The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101 BBG001S5NCQ5 1,121,483 2,522 SH   SOLE   0 0 2,522
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 473,487 9,055 SH   SOLE   0 0 9,055
AMAZON COM INC COM 023135106 BBG001S5PQL7 833,243 3,798 SH   SOLE   0 0 3,798
APPLE INC COM 037833100 BBG001S5N8V8 4,893,838 19,543 SH   SOLE   0 0 19,543
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 923,908 21,022 SH   SOLE   0 0 21,022
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 4,167,609 9,194 SH   SOLE   0 0 9,194
BOEING CO COM 097023105 BBG001S5P0V3 479,871 2,711 SH   SOLE   0 0 2,711
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201 BBG019XRCM29 3,700,779 137,473 SH   SOLE   0 0 137,473
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 BBG019XS8NR3 12,592,318 461,595 SH   SOLE   0 0 461,595
CISCO SYS INC COM 17275R102 BBG001S6HC62 274,816 4,642 SH   SOLE   0 0 4,642
COCA-COLA EUROPACIFIC PARTNE SHS G25839104 BBG00B6BFX96 226,205 2,945 SH   SOLE   0 0 2,945
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 1,420,604 1,550 SH   SOLE   0 0 1,550
CROWDSTRIKE HLDGS INC CL A 22788C105 BBG00BLYKRZ7 341,818 999 SH   SOLE   0 0 999
DEERE & CO COM 244199105 BBG001S5QFF7 1,875,371 4,426 SH   SOLE   0 0 4,426
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674 BBG01BGVG000 815,805 16,015 SH   SOLE   0 0 16,015
EA SERIES TRUST ALPHA ARCH 1-3 02072L565 BBG01BBK3R95 245,479 2,226 SH   SOLE   0 0 2,226
EA SERIES TRUST FREEDOM 100 EM 02072L607 BBG00P7KKMR2 281,736 8,621 SH   SOLE   0 0 8,621
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 619,650 5,000 SH   SOLE   0 0 5,000
ETFS GOLD TR PHYSCL GOLD SHS 00326A104 BBG001SCTFP8 225,450 9,000 SH   SOLE   0 0 9,000
FIRST TR VALUE LINE DIVID IN SHS 33734H106 BBG001SLWD88 333,836 7,650 SH   SOLE   0 0 7,650
HOME DEPOT INC COM 437076102 BBG001S5RTW7 270,379 695 SH   SOLE   0 0 695
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 306,817 1,396 SH   SOLE   0 0 1,396
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 228,535 447 SH   SOLE   0 0 447
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 22,889,320 346,074 SH   SOLE   0 0 346,074
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 1,364,365 2,318 SH   SOLE   0 0 2,318
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 19,928,178 440,889 SH   SOLE   0 0 440,889
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 1,901,559 19,624 SH   SOLE   0 0 19,624
ISHARES TR ESG ADV TTL USD 46436E619 BBG00VJ13GZ1 992,958 23,375 SH   SOLE   0 0 23,375
ISHARES TR ESG EAFE ETF 46436E759 BBG00VHK1HS9 722,983 11,188 SH   SOLE   0 0 11,188
ISHARES TR ESG MSCI USA ETF 46436E767 BBG00VHK2B74 1,550,591 31,186 SH   SOLE   0 0 31,186
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 412,801 4,649 SH   SOLE   0 0 4,649
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 18,362,106 103,112 SH   SOLE   0 0 103,112
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 12,389,132 116,275 SH   SOLE   0 0 116,275
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 434,749 1,083 SH   SOLE   0 0 1,083
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 564,169 3,047 SH   SOLE   0 0 3,047
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 329,185 2,005 SH   SOLE   0 0 2,005
ISHARES TR RUS MD CP GR ETF 464287481 BBG001S561Z8 482,491 3,807 SH   SOLE   0 0 3,807
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 512,388 3,962 SH   SOLE   0 0 3,962
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 382,149 1,323 SH   SOLE   0 0 1,323
ISHARES TR TRS FLT RT BD 46434V860 BBG005YTNMS3 244,964 4,854 SH   SOLE   0 0 4,854
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 274,912 11,963 SH   SOLE   0 0 11,963
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 653,286 11,356 SH   SOLE   0 0 11,356
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724 BBG01J345HV8 11,519,337 185,676 SH   SOLE   0 0 185,676
J P MORGAN EXCHANGE TRADED F HIGH YIELD MUNI 46654Q799 BBG01H50H5M1 221,261 4,406 SH   SOLE   0 0 4,406
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 BBG00M8D48L9 6,671,575 133,032 SH   SOLE   0 0 133,032
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 BBG016NKZFF7 548,616 9,731 SH   SOLE   0 0 9,731
J P MORGAN EXCHANGE TRADED F SUSTAINABLE MUNI 46654Q815 BBG01H50MGJ5 429,430 8,577 SH   SOLE   0 0 8,577
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 BBG00GP26NW0 4,385,426 87,064 SH   SOLE   0 0 87,064
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 BBG00M8D2458 2,032,584 40,082 SH   SOLE   0 0 40,082
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 297,631 2,058 SH   SOLE   0 0 2,058
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 338,605 1,413 SH   SOLE   0 0 1,413
LOWES COS INC COM 548661107 BBG001S5SVL3 325,190 1,318 SH   SOLE   0 0 1,318
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 215,366 409 SH   SOLE   0 0 409
MERCK & CO INC COM 58933Y105 BBG001S5TC52 235,438 2,367 SH   SOLE   0 0 2,367
MICROSOFT CORP COM 594918104 BBG001S5TD05 20,088,466 47,659 SH   SOLE   0 0 47,659
MORGAN STANLEY ETF TRUST CALVERT US LARCP 61774R205 BBG01DPGKH16 1,144,053 15,599 SH   SOLE   0 0 15,599
NETFLIX INC COM 64110L106 BBG001SF6L46 302,261 339 SH   SOLE   0 0 339
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 307,735 4,293 SH   SOLE   0 0 4,293
NISOURCE INC COM 65473P105 BBG001S5TMF9 234,285 6,373 SH   SOLE   0 0 6,373
NOKIA CORP SPONSORED ADR 654902204 BBG001SCPCG9 105,607 23,839 SH   SOLE   0 0 23,839
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 BBG00FJ5GY57 444,559 5,179 SH   SOLE   0 0 5,179
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 579,992 4,319 SH   SOLE   0 0 4,319
PEPSICO INC COM 713448108 BBG001S695T1 251,576 1,654 SH   SOLE   0 0 1,654
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 584,739 4,859 SH   SOLE   0 0 4,859
PIMCO ETF TR ENHANCD SHORT 72201R643 BBG00QQFDTV8 244,838 2,488 SH   SOLE   0 0 2,488
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 BBG005VLSHH1 339,658 3,576 SH   SOLE   0 0 3,576
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 BBG001T6Q6C7 1,279,315 25,668 SH   SOLE   0 0 25,668
PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 203,842 1,057 SH   SOLE   0 0 1,057
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 542,392 3,235 SH   SOLE   0 0 3,235
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 2,280,910 100,481 SH   SOLE   0 0 100,481
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 16,486,071 603,443 SH   SOLE   0 0 603,443
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 15,495,164 555,980 SH   SOLE   0 0 555,980
SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 226,100 10,736 SH   SOLE   0 0 10,736
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 337,067 13,034 SH   SOLE   0 0 13,034
SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 2,926,773 113,309 SH   SOLE   0 0 113,309
SELECTIVE INS GROUP INC COM 816300107 BBG001S5W2R6 614,894 6,575 SH   SOLE   0 0 6,575
SOUTHERN CO COM 842587107 BBG001S5W777 618,809 7,517 SH   SOLE   0 0 7,517
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 304,381 519 SH   SOLE   0 0 519
STARBUCKS CORP COM 855244109 BBG001S72KH6 837,862 9,182 SH   SOLE   0 0 9,182
TIDAL TRUST III AFFORDABLE HOUS 74741A106 BBG01LYMQ3P4 406,615 24,074 SH   SOLE   0 0 24,074
T-MOBILE US INC COM 872590104 BBG001SKR9Y6 204,653 927 SH   SOLE   0 0 927
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 1,689,010 34,434 SH   SOLE   0 0 34,434
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 373,085 1,883 SH   SOLE   0 0 1,883
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 29,630,149 102,240 SH   SOLE   0 0 102,240
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 671,900 11,704 SH   SOLE   0 0 11,704
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 BBG001T62MC8 2,094,405 37,839 SH   SOLE   0 0 37,839
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 593,800 12,417 SH   SOLE   0 0 12,417
VANGUARD WORLD FD CONSUM DIS ETF 92204A108 BBG001SHVTQ3 864,250 2,302 SH   SOLE   0 0 2,302
VANGUARD WORLD FD ESG INTL STK ETF 921910725 BBG00M0P2VR5 1,422,690 25,092 SH   SOLE   0 0 25,092
VANGUARD WORLD FD ESG US STK ETF 921910733 BBG00M0P2SP4 2,699,067 25,732 SH   SOLE   0 0 25,732
VANGUARD WORLD FD INF TECH ETF 92204A702 BBG001SHTTR5 584,300 940 SH   SOLE   0 0 940
VISA INC COM CL A 92826C839 BBG001SRCFY3 263,568 834 SH   SOLE   0 0 834
WALMART INC COM 931142103 BBG001S5XH92 202,942 2,246 SH   SOLE   0 0 2,246
WISDOMTREE TR EM EX ST-OWNED 97717X578 BBG007PB9N20 916,348 30,064 SH   SOLE   0 0 30,064