The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FERGUSON PLC NEW SHS G3421J106 236 1,313 SH   SOLE 0 0 0 1,313
ABBVIE INC COM 00287Y109 311 2,294 SH   SOLE 0 0 0 2,294
ALPHABET INC CAP STK CL A 02079K305 203 70 SH   SOLE 0 0 0 70
AMAZON COM INC COM 023135106 637 191 SH   SOLE 0 0 0 191
APPLE INC COM 037833100 2,880 16,216 SH   SOLE 0 0 0 16,216
BLACKROCK CORPOR HI YLD FD I COM 09255P107 2,621 212,414 SH   SOLE 0 0 0 212,414
CSX CORP COM 126408103 611 16,245 SH   SOLE 0 0 0 16,245
CHEVRON CORP NEW COM 166764100 416 3,548 SH   SOLE 0 0 0 3,548
COSTCO WHSL CORP NEW COM 22160K105 1,931 3,402 SH   SOLE 0 0 0 3,402
DBX ETF TR XTRACK USD HIGH 233051432 1,396 35,049 SH   SOLE 0 0 0 35,049
DISNEY WALT CO COM 254687106 410 2,644 SH   SOLE 0 0 0 2,644
DOMINION ENERGY INC COM 25746U109 242 3,085 SH   SOLE 0 0 0 3,085
EXXON MOBIL CORP COM 30231G102 410 6,695 SH   SOLE 0 0 0 6,695
META PLATFORMS INC CL A 30303M102 318 946 SH   SOLE 0 0 0 946
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 2,632 56,400 SH   SOLE 0 0 0 56,400
GLOBAL X FDS GLOBX SUPDV US 37950E291 657 31,556 SH   SOLE 0 0 0 31,556
GLOBAL X FDS GLB X MLP ENRG I 37954Y293 2,030 57,471 SH   SOLE 0 0 0 57,471
GLOBAL X FDS GLBL X MLP ETF 37954Y343 212 6,069 SH   SOLE 0 0 0 6,069
HIVE BLOCKCHAIN TECHNLGIES L COM 43366H100 26 10,000 SH   SOLE 0 0 0 10,000
HUMANA INC COM 444859102 201 434 SH   SOLE 0 0 0 434
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 953 21,054 SH   SOLE 0 0 0 21,054
ISHARES SILVER TR ISHARES 46428Q109 432 20,086 SH   SOLE 0 0 0 20,086
ISHARES TR TIPS BD ETF 464287176 11,427 88,447 SH   SOLE 0 0 0 88,447
ISHARES TR IBOXX INV CP ETF 464287242 16,927 127,734 SH   SOLE 0 0 0 127,734
ISHARES TR RUS 1000 VAL ETF 464287598 420 2,501 SH   SOLE 0 0 0 2,501
ISHARES TR RUS 1000 GRW ETF 464287614 612 2,001 SH   SOLE 0 0 0 2,001
ISHARES TR INTL SEL DIV ETF 464288448 1,550 49,700 SH   SOLE 0 0 0 49,700
ISHARES TR IBOXX HI YD ETF 464288513 10,694 122,911 SH   SOLE 0 0 0 122,911
ISHARES TR PFD AND INCM SEC 464288687 1,917 48,622 SH   SOLE 0 0 0 48,622
ISHARES TR CONSER ALLOC ETF 464289883 16,312 407,686 SH   SOLE 0 0 0 407,686
JPMORGAN CHASE & CO COM 46625H100 379 2,392 SH   SOLE 0 0 0 2,392
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332 1,382 21,868 SH   SOLE 0 0 0 21,868
LOWES COS INC COM 548661107 2,302 8,904 SH   SOLE 0 0 0 8,904
MICROSOFT CORP COM 594918104 1,175 3,495 SH   SOLE 0 0 0 3,495
MICRON TECHNOLOGY INC COM 595112103 232 2,488 SH   SOLE 0 0 0 2,488
NORFOLK SOUTHN CORP COM 655844108 240 805 SH   SOLE 0 0 0 805
NVIDIA CORPORATION COM 67066G104 278 944 SH   SOLE 0 0 0 944
PFIZER INC COM 717081103 237 4,008 SH   SOLE 0 0 0 4,008
PIMCO ETF TR BROAD US TIPS 72201R403 827 12,528 SH   SOLE 0 0 0 12,528
PINNACLE FINL PARTNERS INC COM 72346Q104 216 2,260 SH   SOLE 0 0 0 2,260
PROCTER AND GAMBLE CO COM 742718109 836 5,109 SH   SOLE 0 0 0 5,109
PROSHARES TR PSHS ULTRA QQQ 74347R206 290 3,256 SH   SOLE 0 0 0 3,256
PROSHARES TR S&P 500 DV ARIST 74348A467 2,514 25,601 SH   SOLE 0 0 0 25,601
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,078 2,269 SH   SOLE 0 0 0 2,269
SPDR GOLD TR GOLD SHS 78463V107 7,675 44,892 SH   SOLE 0 112 0 44,892
SPDR SER TR PRTFLO S&P500 GW 78464A409 2,089 28,825 SH   SOLE 0 0 0 28,825
SPDR SER TR DJ REIT ETF 78464A607 1,400 11,460 SH   SOLE 0 0 0 11,460
SPDR SER TR PRTFLO S&P500 HI 78468R788 4,981 118,445 SH   SOLE 0 0 0 118,445
SPDR SER TR PORTFOLIO S&P600 78468R853 261 5,846 SH   SOLE 0 0 0 5,846
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,084 25,777 SH   SOLE 0 0 0 25,777
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,105 17,578 SH   SOLE 0 0 0 17,578
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 235 3,042 SH   SOLE 0 0 0 3,042
SELECT SECTOR SPDR TR ENERGY 81369Y506 341 6,138 SH   SOLE 0 0 0 6,138
SHERWIN WILLIAMS CO COM 824348106 1,203 3,417 SH   SOLE 0 0 0 3,417
UNITEDHEALTH GROUP INC COM 91324P102 339 676 SH   SOLE 0 0 0 676
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,272 19,051 SH   SOLE 0 0 0 19,051
VANGUARD STAR FDS VG TL INTL STK F 921909768 5,756 90,551 SH   SOLE 0 0 0 90,551
VANGUARD WORLD FD ESG US STK ETF 921910733 1,743 19,827 SH   SOLE 0 0 0 19,827
VANGUARD WELLINGTON FD US QUALITY 921935706 1,744 13,810 SH   SOLE 0 0 0 13,810
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 15,528 183,220 SH   SOLE 0 0 0 183,220
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 201 3,935 SH   SOLE 0 0 0 3,935
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 13,610 121,397 SH   SOLE 0 0 0 121,397
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 7,100 35,523 SH   SOLE 0 0 0 35,523
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 13,630 51,161 SH   SOLE 0 0 0 51,161
VANGUARD WORLD FDS INF TECH ETF 92204A702 19,924 43,485 SH   SOLE 0 0 0 43,485
VANGUARD WORLD FDS MATERIALS ETF 92204A801 1,901 9,654 SH   SOLE 0 0 0 9,654
VANGUARD WORLD FDS UTILITIES ETF 92204A876 4,593 29,367 SH   SOLE 0 0 0 29,367
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,138 23,014 SH   SOLE 0 0 0 23,014
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,409 20,767 SH   SOLE 0 0 0 20,767
VANGUARD INDEX FDS GROWTH ETF 922908736 14,136 44,051 SH   SOLE 0 0 0 44,051
VANGUARD INDEX FDS VALUE ETF 922908744 6,404 43,529 SH   SOLE 0 0 0 43,529
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,094 26,965 SH   SOLE 0 0 0 26,965
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,832 11,730 SH   SOLE 0 0 0 11,730
WESBANCO INC COM 950810101 276 7,895 SH   SOLE 0 0 0 7,895