The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 835 3,108 SH   SOLE   0 0 3,108
ISHARES TR S&P MC 400GR ETF 464287606 411 5,077 SH   SOLE   0 0 5,077
ISHARES TR CORE S&P SCP ETF 464287804 16,796 148,660 SH   SOLE   0 0 148,660
ISHARES TR CORE S&P500 ETF 464287200 3,650 8,489 SH   SOLE   0 0 8,489
ISHARES TR S&P 500 GRWT ETF 464287309 426 5,864 SH   SOLE   0 0 5,864
ISHARES TR RUSSELL 2000 ETF 464287655 3,046 13,280 SH   SOLE   0 0 13,280
AMAZON COM INC COM 023135106 440 128 SH   SOLE   0 0 128
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 731 2,632 SH   SOLE   0 0 2,632
INVESCO QQQ TR UNIT SER 1 46090E103 4,044 11,409 SH   SOLE   0 0 11,409
ISHARES TR MSCI EAFE ETF 464287465 1,324 16,787 SH   SOLE   0 0 16,787
MICROSOFT CORP COM 594918104 427 1,577 SH   SOLE   0 0 1,577
CISCO SYS INC COM 17275R102 283 5,332 SH   SOLE   0 0 5,332
SPDR SER TR S&P 600 SMCP VAL 78464A300 229 2,667 SH   SOLE   0 0 2,667
SPDR SER TR PORTFOLI S&P1500 78464A805 2,690 50,776 SH   SOLE   0 0 50,776
WALMART INC COM 931142103 212 1,505 SH   SOLE   0 0 1,505
ISHARES TR 1 3 YR TREAS BD 464287457 289 3,355 SH   SOLE   0 0 3,355
ISHARES TR BARCLAYS 7 10 YR 464287440 862 7,464 SH   SOLE   0 0 7,464
SOUTHWEST AIRLS CO COM 844741108 610 11,491 SH   SOLE   0 0 11,491
VANGUARD INDEX FDS TOTAL STK MKT 922908769 30,131 135,224 SH   SOLE   0 0 135,224
CONOCOPHILLIPS COM 20825C104 600 9,857 SH   SOLE   0 0 9,857
APPLE INC COM 037833100 994 7,256 SH   SOLE   0 0 7,256
ISHARES TR MSCI EMG MKT ETF 464287234 567 10,290 SH   SOLE   0 0 10,290
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 120 19,316 SH   SOLE   0 0 19,316
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 16,431 302,538 SH   SOLE   0 0 302,538
NORTHROP GRUMMAN CORP COM 666807102 247 679 SH   SOLE   0 0 679
PROLOGIS INC. COM 74340W103 1,283 10,730 SH   SOLE   0 0 10,730
NVIDIA CORPORATION COM 67066G104 1,068 1,335 SH   SOLE   0 0 1,335
TYSON FOODS INC CL A 902494103 261 3,541 SH   SOLE   0 0 3,541
SPDR GOLD TR GOLD SHS 78463V107 246 1,488 SH   SOLE   0 0 1,488
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 543 5,331 SH   SOLE   0 0 5,331
DIGITAL RLTY TR INC COM 253868103 1,023 6,797 SH   SOLE   0 0 6,797
ISHARES TR CORE S&P TTL STK 464287150 3,078 31,164 SH   SOLE   0 0 31,164
SPDR SER TR S&P REGL BKG 78464A698 381 5,821 SH   SOLE   0 0 5,821
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 6,956 84,669 SH   SOLE   0 0 84,669
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 252 6,530 SH   SOLE   0 0 6,530
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 11,822 229,468 SH   SOLE   0 0 229,468
ISHARES TR NATIONAL MUN ETF 464288414 3,957 33,764 SH   SOLE   0 0 33,764
SPDR SER TR NUVEEN BRC MUNIC 78468R721 302 5,801 SH   SOLE   0 0 5,801
ISHARES TR ISHS 5-10YR INVT 464288638 3,386 55,951 SH   SOLE   0 0 55,951
ISHARES TR EAFE SML CP ETF 464288273 236 3,188 SH   SOLE   0 0 3,188
SPDR SER TR S&P 600 SML CAP 78464A813 839 8,581 SH   SOLE   0 0 8,581
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,101 29,930 SH   SOLE   0 0 29,930
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 256 4,972 SH   SOLE   0 0 4,972
ISHARES TR SHRT NAT MUN ETF 464288158 785 7,283 SH   SOLE   0 0 7,283
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,214 11,644 SH   SOLE   0 0 11,644
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 519 13,158 SH   SOLE   0 0 13,158
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 6,669 64,142 SH   SOLE   0 0 64,142
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,148 11,020 SH   SOLE   0 0 11,020
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2,442 58,711 SH   SOLE   0 0 58,711
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 512 15,566 SH   SOLE   0 0 15,566
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 5,730 100,764 SH   SOLE   0 0 100,764
SHOPIFY INC CL A 82509L107 565 387 SH   SOLE   0 0 387
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 711 9,082 SH   SOLE   0 0 9,082
GLADSTONE LD CORP COM 376549101 1,278 53,122 SH   SOLE   0 0 53,122
ISHARES INC CORE MSCI EMKT 46434G103 987 14,734 SH   SOLE   0 0 14,734
ISHARES TR CORE MSCI EAFE 46432F842 545 7,276 SH   SOLE   0 0 7,276
ISHARES TR MSCI USA MMENTM 46432F396 1,513 8,725 SH   SOLE   0 0 8,725
ISHARES TR GLOBAL REIT ETF 46434V647 4,130 149,001 SH   SOLE   0 0 149,001
ISHARES TR CORE MSCI INTL 46435G326 822 12,190 SH   SOLE   0 0 12,190
AMERICAN CENTY ETF TR US SML CP VALU 025072877 626 8,237 SH   SOLE   0 0 8,237
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 1,911 70,827 SH   SOLE   0 0 70,827
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 305 5,221 SH   SOLE   0 0 5,221