The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   550,593 5,685 SH   SOLE   0 0 5,685
ABBVIE INC COM 00287Y109   1,011,862 6,788 SH   SOLE   0 0 6,788
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   265,036 863 SH   SOLE   0 0 863
ADOBE INC COM 00724F101   429,336 842 SH   SOLE   0 0 842
ALPHA TAU MEDICAL LTD ORDINARY SHARES M0740A108   37,900 10,000 SH   SOLE   0 0 10,000
ALPHABET INC CAP STK CL A 02079K305   794,452 6,071 SH   SOLE   0 0 6,071
ALPHABET INC CAP STK CL C 02079K107   723,330 5,486 SH   SOLE   0 0 5,486
ALPS ETF TR ALERIAN MLP 00162Q452   353,046 8,366 SH   SOLE   0 0 8,366
ALPS ETF TR RIVRFRNT STR INC 00162Q783   269,034 12,146 SH   SOLE   0 0 12,146
ALTRIA GROUP INC COM 02209S103   316,293 7,522 SH   SOLE   0 0 7,522
AMAZON COM INC COM 023135106   1,399,719 11,011 SH   SOLE   0 0 11,011
AMERICAN EXPRESS CO COM 025816109   316,432 2,121 SH   SOLE   0 0 2,121
AMGEN INC COM 031162100   492,906 1,834 SH   SOLE   0 0 1,834
AMPLIFY ETF TR CWP ENHANCED DIV 032108409   492,402 14,178 SH   SOLE   0 0 14,178
APPLE INC COM 037833100   4,990,593 29,149 SH   SOLE   0 0 29,149
ASML HOLDING N V N Y REGISTRY SHS N07059210   221,925 377 SH   SOLE   0 0 377
AT&T INC COM 00206R102   214,168 14,259 SH   SOLE   0 0 14,259
ATLASSIAN CORPORATION CL A 049468101   234,760 1,165 SH   SOLE   0 0 1,165
BANK AMERICA CORP COM 060505104   316,092 11,545 SH   SOLE   0 0 11,545
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   554,175 1,582 SH   SOLE   0 0 1,582
BLACKROCK INC COM 09247X101   285,749 442 SH   SOLE   0 0 442
BLACKSTONE INC COM 09260D107   345,552 3,225 SH   SOLE   0 0 3,225
BOEING CO COM 097023105   251,868 1,314 SH   SOLE   0 0 1,314
BOOKING HOLDINGS INC COM 09857L108   243,633 79 SH   SOLE   0 0 79
BROADCOM INC COM 11135F101   360,900 435 SH   SOLE   0 0 435
CANADIAN PACIFIC KANSAS CITY COM 13646K108   277,401 3,728 SH   SOLE   0 0 3,728
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   286,860 13,195 SH   SOLE   0 0 13,195
CATERPILLAR INC COM 149123101   671,751 2,461 SH   SOLE   0 0 2,461
CDW CORP COM 12514G108   292,351 1,449 SH   SOLE   0 0 1,449
CHEVRON CORP NEW COM 166764100   812,416 4,818 SH   SOLE   0 0 4,818
CISCO SYS INC COM 17275R102   853,172 15,870 SH   SOLE   0 0 15,870
COCA COLA CO COM 191216100   742,911 13,271 SH   SOLE   0 0 13,271
COMCAST CORP NEW CL A 20030N101   524,458 11,828 SH   SOLE   0 0 11,828
CONOCOPHILLIPS COM 20825C104   423,374 3,534 SH   SOLE   0 0 3,534
COSTCO WHSL CORP NEW COM 22160K105   304,514 539 SH   SOLE   0 0 539
CVS HEALTH CORP COM 126650100   407,475 5,836 SH   SOLE   0 0 5,836
DANAHER CORPORATION COM 235851102   270,926 1,092 SH   SOLE   0 0 1,092
DISNEY WALT CO COM 254687106   500,174 6,171 SH   SOLE   0 0 6,171
DOW INC COM 260557103   278,064 5,393 SH   SOLE   0 0 5,393
ELI LILLY & CO COM 532457108   379,214 706 SH   SOLE   0 0 706
EXXON MOBIL CORP COM 30231G102   1,084,102 9,220 SH   SOLE   0 0 9,220
FACTSET RESH SYS INC COM 303075105   439,010 1,004 SH   SOLE   0 0 1,004
FEDEX CORP COM 31428X106   380,955 1,438 SH   SOLE   0 0 1,438
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   1,472,764 33,810 SH   SOLE   0 0 33,810
FIRST TR ENHANCED EQUITY INC COM 337318109   595,073 34,457 SH   SOLE   0 0 34,457
FIRST TR VALUE LINE DIVID IN SHS 33734H106   328,932 8,797 SH   SOLE   0 0 8,797
FISERV INC COM 337738108   474,545 4,201 SH   SOLE   0 0 4,201
GALLAGHER ARTHUR J & CO COM 363576109   304,287 1,335 SH   SOLE   0 0 1,335
GARTNER INC COM 366651107   276,950 806 SH   SOLE   0 0 806
GLOBAL PMTS INC COM 37940X102   312,938 2,712 SH   SOLE   0 0 2,712
HOME DEPOT INC COM 437076102   970,764 3,213 SH   SOLE   0 0 3,213
HONEYWELL INTL INC COM 438516106   556,285 3,011 SH   SOLE   0 0 3,011
ILLINOIS TOOL WKS INC COM 452308109   362,739 1,575 SH   SOLE   0 0 1,575
INTEL CORP COM 458140100   406,764 11,442 SH   SOLE   0 0 11,442
INTERNATIONAL BUSINESS MACHS COM 459200101   826,398 5,890 SH   SOLE   0 0 5,890
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   395,116 18,824 SH   SOLE   0 0 18,824
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   230,381 2,525 SH   SOLE   0 0 2,525
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   724,320 5,112 SH   SOLE   0 0 5,112
INVESCO QQQ TR UNIT SER 1 46090E103   400,546 1,118 SH   SOLE   0 0 1,118
ISHARES TR CORE 1 5 YR USD 46432F859   19,718,226 425,145 SH   SOLE   0 0 425,145
ISHARES TR CORE DIV GRWTH 46434V621   646,020 13,043 SH   SOLE   0 0 13,043
ISHARES TR CORE S&P500 ETF 464287200   541,941 1,262 SH   SOLE   0 0 1,262
ISHARES TR ESG AWARE MSCI 46435U663   290,286 8,627 SH   SOLE   0 0 8,627
ISHARES TR ESG AWRE 1 5 YR 46435G243   1,233,740 51,903 SH   SOLE   0 0 51,903
ISHARES TR INTRM GOV CR ETF 464288612   1,861,744 18,373 SH   SOLE   0 0 18,373
ISHARES TR MSCI USA ESG SLC 464288802   266,660 2,964 SH   SOLE   0 0 2,964
ISHARES TR RUS 1000 ETF 464287622   215,178 916 SH   SOLE   0 0 916
ISHARES TR RUS 1000 GRW ETF 464287614   289,398 1,088 SH   SOLE   0 0 1,088
ISHARES TR RUS 2000 VAL ETF 464287630   399,060 2,944 SH   SOLE   0 0 2,944
ISHARES TR SHRT NAT MUN ETF 464288158   241,721 2,350 SH   SOLE   0 0 2,350
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   5,572,052 110,447 SH   SOLE   0 0 110,447
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   679,506 13,501 SH   SOLE   0 0 13,501
JOHNSON & JOHNSON COM 478160104   625,765 4,018 SH   SOLE   0 0 4,018
JPMORGAN CHASE & CO COM 46625H100   839,173 5,787 SH   SOLE   0 0 5,787
LEGG MASON ETF INVT CLEARBRIDEG LR 524682200   20,293,227 391,459 SH   SOLE   0 0 391,459
LOCKHEED MARTIN CORP COM 539830109   266,717 652 SH   SOLE   0 0 652
LOWES COS INC COM 548661107   687,327 3,307 SH   SOLE   0 0 3,307
MARKEL GROUP INC COM 570535104   457,945 311 SH   SOLE   0 0 311
MASTERCARD INCORPORATED CL A 57636Q104   353,152 892 SH   SOLE   0 0 892
MCKESSON CORP COM 58155Q103   277,435 638 SH   SOLE   0 0 638
MERCK & CO INC COM 58933Y105   548,768 5,330 SH   SOLE   0 0 5,330
META PLATFORMS INC CL A 30303M102   630,141 2,099 SH   SOLE   0 0 2,099
MICROSOFT CORP COM 594918104   3,776,611 11,961 SH   SOLE   0 0 11,961
NETFLIX INC COM 64110L106   375,335 994 SH   SOLE   0 0 994
NIKE INC CL B 654106103   260,058 2,720 SH   SOLE   0 0 2,720
NOVARTIS AG SPONSORED ADR 66987V109   271,154 2,662 SH   SOLE   0 0 2,662
NOVO-NORDISK A S ADR 670100205   274,132 3,014 SH   SOLE   0 0 3,014
NUVEEN NEW YORK QLT MUN INC COM 67066X107   106,685 11,033 SH   SOLE   0 0 11,033
NUVEEN TAXABLE MUNICPAL INM COM 67074C103   189,520 13,043 SH   SOLE   0 0 13,043
NVIDIA CORPORATION COM 67066G104   1,064,421 2,447 SH   SOLE   0 0 2,447
ORACLE CORP COM 68389X105   279,206 2,636 SH   SOLE   0 0 2,636
PACER FDS TR PACER US SMALL 69374H857   349,947 8,392 SH   SOLE   0 0 8,392
PACER FDS TR US CASH COWS 100 69374H881   381,304 7,714 SH   SOLE   0 0 7,714
PALO ALTO NETWORKS INC COM 697435105   201,150 858 SH   SOLE   0 0 858
PEPSICO INC COM 713448108   318,060 1,877 SH   SOLE   0 0 1,877
PFIZER INC COM 717081103   493,338 14,873 SH   SOLE   0 0 14,873
PHILIP MORRIS INTL INC COM 718172109   327,178 3,534 SH   SOLE   0 0 3,534
PIMCO ETF TR INTER MUN BD ACT 72201R866   2,263,365 45,204 SH   SOLE   0 0 45,204
PROCTER AND GAMBLE CO COM 742718109   408,585 2,801 SH   SOLE   0 0 2,801
PROLOGIS INC. COM 74340W103   217,351 1,937 SH   SOLE   0 0 1,937
QUALCOMM INC COM 747525103   356,392 3,209 SH   SOLE   0 0 3,209
RTX CORPORATION COM 75513E101   321,477 4,467 SH   SOLE   0 0 4,467
S&P GLOBAL INC COM 78409V104   614,986 1,683 SH   SOLE   0 0 1,683
SALESFORCE INC COM 79466L302   215,961 1,065 SH   SOLE   0 0 1,065
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   11,575,456 171,032 SH   SOLE   0 0 171,032
SELECT SECTOR SPDR TR INDL 81369Y704   5,728,363 56,504 SH   SOLE   0 0 56,504
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   299,276 3,810 SH   SOLE   0 0 3,810
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   1,959,068 78,709 SH   SOLE   0 0 78,709
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,574,837 3,684 SH   SOLE   0 0 3,684
SPDR SER TR NUVEEN BLMBRG SH 78468R739   2,544,500 55,040 SH   SOLE   0 0 55,040
SPDR SER TR PORTFOLIO S&P600 78468R853   1,114,198 30,195 SH   SOLE   0 0 30,195
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,686,996 28,458 SH   SOLE   0 0 28,458
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,239,334 30,037 SH   SOLE   0 0 30,037
SPDR SER TR S&P HOMEBUILD 78464A888   812,944 10,617 SH   SOLE   0 0 10,617
STERIS PLC SHS USD G8473T100   238,510 1,087 SH   SOLE   0 0 1,087
STRYKER CORPORATION COM 863667101   505,277 1,849 SH   SOLE   0 0 1,849
TESLA INC COM 88160R101   1,089,208 4,353 SH   SOLE   0 0 4,353
THERMO FISHER SCIENTIFIC INC COM 883556102   385,197 761 SH   SOLE   0 0 761
TJX COS INC NEW COM 872540109   403,338 4,538 SH   SOLE   0 0 4,538
UBER TECHNOLOGIES INC COM 90353T100   408,024 8,872 SH   SOLE   0 0 8,872
UNION PAC CORP COM 907818108   499,912 2,455 SH   SOLE   0 0 2,455
UNITED PARCEL SERVICE INC CL B 911312106   253,289 1,625 SH   SOLE   0 0 1,625
UNITED STS OIL FD LP UNITS 91232N207   202,797 2,508 SH   SOLE   0 0 2,508
UNITEDHEALTH GROUP INC COM 91324P102   2,058,608 4,083 SH   SOLE   0 0 4,083
UNITY SOFTWARE INC COM 91332U101   202,278 6,444 SH   SOLE   0 0 6,444
VANECK ETF TRUST IG FLOATING RATE 92189F486   1,294,773 51,197 SH   SOLE   0 0 51,197
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   1,745,761 23,019 SH   SOLE   0 0 23,019
VANGUARD INDEX FDS SM CP VAL ETF 922908611   23,805,956 149,263 SH   SOLE   0 0 149,263
VANGUARD INDEX FDS SMALL CP ETF 922908751   213,105 1,127 SH   SOLE   0 0 1,127
VANGUARD INDEX FDS TOTAL STK MKT 922908769   905,717 4,264 SH   SOLE   0 0 4,264
VANGUARD INDEX FDS VALUE ETF 922908744   242,481 1,758 SH   SOLE   0 0 1,758
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   405,243 8,425 SH   SOLE   0 0 8,425
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   244,455 4,244 SH   SOLE   0 0 4,244
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   310,580 3,006 SH   SOLE   0 0 3,006
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   292,864 4,732 SH   SOLE   0 0 4,732
VERISK ANALYTICS INC COM 92345Y106   210,490 891 SH   SOLE   0 0 891
VERIZON COMMUNICATIONS INC COM 92343V104   246,965 7,620 SH   SOLE   0 0 7,620
VIRTUS DIVIDEND INTEREST & P COM 92840R101   930,046 82,087 SH   SOLE   0 0 82,087
VISA INC COM CL A 92826C839   1,363,549 5,928 SH   SOLE   0 0 5,928
WALMART INC COM 931142103   336,653 2,105 SH   SOLE   0 0 2,105
WHITE MTNS INS GROUP LTD COM G9618E107   323,070 216 SH   SOLE   0 0 216
ZOETIS INC CL A 98978V103   200,599 1,153 SH   SOLE   0 0 1,153