The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 243 14,506 SH   SOLE 0 0 0 14,506
ALPHABET INC CAP STK CL A 02079K305 224 83 SH   SOLE 0 0 0 83
AMAZON COM INC COM 023135106 654 200 SH   SOLE 0 0 0 200
APPLE INC COM 037833100 1,968 13,894 SH   SOLE 0 0 0 13,894
ARK ETF TR INNOVATION ETF 00214Q104 201 1,811 SH   SOLE 0 0 0 1,811
BLACKROCK CORPOR HI YLD FD I COM 09255P107 1,432 117,668 SH   SOLE 0 0 0 117,668
CHEVRON CORP NEW COM 166764100 315 3,119 SH   SOLE 0 0 0 3,119
COSTCO WHSL CORP NEW COM 22160K105 1,555 3,466 SH   SOLE 0 0 0 3,466
CSX CORP COM 126408103 966 32,490 SH   SOLE 0 0 0 32,490
DOMINION ENERGY INC COM 25746U109 237 3,252 SH   SOLE 0 0 0 3,252
EXXON MOBIL CORP COM 30231G102 602 10,221 SH   SOLE 0 0 0 10,221
FACEBOOK INC CL A 30303M102 308 909 SH   SOLE 0 0 0 909
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 3,534 84,228 SH   SOLE 0 0 0 84,228
GLOBAL X FDS GLB X MLP ENRG I 37954Y293 1,064 29,502 SH   SOLE 0 0 0 29,502
GLOBAL X FDS GLBL X MLP ETF 37954Y343 278 7,778 SH   SOLE 0 0 0 7,778
ISHARES TR CONSER ALLOC ETF 464289883 11,599 293,531 SH   SOLE 0 0 0 293,531
ISHARES TR FLTG RATE NT ETF 46429B655 250 4,929 SH   SOLE 0 0 0 4,929
ISHARES TR IBOXX HI YD ETF 464288513 6,558 75,046 SH   SOLE 0 0 0 75,046
ISHARES TR IBOXX INV CP ETF 464287242 12,519 93,994 SH   SOLE 0 0 0 93,994
ISHARES TR INTL SEL DIV ETF 464288448 1,220 40,167 SH   SOLE 0 0 0 40,167
ISHARES TR PFD AND INCM SEC 464288687 1,688 43,526 SH   SOLE 0 0 0 43,526
ISHARES TR RUS 1000 GRW ETF 464287614 548 2,001 SH   SOLE 0 0 0 2,001
ISHARES TR RUS 1000 VAL ETF 464287598 225 1,439 SH   SOLE 0 0 0 1,439
ISHARES TR TIPS BD ETF 464287176 7,404 58,001 SH   SOLE 0 0 0 58,001
LOWES COS INC COM 548661107 520 2,567 SH   SOLE 0 0 0 2,567
MICROSOFT CORP COM 594918104 630 2,227 SH   SOLE 0 0 0 2,227
NORTHERN LTS FD TR IV INSPIRE 100ETF 66538H534 207 4,871 SH   SOLE 0 0 0 4,871
PINNACLE FINL PARTNERS INC COM 72346Q104 213 2,260 SH   SOLE 0 0 0 2,260
PROCTER AND GAMBLE CO COM 742718109 667 4,765 SH   SOLE 0 0 0 4,765
PROSHARES TR PSHS ULTRA QQQ 74347R206 240 3,296 SH   SOLE 0 0 0 3,296
PROSHARES TR S&P 500 DV ARIST 74348A467 2,316 26,146 SH   SOLE 0 0 0 26,146
SELECT SECTOR SPDR TR ENERGY 81369Y506 379 7,214 SH   SOLE 0 0 0 7,214
SHERWIN WILLIAMS CO COM 824348106 956 3,417 SH   SOLE 0 0 0 3,417
SPDR GOLD TR GOLD SHS 78463V107 2,593 15,959 SH   SOLE 0 0 0 15,959
SPDR S&P 500 ETF TR TR UNIT 78462F103 974 2,267 SH   SOLE 0 0 0 2,267
SPDR SER TR DJ REIT ETF 78464A607 1,849 17,599 SH   SOLE 0 0 0 17,599
SPDR SER TR PORTFOLIO S&P600 78468R853 272 6,414 SH   SOLE 0 0 0 6,414
SPDR SER TR PRTFLO S&P500 GW 78464A409 1,842 28,805 SH   SOLE 0 0 0 28,805
SPDR SER TR PRTFLO S&P500 HI 78468R788 2,849 72,705 SH   SOLE 0 0 0 72,705
TWO RDS SHARED TR ANFIELD UNVL ETF 90214Q766 102 10,490 SH   SOLE 0 0 0 10,490
UNITEDHEALTH GROUP INC COM 91324P102 256 653 SH   SOLE 0 0 0 653
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 10,959 128,266 SH   SOLE 0 0 0 128,266
VANGUARD INDEX FDS GROWTH ETF 922908736 13,659 47,050 SH   SOLE 0 0 0 47,050
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,057 20,037 SH   SOLE 0 0 0 20,037
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,764 17,222 SH   SOLE 0 0 0 17,222
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,525 15,797 SH   SOLE 0 0 0 15,797
VANGUARD INDEX FDS VALUE ETF 922908744 3,957 29,242 SH   SOLE 0 0 0 29,242
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,738 34,693 SH   SOLE 0 0 0 34,693
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,385 22,006 SH   SOLE 0 0 0 22,006
VANGUARD STAR FDS VG TL INTL STK F 921909768 3,533 55,857 SH   SOLE 0 0 0 55,857
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 9,900 95,763 SH   SOLE 0 0 0 95,763
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 7,430 52,674 SH   SOLE 0 0 0 52,674
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 7,023 22,650 SH   SOLE 0 0 0 22,650
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 5,789 32,249 SH   SOLE 0 0 0 32,249
VANGUARD WORLD FDS ENERGY ETF 92204A306 2,044 27,547 SH   SOLE 0 0 0 27,547
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 7,351 79,123 SH   SOLE 0 0 0 79,123
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 12,430 50,412 SH   SOLE 0 0 0 50,412
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 5,150 27,380 SH   SOLE 0 0 0 27,380
VANGUARD WORLD FDS INF TECH ETF 92204A702 16,649 41,536 SH   SOLE 0 0 0 41,536
VANGUARD WORLD FDS UTILITIES ETF 92204A876 2,598 18,568 SH   SOLE 0 0 0 18,568
WESBANCO INC COM 950810101 270 7,895 SH   SOLE 0 0 0 7,895