The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 217 1,599 SH   SOLE   1,599 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 862 1,520 SH   SOLE   1,520 0 0
ALPHABET INC CAP STK CL C 02079K107 859 297 SH   SOLE   297 0 0
ALPHABET INC CAP STK CL A 02079K305 298 103 SH   SOLE   103 0 0
AMAZON COM INC COM 023135106 970 291 SH   SOLE   291 0 0
AMERICAN TOWER CORP NEW COM 03027X100 346 1,184 SH   SOLE   1,184 0 0
AMPHENOL CORP NEW CL A 032095101 324 3,699 SH   SOLE   3,699 0 0
APPLE INC COM 037833100 1,305 7,351 SH   SOLE   7,350 0 0
APPLIED MATLS INC COM 038222105 290 1,846 SH   SOLE   1,846 0 0
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100 135 17,268 SH   SOLE   17,268 0 0
BK OF AMERICA CORP COM 060505104 253 5,679 SH   SOLE   5,678 0 0
COSTCO WHSL CORP NEW COM 22160K105 465 819 SH   SOLE   819 0 0
DANAHER CORPORATION COM 235851102 529 1,609 SH   SOLE   1,609 0 0
DEXCOM INC COM 252131107 573 1,067 SH   SOLE   1,067 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 252 1,945 SH   SOLE   1,945 0 0
HCA HEALTHCARE INC COM 40412C101 228 889 SH   SOLE   889 0 0
INTUIT COM 461202103 511 795 SH   SOLE   795 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 473 1,317 SH   SOLE   1,317 0 0
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 421 15,992 SH   SOLE   15,991 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 202 9,157 SH   SOLE   9,157 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 279 702 SH   SOLE   702 0 0
ISHARES INC MSCI GBL MIN VOL 464286525 538 4,969 SH   SOLE   4,969 0 0
ISHARES INC CORE MSCI EMKT 46434G103 2,355 39,336 SH   SOLE   39,335 0 0
ISHARES TR JPMORGAN USD EMG 464288281 2,082 19,091 SH   SOLE   19,091 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 337 4,029 SH   SOLE   4,029 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 758 2,585 SH   SOLE   2,585 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 801 9,898 SH   SOLE   9,898 0 0
ISHARES TR NATIONAL MUN ETF 464288414 7,835 67,383 SH   SOLE   67,383 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 248 3,231 SH   SOLE   3,231 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,311 7,894 SH   SOLE   7,894 0 0
ISHARES TR CORE MSCI EAFE 46432F842 8,986 120,394 SH   SOLE   120,393 0 0
JPMORGAN CHASE & CO COM 46625H100 334 2,106 SH   SOLE   2,106 0 0
KIMBERLY-CLARK CORP COM 494368103 340 2,379 SH   SOLE   2,379 0 0
LAUDER ESTEE COS INC CL A 518439104 427 1,154 SH   SOLE   1,154 0 0
LIGHTWAVE LOGIC INC COM 532275104 156 10,513 SH   SOLE   10,513 0 0
MASTERCARD INCORPORATED CL A 57636Q104 470 1,308 SH   SOLE   1,308 0 0
META PLATFORMS INC CL A 30303M102 313 930 SH   SOLE   930 0 0
MICROSOFT CORP COM 594918104 1,345 4,000 SH   SOLE   4,000 0 0
PAYPAL HLDGS INC COM 70450Y103 472 2,501 SH   SOLE   2,501 0 0
PFIZER INC COM 717081103 297 5,034 SH   SOLE   5,034 0 0
POPULAR INC COM NEW 733174700 504 6,148 SH   SOLE   6,148 0 0
ROPER TECHNOLOGIES INC COM 776696106 219 445 SH   SOLE   445 0 0
SALESFORCE COM INC COM 79466L302 367 1,443 SH   SOLE   1,443 0 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104 365 938 SH   SOLE   938 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 5,000 30,532 SH   SOLE   30,532 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 3,291 44,941 SH   SOLE   44,940 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 23,421 205,776 SH   SOLE   205,776 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 614 15,808 SH   SOLE   15,808 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 616 12,113 SH   SOLE   12,113 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,182 50,607 SH   SOLE   50,606 0 0
SLM CORP COM 78442P106 230 11,675 SH   SOLE   11,675 0 0
SPDR SER TR BLOOMBERG EMERGI 78464A391 438 17,912 SH   SOLE   17,911 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622 2,936 27,047 SH   SOLE   27,046 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284 2,247 37,394 SH   SOLE   37,393 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 226 2,473 SH   SOLE   2,473 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 215 1,789 SH   SOLE   1,789 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 290 435 SH   SOLE   435 0 0
UNITEDHEALTH GROUP INC COM 91324P102 459 914 SH   SOLE   914 0 0
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 1,762 61,621 SH   SOLE   61,620 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 2,258 36,168 SH   SOLE   36,168 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 8,915 105,187 SH   SOLE   105,187 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 1,147 11,144 SH   SOLE   11,144 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,303 14,867 SH   SOLE   14,867 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,549 31,532 SH   SOLE   31,532 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 2,778 50,354 SH   SOLE   50,354 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 17,895 55,766 SH   SOLE   55,766 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,794 7,940 SH   SOLE   7,939 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,857 15,973 SH   SOLE   15,972 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,151 2,636 SH   SOLE   2,635 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 17,989 122,283 SH   SOLE   122,283 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,206 11,378 SH   SOLE   11,378 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,274 147,070 SH   SOLE   147,070 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,259 24,493 SH   SOLE   24,493 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,449 26,383 SH   SOLE   26,383 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 1,419 26,859 SH   SOLE   26,859 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 207 1,203 SH   SOLE   1,203 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 26,101 511,180 SH   SOLE   511,179 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 237 2,115 SH   SOLE   2,115 0 0
VISA INC COM CL A 92826C839 416 1,919 SH   SOLE   1,919 0 0
XERIS BIOPHARMA HOLDINGS INC COM 98422E103 37 12,544 SH   SOLE   12,544 0 0
ZOETIS INC CL A 98978V103 625 2,560 SH   SOLE   2,560 0 0