The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 542 3,472 SH   SOLE   0 0 3,472
ABBOTT LABS COM 002824100 603 6,598 SH   SOLE   0 0 6,598
ABBVIE INC COM 00287Y109 575 5,853 SH   SOLE   0 0 5,853
AFLAC INC COM 001055102 423 11,736 SH   SOLE   0 0 11,736
ALPHABET INC CAP STK CL A 02079K305 1,800 1,269 SH   SOLE   0 0 1,269
ALPHABET INC CAP STK CL C 02079K107 3,056 2,162 SH   SOLE   0 0 2,162
ALTRIA GROUP INC COM 02209S103 309 7,870 SH   SOLE   0 0 7,870
AMAZON COM INC COM 023135106 11,181 4,053 SH   SOLE   0 0 4,053
AMERICAN ELEC PWR CO INC COM 025537101 370 4,652 SH   SOLE   0 0 4,652
AMERICAN WTR WKS CO INC NEW COM 030420103 312 2,427 SH   SOLE   0 0 2,427
AMGEN INC COM 031162100 292 1,237 SH   SOLE   0 0 1,237
APPLE INC COM 037833100 18,461 50,607 SH   SOLE   0 0 50,607
AT&T INC COM 00206R102 937 30,984 SH   SOLE   0 0 30,984
ATMOS ENERGY CORP COM 049560105 221 2,221 SH   SOLE   0 0 2,221
BECTON DICKINSON & CO COM 075887109 646 2,700 SH   SOLE   0 0 2,700
BERKSHIRE HATHAWAY INC DEL CL A 084670108 267 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,266 23,899 SH   SOLE   0 0 23,899
BK OF AMERICA CORP COM 060505104 543 22,880 SH   SOLE   0 0 22,880
BOEING CO COM 097023105 232 1,268 SH   SOLE   0 0 1,268
BRISTOL-MYERS SQUIBB CO COM 110122108 418 7,103 SH   SOLE   0 0 7,103
CHEVRON CORP NEW COM 166764100 1,072 12,013 SH   SOLE   0 0 12,013
CISCO SYS INC COM 17275R102 854 18,303 SH   SOLE   0 0 18,303
COCA COLA CO COM 191216100 1,318 29,494 SH   SOLE   0 0 29,494
COSTCO WHSL CORP NEW COM 22160K105 343 1,132 SH   SOLE   0 0 1,132
CSX CORP COM 126408103 376 5,385 SH   SOLE   0 0 5,385
CVS HEALTH CORP COM 126650100 3,366 51,805 SH   SOLE   0 0 51,805
DAVITA INC COM 23918K108 324 4,100 SH   SOLE   0 0 4,100
DISNEY WALT CO COM DISNEY 254687106 3,343 29,976 SH   SOLE   0 0 29,976
DOMINION ENERGY INC COM 25746U109 215 2,654 SH   SOLE   0 0 2,654
DUKE ENERGY CORP NEW COM NEW 26441C204 3,754 46,992 SH   SOLE   0 0 46,992
EATON CORP PLC SHS G29183103 216 2,468 SH   SOLE   0 0 2,468
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 218 30,680 SH   SOLE   0 0 30,680
EXXON MOBIL CORP COM 30231G102 863 19,303 SH   SOLE   0 0 19,303
FACEBOOK INC CL A 30303M102 2,723 11,991 SH   SOLE   0 0 11,991
FIRSTSERVICE CORP NEW COM 33767E202 286 2,835 SH   SOLE   0 0 2,835
HERSHEY CO COM 427866108 387 2,989 SH   SOLE   0 0 2,989
HEWLETT PACKARD ENTERPRISE C COM 42824C109 110 11,297 SH   SOLE   0 0 11,297
HOME DEPOT INC COM 437076102 5,159 20,593 SH   SOLE   0 0 20,593
HONEYWELL INTL INC COM 438516106 2,465 17,045 SH   SOLE   0 0 17,045
HP INC COM 40434L105 198 11,337 SH   SOLE   0 0 11,337
INTEL CORP COM 458140100 1,386 23,163 SH   SOLE   0 0 23,163
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 16,174 903,561 SH   SOLE   0 0 903,561
ISHARES TR 1 3 YR TREAS BD 464287457 565 6,521 SH   SOLE   0 0 6,521
ISHARES TR CORE HIGH DV ETF 46429B663 695 8,565 SH   SOLE   0 0 8,565
ISHARES TR CORE S&P MCP ETF 464287507 258 1,449 SH   SOLE   0 0 1,449
ISHARES TR CORE S&P TTL STK 464287150 407 5,860 SH   SOLE   0 0 5,860
ISHARES TR CORE S&P500 ETF 464287200 281 906 SH   SOLE   0 0 906
ISHARES TR CORE US AGGBD ET 464287226 384 3,251 SH   SOLE   0 0 3,251
ISHARES TR IBONDS SEP2020 46434V571 234 9,175 SH   SOLE   0 0 9,175
ISHARES TR MSCI MIN VOL ETF 46429B697 56,496 931,817 SH   SOLE   0 0 931,817
ISHARES TR NATIONAL MUN ETF 464288414 227 1,971 SH   SOLE   0 0 1,971
ISHARES TR RUS MID CAP ETF 464287499 266 4,963 SH   SOLE   0 0 4,963
ISHARES TR RUSSELL 3000 ETF 464287689 1,713 9,511 SH   SOLE   0 0 9,511
ISHARES TR SH TR CRPORT ETF 464288646 438 8,002 SH   SOLE   0 0 8,002
J P MORGAN EXCHANGE-TRADED F US AGGREGATE 46641Q613 37,942 1,356,035 SH   SOLE   0 0 1,356,035
JOHNSON & JOHNSON COM 478160104 3,487 24,793 SH   SOLE   0 0 24,793
JPMORGAN CHASE & CO COM 46625H100 4,811 51,153 SH   SOLE   0 0 51,153
KIMBERLY CLARK CORP COM 494368103 292 2,064 SH   SOLE   0 0 2,064
LILLY ELI & CO COM 532457108 1,032 6,284 SH   SOLE   0 0 6,284
LOCKHEED MARTIN CORP COM 539830109 1,169 3,205 SH   SOLE   0 0 3,205
MASTERCARD INCORPORATED CL A 57636Q104 6,275 21,221 SH   SOLE   0 0 21,221
MCDONALDS CORP COM 580135101 2,493 13,512 SH   SOLE   0 0 13,512
MERCK & CO. INC COM 58933Y105 4,545 58,777 SH   SOLE   0 0 58,777
MICROSOFT CORP COM 594918104 12,817 62,982 SH   SOLE   0 0 62,982
NETFLIX INC COM 64110L106 811 1,783 SH   SOLE   0 0 1,783
NEXTERA ENERGY INC COM 65339F101 511 2,127 SH   SOLE   0 0 2,127
NORFOLK SOUTHERN CORP COM 655844108 212 1,207 SH   SOLE   0 0 1,207
NOVARTIS AG SPONSORED ADR 66987V109 328 3,757 SH   SOLE   0 0 3,757
ODYSSEY MARINE EXPLORATION I COM NEW 676118201 210 45,866 SH   SOLE   0 0 45,866
ORACLE CORP COM 68389X105 212 3,841 SH   SOLE   0 0 3,841
PAYPAL HLDGS INC COM 70450Y103 557 3,195 SH   SOLE   0 0 3,195
PEPSICO INC COM 713448108 895 6,768 SH   SOLE   0 0 6,768
PFIZER INC COM 717081103 2,380 72,778 SH   SOLE   0 0 72,778
PNC FINL SVCS GROUP INC COM 693475105 860 8,178 SH   SOLE   0 0 8,178
PROCTER AND GAMBLE CO COM 742718109 14,120 118,090 SH   SOLE   0 0 118,090
RAYTHEON TECHNOLOGIES CORP COM 75513E101 3,748 60,821 SH   SOLE   0 0 60,821
RENASANT CORP COM 75970E107 705 28,324 SH   SOLE   0 0 28,324
SALESFORCE COM INC COM 79466L302 463 2,472 SH   SOLE   0 0 2,472
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 746 12,726 SH   SOLE   0 0 12,726
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,239 12,380 SH   SOLE   0 0 12,380
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 18,463 176,697 SH   SOLE   0 0 176,697
SERVICENOW INC COM 81762P102 203 500 SH   SOLE   0 0 500
SOUTHERN CO COM 842587107 810 15,619 SH   SOLE   0 0 15,619
SPDR GOLD TR GOLD SHS 78463V107 6,892 41,180 SH   SOLE   0 0 41,180
SPDR S&P 500 ETF TR TR UNIT 78462F103 716 2,323 SH   SOLE   0 0 2,323
SPDR SER TR PORTFOLI S&P1500 78464A805 26,004 688,299 SH   SOLE   0 0 688,299
STARBUCKS CORP COM 855244109 364 4,947 SH   SOLE   0 0 4,947
TD AMERITRADE HLDG CORP COM 87236Y108 818 18,332 SH   SOLE   0 0 18,332
THERMO FISHER SCIENTIFIC INC COM 883556102 642 1,772 SH   SOLE   0 0 1,772
UNION PAC CORP COM 907818108 662 3,913 SH   SOLE   0 0 3,913
UNITEDHEALTH GROUP INC COM 91324P102 871 2,954 SH   SOLE   0 0 2,954
US BANCORP DEL COM NEW 902973304 207 5,634 SH   SOLE   0 0 5,634
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 646 4,618 SH   SOLE   0 0 4,618
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 288 7,416 SH   SOLE   0 0 7,416
VERIZON COMMUNICATIONS INC COM 92343V104 2,764 50,139 SH   SOLE   0 0 50,139
VISA INC COM CL A 92826C839 1,865 9,656 SH   SOLE   0 0 9,656
WALMART INC COM 931142103 2,429 20,275 SH   SOLE   0 0 20,275
WELLTOWER INC COM 95040Q104 244 4,708 SH   SOLE   0 0 4,708
WENDYS CO COM 95058W100 231 10,587 SH   SOLE   0 0 10,587