDS TOTAL STK MKT 922908769   348,853 1,232 SH   SOLE   0 0 1,232