The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Cadence Design Systems Inc Common Stock 127387108 327 2,000 SH   SOLE   0 0 2,000
Chevron Corp Common Stock 166764100 843 5,866 SH   SOLE   0 0 5,866
Church & Dwight Co Inc Common Stock 171340102 2,732 38,241 SH   SOLE   0 0 38,241
Coca-Cola Co Common Stock 191216100 602 10,668 SH   SOLE   0 0 10,668
Digital Realty Trust Inc Common Stock 253868103 2,572 25,930 SH   SOLE   0 0 25,930
Walt Disney Co Common Stock 254687106 2,928 31,043 SH   SOLE   0 0 31,043
Ecolab Inc Common Stock 278865100 2,494 17,208 SH   SOLE   0 0 17,208
The Home Depot Inc Common Stock 437076102 432 1,566 SH   SOLE   0 0 1,566
Honeywell International Inc Common Stock 438516106 6,076 36,388 SH   SOLE   0 0 36,388
Illinois Tool Works Inc Common Stock 452308109 364 2,000 SH   SOLE   0 0 2,000
Intuit Inc Common Stock 461202103 5,888 15,201 SH   SOLE   0 0 15,201
iShares Select Dividend Exchange Traded Fund 464287168 465 4,334 SH   SOLE   0 0 4,334
iShares Core S&P 500 Exchange Traded Fund 464287200 17,321 48,295 SH   SOLE   0 0 48,295
iShares Core US Aggregate Bond Exchange Traded Fund 464287226 1,820 18,890 SH   SOLE   0 0 18,890
iShares MSCI EAFE Exchange Traded Fund 464287465 518 9,240 SH   SOLE   0 0 9,240
iShares Core S&P Mid-Cap Exchange Traded Fund 464287507 539 2,456 SH   SOLE   0 0 2,456
iShares Nasdaq Biotechnology Exchange Traded Fund 464287556 240 2,055 SH   SOLE   0 0 2,055
iShares Russell 1000 Value Exchange Traded Fund 464287598 963 7,081 SH   SOLE   0 0 7,081
iShares Russell 1000 Growth Exchange Traded Fund 464287614 314 1,491 SH   SOLE   0 0 1,491
iShares Russell 1000 Exchange Traded Fund 464287622 3,998 20,262 SH   SOLE   0 0 20,262
iShares Russell 2000 Exchange Traded Fund 464287655 1,191 7,221 SH   SOLE   0 0 7,221
iShares Core S&P Small-Cap Exchange Traded Fund 464287804 25,079 287,632 SH   SOLE   0 0 287,632
iShares MSCI ACWI Exchange Traded Fund 464288257 440 5,655 SH   SOLE   0 0 5,655
iShares iBoxx High Yield Corporate Bd Exchange Traded Fund 464288513 1,663 23,293 SH   SOLE   0 0 23,293
Johnson & Johnson Common Stock 478160104 7,907 48,400 SH   SOLE   0 0 48,400
Lowe's Companies Inc Common Stock 548661107 5,840 31,093 SH   SOLE   0 0 31,093
Microsoft Corp Common Stock 594918104 12,779 54,870 SH   SOLE   0 0 54,870
Morgan Stanley Common Stock 617446448 4,375 55,370 SH   SOLE   0 0 55,370
Peapack Gladstone Financial Corp Common Stock 704699107 639 19,000 SH   SOLE   0 0 19,000
PepsiCo Inc Common Stock 713448108 4,386 26,862 SH   SOLE   0 0 26,862
Pfizer Inc Common Stock 717081103 1,275 29,142 SH   SOLE   0 0 29,142
Pioneer Natural Resources Co Common Stock 723787107 6,067 28,020 SH   SOLE   0 0 28,020
Procter & Gamble Co Common Stock 742718109 1,086 8,605 SH   SOLE   0 0 8,605
PulteGroup Inc Common Stock 745867101 3,738 99,276 SH   SOLE   0 0 99,276
Starbucks Corp Common Stock 855244109 2,726 32,349 SH   SOLE   0 0 32,349
Texas Instruments Inc Common Stock 882508104 3,861 24,944 SH   SOLE   0 0 24,944
Thermo Fisher Scientific Inc Common Stock 883556102 5,257 10,358 SH   SOLE   0 0 10,358
Union Pacific Corp Common Stock 907818108 7,019 36,028 SH   SOLE   0 0 36,028
United Parcel Service Inc Class B Common Stock 911312106 753 4,664 SH   SOLE   0 0 4,664
Vanguard FTSE Developed Markets ETF Exchange Traded Fund 921943858 647 17,794 SH   SOLE   0 0 17,794
Vanguard 500 ETF Exchange Traded Fund 922908363 367 1,112 SH   SOLE   0 0 1,112
Vanguard REIT ETF Exchange Traded Fund 922908553 993 12,392 SH   SOLE   0 0 12,392
Vanguard Small-Cap ETF Exchange Traded Fund 922908751 449 2,629 SH   SOLE   0 0 2,629
Yum Brands Inc Common Stock 988498101 312 2,933 SH   SOLE   0 0 2,933
Abbott Laboratories Common Stock 002824100 572 5,915 SH   SOLE   0 0 5,915
AbbVie Inc Common Stock 00287Y109 1,056 7,867 SH   SOLE   0 0 7,867
Adobe Systems Inc Common Stock 00724F101 2,241 8,143 SH   SOLE   0 0 8,143
Alphabet Inc C Common Stock 02079K107 369 3,833 SH   SOLE   0 0 3,833
Alphabet Inc A Common Stock 02079K305 10,187 106,504 SH   SOLE   0 0 106,504
Alphatec Holdings Inc Common Stock 02081G201 306 35,000 SH   SOLE   0 0 35,000
Amazon.com Inc Common Stock 023135106 9,992 88,424 SH   SOLE   0 0 88,424
Amphenol Corp Common Stock 032095101 4,110 61,195 SH   SOLE   0 0 61,195
Apple Inc Common Stock 037833100 18,394 133,099 SH   SOLE   0 0 133,099
BOK Financial Corp Common Stock 05561Q201 471 5,295 SH   SOLE   0 0 5,295
Bank OZK Common Stock 06417N103 327 8,254 SH   SOLE   0 0 8,254
Berkshire Hathaway Inc B Common Stock 084670702 770 2,884 SH   SOLE   0 0 2,884
Berkshire Hat A 100th Common Stock 084990175 1,626 400 SH   SOLE   0 0 400
BlackRock Inc Common Stock 09247X101 2,619 4,760 SH   SOLE   0 0 4,760
Broadcom Inc Com Common Stock 11135F101 6,416 14,450 SH   SOLE   0 0 14,450
Cisco Systems Inc Common Stock 17275R102 245 6,117 SH   SOLE   0 0 6,117
Corteva Inc com Common Stock 22052L104 223 3,910 SH   SOLE   0 0 3,910
Costco Wholesale Corp Common Stock 22160K105 8,878 18,798 SH   SOLE   0 0 18,798
Crown Castle Inc Common Stock 22822V101 2,648 18,316 SH   SOLE   0 0 18,316
DIMENSIONAL U S CORE EQUITY 2 ETF Exchange Traded Fund 25434V708 233 10,490 SH   SOLE   0 0 10,490
Edwards Lifesciences Corp Common Stock 28176E108 6,791 82,187 SH   SOLE   0 0 82,187
Exxon Mobil Corp Common Stock 30231G102 377 4,321 SH   SOLE   0 0 4,321
First Republic Bank Common Stock 33616C100 3,629 27,800 SH   SOLE   0 0 27,800
First Trust Capital Strength ETF Exchange Traded Fund 33733E104 407 6,134 SH   SOLE   0 0 6,134
Intercontinental Exchange Inc Common Stock 45866F104 3,964 43,873 SH   SOLE   0 0 43,873
Invesco QQQ Trust Exchange Traded Fund 46090E103 407 1,519 SH   SOLE   0 0 1,519
Invesco Water Resources ETF Exchange Traded Fund 46137V142 578 12,625 SH   SOLE   0 0 12,625
Invesco S&P 500 Equal Weight ETF Exchange Traded Fund 46137V357 25,031 196,654 SH   SOLE   0 0 196,654
iShares MSCI USA Quality Factor ETF Exchange Traded Fund 46432F339 8,228 79,164 SH   SOLE   0 0 79,164
iShares MSCI USA Value Factor ETF Exchange Traded Fund 46432F388 10,089 123,245 SH   SOLE   0 0 123,245
iShares Core MSCI EAFE Exchange Traded Fund 46432F842 316 6,004 SH   SOLE   0 0 6,004
JPMorgan Chase & Co Common Stock 46625H100 5,094 48,748 SH   SOLE   0 0 48,748
Keysight Technologies Inc Common Stock 49338L103 4,637 29,466 SH   SOLE   0 0 29,466
MSCI Inc Common Stock 55354G100 329 780 SH   SOLE   0 0 780
Mastercard Inc A Common Stock 57636Q104 7,886 27,735 SH   SOLE   0 0 27,735
O'Reilly Automotive Inc Common Stock 67103H107 5,943 8,449 SH   SOLE   0 0 8,449
Oracle Corp Common Stock 68389X105 270 4,426 SH   SOLE   0 0 4,426
Raytheon Technologies Ord Common Stock 75513E101 418 5,103 SH   SOLE   0 0 5,103
FIS KNIGHTS OF COLUM GLB BELIEF ETF Exchange Traded Fund 78433H105 192 10,335 SH   SOLE   0 0 10,335
SPDR S&P 500 ETF Exchange Traded Fund 78462F103 3,023 8,427 SH   SOLE   0 0 8,427
SPDR S&P Dividend ETF Exchange Traded Fund 78464A763 37,264 334,206 SH   SOLE   0 0 334,206
SVB Financial Group Common Stock 78486Q101 2,364 7,039 SH   SOLE   0 0 7,039
Salesforce Inc Common Stock 79466L302 2,489 17,302 SH   SOLE   0 0 17,302
Select Sector Spdr Trust The Health Care Select Sector Spdr Fund Exchange Traded Fund 81369Y209 620 5,120 SH   SOLE   0 0 5,120
Technology Select Sector SPDR ETF Exchange Traded Fund 81369Y803 1,952 16,438 SH   SOLE   0 0 16,438
Target Corp Common Stock 87612E106 280 1,890 SH   SOLE   0 0 1,890
3M Co Common Stock 88579Y101 372 3,370 SH   SOLE   0 0 3,370
UnitedHealth Group Inc Common Stock 91324P102 8,980 17,781 SH   SOLE   0 0 17,781
VanEck Low Carbon Energy ETF Exchange Traded Fund 92189F502 211 1,865 SH   SOLE   0 0 1,865
Verizon Communications Inc Common Stock 92343V104 3,031 79,816 SH   SOLE   0 0 79,816
Visa Inc Class A Common Stock 92826C839 493 2,774 SH   SOLE   0 0 2,774
WisdomTree US High Dividend ETF Exchange Traded Fund 97717W208 717 9,458 SH   SOLE   0 0 9,458
Zoetis Inc Common Stock 98978V103 4,779 32,226 SH   SOLE   0 0 32,226
Accenture PLC A Common Stock G1151C101 5,680 22,076 SH   SOLE   0 0 22,076