The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,074 3,935 SH   SOLE   0 0 3,935
ISHARES TR 0-5YR HI YL CP 46434V407 1,198 29,553 SH   SOLE   0 0 29,553
ISHARES TR CORE INTL AGGR 46435G672 4,128 82,878 SH   SOLE   0 0 82,878
ISHARES TR CORE S&P500 ETF 464287200 1,045 2,756 SH   SOLE   0 0 2,756
ISHARES TR CRE U S REIT ETF 464288521 2,207 41,323 SH   SOLE   0 0 41,323
ISHARES TR RUS 1000 ETF 464287622 14,525 69,912 SH   SOLE   0 0 69,912
ISHARES TR RUS 1000 GRW ETF 464287614 967 4,421 SH   SOLE   0 0 4,421
ISHARES TR RUS 1000 VAL ETF 464287598 917 6,328 SH   SOLE   0 0 6,328
ISHARES TR RUSSELL 2000 ETF 464287655 706 4,170 SH   SOLE   0 0 4,170
LOEWS CORP COM 540424108 200 3,377 SH   SOLE   0 0 3,377
MCCORMICK & CO INC COM NON VTG 579780206 281 3,380 SH   SOLE   0 0 3,380
SOUTHERN CO COM 842587107 329 4,614 SH   SOLE   0 0 4,614
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 9,012 312,500 SH   SOLE   0 0 312,500
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 8,051 231,556 SH   SOLE   0 0 231,556
SPDR S&P 500 ETF TR TR UNIT 78462F103 217 576 SH   SOLE   0 0 576
SPDR SER TR PORTFOLIO AGRGTE 78464A649 2,835 107,576 SH   SOLE   0 0 107,576
SPDR SER TR PORTFOLIO S&P500 78464A854 30,158 680,146 SH   SOLE   0 0 680,146
SPDR SER TR PORTFOLIO S&P600 78468R853 1,304 36,231 SH   SOLE   0 0 36,231
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 551 11,130 SH   SOLE   0 0 11,130
VANGUARD INDEX FDS SMALL CP ETF 922908751 10,664 60,551 SH   SOLE   0 0 60,551
VANGUARD INDEX FDS TOTAL STK MKT 922908769 373 1,979 SH   SOLE   0 0 1,979
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 325 7,809 SH   SOLE   0 0 7,809
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 528 10,575 SH   SOLE   0 0 10,575
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 958 5,574 SH   SOLE   0 0 5,574
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 539 7,890 SH   SOLE   0 0 7,890
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 271 6,654 SH   SOLE   0 0 6,654