The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIRBNB INC COM CL A 009066101 BBG001Y2XS16 776,650 6,060 SH   SOLE   0 0 6,060
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,882,642 15,728 SH   SOLE   0 0 15,728
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,175,952 9,721 SH   SOLE   0 0 9,721
AMAZON COM INC COM 023135106 BBG001S5PQL7 992,691 7,615 SH   SOLE   0 0 7,615
AMGEN INC COM 031162100 BBG001S5NNL6 583,469 2,628 SH   SOLE   0 0 2,628
APPLE INC COM 037833100 BBG001S5N8V8 30,044,533 154,893 SH   SOLE   0 0 154,893
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 6,482,410 19,010 SH   SOLE   0 0 19,010
CABOT CORP COM 127055101 BBG001S5PK58 329,799 4,930 SH   SOLE   0 0 4,930
CANADIAN PACIFIC KANSAS CITY COM 13646K108 BBG001S7F4Z8 296,911 3,676 SH   SOLE   0 0 3,676
CARRIER GLOBAL CORPORATION COM 14448C104 BBG00RP5HZM1 225,236 4,531 SH   SOLE   0 0 4,531
CATERPILLAR INC COM 149123101 BBG001S5PJ06 1,007,208 4,094 SH   SOLE   0 0 4,094
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 252,384 1,604 SH   SOLE   0 0 1,604
CISCO SYS INC COM 17275R102 BBG001S6HC62 353,022 6,823 SH   SOLE   0 0 6,823
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 220,629 410 SH   SOLE   0 0 410
COTERRA ENERGY INC COM 127097103 BBG001S6H6Y4 283,015 11,186 SH   SOLE   0 0 11,186
DEERE & CO COM 244199105 BBG001S5QFF7 1,185,547 2,926 SH   SOLE   0 0 2,926
DISNEY WALT CO COM 254687106 BBG001S5QHF3 653,172 7,316 SH   SOLE   0 0 7,316
FERRARI N V COM N3167Y103 BBG009PH3Q95 418,870 1,288 SH   SOLE   0 0 1,288
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 231,286 1,075 SH   SOLE   0 0 1,075
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 379,919 1,831 SH   SOLE   0 0 1,831
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706 BBG00KXH5XJ3 263,481 3,689 SH   SOLE   0 0 3,689
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 501,533 1,358 SH   SOLE   0 0 1,358
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 891,919 24,510 SH   SOLE   0 0 24,510
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 236,110 4,582 SH   SOLE   0 0 4,582
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 358,791 3,663 SH   SOLE   0 0 3,663
ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 10,377,324 335,510 SH   SOLE   0 0 335,510
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 231,808 2,859 SH   SOLE   0 0 2,859
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 787,373 10,860 SH   SOLE   0 0 10,860
ISHARES TR GLOBAL 100 ETF 464287572 BBG001SGL748 281,118 3,696 SH   SOLE   0 0 3,696
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 20,537,924 304,266 SH   SOLE   0 0 304,266
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 636,858 3,848 SH   SOLE   0 0 3,848
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 494,484 3,400 SH   SOLE   0 0 3,400
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 326,046 829 SH   SOLE   0 0 829
MCDONALDS CORP COM 580135101 BBG001S5T110 208,703 699 SH   SOLE   0 0 699
MERCK & CO INC COM 58933Y105 BBG001S5TC52 314,498 2,726 SH   SOLE   0 0 2,726
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 212,365 740 SH   SOLE   0 0 740
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,303,655 6,765 SH   SOLE   0 0 6,765
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 221,822 524 SH   SOLE   0 0 524
ORACLE CORP COM 68389X105 BBG001S5SJG6 373,704 3,138 SH   SOLE   0 0 3,138
OTIS WORLDWIDE CORP COM 68902V107 BBG00RP60LN7 221,279 2,486 SH   SOLE   0 0 2,486
PALATIN TECHNOLOGIES INC COM NEW 696077502 BBG001S8HM57 44,024 20,964 SH   SOLE   0 0 20,964
PEPSICO INC COM 713448108 BBG001S695T1 957,722 5,171 SH   SOLE   0 0 5,171
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 276,492 1,822 SH   SOLE   0 0 1,822
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 662,454 6,762 SH   SOLE   0 0 6,762
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 9,675,043 184,744 SH   SOLE   0 0 184,744
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 1,700,339 9,538 SH   SOLE   0 0 9,538
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 3,155,239 7,118 SH   SOLE   0 0 7,118
SPDR SER TR S&P BIOTECH 78464A870 BBG001SQDKG3 224,557 2,699 SH   SOLE   0 0 2,699
SPRUCE POWER HOLDING CORP COM CL A 9837FR100 BBG00PP0KRM0 17,675 21,773 SH   SOLE   0 0 21,773
STRYKER CORPORATION COM 863667101 BBG001S8FR03 758,317 2,486 SH   SOLE   0 0 2,486
TESLA INC COM 88160R101 BBG001SQKGD7 529,299 2,022 SH   SOLE   0 0 2,022
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 236,186 1,312 SH   SOLE   0 0 1,312
UNION PAC CORP COM 907818108 BBG001S5X2M0 1,523,805 7,447 SH   SOLE   0 0 7,447
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 579,695 3,234 SH   SOLE   0 0 3,234
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 502,176 1,233 SH   SOLE   0 0 1,233
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 5,206,844 23,637 SH   SOLE   0 0 23,637
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 1,362,350 6,188 SH   SOLE   0 0 6,188
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 438,013 2,697 SH   SOLE   0 0 2,697
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 10,931,481 236,715 SH   SOLE   0 0 236,715
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 23,152,009 218,271 SH   SOLE   0 0 218,271
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 1,172,608 2,652 SH   SOLE   0 0 2,652
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 BBG001SHTTM0 315,455 3,883 SH   SOLE   0 0 3,883
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 BBG001SHVTX5 416,198 2,025 SH   SOLE   0 0 2,025
WALMART INC COM 931142103 BBG001S5XH92 269,721 1,716 SH   SOLE   0 0 1,716