The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 273 1,537 SH   SOLE   0 0 1,537
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,236 4,135 SH   SOLE   0 0 4,135
ISHARES TR 0-5YR HI YL CP 46434V407 1,316 29,044 SH   SOLE   0 0 29,044
ISHARES TR CORE INTL AGGR 46435G672 4,880 89,493 SH   SOLE   0 0 89,493
ISHARES TR CORE S&P500 ETF 464287200 1,325 2,777 SH   SOLE   0 0 2,777
ISHARES TR CRE U S REIT ETF 464288521 2,930 43,345 SH   SOLE   0 0 43,345
ISHARES TR RUS 1000 ETF 464287622 19,572 74,016 SH   SOLE   0 0 74,016
ISHARES TR RUS 1000 GRW ETF 464287614 1,675 5,481 SH   SOLE   0 0 5,481
ISHARES TR RUS 1000 VAL ETF 464287598 1,134 6,753 SH   SOLE   0 0 6,753
ISHARES TR RUSSELL 2000 ETF 464287655 1,026 4,612 SH   SOLE   0 0 4,612
MCCORMICK & CO INC COM NON VTG 579780206 327 3,380 SH   SOLE   0 0 3,380
OVERSTOCK COM INC DEL COM 690370101 270 4,573 SH   SOLE   0 0 4,573
SOUTHERN CO COM 842587107 316 4,614 SH   SOLE   0 0 4,614
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 11,413 312,864 SH   SOLE   0 0 312,864
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 10,378 250,141 SH   SOLE   0 0 250,141
SPDR S&P 500 ETF TR TR UNIT 78462F103 274 576 SH   SOLE   0 0 576
SPDR SER TR PORTFOLIO AGRGTE 78464A649 2,163 73,011 SH   SOLE   0 0 73,011
SPDR SER TR PORTFOLIO S&P500 78464A854 33,246 595,490 SH   SOLE   0 0 595,490
SPDR SER TR PORTFOLIO S&P600 78468R853 1,666 37,288 SH   SOLE   0 0 37,288
V F CORP COM 918204108 271 3,702 SH   SOLE   0 0 3,702
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,018 23,817 SH   SOLE   0 0 23,817
VANGUARD INDEX FDS SMALL CP ETF 922908751 12,443 55,054 SH   SOLE   0 0 55,054
VANGUARD INDEX FDS TOTAL STK MKT 922908769 478 1,979 SH   SOLE   0 0 1,979
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 349 7,066 SH   SOLE   0 0 7,066
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,307 23,803 SH   SOLE   0 0 23,803
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 1,172 5,354 SH   SOLE   0 0 5,354
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 234 2,600 SH   SOLE   0 0 2,600
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 361 7,062 SH   SOLE   0 0 7,062