The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   728,293 10,434 SH   SOLE   0 0 10,434
ABBOTT LABS COM 002824100   461,521 4,233 SH   SOLE   0 0 4,233
ABBVIE INC COM 00287Y109   459,217 3,408 SH   SOLE   0 0 3,408
ALPHABET INC CAP STK CL A 02079K305   222,163 1,856 SH   SOLE   0 0 1,856
AMAZON COM INC COM 023135106   327,571 2,513 SH   SOLE   0 0 2,513
AMGEN INC COM 031162100   440,266 1,983 SH   SOLE   0 0 1,983
APPLE INC COM 037833100   8,320,457 42,896 SH   SOLE   0 0 42,896
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,927,406 5,652 SH   SOLE   0 0 5,652
CATERPILLAR INC COM 149123101   531,468 2,160 SH   SOLE   0 0 2,160
COCA COLA CO COM 191216100   1,539,524 25,565 SH   SOLE   0 0 25,565
COLGATE PALMOLIVE CO COM 194162103   313,245 4,066 SH   SOLE   0 0 4,066
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   261,965 5,500 SH   SOLE   0 0 5,500
DISNEY WALT CO COM 254687106   266,059 2,980 SH   SOLE   0 0 2,980
DUKE ENERGY CORP NEW COM NEW 26441C204   418,234 4,661 SH   SOLE   0 0 4,661
ENTERPRISE PRODS PARTNERS L COM 293792107   233,198 8,850 SH   SOLE   0 0 8,850
EXXON MOBIL CORP COM 30231G102   458,450 4,275 SH   SOLE   0 0 4,275
META PLATFORMS INC CL A 30303M102   243,118 8,470 SH   SOLE   0 0 8,470
HEXCEL CORP NEW COM 428291108   575,319 7,568 SH   SOLE   0 0 7,568
HOME DEPOT INC COM 437076102   1,102,461 3,549 SH   SOLE   0 0 3,549
INVESCO QQQ TR UNIT SER 1 46090E103   462,729 1,253 SH   SOLE   0 0 1,253
INTUITIVE SURGICAL INC COM NEW 46120E602   295,436 864 SH   SOLE   0 0 864
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   509,647 28,400 SH   SOLE   0 0 28,400
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   2,189,721 110,900 SH   SOLE   0 0 110,900
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   3,378,929 177,600 SH   SOLE   0 0 177,600
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   4,945,403 261,040 SH   SOLE   0 0 261,040
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   5,452,975 270,888 SH   SOLE   0 0 270,888
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   5,287,004 257,025 SH   SOLE   0 0 257,025
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   4,465,854 210,952 SH   SOLE   0 0 210,952
ISHARES TR CORE S&P500 ETF 464287200   1,012,207 2,271 SH   SOLE   0 0 2,271
ISHARES TR ESG AWRE 1 5 YR 46435G243   406,470 17,000 SH   SOLE   0 0 17,000
JPMORGAN CHASE & CO COM 46625H100   331,273 2,278 SH   SOLE   0 0 2,278
JOHNSON & JOHNSON COM 478160104   1,195,933 72,250 SH   SOLE   0 0 72,250
LAUDER ESTEE COS INC CL A 518439104   236,049 1,202 SH   SOLE   0 0 1,202
LOWES COS INC COM 548661107   305,146 1,352 SH   SOLE   0 0 1,352
MCDONALDS CORP COM 580135101   355,108 1,190 SH   SOLE   0 0 1,190
MERCK & CO INC COM 58933Y105   397,085 3,441 SH   SOLE   0 0 3,441
MICROSOFT CORP COM 594918104   2,454,101 7,207 SH   SOLE   0 0 7,207
NEXTERA ENERGY INC COM 65339F101   335,384 4,520 SH   SOLE   0 0 4,520
NVIDIA CORPORATION COM 67066G104   467,754 1,106 SH   SOLE   0 0 1,106
PARKER-HANNIFIN CORP COM 701094104   400,571 1,027 SH   SOLE   0 0 1,027
PAYPAL HLDGS INC COM 70450Y103   226,215 3,390 SH   SOLE   0 0 3,390
PEPSICO INC COM 713448108   1,083,178 5,848 SH   SOLE   0 0 5,848
PFIZER INC COM 717081103   239,826 6,538 SH   SOLE   0 0 6,538
PROCTER AND GAMBLE CO COM 742718109   812,313 5,353 SH   SOLE   0 0 5,353
QUALCOMM INC COM 747525103   208,320 1,750 SH   SOLE   0 0 1,750
SPDR S&P 500 ETF TR TR UNIT 78462F103   599,758 1,353 SH   SOLE   0 0 1,353
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   18,227,195 352,557 SH   SOLE   0 0 352,557
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   331,502 6,330 SH   SOLE   0 0 6,330
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   21,696,656 289,482 SH   SOLE   0 0 289,482
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   12,295,651 183,271 SH   SOLE   0 0 183,271
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,036,683 14,595 SH   SOLE   0 0 14,595
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   216,197 4,936 SH   SOLE   0 0 4,936
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   7,033,796 96,858 SH   SOLE   0 0 96,858
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   407,702 2,345 SH   SOLE   0 0 2,345
STRYKER CORPORATION COM 863667101   594,926 1,950 SH   SOLE   0 0 1,950
SYSCO CORP COM 871829107   290,864 3,920 SH   SOLE   0 0 3,920
TESLA INC COM 88160R101   459,145 1,754 SH   SOLE   0 0 1,754
UNITEDHEALTH GROUP INC COM 91324P102   1,708,195 3,554 SH   SOLE   0 0 3,554
VALERO ENERGY CORP COM 91913Y100   211,140 1,800 SH   SOLE   0 0 1,800
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   18,433,814 113,488 SH   SOLE   0 0 113,488
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   8,291,122 33,866 SH   SOLE   0 0 33,866
VANGUARD WORLD FDS INF TECH ETF 92204A702   479,744 1,085 SH   SOLE   0 0 1,085
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   7,663,514 55,380 SH   SOLE   0 0 55,380
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   7,526,186 36,576 SH   SOLE   0 0 36,576
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,421,861 6,189 SH   SOLE   0 0 6,189
VISA INC COM CL A 92826C839   203,520 857 SH   SOLE   0 0 857
WALMART INC COM 931142103   299,428 1,905 SH   SOLE   0 0 1,905