The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG001S5NCQ5 204,275 607 SH   SOLE   0 0 607
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 306,072 3,469 SH   SOLE   0 0 3,469
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,084,280 12,220 SH   SOLE   0 0 12,220
AMAZON COM INC COM 023135106 BBG001S5PQL7 403,200 4,800 SH   SOLE   0 0 4,800
APPLE INC COM 037833100 BBG001S5N8V8 1,695,979 13,053 SH   SOLE   0 0 13,053
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 363,266 1,176 SH   SOLE   0 0 1,176
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 302,205 662 SH   SOLE   0 0 662
CREXENDO INC COM 226552107 BBG001S9HYR5 92,952 48,922 SH   SOLE   0 0 48,922
DBX ETF TR XTRACK MSCI EAFE 233051200 BBG001S9Z3V8 1,309,796 40,639 SH   SOLE   0 0 40,639
DEXCOM INC COM 252131107 BBG001SKZG99 514,563 4,544 SH   SOLE   0 0 4,544
EMPIRE ST RLTY OP L P UNIT LTD PRT 60 292102209 BBG005CL7PV1 70,864 10,737 SH   SOLE   0 0 10,737
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 BBG00DRGSD25 2,014,840 20,207 SH   SOLE   0 0 20,207
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 218,615 821 SH   SOLE   0 0 821
ISHARES TR AGGRES ALLOC ETF 464289859 BBG001T3YVL0 374,693 6,271 SH   SOLE   0 0 6,271
ISHARES TR CALIF MUN BD ETF 464288356 BBG001T03XM5 16,704,113 297,703 SH   SOLE   0 0 297,703
ISHARES TR COHEN STEER REIT 464287564 BBG001SDX760 222,431 4,056 SH   SOLE   0 0 4,056
ISHARES TR CORE INTL AGGR 46435G672 BBG00BDV2SQ0 1,256,512 26,425 SH   SOLE   0 0 26,425
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 11,384,025 47,062 SH   SOLE   0 0 47,062
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 4,558,910 48,171 SH   SOLE   0 0 48,171
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 23,207,566 60,402 SH   SOLE   0 0 60,402
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 763,795 7,875 SH   SOLE   0 0 7,875
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 214,426 2,560 SH   SOLE   0 0 2,560
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 302,450 5,355 SH   SOLE   0 0 5,355
ISHARES TR GRWT ALLOCAT ETF 464289867 BBG001T3YV58 316,000 6,701 SH   SOLE   0 0 6,701
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 7,506,813 114,363 SH   SOLE   0 0 114,363
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 1,395,975 36,833 SH   SOLE   0 0 36,833
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 9,407,008 89,149 SH   SOLE   0 0 89,149
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 383,490 1,790 SH   SOLE   0 0 1,790
ISHARES TR RUS MD CP GR ETF 464287481 BBG001S561Z8 923,484 11,046 SH   SOLE   0 0 11,046
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 5,112,235 75,793 SH   SOLE   0 0 75,793
ISHARES TR RUS TOP 200 ETF 464289446 BBG001T5LBQ8 847,608 9,421 SH   SOLE   0 0 9,421
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 994,027 5,701 SH   SOLE   0 0 5,701
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 1,712,113 16,420 SH   SOLE   0 0 16,420
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 353,830 2,003 SH   SOLE   0 0 2,003
MICROSOFT CORP COM 594918104 BBG001S5TD05 701,472 2,925 SH   SOLE   0 0 2,925
NOKIA CORP SPONSORED ADR 654902204 BBG001SCPCG9 46,437 10,008 SH   SOLE   0 0 10,008
PACIFIC BIOSCIENCES CALIF IN COM 69404D108 BBG001SS9G64 98,160 12,000 SH   SOLE   0 0 12,000
PAGAYA TECHNOLOGIES LTD CL A SHS M7S64L115 BBG00VJFX5K7 26,040 21,000 SH   SOLE   0 0 21,000
QUALCOMM INC COM 747525103 BBG001S6VS70 8,717,239 79,291 SH   SOLE   0 0 79,291
READY CAPITAL CORP COM 75574U101 BBG003TCRSD0 738,048 66,252 SH   SOLE   0 0 66,252
RESMED INC COM 761152107 BBG001SBGRC2 557,997 2,681 SH   SOLE   0 0 2,681
SALESFORCE INC COM 79466L302 BBG001SDLP09 3,083,778 23,258 SH   SOLE   0 0 23,258
SHARECARE INC COM CL A 81948W104 BBG00XPPTB53 25,440 15,900 SH   SOLE   0 0 15,900
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 BBG001T2P370 3,859,321 94,360 SH   SOLE   0 0 94,360
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 6,497,236 218,836 SH   SOLE   0 0 218,836
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 1,012,144 30,708 SH   SOLE   0 0 30,708
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 2,978,274 7,788 SH   SOLE   0 0 7,788
SPDR SER TR PORTFOLIO AGRGTE 78464A649 BBG001STKD11 2,545,971 101,313 SH   SOLE   0 0 101,313
SPDR SER TR PORTFOLIO S&P400 78464A847 BBG001SPT9T9 777,255 18,288 SH   SOLE   0 0 18,288
SPDR SER TR PORTFOLIO S&P500 78464A854 BBG001SPTB87 887,989 19,743 SH   SOLE   0 0 19,743
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 812,307 21,972 SH   SOLE   0 0 21,972
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 2,509,530 85,416 SH   SOLE   0 0 85,416
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 644,472 12,719 SH   SOLE   0 0 12,719
SPDR SER TR S&P 400 MDCP GRW 78464A821 BBG001SPTBN0 257,308 3,938 SH   SOLE   0 0 3,938
SPDR SER TR S&P 400 MDCP VAL 78464A839 BBG001SPTBM1 500,155 7,728 SH   SOLE   0 0 7,728
SPDR SER TR S&P 600 SMCP GRW 78464A201 BBG001SG4275 213,324 2,953 SH   SOLE   0 0 2,953
SPDR SER TR S&P 600 SML CAP 78464A813 BBG001SPTB69 564,545 6,867 SH   SOLE   0 0 6,867
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 202,302 1,617 SH   SOLE   0 0 1,617
TESLA INC COM 88160R101 BBG001SQKGD7 447,267 3,631 SH   SOLE   0 0 3,631
TREX CO INC COM 89531P105 BBG001SB6TV8 260,964 6,165 SH   SOLE   0 0 6,165
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 1,447,444 6,792 SH   SOLE   0 0 6,792
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 7,285,743 41,824 SH   SOLE   0 0 41,824
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 3,948,414 19,373 SH   SOLE   0 0 19,373
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 3,057,411 16,658 SH   SOLE   0 0 16,658
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 490,722 2,447 SH   SOLE   0 0 2,447
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 4,184,065 107,339 SH   SOLE   0 0 107,339
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 1,294,271 17,213 SH   SOLE   0 0 17,213
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 12,949,014 308,530 SH   SOLE   0 0 308,530
VANGUARD WORLD FD MEGA GRWTH IND 921910816 BBG001T0Y6W9 239,522 1,392 SH   SOLE   0 0 1,392