The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 669 4,903 SH   SOLE   0 0 4,903
ABBOTT LABS COM 002824100 519 6,580 SH   SOLE   0 0 6,580
ABBVIE INC COM 00287Y109 389 5,105 SH   SOLE   0 0 5,105
AFLAC INC COM 001055102 402 11,732 SH   SOLE   0 0 11,732
ALPHABET INC CAP STK CL A 02079K305 1,522 1,310 SH   SOLE   0 0 1,310
ALPHABET INC CAP STK CL C 02079K107 2,020 1,737 SH   SOLE   0 0 1,737
ALTRIA GROUP INC COM 02209S103 299 7,730 SH   SOLE   0 0 7,730
AMAZON COM INC COM 023135106 7,731 3,965 SH   SOLE   0 0 3,965
AMERICAN ELEC PWR CO INC COM 025537101 372 4,649 SH   SOLE   0 0 4,649
AMERICAN WTR WKS CO INC NEW COM 030420103 290 2,427 SH   SOLE   0 0 2,427
AMGEN INC COM 031162100 255 1,257 SH   SOLE   0 0 1,257
APPLE INC COM 037833100 13,391 52,661 SH   SOLE   0 0 52,661
AT&T INC COM 00206R102 997 34,186 SH   SOLE   0 0 34,186
ATMOS ENERGY CORP COM 049560105 220 2,220 SH   SOLE   0 0 2,220
BECTON DICKINSON & CO COM 075887109 620 2,700 SH   SOLE   0 0 2,700
BERKSHIRE HATHAWAY INC DEL CL A 084670108 272 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,231 28,611 SH   SOLE   0 0 28,611
BK OF AMERICA CORP COM 060505104 418 19,671 SH   SOLE   0 0 19,671
BRISTOL-MYERS SQUIBB CO COM 110122108 347 6,232 SH   SOLE   0 0 6,232
CHEVRON CORP NEW COM 166764100 887 12,237 SH   SOLE   0 0 12,237
CISCO SYS INC COM 17275R102 741 18,851 SH   SOLE   0 0 18,851
COCA COLA CO COM 191216100 1,307 29,532 SH   SOLE   0 0 29,532
CSX CORP COM 126408103 308 5,383 SH   SOLE   0 0 5,383
CVS HEALTH CORP COM 126650100 529 8,924 SH   SOLE   0 0 8,924
DAVITA INC COM 23918K108 312 4,100 SH   SOLE   0 0 4,100
DISNEY WALT CO COM DISNEY 254687106 2,956 30,600 SH   SOLE   0 0 30,600
DUKE ENERGY CORP NEW COM NEW 26441C204 2,613 32,301 SH   SOLE   0 0 32,301
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 141 30,680 SH   SOLE   0 0 30,680
EXXON MOBIL CORP COM 30231G102 825 21,716 SH   SOLE   0 0 21,716
FACEBOOK INC CL A 30303M102 1,840 11,034 SH   SOLE   0 0 11,034
FIRSTSERVICE CORP NEW COM 33767E202 219 2,835 SH   SOLE   0 0 2,835
GENERAL ELECTRIC CO COM 369604103 84 10,608 SH   SOLE   0 0 10,608
HERSHEY CO COM 427866108 396 2,989 SH   SOLE   0 0 2,989
HEWLETT PACKARD ENTERPRISE C COM 42824C109 110 11,287 SH   SOLE   0 0 11,287
HOME DEPOT INC COM 437076102 3,952 21,169 SH   SOLE   0 0 21,169
HONEYWELL INTL INC COM 438516106 2,284 17,068 SH   SOLE   0 0 17,068
HP INC COM 40434L105 197 11,327 SH   SOLE   0 0 11,327
INTEL CORP COM 458140100 1,188 21,947 SH   SOLE   0 0 21,947
ISHARES TR 1 3 YR TREAS BD 464287457 431 4,975 SH   SOLE   0 0 4,975
ISHARES TR CORE HIGH DV ETF 46429B663 783 10,940 SH   SOLE   0 0 10,940
ISHARES TR CORE S&P MCP ETF 464287507 208 1,449 SH   SOLE   0 0 1,449
ISHARES TR CORE S&P TTL STK 464287150 421 7,358 SH   SOLE   0 0 7,358
ISHARES TR CORE S&P500 ETF 464287200 303 1,171 SH   SOLE   0 0 1,171
ISHARES TR CORE US AGGBD ET 464287226 383 3,324 SH   SOLE   0 0 3,324
ISHARES TR IBONDS SEP2020 46434V571 233 9,175 SH   SOLE   0 0 9,175
ISHARES TR MSCI MIN VOL ETF 46429B697 52,149 965,552 SH   SOLE   0 0 965,552
ISHARES TR NATIONAL MUN ETF 464288414 211 1,871 SH   SOLE   0 0 1,871
ISHARES TR RUS MID CAP ETF 464287499 214 4,961 SH   SOLE   0 0 4,961
ISHARES TR RUSSELL 3000 ETF 464287689 1,573 10,606 SH   SOLE   0 0 10,606
ISHARES TR SH TR CRPORT ETF 464288646 419 8,002 SH   SOLE   0 0 8,002
J P MORGAN EXCHANGE-TRADED F US AGGREGATE 46641Q613 21,099 781,454 SH   SOLE   0 0 781,454
JOHNSON & JOHNSON COM 478160104 3,268 24,924 SH   SOLE   0 0 24,924
JPMORGAN CHASE & CO COM 46625H100 2,690 29,880 SH   SOLE   0 0 29,880
KIMBERLY CLARK CORP COM 494368103 264 2,064 SH   SOLE   0 0 2,064
LILLY ELI & CO COM 532457108 830 5,982 SH   SOLE   0 0 5,982
LOCKHEED MARTIN CORP COM 539830109 1,084 3,200 SH   SOLE   0 0 3,200
MASTERCARD INC CL A 57636Q104 4,534 18,771 SH   SOLE   0 0 18,771
MCDONALDS CORP COM 580135101 2,248 13,594 SH   SOLE   0 0 13,594
MERCK & CO. INC COM 58933Y105 4,422 57,474 SH   SOLE   0 0 57,474
MICROSOFT CORP COM 594918104 9,920 62,901 SH   SOLE   0 0 62,901
NETFLIX INC COM 64110L106 473 1,260 SH   SOLE   0 0 1,260
NEXTERA ENERGY INC COM 65339F101 510 2,120 SH   SOLE   0 0 2,120
NOVARTIS A G SPONSORED ADR 66987V109 318 3,858 SH   SOLE   0 0 3,858
ODYSSEY MARINE EXPLORATION I COM NEW 676118201 154 45,866 SH   SOLE   0 0 45,866
PAYPAL HLDGS INC COM 70450Y103 311 3,247 SH   SOLE   0 0 3,247
PEPSICO INC COM 713448108 842 7,012 SH   SOLE   0 0 7,012
PFIZER INC COM 717081103 2,435 74,595 SH   SOLE   0 0 74,595
PHILIP MORRIS INTL INC COM 718172109 205 2,814 SH   SOLE   0 0 2,814
PNC FINL SVCS GROUP INC COM 693475105 782 8,174 SH   SOLE   0 0 8,174
PROCTER & GAMBLE CO COM 742718109 12,852 116,836 SH   SOLE   0 0 116,836
RENASANT CORP COM 75970E107 619 28,324 SH   SOLE   0 0 28,324
SALESFORCE COM INC COM 79466L302 349 2,425 SH   SOLE   0 0 2,425
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 736 13,514 SH   SOLE   0 0 13,514
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,218 13,749 SH   SOLE   0 0 13,749
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 14,575 181,346 SH   SOLE   0 0 181,346
SOUTHERN CO COM 842587107 838 15,477 SH   SOLE   0 0 15,477
SPDR S&P 500 ETF TR TR UNIT 78462F103 858 3,328 SH   SOLE   0 0 3,328
SPDR SER TR PORTFOLI S&P1500 78464A805 22,197 705,792 SH   SOLE   0 0 705,792
STARBUCKS CORP COM 855244109 381 5,792 SH   SOLE   0 0 5,792
TD AMERITRADE HLDG CORP COM 87236Y108 767 18,099 SH   SOLE   0 0 18,099
THERMO FISHER SCIENTIFIC INC COM 883556102 539 1,902 SH   SOLE   0 0 1,902
UNION PAC CORP COM 907818108 551 3,909 SH   SOLE   0 0 3,909
UNITED TECHNOLOGIES CORP COM 913017109 2,518 26,698 SH   SOLE   0 0 26,698
UNITEDHEALTH GROUP INC COM 91324P102 752 3,017 SH   SOLE   0 0 3,017
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 571 4,957 SH   SOLE   0 0 4,957
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 247 7,411 SH   SOLE   0 0 7,411
VERIZON COMMUNICATIONS INC COM 92343V104 2,331 43,391 SH   SOLE   0 0 43,391
VISA INC COM CL A 92826C839 1,468 9,112 SH   SOLE   0 0 9,112
WALMART INC COM 931142103 2,304 20,282 SH   SOLE   0 0 20,282
WELLTOWER INC COM 95040Q104 216 4,708 SH   SOLE   0 0 4,708
WENDYS CO COM 95058W100 158 10,587 SH   SOLE   0 0 10,587