The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 7,089 32,330 SH   SOLE   0 0 32,330
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 6,270 46,387 SH   SOLE   0 0 46,387
ISHARES TR RUS 1000 GRW ETF 464287614 6,118 29,079 SH   SOLE   0 0 29,079
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,906 51,711 SH   SOLE   0 0 51,711
APPLE INC COM 037833100 4,407 31,887 SH   SOLE   0 0 31,887
ISHARES TR SP SMCP600VL ETF 464287879 4,291 52,040 SH   SOLE   0 0 52,040
ISHARES TR CORE S&P SCP ETF 464287804 3,761 43,134 SH   SOLE   0 0 43,134
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 3,477 135,549 SH   SOLE   0 0 135,549
WORLD GOLD TR SPDR GLD MINIS 98149E303 3,419 103,664 SH   SOLE   0 0 103,664
ISHARES TR S&P SML 600 GWT 464287887 3,275 32,208 SH   SOLE   0 0 32,208
ISHARES GOLD TR ISHARES NEW 464285204 3,252 103,136 SH   SOLE   0 0 103,136
MICROSOFT CORP COM 594918104 2,736 11,750 SH   SOLE   0 0 11,750
MARATHON PETE CORP COM 56585A102 2,114 21,281 SH   SOLE   0 0 21,281
UNITEDHEALTH GROUP INC COM 91324P102 2,007 3,975 SH   SOLE   0 0 3,975
AUTOMATIC DATA PROCESSING IN COM 053015103 1,874 8,287 SH   SOLE   0 0 8,287
AMAZON COM INC COM 023135106 1,866 16,511 SH   SOLE   0 0 16,511
JOHNSON & JOHNSON COM 478160104 1,817 11,125 SH   SOLE   0 0 11,125
ISHARES TR 20 YR TR BD ETF 464287432 1,639 16,000 SH   SOLE   0 0 16,000
EXXON MOBIL CORP COM 30231G102 1,619 18,542 SH   SOLE   0 0 18,542
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,569 9,000 SH   SOLE   0 0 9,000
REPUBLIC SVCS INC COM 760759100 1,568 11,526 SH   SOLE   0 0 11,526
PROGRESSIVE CORP COM 743315103 1,553 13,362 SH   SOLE   0 0 13,362
CVS HEALTH CORP COM 126650100 1,534 16,087 SH   SOLE   0 0 16,087
WASTE MGMT INC DEL COM 94106L109 1,509 9,416 SH   SOLE   0 0 9,416
SYSCO CORP COM 871829107 1,489 21,064 SH   SOLE   0 0 21,064
SCHWAB CHARLES CORP COM 808513105 1,475 20,519 SH   SOLE   0 0 20,519
ALPHABET INC CAP STK CL C 02079K107 1,447 15,054 SH   SOLE   0 0 15,054
CONOCOPHILLIPS COM 20825C104 1,429 13,959 SH   SOLE   0 0 13,959
COCA COLA CO COM 191216100 1,427 25,481 SH   SOLE   0 0 25,481
MCDONALDS CORP COM 580135101 1,371 5,941 SH   SOLE   0 0 5,941
HOME DEPOT INC COM 437076102 1,360 4,929 SH   SOLE   0 0 4,929
GENERAL DYNAMICS CORP COM 369550108 1,353 6,377 SH   SOLE   0 0 6,377
WALMART INC COM 931142103 1,280 9,871 SH   SOLE   0 0 9,871
UNION PAC CORP COM 907818108 1,219 6,259 SH   SOLE   0 0 6,259
STARBUCKS CORP COM 855244109 1,207 14,329 SH   SOLE   0 0 14,329
DIAGEO PLC SPON ADR NEW 25243Q205 1,171 6,896 SH   SOLE   0 0 6,896
ABBOTT LABS COM 002824100 1,141 11,793 SH   SOLE   0 0 11,793
WILLIS TOWERS WATSON PLC LTD SHS G96629103 1,123 5,591 SH   SOLE   0 0 5,591
VANGUARD INDEX FDS GROWTH ETF 922908736 1,109 5,184 SH   SOLE   0 0 5,184
CROWN CASTLE INC COM 22822V101 1,056 7,307 SH   SOLE   0 0 7,307
CME GROUP INC COM 12572Q105 1,048 5,918 SH   SOLE   0 0 5,918
BLACKROCK INC COM 09247X101 993 1,804 SH   SOLE   0 0 1,804
PHILIP MORRIS INTL INC COM 718172109 984 11,855 SH   SOLE   0 0 11,855
VAIL RESORTS INC COM 91879Q109 951 4,410 SH   SOLE   0 0 4,410
EQUINIX INC COM 29444U700 936 1,646 SH   SOLE   0 0 1,646
BLACKSTONE INC COM 09260D107 923 11,025 SH   SOLE   0 0 11,025
COMCAST CORP NEW CL A 20030N101 905 30,855 SH   SOLE   0 0 30,855
LAUDER ESTEE COS INC CL A 518439104 900 4,169 SH   SOLE   0 0 4,169
VANGUARD INDEX FDS TOTAL STK MKT 922908769 882 4,913 SH   SOLE   0 0 4,913
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 817 22,396 SH   SOLE   0 0 22,396
FAIR ISAAC CORP COM 303250104 808 1,962 SH   SOLE   0 0 1,962
VANGUARD INDEX FDS SML CP GRW ETF 922908595 781 4,005 SH   SOLE   0 0 4,005
MARTIN MARIETTA MATLS INC COM 573284106 758 2,355 SH   SOLE   0 0 2,355
TRANSDIGM GROUP INC COM 893641100 752 1,433 SH   SOLE   0 0 1,433
MONSTER BEVERAGE CORP NEW COM 61174X109 730 8,400 SH   SOLE   0 0 8,400
TJX COS INC NEW COM 872540109 726 11,683 SH   SOLE   0 0 11,683
DANAHER CORPORATION COM 235851102 725 2,806 SH   SOLE   0 0 2,806
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 722 9,003 SH   SOLE   0 0 9,003
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 712 3,182 SH   SOLE   0 0 3,182
AUTODESK INC COM 052769106 689 3,687 SH   SOLE   0 0 3,687
FIRSTSERVICE CORP NEW COM 33767E202 688 5,780 SH   SOLE   0 0 5,780
META PLATFORMS INC CL A 30303M102 685 5,045 SH   SOLE   0 0 5,045
MASTERCARD INCORPORATED CL A 57636Q104 682 2,399 SH   SOLE   0 0 2,399
VERISK ANALYTICS INC COM 92345Y106 669 3,924 SH   SOLE   0 0 3,924
LOWES COS INC COM 548661107 658 3,501 SH   SOLE   0 0 3,501
S&P GLOBAL INC COM 78409V104 650 2,130 SH   SOLE   0 0 2,130
EQUIFAX INC COM 294429105 635 3,704 SH   SOLE   0 0 3,704
VISA INC COM CL A 92826C839 631 3,554 SH   SOLE   0 0 3,554
INTUIT COM 461202103 626 1,615 SH   SOLE   0 0 1,615
MORNINGSTAR INC COM 617700109 606 2,856 SH   SOLE   0 0 2,856
AMERICAN TOWER CORP NEW COM 03027X100 603 2,809 SH   SOLE   0 0 2,809
BOOKING HOLDINGS INC COM 09857L108 588 358 SH   SOLE   0 0 358
INTERCONTINENTAL EXCHANGE IN COM 45866F104 588 6,503 SH   SOLE   0 0 6,503
DISNEY WALT CO COM 254687106 585 6,205 SH   SOLE   0 0 6,205
COSTAR GROUP INC COM 22160N109 580 8,323 SH   SOLE   0 0 8,323
MOODYS CORP COM 615369105 572 2,351 SH   SOLE   0 0 2,351
PAYPAL HLDGS INC COM 70450Y103 570 6,620 SH   SOLE   0 0 6,620
VANGUARD INDEX FDS SM CP VAL ETF 922908611 561 3,910 SH   SOLE   0 0 3,910
UBER TECHNOLOGIES INC COM 90353T100 558 21,062 SH   SOLE   0 0 21,062
CANADIAN PAC RY LTD COM 13645T100 546 8,178 SH   SOLE   0 0 8,178
CATALENT INC COM 148806102 535 7,395 SH   SOLE   0 0 7,395
ADOBE SYSTEMS INCORPORATED COM 00724F101 523 1,900 SH   SOLE   0 0 1,900
AVIDXCHANGE HOLDINGS INC COM 05368X102 464 55,116 SH   SOLE   0 0 55,116
ETSY INC COM 29786A106 460 4,591 SH   SOLE   0 0 4,591
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 437 1,700 SH   SOLE   0 0 1,700
BRIGHT HORIZONS FAM SOL IN D COM 109194100 436 7,566 SH   SOLE   0 0 7,566
ISHARES INC CORE MSCI EMKT 46434G103 430 10,010 SH   SOLE   0 0 10,010
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 410 1,745 SH   SOLE   0 0 1,745
ALPHABET INC CAP STK CL A 02079K305 409 4,280 SH   SOLE   0 0 4,280
VANGUARD WORLD FDS INF TECH ETF 92204A702 401 1,305 SH   SOLE   0 0 1,305
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 362 4,782 SH   SOLE   0 0 4,782
ZILLOW GROUP INC CL C CAP STK 98954M200 352 12,303 SH   SOLE   0 0 12,303
SPOTIFY TECHNOLOGY S A SHS L8681T102 350 4,054 SH   SOLE   0 0 4,054
ISHARES TR MSCI EMG MKT ETF 464287234 327 9,378 SH   SOLE   0 0 9,378
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 283 862 SH   SOLE   0 0 862
ELEVANCE HEALTH INC COM 036752103 267 588 SH   SOLE   0 0 588
VANGUARD INDEX FDS MID CAP ETF 922908629 247 1,315 SH   SOLE   0 0 1,315
IQVIA HLDGS INC COM 46266C105 237 1,310 SH   SOLE   0 0 1,310
HERSHEY CO COM 427866108 227 1,030 SH   SOLE   0 0 1,030
PAYCHEX INC COM 704326107 219 1,955 SH   SOLE   0 0 1,955
THERMO FISHER SCIENTIFIC INC COM 883556102 207 408 SH   SOLE   0 0 408
NORTHROP GRUMMAN CORP COM 666807102 202 430 SH   SOLE   0 0 430
ALTISOURCE ASSET MGMT CORP COM 02153X108 159 10,097 SH   SOLE   0 0 10,097
EASTMAN KODAK CO COM NEW 277461406 1 16,200 SH Call SOLE   0 0 16,200