The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 815 3,130 SH   SOLE   0 0 3,130
ISHARES TR S&P MC 400GR ETF 464287606 398 5,077 SH   SOLE   0 0 5,077
ISHARES TR CORE S&P SCP ETF 464287804 16,231 149,553 SH   SOLE   0 0 149,553
ISHARES TR CORE S&P500 ETF 464287200 4,150 10,432 SH   SOLE   0 0 10,432
ISHARES TR S&P 500 GRWT ETF 464287309 345 5,300 SH   SOLE   0 0 5,300
ISHARES TR RUSSELL 2000 ETF 464287655 2,886 13,064 SH   SOLE   0 0 13,064
AMAZON COM INC COM 023135106 377 122 SH   SOLE   0 0 122
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 672 2,632 SH   SOLE   0 0 2,632
INVESCO QQQ TR UNIT SER 1 46090E103 7,645 23,954 SH   SOLE   0 0 23,954
ISHARES TR MSCI EAFE ETF 464287465 1,274 16,787 SH   SOLE   0 0 16,787
CISCO SYS INC COM 17275R102 276 5,332 SH   SOLE   0 0 5,332
SPDR SER TR S&P 600 SMCP VAL 78464A300 278 3,386 SH   SOLE   0 0 3,386
SPDR SER TR PORTFOLI S&P1500 78464A805 2,899 58,929 SH   SOLE   0 0 58,929
WALMART INC COM 931142103 248 1,829 SH   SOLE   0 0 1,829
ISHARES TR 1 3 YR TREAS BD 464287457 368 4,267 SH   SOLE   0 0 4,267
ISHARES TR BARCLAYS 7 10 YR 464287440 914 8,094 SH   SOLE   0 0 8,094
SOUTHWEST AIRLS CO COM 844741108 674 11,043 SH   SOLE   0 0 11,043
3M CO COM 88579Y101 433 2,246 SH   SOLE   0 0 2,246
VANGUARD INDEX FDS TOTAL STK MKT 922908769 22,218 107,494 SH   SOLE   0 0 107,494
CONOCOPHILLIPS COM 20825C104 509 9,604 SH   SOLE   0 0 9,604
APPLE INC COM 037833100 880 7,206 SH   SOLE   0 0 7,206
ISHARES TR MSCI EMG MKT ETF 464287234 549 10,290 SH   SOLE   0 0 10,290
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 101 19,316 SH   SOLE   0 0 19,316
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 14,617 280,833 SH   SOLE   0 0 280,833
NORTHROP GRUMMAN CORP COM 666807102 220 681 SH   SOLE   0 0 681
PROLOGIS INC. COM 74340W103 1,162 10,966 SH   SOLE   0 0 10,966
NVIDIA CORPORATION COM 67066G104 672 1,259 SH   SOLE   0 0 1,259
TYSON FOODS INC CL A 902494103 300 4,041 SH   SOLE   0 0 4,041
MGM RESORTS INTERNATIONAL COM 552953101 1,074 28,259 SH   SOLE   0 0 28,259
SPDR GOLD TR GOLD SHS 78463V107 242 1,511 SH   SOLE   0 0 1,511
VANGUARD INDEX FDS SM CP VAL ETF 922908611 208 1,258 SH   SOLE   0 0 1,258
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 511 5,561 SH   SOLE   0 0 5,561
DIGITAL RLTY TR INC COM 253868103 869 6,170 SH   SOLE   0 0 6,170
ISHARES TR CORE S&P TTL STK 464287150 2,912 31,793 SH   SOLE   0 0 31,793
SPDR SER TR S&P REGL BKG 78464A698 372 5,612 SH   SOLE   0 0 5,612
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 5,781 70,341 SH   SOLE   0 0 70,341
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 298 7,976 SH   SOLE   0 0 7,976
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 10,161 206,910 SH   SOLE   0 0 206,910
ISHARES TR NATIONAL MUN ETF 464288414 5,424 46,735 SH   SOLE   0 0 46,735
SPDR SER TR NUVEEN BRC MUNIC 78468R721 344 6,661 SH   SOLE   0 0 6,661
ISHARES TR ISHS 5-10YR INVT 464288638 2,624 44,306 SH   SOLE   0 0 44,306
ISHARES TR EAFE SML CP ETF 464288273 221 3,075 SH   SOLE   0 0 3,075
SPDR SER TR S&P 600 SML CAP 78464A813 966 10,274 SH   SOLE   0 0 10,274
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,111 31,424 SH   SOLE   0 0 31,424
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 323 6,848 SH   SOLE   0 0 6,848
ISHARES TR SHRT NAT MUN ETF 464288158 718 6,656 SH   SOLE   0 0 6,656
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,137 11,760 SH   SOLE   0 0 11,760
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 502 13,348 SH   SOLE   0 0 13,348
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 6,320 65,815 SH   SOLE   0 0 65,815
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,119 11,231 SH   SOLE   0 0 11,231
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2,093 53,084 SH   SOLE   0 0 53,084
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 495 15,564 SH   SOLE   0 0 15,564
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 4,915 87,127 SH   SOLE   0 0 87,127
SHOPIFY INC CL A 82509L107 417 377 SH   SOLE   0 0 377
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 676 9,082 SH   SOLE   0 0 9,082
ISHARES INC CORE MSCI EMKT 46434G103 947 14,707 SH   SOLE   0 0 14,707
ISHARES TR CORE MSCI EAFE 46432F842 514 7,129 SH   SOLE   0 0 7,129
ISHARES TR MSCI USA MMENTM 46432F396 1,456 9,054 SH   SOLE   0 0 9,054
ISHARES TR GLOBAL REIT ETF 46434V647 3,483 136,683 SH   SOLE   0 0 136,683
ISHARES TR CORE MSCI INTL 46435G326 825 12,774 SH   SOLE   0 0 12,774