The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,055,186 10,146 SH   SOLE   0 0 10,146
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,678,144 16,178 SH   SOLE   0 0 16,178
AMAZON COM INC COM 023135106 BBG001S5PQL7 787,586 7,625 SH   SOLE   0 0 7,625
AMGEN INC COM 031162100 BBG001S5NNL6 635,319 2,628 SH   SOLE   0 0 2,628
APPLE INC COM 037833100 BBG001S5N8V8 26,435,182 160,310 SH   SOLE   0 0 160,310
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 6,258,768 20,270 SH   SOLE   0 0 20,270
CABOT CORP COM 127055101 BBG001S5PK58 377,871 4,930 SH   SOLE   0 0 4,930
CANADIAN PAC RY LTD COM 13645T100 BBG001S7F4Z8 282,831 3,676 SH   SOLE   0 0 3,676
CARRIER GLOBAL CORPORATION COM 14448C104 BBG00RP5HZM1 207,293 4,531 SH   SOLE   0 0 4,531
CATERPILLAR INC COM 149123101 BBG001S5PJ06 936,643 4,093 SH   SOLE   0 0 4,093
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 272,970 1,673 SH   SOLE   0 0 1,673
CISCO SYS INC COM 17275R102 BBG001S6HC62 356,672 6,823 SH   SOLE   0 0 6,823
COTERRA ENERGY INC COM 127097103 BBG001S6H6Y4 274,513 11,186 SH   SOLE   0 0 11,186
DEERE & CO COM 244199105 BBG001S5QFF7 1,208,047 2,926 SH   SOLE   0 0 2,926
DISNEY WALT CO COM 254687106 BBG001S5QHF3 1,070,668 10,693 SH   SOLE   0 0 10,693
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 202,432 1,846 SH   SOLE   0 0 1,846
FERRARI N V COM N3167Y103 BBG009PH3Q95 348,971 1,288 SH   SOLE   0 0 1,288
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 245,326 1,075 SH   SOLE   0 0 1,075
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 349,446 1,828 SH   SOLE   0 0 1,828
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706 BBG00KXH5XJ3 286,391 3,689 SH   SOLE   0 0 3,689
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 425,874 1,327 SH   SOLE   0 0 1,327
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 913,360 24,441 SH   SOLE   0 0 24,441
ISHARES TR ISHARES BIOTECH 464287556 BBG001SGYSW7 203,556 1,576 SH   SOLE   0 0 1,576
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 18,892,560 282,611 SH   SOLE   0 0 282,611
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 776,730 10,860 SH   SOLE   0 0 10,860
ISHARES TR GLOBAL 100 ETF 464287572 BBG001SGL748 258,942 3,696 SH   SOLE   0 0 3,696
ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 3,316,064 106,216 SH   SOLE   0 0 106,216
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 229,054 4,582 SH   SOLE   0 0 4,582
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 364,981 3,663 SH   SOLE   0 0 3,663
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 622,886 4,019 SH   SOLE   0 0 4,019
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 461,984 3,545 SH   SOLE   0 0 3,545
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 301,267 829 SH   SOLE   0 0 829
MCDONALDS CORP COM 580135101 BBG001S5T110 254,273 909 SH   SOLE   0 0 909
MERCK & CO INC COM 58933Y105 BBG001S5TC52 275,018 2,585 SH   SOLE   0 0 2,585
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,993,094 6,913 SH   SOLE   0 0 6,913
ORACLE CORP COM 68389X105 BBG001S5SJG6 292,419 3,147 SH   SOLE   0 0 3,147
OTIS WORLDWIDE CORP COM 68902V107 BBG00RP60LN7 209,818 2,486 SH   SOLE   0 0 2,486
PALATIN TECHNOLOGIES INC COM NEW 696077502 BBG001S8HM57 57,651 20,964 SH   SOLE   0 0 20,964
PEPSICO INC COM 713448108 BBG001S695T1 942,624 5,171 SH   SOLE   0 0 5,171
PFIZER INC COM 717081103 BBG001S5V466 217,845 5,339 SH   SOLE   0 0 5,339
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 529,209 3,559 SH   SOLE   0 0 3,559
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 662,251 6,762 SH   SOLE   0 0 6,762
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 9,629,838 199,087 SH   SOLE   0 0 199,087
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 1,747,552 9,538 SH   SOLE   0 0 9,538
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 3,181,721 7,772 SH   SOLE   0 0 7,772
SPDR SER TR S&P BIOTECH 78464A870 BBG001SQDKG3 205,691 2,699 SH   SOLE   0 0 2,699
SPRUCE POWER HOLDING CORP COM CL A 9837FR100 BBG00PP0KRM0 17,854 21,773 SH   SOLE   0 0 21,773
STRYKER CORPORATION COM 863667101 BBG001S8FR03 723,539 2,535 SH   SOLE   0 0 2,535
TESLA INC COM 88160R101 BBG001SQKGD7 414,298 1,997 SH   SOLE   0 0 1,997
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 244,045 1,312 SH   SOLE   0 0 1,312
TOAST INC CL A 888787108 BBG00BTJVKB1 190,422 10,728 SH   SOLE   0 0 10,728
UNION PAC CORP COM 907818108 BBG001S5X2M0 1,569,023 7,796 SH   SOLE   0 0 7,796
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 627,364 3,234 SH   SOLE   0 0 3,234
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 1,307,071 6,197 SH   SOLE   0 0 6,197
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 463,694 1,233 SH   SOLE   0 0 1,233
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 4,911,950 24,066 SH   SOLE   0 0 24,066
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 415,308 2,697 SH   SOLE   0 0 2,697
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 4,424,788 97,959 SH   SOLE   0 0 97,959
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 21,763,541 206,289 SH   SOLE   0 0 206,289
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 1,022,266 2,652 SH   SOLE   0 0 2,652
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 BBG001SHTTM0 302,447 3,883 SH   SOLE   0 0 3,883
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 BBG001SHVTX5 385,783 2,025 SH   SOLE   0 0 2,025
WALMART INC COM 931142103 BBG001S5XH92 253,024 1,716 SH   SOLE   0 0 1,716