The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 923 3,612 SH   SOLE   0 0 3,612
ISHARES TR 0-5YR HI YL CP 46434V407 1,451 31,673 SH   SOLE   0 0 31,673
ISHARES TR CORE INTL AGGR 46435G672 4,218 76,888 SH   SOLE   0 0 76,888
ISHARES TR CORE S&P500 ETF 464287200 1,131 2,842 SH   SOLE   0 0 2,842
ISHARES TR CRE U S REIT ETF 464288521 2,418 46,152 SH   SOLE   0 0 46,152
ISHARES TR RUS 1000 ETF 464287622 17,750 79,300 SH   SOLE   0 0 79,300
ISHARES TR RUS 1000 GRW ETF 464287614 1,576 6,483 SH   SOLE   0 0 6,483
ISHARES TR RUS 1000 VAL ETF 464287598 1,099 7,253 SH   SOLE   0 0 7,253
ISHARES TR RUSSELL 2000 ETF 464287655 1,095 4,957 SH   SOLE   0 0 4,957
MCCORMICK & CO INC COM NON VTG 579780206 301 3,380 SH   SOLE   0 0 3,380
OVERSTOCK COM INC DEL COM 690370101 303 4,573 SH   SOLE   0 0 4,573
SOUTHERN CO COM 842587107 288 4,638 SH   SOLE   0 0 4,638
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 11,496 325,101 SH   SOLE   0 0 325,101
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 10,153 231,913 SH   SOLE   0 0 231,913
SPDR S&P 500 ETF TR TR UNIT 78462F103 228 576 SH   SOLE   0 0 576
SPDR SER TR PORTFOLIO AGRGTE 78464A649 2,400 80,932 SH   SOLE   0 0 80,932
SPDR SER TR PORTFOLIO S&P500 78464A854 25,428 545,558 SH   SOLE   0 0 545,558
SPDR SER TR PORTFOLIO S&P600 78468R853 1,589 37,594 SH   SOLE   0 0 37,594
V F CORP COM 918204108 296 3,702 SH   SOLE   0 0 3,702
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 15,602 184,163 SH   SOLE   0 0 184,163
VANGUARD INDEX FDS SMALL CP ETF 922908751 10,949 51,143 SH   SOLE   0 0 51,143
VANGUARD INDEX FDS TOTAL STK MKT 922908769 409 1,979 SH   SOLE   0 0 1,979
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 417 8,013 SH   SOLE   0 0 8,013
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 954 5,152 SH   SOLE   0 0 5,152
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 232 1,300 SH   SOLE   0 0 1,300
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 400 8,143 SH   SOLE   0 0 8,143