The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 321 2,099 SH   SOLE   0 0 2,099
AMAZON COM INC COM 023135106 580 5,460 SH   SOLE   0 0 5,460
APPLE INC COM 037833100 3,608 26,391 SH   SOLE   0 0 26,391
ARK ETF TR INNOVATION ETF 00214Q104 310 7,764 SH   SOLE   0 0 7,764
BLACKROCK CORPOR HI YLD FD I COM 09255P107 5,238 549,625 SH   SOLE   0 0 549,625
CHEVRON CORP NEW COM 166764100 927 6,403 SH   SOLE   0 0 6,403
COSTCO WHSL CORP NEW COM 22160K105 1,665 3,474 SH   SOLE   0 0 3,474
CSX CORP COM 126408103 472 16,245 SH   SOLE   0 0 16,245
DBX ETF TR XTRACK USD HIGH 233051432 1,743 51,671 SH   SOLE   0 0 51,671
DISNEY WALT CO COM 254687106 242 2,564 SH   SOLE   0 0 2,564
DOMINION ENERGY INC COM 25746U109 259 3,240 SH   SOLE   0 0 3,240
EXXON MOBIL CORP COM 30231G102 563 6,574 SH   SOLE   0 0 6,574
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 1,599 36,958 SH   SOLE   0 0 36,958
GLOBAL X FDS GLOBX SUPDV US 37950E291 2,063 106,022 SH   SOLE   0 0 106,022
GLOBAL X FDS GLB X MLP ENRG I 37954Y293 4,477 117,481 SH   SOLE   0 0 117,481
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 1,287 29,146 SH   SOLE   0 0 29,146
ISHARES SILVER TR ISHARES 46428Q109 403 21,610 SH   SOLE   0 0 21,610
ISHARES TR TIPS BD ETF 464287176 14,377 126,210 SH   SOLE   0 0 126,210
ISHARES TR INTL SEL DIV ETF 464288448 2,380 87,637 SH   SOLE   0 0 87,637
ISHARES TR PFD AND INCM SEC 464288687 2,650 80,608 SH   SOLE   0 0 80,608
ISHARES TR CONSER ALLOC ETF 464289883 17,692 511,777 SH   SOLE   0 0 511,777
ISHARES TR IBOXX INV CP ETF 464287242 18,016 163,737 SH   SOLE   0 0 163,737
ISHARES TR RUS 1000 VAL ETF 464287598 350 2,415 SH   SOLE   0 0 2,415
ISHARES TR RUS 1000 GRW ETF 464287614 452 2,065 SH   SOLE   0 0 2,065
ISHARES TR IBOXX HI YD ETF 464288513 11,704 159,000 SH   SOLE   0 0 159,000
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 4,297 77,502 SH   SOLE   0 0 77,502
JPMORGAN CHASE & CO COM 46625H100 271 2,404 SH   SOLE   0 0 2,404
LOWES COS INC COM 548661107 1,122 6,424 SH   SOLE   0 0 6,424
MICROSOFT CORP COM 594918104 918 3,573 SH   SOLE   0 0 3,573
PFIZER INC COM 717081103 216 4,111 SH   SOLE   0 0 4,111
PIMCO ETF TR BROAD US TIPS 72201R403 1,060 18,426 SH   SOLE   0 0 18,426
PROCTER AND GAMBLE CO COM 742718109 766 5,329 SH   SOLE   0 0 5,329
PROSHARES TR S&P 500 DV ARIST 74348A467 2,970 34,789 SH   SOLE   0 0 34,789
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 6,315 88,163 SH   SOLE   0 0 88,163
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,432 25,666 SH   SOLE   0 0 25,666
SELECT SECTOR SPDR TR ENERGY 81369Y506 304 4,252 SH   SOLE   0 0 4,252
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 237 3,280 SH   SOLE   0 0 3,280
SHERWIN WILLIAMS CO COM 824348106 3,486 15,567 SH   SOLE   0 0 15,567
SPDR GOLD TR GOLD SHS 78463V107 10,982 65,191 SH   SOLE   0 0 65,191
SPDR S&P 500 ETF TR TR UNIT 78462F103 950 2,517 SH   SOLE   0 0 2,517
SPDR SER TR PRTFLO S&P500 GW 78464A409 1,602 30,651 SH   SOLE   0 0 30,651
SPDR SER TR DJ REIT ETF 78464A607 711 7,482 SH   SOLE   0 0 7,482
SPDR SER TR PRTFLO S&P500 HI 78468R788 9,657 241,968 SH   SOLE   0 0 241,968
UNITEDHEALTH GROUP INC COM 91324P102 350 682 SH   SOLE   0 0 682
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 16,517 219,466 SH   SOLE   0 0 219,466
VANGUARD INDEX FDS GROWTH ETF 922908736 10,835 48,609 SH   SOLE   0 0 48,609
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,127 34,790 SH   SOLE   0 0 34,790
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,544 8,188 SH   SOLE   0 0 8,188
VANGUARD INDEX FDS VALUE ETF 922908744 6,825 51,752 SH   SOLE   0 0 51,752
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 646 15,511 SH   SOLE   0 0 15,511
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,382 23,570 SH   SOLE   0 0 23,570
VANGUARD STAR FDS VG TL INTL STK F 921909768 6,150 119,157 SH   SOLE   0 0 119,157
VANGUARD WELLINGTON FD US QUALITY 921935706 2,280 23,273 SH   SOLE   0 0 23,273
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 14,184 139,467 SH   SOLE   0 0 139,467
VANGUARD WORLD FDS UTILITIES ETF 92204A876 1,155 7,582 SH   SOLE   0 0 7,582
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 955 4,056 SH   SOLE   0 0 4,056
WESBANCO INC COM 950810101 250 7,895 SH   SOLE   0 0 7,895