The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 398 4,114 SH   SOLE   0 0 4,114
ABBVIE INC COM 00287Y109 703 5,239 SH   SOLE   0 0 5,239
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 266 1,035 SH   SOLE   0 0 1,035
ADOBE SYSTEMS INCORPORATED COM 00724F101 253 918 SH   SOLE   0 0 918
ALCON AG ORD SHS H01301128 204 3,500 SH   SOLE   0 0 3,500
ALPHABET INC CAP STK CL A 02079K305 430 4,499 SH   SOLE   0 0 4,499
ALPHABET INC CAP STK CL C 02079K107 580 6,030 SH   SOLE   0 0 6,030
ALTRIA GROUP INC COM 02209S103 277 6,862 SH   SOLE   0 0 6,862
AMAZON COM INC COM 023135106 1,120 9,909 SH   SOLE   0 0 9,909
APPLE INC COM 037833100 2,250 16,280 SH   SOLE   0 0 16,280
ASML HOLDING N V N Y REGISTRY SHS N07059210 208 501 SH   SOLE   0 0 501
AUTODESK INC COM 052769106 201 1,077 SH   SOLE   0 0 1,077
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 429 1,608 SH   SOLE   0 0 1,608
BK OF AMERICA CORP COM 060505104 204 6,759 SH   SOLE   0 0 6,759
CANADIAN PAC RY LTD COM 13645T100 246 3,684 SH   SOLE   0 0 3,684
CDW CORP COM 12514G108 239 1,534 SH   SOLE   0 0 1,534
CHEVRON CORP NEW COM 166764100 365 2,543 SH   SOLE   0 0 2,543
CISCO SYS INC COM 17275R102 301 7,520 SH   SOLE   0 0 7,520
COCA COLA CO COM 191216100 623 11,117 SH   SOLE   0 0 11,117
COMCAST CORP NEW CL A 20030N101 252 8,603 SH   SOLE   0 0 8,603
CONOCOPHILLIPS COM 20825C104 202 1,972 SH   SOLE   0 0 1,972
CVS HEALTH CORP COM 126650100 503 5,277 SH   SOLE   0 0 5,277
DEXCOM INC COM 252131107 514 6,387 SH   SOLE   0 0 6,387
DIAGEO PLC SPON ADR NEW 25243Q205 206 1,214 SH   SOLE   0 0 1,214
DISNEY WALT CO COM 254687106 302 3,202 SH   SOLE   0 0 3,202
EXXON MOBIL CORP COM 30231G102 849 9,724 SH   SOLE   0 0 9,724
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 631 14,308 SH   SOLE   0 0 14,308
FIRST TR VALUE LINE DIVID IN SHS 33734H106 218 6,096 SH   SOLE   0 0 6,096
FISERV INC COM 337738108 404 4,313 SH   SOLE   0 0 4,313
GARTNER INC COM 366651107 247 891 SH   SOLE   0 0 891
GLOBAL PMTS INC COM 37940X102 246 2,278 SH   SOLE   0 0 2,278
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 520 33,190 SH   SOLE   0 0 33,190
HOME DEPOT INC COM 437076102 322 1,166 SH   SOLE   0 0 1,166
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 2,555 126,540 SH   SOLE   0 0 126,540
ISHARES INC MSCI JPN ETF NEW 46434G822 271 5,555 SH   SOLE   0 0 5,555
ISHARES TR CORE 1 5 YR USD 46432F859 18,842 408,731 SH   SOLE   0 0 408,731
ISHARES TR CORE DIV GRWTH 46434V621 422 9,490 SH   SOLE   0 0 9,490
ISHARES TR CORE S&P500 ETF 464287200 584 1,627 SH   SOLE   0 0 1,627
ISHARES TR CORE TOTAL USD 46434V613 266 5,983 SH   SOLE   0 0 5,983
ISHARES TR EAFE VALUE ETF 464288877 820 21,285 SH   SOLE   0 0 21,285
ISHARES TR ESG AW MSCI EAFE 46435G516 264 4,705 SH   SOLE   0 0 4,705
ISHARES TR ESG AWARE MSCI 46435U663 309 10,091 SH   SOLE   0 0 10,091
ISHARES TR ESG AWRE 1 5 YR 46435G243 1,432 60,977 SH   SOLE   0 0 60,977
ISHARES TR INTRM GOV CR ETF 464288612 776 7,629 SH   SOLE   0 0 7,629
ISHARES TR MSCI USA ESG SLC 464288802 268 3,529 SH   SOLE   0 0 3,529
ISHARES TR NEW YORK MUN ETF 464288323 3,165 62,556 SH   SOLE   0 0 62,556
ISHARES TR RUS 2000 GRW ETF 464287648 735 3,556 SH   SOLE   0 0 3,556
ISHARES TR RUS 2000 VAL ETF 464287630 819 6,354 SH   SOLE   0 0 6,354
ISHARES TR RUS MID CAP ETF 464287499 210 3,383 SH   SOLE   0 0 3,383
ISHARES TR S&P 500 GRWT ETF 464287309 676 11,684 SH   SOLE   0 0 11,684
ISHARES TR S&P 500 VAL ETF 464287408 536 4,167 SH   SOLE   0 0 4,167
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 453 8,850 SH   SOLE   0 0 8,850
JOHNSON & JOHNSON COM 478160104 571 3,494 SH   SOLE   0 0 3,494
JPMORGAN CHASE & CO COM 46625H100 324 3,105 SH   SOLE   0 0 3,105
LEGG MASON ETF INVT TR CLEARBRIDEG LR 524682200 17,243 435,002 SH   SOLE   0 0 435,002
LOCKHEED MARTIN CORP COM 539830109 273 707 SH   SOLE   0 0 707
MARKEL CORP COM 570535104 361 333 SH   SOLE   0 0 333
MASTERCARD INCORPORATED CL A 57636Q104 297 1,043 SH   SOLE   0 0 1,043
MCKESSON CORP COM 58155Q103 261 768 SH   SOLE   0 0 768
MERCK & CO INC COM 58933Y105 438 5,081 SH   SOLE   0 0 5,081
META PLATFORMS INC CL A 30303M102 334 2,463 SH   SOLE   0 0 2,463
MICROSOFT CORP COM 594918104 1,966 8,440 SH   SOLE   0 0 8,440
NETFLIX INC COM 64110L106 207 879 SH   SOLE   0 0 879
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 829 26,857 SH   SOLE   0 0 26,857
NVIDIA CORPORATION COM 67066G104 242 1,997 SH   SOLE   0 0 1,997
PARTY CITY HOLDCO INC COM 702149105 30 18,695 SH   SOLE   0 0 18,695
PAYPAL HLDGS INC COM 70450Y103 226 2,623 SH   SOLE   0 0 2,623
PEPSICO INC COM 713448108 260 1,591 SH   SOLE   0 0 1,591
PFIZER INC COM 717081103 427 9,766 SH   SOLE   0 0 9,766
PIMCO ETF TR INTER MUN BD ACT 72201R866 580 11,567 SH   SOLE   0 0 11,567
PROCTER AND GAMBLE CO COM 742718109 278 2,200 SH   SOLE   0 0 2,200
RAYTHEON TECHNOLOGIES CORP COM 75513E101 231 2,817 SH   SOLE   0 0 2,817
RUTHS HOSPITALITY GROUP INC COM 783332109 169 10,000 SH   SOLE   0 0 10,000
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 10,204 168,571 SH   SOLE   0 0 168,571
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 4,938 59,605 SH   SOLE   0 0 59,605
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 5,083 74,734 SH   SOLE   0 0 74,734
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 1,230 58,014 SH   SOLE   0 0 58,014
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,159 3,246 SH   SOLE   0 0 3,246
SPDR SER TR NUVEEN BLMBRG SH 78468R739 26,687 579,021 SH   SOLE   0 0 579,021
SPDR SER TR PORTFOLIO S&P600 78468R853 895 26,282 SH   SOLE   0 0 26,282
SPDR SER TR PRTFLO S&P500 GW 78464A409 1,112 22,205 SH   SOLE   0 0 22,205
SPDR SER TR PRTFLO S&P500 VL 78464A508 1,561 45,264 SH   SOLE   0 0 45,264
SPDR SER TR S&P HOMEBUILD 78464A888 687 12,559 SH   SOLE   0 0 12,559
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 670 16,668 SH   SOLE   0 0 16,668
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707 228 5,708 SH   SOLE   0 0 5,708
STERIS PLC SHS USD G8473T100 211 1,268 SH   SOLE   0 0 1,268
TESLA INC COM 88160R101 1,046 3,945 SH   SOLE   0 0 3,945
THERMO FISHER SCIENTIFIC INC COM 883556102 314 619 SH   SOLE   0 0 619
TJX COS INC NEW COM 872540109 323 5,193 SH   SOLE   0 0 5,193
UNITEDHEALTH GROUP INC COM 91324P102 1,223 2,422 SH   SOLE   0 0 2,422
VALERO ENERGY CORP COM 91913Y100 374 3,504 SH   SOLE   0 0 3,504
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 463 6,193 SH   SOLE   0 0 6,193
VANGUARD INDEX FDS TOTAL STK MKT 922908769 766 4,270 SH   SOLE   0 0 4,270
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,832 38,053 SH   SOLE   0 0 38,053
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 388 2,461 SH   SOLE   0 0 2,461
VANGUARD WORLD FDS MATERIALS ETF 92204A801 320 2,153 SH   SOLE   0 0 2,153
VERIZON COMMUNICATIONS INC COM 92343V104 287 7,556 SH   SOLE   0 0 7,556
VISA INC COM CL A 92826C839 590 3,322 SH   SOLE   0 0 3,322
WALMART INC COM 931142103 218 1,683 SH   SOLE   0 0 1,683
WHITE MTNS INS GROUP LTD COM G9618E107 321 246 SH   SOLE   0 0 246
ZOETIS INC CL A 98978V103 223 1,501 SH   SOLE   0 0 1,501