The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 1,050 17,976 SH   SOLE   0 0 17,976
ABBOTT LABS COM 002824100 556 3,952 SH   SOLE   0 0 3,952
ABBVIE INC COM 00287Y109 425 3,137 SH   SOLE   0 0 3,137
ALPHABET INC CAP STK CL A 02079K305 495 171 SH   SOLE   0 0 171
AMAZON COM INC COM 023135106 793 238 SH   SOLE   0 0 238
AMGEN INC COM 031162100 288 1,278 SH   SOLE   0 0 1,278
APPLE INC COM 037833100 6,257 35,238 SH   SOLE   0 0 35,238
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,334 4,462 SH   SOLE   0 0 4,462
CATERPILLAR INC COM 149123101 467 2,260 SH   SOLE   0 0 2,260
COCA COLA CO COM 191216100 1,441 24,341 SH   SOLE   0 0 24,341
COLGATE PALMOLIVE CO COM 194162103 347 4,066 SH   SOLE   0 0 4,066
DISNEY WALT CO COM 254687106 360 2,327 SH   SOLE   0 0 2,327
DUKE ENERGY CORP NEW COM NEW 26441C204 653 6,221 SH   SOLE   0 0 6,221
ENBRIDGE INC COM 29250N105 275 7,040 SH   SOLE   0 0 7,040
ENTERPRISE PRODS PARTNERS L COM 293792107 216 9,850 SH   SOLE   0 0 9,850
EXXON MOBIL CORP COM 30231G102 262 4,290 SH   SOLE   0 0 4,290
META PLATFORMS INC CL A 30303M102 345 1,025 SH   SOLE   0 0 1,025
HEXCEL CORP NEW COM 428291108 390 7,522 SH   SOLE   0 0 7,522
HOME DEPOT INC COM 437076102 996 2,401 SH   SOLE   0 0 2,401
INVESCO QQQ TR UNIT SER 1 46090E103 427 1,073 SH   SOLE   0 0 1,073
INTUITIVE SURGICAL INC COM NEW 46120E602 316 879 SH   SOLE   0 0 879
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 895 41,509 SH   SOLE   0 0 41,509
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 2,719 128,483 SH   SOLE   0 0 128,483
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 5,251 239,788 SH   SOLE   0 0 239,788
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 5,934 271,848 SH   SOLE   0 0 271,848
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 6,214 289,571 SH   SOLE   0 0 289,571
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 6,354 297,056 SH   SOLE   0 0 297,056
ISHARES TR CORE S&P500 ETF 464287200 1,145 2,401 SH   SOLE   0 0 2,401
JPMORGAN CHASE & CO COM 46625H100 278 1,756 SH   SOLE   0 0 1,756
JOHNSON & JOHNSON COM 478160104 927 5,420 SH   SOLE   0 0 5,420
LAUDER ESTEE COS INC CL A 518439104 445 1,202 SH   SOLE   0 0 1,202
LOWES COS INC COM 548661107 220 852 SH   SOLE   0 0 852
MERCK & CO INC COM 58933Y105 245 3,202 SH   SOLE   0 0 3,202
MICROSOFT CORP COM 594918104 1,915 5,694 SH   SOLE   0 0 5,694
NEXTERA ENERGY INC COM 65339F101 357 3,824 SH   SOLE   0 0 3,824
PARKER-HANNIFIN CORP COM 701094104 318 1,000 SH   SOLE   0 0 1,000
PAYPAL HLDGS INC COM 70450Y103 639 3,390 SH   SOLE   0 0 3,390
PEPSICO INC COM 713448108 895 5,154 SH   SOLE   0 0 5,154
PFIZER INC COM 717081103 424 7,183 SH   SOLE   0 0 7,183
PROCTER AND GAMBLE CO COM 742718109 788 4,817 SH   SOLE   0 0 4,817
SPDR S&P 500 ETF TR TR UNIT 78462F103 601 1,265 SH   SOLE   0 0 1,265
SPDR GOLD TR GOLD SHS 78463V107 238 1,394 SH   SOLE   0 0 1,394
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 21,571 190,876 SH   SOLE   0 0 190,876
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 360 3,165 SH   SOLE   0 0 3,165
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 22,211 135,639 SH   SOLE   0 0 135,639
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 13,993 191,112 SH   SOLE   0 0 191,112
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,340 16,665 SH   SOLE   0 0 16,665
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 256 2,498 SH   SOLE   0 0 2,498
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,003 24,776 SH   SOLE   0 0 24,776
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 893 22,966 SH   SOLE   0 0 22,966
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 208 5,325 SH   SOLE   0 0 5,325
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 478 2,747 SH   SOLE   0 0 2,747
STANLEY BLACK & DECKER INC COM 854502101 204 1,080 SH   SOLE   0 0 1,080
STRYKER CORPORATION COM 863667101 521 1,950 SH   SOLE   0 0 1,950
SYSCO CORP COM 871829107 311 3,955 SH   SOLE   0 0 3,955
TESLA INC COM 88160R101 592 560 SH   SOLE   0 0 560
TRUIST FINL CORP COM 89832Q109 397 6,786 SH   SOLE   0 0 6,786
UNITEDHEALTH GROUP INC COM 91324P102 1,771 3,527 SH   SOLE   0 0 3,527
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 18,348 106,829 SH   SOLE   0 0 106,829
VANGUARD WORLD FD ESG US STK ETF 921910733 202 2,300 SH   SOLE   0 0 2,300
VANGUARD WORLD FD MEGA GRWTH IND 921910816 220 845 SH   SOLE   0 0 845
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 7,929 29,762 SH   SOLE   0 0 29,762
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 7,756 51,592 SH   SOLE   0 0 51,592
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 9,849 38,680 SH   SOLE   0 0 38,680
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,712 6,076 SH   SOLE   0 0 6,076
VANGUARD INDEX FDS MID CAP ETF 922908629 204 800 SH   SOLE   0 0 800
WALMART INC COM 931142103 278 1,920 SH   SOLE   0 0 1,920
TRANE TECHNOLOGIES PLC SHS G8994E103 202 1,000 SH   SOLE   0 0 1,000