The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 545 3,403 SH   SOLE   0 0 3,403
ABBOTT LABS COM 002824100 718 6,602 SH   SOLE   0 0 6,602
ABBVIE INC COM 00287Y109 526 6,005 SH   SOLE   0 0 6,005
AFLAC INC COM 001055102 427 11,741 SH   SOLE   0 0 11,741
ALPHABET INC CAP STK CL A 02079K305 1,847 1,260 SH   SOLE   0 0 1,260
ALPHABET INC CAP STK CL C 02079K107 3,514 2,391 SH   SOLE   0 0 2,391
ALTRIA GROUP INC COM 02209S103 279 7,217 SH   SOLE   0 0 7,217
AMAZON COM INC COM 023135106 11,761 3,735 SH   SOLE   0 0 3,735
AMERICAN ELEC PWR CO INC COM 025537101 380 4,654 SH   SOLE   0 0 4,654
AMERICAN WTR WKS CO INC NEW COM 030420103 352 2,427 SH   SOLE   0 0 2,427
AMGEN INC COM 031162100 314 1,237 SH   SOLE   0 0 1,237
APPLE INC COM 037833100 22,123 191,027 SH   SOLE   0 0 191,027
AT&T INC COM 00206R102 835 29,285 SH   SOLE   0 0 29,285
ATMOS ENERGY CORP COM 049560105 212 2,223 SH   SOLE   0 0 2,223
BECTON DICKINSON & CO COM 075887109 637 2,737 SH   SOLE   0 0 2,737
BERKSHIRE HATHAWAY INC DEL CL A 084670108 320 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,717 22,150 SH   SOLE   0 0 22,150
BK OF AMERICA CORP COM 060505104 538 22,331 SH   SOLE   0 0 22,331
BRISTOL-MYERS SQUIBB CO COM 110122108 406 6,729 SH   SOLE   0 0 6,729
CHEVRON CORP NEW COM 166764100 800 11,110 SH   SOLE   0 0 11,110
CISCO SYS INC COM 17275R102 465 11,797 SH   SOLE   0 0 11,797
COCA COLA CO COM 191216100 1,458 29,529 SH   SOLE   0 0 29,529
CORNING INC COM 219350105 214 6,600 SH   SOLE   0 0 6,600
COSTCO WHSL CORP NEW COM 22160K105 381 1,074 SH   SOLE   0 0 1,074
CSX CORP COM 126408103 418 5,387 SH   SOLE   0 0 5,387
CVS HEALTH CORP COM 126650100 3,750 64,208 SH   SOLE   0 0 64,208
DAVITA INC COM 23918K108 351 4,100 SH   SOLE   0 0 4,100
DISNEY WALT CO COM DISNEY 254687106 3,798 30,609 SH   SOLE   0 0 30,609
DOMINION ENERGY INC COM 25746U109 210 2,655 SH   SOLE   0 0 2,655
DUKE ENERGY CORP NEW COM NEW 26441C204 6,529 73,727 SH   SOLE   0 0 73,727
EATON CORP PLC SHS G29183103 252 2,468 SH   SOLE   0 0 2,468
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 191 35,175 SH   SOLE   0 0 35,175
EXXON MOBIL CORP COM 30231G102 678 19,750 SH   SOLE   0 0 19,750
FACEBOOK INC CL A 30303M102 3,226 12,318 SH   SOLE   0 0 12,318
FIRSTSERVICE CORP NEW COM 33767E202 374 2,835 SH   SOLE   0 0 2,835
GENERAL ELECTRIC CO COM 369604103 64 10,203 SH   SOLE   0 0 10,203
HERSHEY CO COM 427866108 432 3,014 SH   SOLE   0 0 3,014
HEWLETT PACKARD ENTERPRISE C COM 42824C109 106 11,308 SH   SOLE   0 0 11,308
HEXO CORP COM 428304109 7 10,001 SH   SOLE   0 0 10,001
HOME DEPOT INC COM 437076102 5,896 21,232 SH   SOLE   0 0 21,232
HONEYWELL INTL INC COM 438516106 2,904 17,640 SH   SOLE   0 0 17,640
HP INC COM 40434L105 215 11,346 SH   SOLE   0 0 11,346
HUMANA INC COM 444859102 271 654 SH   SOLE   0 0 654
INTEL CORP COM 458140100 2,124 41,019 SH   SOLE   0 0 41,019
INTERNATIONAL BUSINESS MACHS COM 459200101 237 1,946 SH   SOLE   0 0 1,946
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 18,356 979,488 SH   SOLE   0 0 979,488
ISHARES SILVER TR ISHARES 46428Q109 237 10,935 SH   SOLE   0 0 10,935
ISHARES TR 1 3 YR TREAS BD 464287457 736 8,506 SH   SOLE   0 0 8,506
ISHARES TR 3 7 YR TREAS BD 464288661 260 1,948 SH   SOLE   0 0 1,948
ISHARES TR CORE HIGH DV ETF 46429B663 599 7,440 SH   SOLE   0 0 7,440
ISHARES TR CORE S&P MCP ETF 464287507 269 1,449 SH   SOLE   0 0 1,449
ISHARES TR CORE S&P TTL STK 464287150 491 6,507 SH   SOLE   0 0 6,507
ISHARES TR CORE S&P500 ETF 464287200 304 906 SH   SOLE   0 0 906
ISHARES TR CORE US AGGBD ET 464287226 491 4,162 SH   SOLE   0 0 4,162
ISHARES TR ISHS 1-5YR INVS 464288646 439 8,002 SH   SOLE   0 0 8,002
ISHARES TR MSCI USA MIN VOL 46429B697 58,256 914,109 SH   SOLE   0 0 914,109
ISHARES TR NATIONAL MUN ETF 464288414 228 1,971 SH   SOLE   0 0 1,971
ISHARES TR RUS MID CAP ETF 464287499 285 4,965 SH   SOLE   0 0 4,965
ISHARES TR RUSSELL 3000 ETF 464287689 1,847 9,437 SH   SOLE   0 0 9,437
J P MORGAN EXCHANGE-TRADED F US AGGREGATE 46641Q613 44,097 1,577,709 SH   SOLE   0 0 1,577,709
JOHNSON & JOHNSON COM 478160104 3,705 24,884 SH   SOLE   0 0 24,884
JPMORGAN CHASE & CO COM 46625H100 5,496 57,085 SH   SOLE   0 0 57,085
KIMBERLY CLARK CORP COM 494368103 305 2,064 SH   SOLE   0 0 2,064
KIMCO RLTY CORP COM 49446R109 5,196 461,438 SH   SOLE   0 0 461,438
LILLY ELI & CO COM 532457108 930 6,285 SH   SOLE   0 0 6,285
LOCKHEED MARTIN CORP COM 539830109 1,234 3,219 SH   SOLE   0 0 3,219
MASTERCARD INCORPORATED CL A 57636Q104 6,862 20,291 SH   SOLE   0 0 20,291
MCDONALDS CORP COM 580135101 2,891 13,170 SH   SOLE   0 0 13,170
MEDTRONIC PLC SHS G5960L103 216 2,082 SH   SOLE   0 0 2,082
MERCK & CO. INC COM 58933Y105 5,205 62,751 SH   SOLE   0 0 62,751
MICROSOFT CORP COM 594918104 13,054 62,066 SH   SOLE   0 0 62,066
NETFLIX INC COM 64110L106 885 1,770 SH   SOLE   0 0 1,770
NEXTERA ENERGY INC COM 65339F101 605 2,180 SH   SOLE   0 0 2,180
NORFOLK SOUTHN CORP COM 655844108 257 1,199 SH   SOLE   0 0 1,199
ODYSSEY MARINE EXPLORATION I COM NEW 676118201 312 45,866 SH   SOLE   0 0 45,866
ORACLE CORP COM 68389X105 230 3,847 SH   SOLE   0 0 3,847
PAYPAL HLDGS INC COM 70450Y103 458 2,322 SH   SOLE   0 0 2,322
PEPSICO INC COM 713448108 966 6,971 SH   SOLE   0 0 6,971
PFIZER INC COM 717081103 2,685 73,161 SH   SOLE   0 0 73,161
PNC FINL SVCS GROUP INC COM 693475105 899 8,182 SH   SOLE   0 0 8,182
PROCTER AND GAMBLE CO COM 742718109 16,496 118,683 SH   SOLE   0 0 118,683
RAYTHEON TECHNOLOGIES CORP COM 75513E101 3,956 68,746 SH   SOLE   0 0 68,746
RENASANT CORP COM 75970E107 644 28,324 SH   SOLE   0 0 28,324
SALESFORCE COM INC COM 79466L302 625 2,487 SH   SOLE   0 0 2,487
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 776 12,111 SH   SOLE   0 0 12,111
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,254 11,886 SH   SOLE   0 0 11,886
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 19,280 165,210 SH   SOLE   0 0 165,210
SERVICENOW INC COM 81762P102 243 500 SH   SOLE   0 0 500
SOUTHERN CO COM 842587107 859 15,838 SH   SOLE   0 0 15,838
SPDR GOLD TR GOLD SHS 78463V107 10,577 59,714 SH   SOLE   0 0 59,714
SPDR S&P 500 ETF TR TR UNIT 78462F103 657 1,963 SH   SOLE   0 0 1,963
SPDR SER TR PORTFOLI S&P1500 78464A805 28,509 697,213 SH   SOLE   0 0 697,213
STARBUCKS CORP COM 855244109 384 4,464 SH   SOLE   0 0 4,464
STRYKER CORPORATION COM 863667101 211 1,014 SH   SOLE   0 0 1,014
TD AMERITRADE HLDG CORP COM 87236Y108 858 18,555 SH   SOLE   0 0 18,555
TESLA INC COM 88160R101 292 680 SH   SOLE   0 0 680
THERMO FISHER SCIENTIFIC INC COM 883556102 682 1,544 SH   SOLE   0 0 1,544
UNION PAC CORP COM 907818108 771 3,916 SH   SOLE   0 0 3,916
UNITEDHEALTH GROUP INC COM 91324P102 907 2,909 SH   SOLE   0 0 2,909
US BANCORP DEL COM NEW 902973304 202 5,643 SH   SOLE   0 0 5,643
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 642 4,220 SH   SOLE   0 0 4,220
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 361 8,832 SH   SOLE   0 0 8,832
VERIZON COMMUNICATIONS INC COM 92343V104 4,454 74,863 SH   SOLE   0 0 74,863
VISA INC COM CL A 92826C839 1,943 9,717 SH   SOLE   0 0 9,717
WALMART INC COM 931142103 2,862 20,455 SH   SOLE   0 0 20,455
WELLTOWER INC COM 95040Q104 259 4,708 SH   SOLE   0 0 4,708
WENDYS CO COM 95058W100 236 10,587 SH   SOLE   0 0 10,587