The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 424 129 SH   SOLE   0 0 129
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 3,948 61,100 SH   SOLE   0 0 61,100
AMERICAN CENTY ETF TR US SML CP VALU 025072877 6,563 86,806 SH   SOLE   0 0 86,806
APPLE INC COM 037833100 1,016 7,180 SH   SOLE   0 0 7,180
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 127 19,316 SH   SOLE   0 0 19,316
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 718 2,632 SH   SOLE   0 0 2,632
CISCO SYS INC COM 17275R102 296 5,432 SH   SOLE   0 0 5,432
CONOCOPHILLIPS COM 20825C104 535 7,889 SH   SOLE   0 0 7,889
DAVITA INC COM 23918K108 384 3,299 SH   SOLE   0 0 3,299
DIGITAL RLTY TR INC COM 253868103 354 2,451 SH   SOLE   0 0 2,451
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 209 3,634 SH   SOLE   0 0 3,634
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 366 14,160 SH   SOLE   0 0 14,160
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 1,336 50,291 SH   SOLE   0 0 50,291
GLADSTONE LD CORP COM 376549101 916 40,213 SH   SOLE   0 0 40,213
INVESCO QQQ TR UNIT SER 1 46090E103 4,276 11,946 SH   SOLE   0 0 11,946
ISHARES INC CORE MSCI EMKT 46434G103 924 14,969 SH   SOLE   0 0 14,969
ISHARES TR BARCLAYS 7 10 YR 464287440 538 4,668 SH   SOLE   0 0 4,668
ISHARES TR MSCI USA MMENTM 46432F396 1,721 9,802 SH   SOLE   0 0 9,802
ISHARES TR S&P 500 GRWT ETF 464287309 422 5,704 SH   SOLE   0 0 5,704
ISHARES TR RUSSELL 2000 ETF 464287655 2,425 11,085 SH   SOLE   0 0 11,085
ISHARES TR MSCI EMG MKT ETF 464287234 457 9,076 SH   SOLE   0 0 9,076
ISHARES TR CORE S&P SCP ETF 464287804 11,385 104,270 SH   SOLE   0 0 104,270
ISHARES TR CORE MSCI EAFE 46432F842 456 6,146 SH   SOLE   0 0 6,146
ISHARES TR GLOBAL REIT ETF 46434V647 6,522 237,958 SH   SOLE   0 0 237,958
ISHARES TR MSCI EAFE ETF 464287465 1,310 16,787 SH   SOLE   0 0 16,787
ISHARES TR SHRT NAT MUN ETF 464288158 1,076 10,007 SH   SOLE   0 0 10,007
ISHARES TR S&P MC 400GR ETF 464287606 402 5,077 SH   SOLE   0 0 5,077
ISHARES TR ISHS 5-10YR INVT 464288638 3,212 53,474 SH   SOLE   0 0 53,474
ISHARES TR CORE S&P500 ETF 464287200 3,657 8,489 SH   SOLE   0 0 8,489
ISHARES TR CORE S&P TTL STK 464287150 2,810 28,559 SH   SOLE   0 0 28,559
ISHARES TR SHORT TREAS BD 464288679 273 2,472 SH   SOLE   0 0 2,472
ISHARES TR NATIONAL MUN ETF 464288414 3,295 28,361 SH   SOLE   0 0 28,361
ISHARES TR CORE S&P MCP ETF 464287507 818 3,108 SH   SOLE   0 0 3,108
MICROSOFT CORP COM 594918104 444 1,577 SH   SOLE   0 0 1,577
NVIDIA CORPORATION COM 67066G104 751 3,625 SH   SOLE   0 0 3,625
PROLOGIS INC. COM 74340W103 642 5,115 SH   SOLE   0 0 5,115
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 570 7,438 SH   SOLE   0 0 7,438
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 6,579 116,004 SH   SOLE   0 0 116,004
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 435 14,272 SH   SOLE   0 0 14,272
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,058 10,192 SH   SOLE   0 0 10,192
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 491 12,688 SH   SOLE   0 0 12,688
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 6,485 62,340 SH   SOLE   0 0 62,340
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,097 10,959 SH   SOLE   0 0 10,959
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 783 18,868 SH   SOLE   0 0 18,868
SHOPIFY INC CL A 82509L107 405 299 SH   SOLE   0 0 299
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 754 20,821 SH   SOLE   0 0 20,821
SPDR SER TR PORTFOLI S&P1500 78464A805 2,358 44,494 SH   SOLE   0 0 44,494
SPDR SER TR NUVEEN BRC MUNIC 78468R721 297 5,753 SH   SOLE   0 0 5,753
SPDR SER TR S&P 600 SML CAP 78464A813 554 5,845 SH   SOLE   0 0 5,845
SPDR SER TR S&P 600 SMCP VAL 78464A300 219 2,667 SH   SOLE   0 0 2,667
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 559 5,004 SH   SOLE   0 0 5,004
TYSON FOODS INC CL A 902494103 396 5,021 SH   SOLE   0 0 5,021
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 7,628 93,089 SH   SOLE   0 0 93,089
VANGUARD INDEX FDS TOTAL STK MKT 922908769 50,928 229,345 SH   SOLE   0 0 229,345
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 521 1,320 SH   SOLE   0 0 1,320
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 530 5,204 SH   SOLE   0 0 5,204
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 17,158 343,085 SH   SOLE   0 0 343,085
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 19,999 396,108 SH   SOLE   0 0 396,108
WALMART INC COM 931142103 210 1,509 SH   SOLE   0 0 1,509