The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   220,767 2,019 SH   SOLE   0 0 2,019
AIRBNB INC COM CL A 009066101   826,370 6,070 SH   SOLE   0 0 6,070
ALPHABET INC CAP STK CL C 02079K107   1,172,681 8,321 SH   SOLE   0 0 8,321
ALPHABET INC CAP STK CL A 02079K305   1,774,482 12,703 SH   SOLE   0 0 12,703
AMAZON COM INC COM 023135106   961,172 6,326 SH   SOLE   0 0 6,326
APPLE INC COM 037833100   30,907,500 160,533 SH   SOLE   0 0 160,533
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   6,910,288 19,375 SH   SOLE   0 0 19,375
CABOT CORP COM 127055101   393,703 4,715 SH   SOLE   0 0 4,715
CANADIAN PACIFIC KANSAS CITY COM 13646K108   290,625 3,676 SH   SOLE   0 0 3,676
CARRIER GLOBAL CORPORATION COM 14448C104   260,306 4,531 SH   SOLE   0 0 4,531
CATERPILLAR INC COM 149123101   1,210,596 4,094 SH   SOLE   0 0 4,094
CHEVRON CORP NEW COM 166764100   253,151 1,697 SH   SOLE   0 0 1,697
CISCO SYS INC COM 17275R102   284,074 5,623 SH   SOLE   0 0 5,623
COSTCO WHSL CORP NEW COM 22160K105   227,115 344 SH   SOLE   0 0 344
COTERRA ENERGY INC COM 127097103   277,479 10,873 SH   SOLE   0 0 10,873
DEERE & CO COM 244199105   1,169,981 2,926 SH   SOLE   0 0 2,926
DISNEY WALT CO COM 254687106   247,756 2,744 SH   SOLE   0 0 2,744
ELI LILLY & CO COM 532457108   270,763 464 SH   SOLE   0 0 464
FERRARI N V COM N3167Y103   435,898 1,288 SH   SOLE   0 0 1,288
GENERAL DYNAMICS CORP COM 369550108   279,145 1,075 SH   SOLE   0 0 1,075
HOME DEPOT INC COM 437076102   254,162 733 SH   SOLE   0 0 733
HONEYWELL INTL INC COM 438516106   300,095 1,431 SH   SOLE   0 0 1,431
INTEL CORP COM 458140100   345,017 6,866 SH   SOLE   0 0 6,866
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   435,686 2,761 SH   SOLE   0 0 2,761
INVESCO QQQ TR UNIT SER 1 46090E103   626,621 1,530 SH   SOLE   0 0 1,530
ISHARES GOLD TR ISHARES NEW 464285204   949,951 24,339 SH   SOLE   0 0 24,339
ISHARES SILVER TR ISHARES 46428Q109   422,728 19,409 SH   SOLE   0 0 19,409
ISHARES TR RUS 1000 VAL ETF 464287598   372,804 2,256 SH   SOLE   0 0 2,256
ISHARES TR MSCI EAFE ETF 464287465   818,325 10,860 SH   SOLE   0 0 10,860
ISHARES TR CORE DIV GRWTH 46434V621   246,227 4,575 SH   SOLE   0 0 4,575
ISHARES TR GLOBAL 100 ETF 464287572   544,476 6,762 SH   SOLE   0 0 6,762
ISHARES TR PFD AND INCM SEC 464288687   9,815,286 314,693 SH   SOLE   0 0 314,693
ISHARES TR RUS 1000 GRW ETF 464287614   345,614 1,140 SH   SOLE   0 0 1,140
ISHARES TR CORE MSCI EAFE 46432F842   22,151,086 314,870 SH   SOLE   0 0 314,870
JOHNSON & JOHNSON COM 478160104   1,039,283 6,631 SH   SOLE   0 0 6,631
JPMORGAN CHASE & CO COM 46625H100   429,540 2,525 SH   SOLE   0 0 2,525
MASTERCARD INCORPORATED CL A 57636Q104   361,254 847 SH   SOLE   0 0 847
MCDONALDS CORP COM 580135101   213,897 721 SH   SOLE   0 0 721
META PLATFORMS INC CL A 30303M102   208,836 590 SH   SOLE   0 0 590
MICROSOFT CORP COM 594918104   2,835,798 7,541 SH   SOLE   0 0 7,541
NOVO-NORDISK A S ADR 670100205   2,145,346 20,738 SH   SOLE   0 0 20,738
NVIDIA CORPORATION COM 67066G104   309,239 624 SH   SOLE   0 0 624
ORACLE CORP COM 68389X105   330,839 3,138 SH   SOLE   0 0 3,138
OTIS WORLDWIDE CORP COM 68902V107   221,259 2,473 SH   SOLE   0 0 2,473
PALATIN TECHNOLOGIES INC COM NEW 696077502   83,437 20,964 SH   SOLE   0 0 20,964
PEPSICO INC COM 713448108   782,407 4,607 SH   SOLE   0 0 4,607
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   1,641,845 16,453 SH   SOLE   0 0 16,453
PROCTER AND GAMBLE CO COM 742718109   580,317 3,960 SH   SOLE   0 0 3,960
RBB FD INC US TREAS 3 MNTH 74933W452   362,535 7,271 SH   SOLE   0 0 7,271
RTX CORPORATION COM 75513E101   503,536 5,984 SH   SOLE   0 0 5,984
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   9,566,173 169,613 SH   SOLE   0 0 169,613
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,133,325 14,887 SH   SOLE   0 0 14,887
SPDR GOLD TR GOLD SHS 78463V107   2,022,005 10,577 SH   SOLE   0 0 10,577
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   229,341 4,062 SH   SOLE   0 0 4,062
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,229,853 6,795 SH   SOLE   0 0 6,795
SPDR SER TR S&P BIOTECH 78464A870   227,600 2,549 SH   SOLE   0 0 2,549
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   567,606 29,640 SH   SOLE   0 0 29,640
SPROTT PHYSICAL GOLD TR UNIT 85207H104   1,384,413 86,906 SH   SOLE   0 0 86,906
STRYKER CORPORATION COM 863667101   739,064 2,468 SH   SOLE   0 0 2,468
TESLA INC COM 88160R101   600,576 2,417 SH   SOLE   0 0 2,417
TOAST INC CL A 888787108   281,496 15,416 SH   SOLE   0 0 15,416
UNION PAC CORP COM 907818108   1,137,712 4,632 SH   SOLE   0 0 4,632
UNITED PARCEL SERVICE INC CL B 911312106   508,482 3,234 SH   SOLE   0 0 3,234
VANECK ETF TRUST GOLD MINERS ETF 92189F106   1,198,537 38,650 SH   SOLE   0 0 38,650
VANECK ETF TRUST IG FLOATING RATE 92189F486   1,628,613 64,756 SH   SOLE   0 0 64,756
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   538,574 1,233 SH   SOLE   0 0 1,233
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,589,944 23,564 SH   SOLE   0 0 23,564
VANGUARD INDEX FDS MID CAP ETF 922908629   1,439,576 6,188 SH   SOLE   0 0 6,188
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   567,709 3,332 SH   SOLE   0 0 3,332
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   11,933,881 249,142 SH   SOLE   0 0 249,142
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   23,836,696 213,533 SH   SOLE   0 0 213,533
VANGUARD WORLD FDS INF TECH ETF 92204A702   1,065,768 2,202 SH   SOLE   0 0 2,202
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   446,371 2,025 SH   SOLE   0 0 2,025
WALMART INC COM 931142103   278,410 1,766 SH   SOLE   0 0 1,766