The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101 BBG001S5NCQ5 967,263 2,522 SH   SOLE   0 0 2,522
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 555,487 9,255 SH   SOLE   0 0 9,255
AMAZON COM INC COM 023135106 BBG001S5PQL7 705,104 3,706 SH   SOLE   0 0 3,706
APPLE INC COM 037833100 BBG001S5N8V8 4,240,802 19,092 SH   SOLE   0 0 19,092
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 890,377 21,337 SH   SOLE   0 0 21,337
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 4,882,872 9,168 SH   SOLE   0 0 9,168
BOEING CO COM 097023105 BBG001S5P0V3 448,058 2,627 SH   SOLE   0 0 2,627
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201 BBG019XRCM29 3,859,893 143,918 SH   SOLE   0 0 143,918
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 BBG019XS8NR3 12,914,002 473,040 SH   SOLE   0 0 473,040
CISCO SYS INC COM 17275R102 BBG001S6HC62 283,723 4,598 SH   SOLE   0 0 4,598
COCA-COLA EUROPACIFIC PARTNE SHS G25839104 BBG00B6BFX96 255,433 2,935 SH   SOLE   0 0 2,935
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 1,421,068 1,503 SH   SOLE   0 0 1,503
CROWDSTRIKE HLDGS INC CL A 22788C105 BBG00BLYKRZ7 353,285 1,002 SH   SOLE   0 0 1,002
DEERE & CO COM 244199105 BBG001S5QFF7 1,888,749 4,024 SH   SOLE   0 0 4,024
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674 BBG01BGVG000 951,144 18,469 SH   SOLE   0 0 18,469
EA SERIES TRUST FREEDOM 100 EM 02072L607 BBG00P7KKMR2 303,485 8,658 SH   SOLE   0 0 8,658
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 548,200 5,000 SH   SOLE   0 0 5,000
ETFS GOLD TR PHYSCL GOLD SHS 00326A104 BBG001SCTFP8 268,380 9,000 SH   SOLE   0 0 9,000
FIRST TR VALUE LINE DIVID IN SHS 33734H106 BBG001SLWD88 301,262 6,756 SH   SOLE   0 0 6,756
HOME DEPOT INC COM 437076102 BBG001S5RTW7 249,253 680 SH   SOLE   0 0 680
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 347,192 1,396 SH   SOLE   0 0 1,396
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 24,667,624 353,354 SH   SOLE   0 0 353,354
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 1,302,318 2,318 SH   SOLE   0 0 2,318
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 20,842,176 452,304 SH   SOLE   0 0 452,304
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 1,963,131 19,846 SH   SOLE   0 0 19,846
ISHARES TR ESG ADV TTL USD 46436E619 BBG00VJ13GZ1 1,170,975 27,031 SH   SOLE   0 0 27,031
ISHARES TR ESG EAFE ETF 46436E759 BBG00VHK1HS9 743,382 11,039 SH   SOLE   0 0 11,039
ISHARES TR ESG MSCI USA ETF 46436E767 BBG00VHK2B74 1,616,157 34,629 SH   SOLE   0 0 34,629
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 435,687 4,652 SH   SOLE   0 0 4,652
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 17,858,059 104,500 SH   SOLE   0 0 104,500
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 12,347,231 117,102 SH   SOLE   0 0 117,102
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 390,616 1,082 SH   SOLE   0 0 1,082
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 575,654 3,059 SH   SOLE   0 0 3,059
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 303,725 2,012 SH   SOLE   0 0 2,012
ISHARES TR RUS MD CP GR ETF 464287481 BBG001S561Z8 447,495 3,809 SH   SOLE   0 0 3,809
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 500,522 3,973 SH   SOLE   0 0 3,973
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 358,308 1,323 SH   SOLE   0 0 1,323
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 822,506 14,395 SH   SOLE   0 0 14,395
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724 BBG01J345HV8 11,163,758 187,060 SH   SOLE   0 0 187,060
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 BBG00M8D48L9 6,625,451 132,509 SH   SOLE   0 0 132,509
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 BBG016NKZFF7 639,885 12,358 SH   SOLE   0 0 12,358
J P MORGAN EXCHANGE TRADED F SUSTAINABLE MUNI 46654Q815 BBG01H50MGJ5 433,120 8,697 SH   SOLE   0 0 8,697
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 BBG00GP26NW0 4,681,827 92,471 SH   SOLE   0 0 92,471
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 BBG00M8D2458 1,980,076 38,940 SH   SOLE   0 0 38,940
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 335,928 2,026 SH   SOLE   0 0 2,026
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 273,289 1,114 SH   SOLE   0 0 1,114
LOWES COS INC COM 548661107 BBG001S5SVL3 307,983 1,321 SH   SOLE   0 0 1,321
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 222,130 405 SH   SOLE   0 0 405
MERCADOLIBRE INC COM 58733R102 BBG001SM32G3 201,314 103 SH   SOLE   0 0 103
MERCK & CO INC COM 58933Y105 BBG001S5TC52 208,672 2,325 SH   SOLE   0 0 2,325
MICROSOFT CORP COM 594918104 BBG001S5TD05 17,715,438 47,192 SH   SOLE   0 0 47,192
MORGAN STANLEY ETF TRUST CALVERT US LARCP 61774R205 BBG01DPGKH16 1,237,072 17,944 SH   SOLE   0 0 17,944
NETFLIX INC COM 64110L106 BBG001SF6L46 292,922 314 SH   SOLE   0 0 314
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 305,378 4,308 SH   SOLE   0 0 4,308
NISOURCE INC COM 65473P105 BBG001S5TMF9 255,809 6,381 SH   SOLE   0 0 6,381
NOKIA CORP SPONSORED ADR 654902204 BBG001SCPCG9 125,632 23,839 SH   SOLE   0 0 23,839
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 BBG00FJ5GY57 618,171 7,897 SH   SOLE   0 0 7,897
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 469,630 4,333 SH   SOLE   0 0 4,333
PEPSICO INC COM 713448108 BBG001S695T1 248,197 1,655 SH   SOLE   0 0 1,655
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 771,996 4,864 SH   SOLE   0 0 4,864
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 BBG005VLSHH1 342,776 3,571 SH   SOLE   0 0 3,571
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 BBG001T6Q6C7 1,284,192 25,674 SH   SOLE   0 0 25,674
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 547,349 3,212 SH   SOLE   0 0 3,212
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 2,163,561 100,491 SH   SOLE   0 0 100,491
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 17,226,453 616,111 SH   SOLE   0 0 616,111
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 14,027,750 560,214 SH   SOLE   0 0 560,214
SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 230,931 10,736 SH   SOLE   0 0 10,736
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 324,036 13,830 SH   SOLE   0 0 13,830
SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 3,169,293 117,861 SH   SOLE   0 0 117,861
SELECTIVE INS GROUP INC COM 816300107 BBG001S5W2R6 601,876 6,575 SH   SOLE   0 0 6,575
SOUTHERN CO COM 842587107 BBG001S5W777 690,279 7,507 SH   SOLE   0 0 7,507
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 233,694 418 SH   SOLE   0 0 418
STARBUCKS CORP COM 855244109 BBG001S72KH6 820,735 8,367 SH   SOLE   0 0 8,367
TIDAL TRUST III AFFORDABLE HOUS 74741A106 BBG01LYMQ3P4 485,759 28,327 SH   SOLE   0 0 28,327
UNUM GROUP COM 91529Y106 BBG001S5X2J4 203,650 2,500 SH   SOLE   0 0 2,500
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 1,644,137 33,678 SH   SOLE   0 0 33,678
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 350,702 1,883 SH   SOLE   0 0 1,883
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 28,255,487 102,807 SH   SOLE   0 0 102,807
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 709,937 11,704 SH   SOLE   0 0 11,704
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 BBG001SHTV18 213,169 3,036 SH   SOLE   0 0 3,036
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 BBG001T62MC8 2,234,575 38,788 SH   SOLE   0 0 38,788
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 631,192 12,418 SH   SOLE   0 0 12,418
VANGUARD WORLD FD CONSUM DIS ETF 92204A108 BBG001SHVTQ3 751,042 2,307 SH   SOLE   0 0 2,307
VANGUARD WORLD FD ESG INTL STK ETF 921910725 BBG00M0P2VR5 1,100,136 18,653 SH   SOLE   0 0 18,653
VANGUARD WORLD FD ESG US STK ETF 921910733 BBG00M0P2SP4 1,879,752 19,191 SH   SOLE   0 0 19,191
VANGUARD WORLD FD INF TECH ETF 92204A702 BBG001SHTTR5 473,658 873 SH   SOLE   0 0 873
VISA INC COM CL A 92826C839 BBG001SRCFY3 283,082 808 SH   SOLE   0 0 808
WISDOMTREE TR EM EX ST-OWNED 97717X578 BBG007PB9N20 970,091 31,425 SH   SOLE   0 0 31,425